The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   301,030 1,371 SH   SOLE   0 0 1,371
APPLE INC COM 037833100   549,073 2,156 SH   SOLE   0 0 2,156
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   6,844,916 149,583 SH   SOLE   0 0 149,583
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,401,283 66,060 SH   SOLE   0 0 66,060
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   7,322,742 101,087 SH   SOLE   0 0 101,087
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   928,123 13,557 SH   SOLE   0 0 13,557
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   528,407 16,839 SH   SOLE   0 0 16,839
INVESCO QQQ TR UNIT SER 1 46090E103   1,060,854 1,767 SH   SOLE   0 0 1,767
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   1,515,153 89,654 SH   SOLE   0 0 89,654
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   1,632,751 86,802 SH   SOLE   0 0 86,802
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   710,810 30,370 SH   SOLE   0 0 30,370
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   1,565,969 76,129 SH   SOLE   0 0 76,129
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,603,996 81,380 SH   SOLE   0 0 81,380
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,616,145 82,625 SH   SOLE   0 0 82,625
ISHARES TR 7-10 YR TRSY BD 464287440   2,268,212 23,515 SH   SOLE   0 0 23,515
ISHARES TR 1 3 YR TREAS BD 464287457   4,564,173 55,017 SH   SOLE   0 0 55,017
ISHARES TR MSCI EAFE ETF 464287465   297,944 3,191 SH   SOLE   0 0 3,191
ISHARES TR RUS 1000 ETF 464287622   1,131,892 3,097 SH   SOLE   0 0 3,097
ISHARES TR ISHS 5-10YR INVT 464288638   9,843,460 181,983 SH   SOLE   0 0 181,983
ISHARES TR ISHS 1-5YR INVS 464288646   6,938,268 130,837 SH   SOLE   0 0 130,837
ISHARES TR 3 7 YR TREAS BD 464288661   4,720,962 39,503 SH   SOLE   0 0 39,503
ISHARES TR 0-5 YR TIPS ETF 46429B747   4,421,542 42,778 SH   SOLE   0 0 42,778
ISHARES TR 0-5YR INVT GR CP 46434V100   283,276 5,573 SH   SOLE   0 0 5,573
ISHARES TR ULTRA SHORT DUR 46434V878   4,136,468 81,507 SH   SOLE   0 0 81,507
ISHARES TR ESG AWR MSCI USA 46435G425   370,406 2,544 SH   SOLE   0 0 2,544
JPMORGAN CHASE & CO. COM 46625H100   226,163 717 SH   SOLE   0 0 717
PIMCO ETF TR 1-5 US TIP IDX 72201R205   204,251 3,770 SH   SOLE   0 0 3,770
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,405,377 6,613 SH   SOLE   0 0 6,613
SPDR SERIES TRUST S&P DIVID ETF 78464A763   852,905 6,090 SH   SOLE   0 0 6,090
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805   1,719,066 21,315 SH   SOLE   0 0 21,315
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847   2,150,588 37,604 SH   SOLE   0 0 37,604
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   3,850,950 49,157 SH   SOLE   0 0 49,157
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,542,526 2,588 SH   SOLE   0 0 2,588
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   2,140,596 46,213 SH   SOLE   0 0 46,213
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   472,116 1,675 SH   SOLE   0 0 1,675
VANGUARD STAR FDS VG TL INTL STK F 921909768   793,719 10,805 SH   SOLE   0 0 10,805
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,505,139 108,564 SH   SOLE   0 0 108,564
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   394,237 2,797 SH   SOLE   0 0 2,797
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,595,233 22,352 SH   SOLE   0 0 22,352
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   225,985 4,171 SH   SOLE   0 0 4,171
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   211,246 3,519 SH   SOLE   0 0 3,519
VANGUARD INDEX FDS SM CP VAL ETF 922908611   340,288 1,630 SH   SOLE   0 0 1,630
VANGUARD INDEX FDS MID CAP ETF 922908629   419,781 1,429 SH   SOLE   0 0 1,429
VANGUARD INDEX FDS TOTAL STK MKT 922908769   16,204,671 49,379 SH   SOLE   0 0 49,379