The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   320,147 1,387 SH   SOLE   0 0 1,387
APPLE INC COM 037833100   574,555 2,113 SH   SOLE   0 0 2,113
COCA COLA CO COM 191216100   201,361 2,880 SH   SOLE   0 0 2,880
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   8,297,385 177,295 SH   SOLE   0 0 177,295
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,765,345 72,562 SH   SOLE   0 0 72,562
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   206,461 6,339 SH   SOLE   0 0 6,339
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   7,430,721 100,185 SH   SOLE   0 0 100,185
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,050,929 15,084 SH   SOLE   0 0 15,084
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   644,471 19,691 SH   SOLE   0 0 19,691
INVESCO QQQ TR UNIT SER 1 46090E103   1,201,590 1,956 SH   SOLE   0 0 1,956
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   1,638,103 96,815 SH   SOLE   0 0 96,815
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   1,743,582 92,571 SH   SOLE   0 0 92,571
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   764,443 32,752 SH   SOLE   0 0 32,752
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   1,688,312 81,957 SH   SOLE   0 0 81,957
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,723,071 87,288 SH   SOLE   0 0 87,288
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,717,087 87,718 SH   SOLE   0 0 87,718
ISHARES TR 7-10 YR TRSY BD 464287440   2,362,375 24,567 SH   SOLE   0 0 24,567
ISHARES TR 1 3 YR TREAS BD 464287457   4,869,141 58,792 SH   SOLE   0 0 58,792
ISHARES TR MSCI EAFE ETF 464287465   306,432 3,191 SH   SOLE   0 0 3,191
ISHARES TR RUS 1000 ETF 464287622   1,113,598 2,982 SH   SOLE   0 0 2,982
ISHARES TR ISHS 5-10YR INVT 464288638   10,248,582 190,211 SH   SOLE   0 0 190,211
ISHARES TR ISHS 1-5YR INVS 464288646   7,374,600 139,459 SH   SOLE   0 0 139,459
ISHARES TR 3 7 YR TREAS BD 464288661   4,949,921 41,474 SH   SOLE   0 0 41,474
ISHARES TR 0-5 YR TIPS ETF 46429B747   4,660,723 45,519 SH   SOLE   0 0 45,519
ISHARES TR 0-5YR INVT GR CP 46434V100   250,509 4,941 SH   SOLE   0 0 4,941
ISHARES TR ULTRA SHORT DUR 46434V878   4,384,784 86,690 SH   SOLE   0 0 86,690
ISHARES TR ESG AWR MSCI USA 46435G425   358,893 2,409 SH   SOLE   0 0 2,409
JPMORGAN CHASE & CO. COM 46625H100   231,032 717 SH   SOLE   0 0 717
MICROSOFT CORP COM 594918104   204,197 422 SH   SOLE   0 0 422
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,610,709 6,761 SH   SOLE   0 0 6,761
SPDR SERIES TRUST STATE STREET SPD 78464A763   847,484 6,090 SH   SOLE   0 0 6,090
SPDR SERIES TRUST STATE STREET SPD 78464A805   1,757,688 21,305 SH   SOLE   0 0 21,305
SPDR SERIES TRUST STATE STREET SPD 78464A847   2,402,510 41,487 SH   SOLE   0 0 41,487
SPDR SERIES TRUST STATE STREET SPD 78464A854   4,258,969 53,091 SH   SOLE   0 0 53,091
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,561,289 2,588 SH   SOLE   0 0 2,588
SPDR SERIES TRUST STATE STREET SPD 78468R853   2,263,932 48,313 SH   SOLE   0 0 48,313
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   482,300 3,350 SH   SOLE   0 0 3,350
VANGUARD STAR FDS VG TL INTL STK F 921909768   815,558 10,811 SH   SOLE   0 0 10,811
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,148,870 114,437 SH   SOLE   0 0 114,437
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   401,425 2,797 SH   SOLE   0 0 2,797
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,725,209 23,453 SH   SOLE   0 0 23,453
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   224,233 4,171 SH   SOLE   0 0 4,171
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   210,654 3,515 SH   SOLE   0 0 3,515
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   252,244 402 SH   SOLE   0 0 402
VANGUARD INDEX FDS SM CP VAL ETF 922908611   345,310 1,630 SH   SOLE   0 0 1,630
VANGUARD INDEX FDS MID CAP ETF 922908629   428,681 1,477 SH   SOLE   0 0 1,477
VANGUARD INDEX FDS TOTAL STK MKT 922908769   17,059,938 50,884 SH   SOLE   0 0 50,884