The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Esg Aware MSCI USA ETF ETF 46435G425 255 2,366 SH   SOLE   0 0 2,366
iShares Esg Aware MSCI Em ETF ETF 46434G863 259 6,509 SH   SOLE   0 0 6,509
iShares iBoxx High Yield Bond ETF IV ETF 464288513 285 3,276 SH   SOLE   0 0 3,276
iShares Short Treasury Bond ETF ETF 464288679 338 3,060 SH   SOLE   0 0 3,060
iShares Esg Advanced TTL Usd BD MRKT ETF ETF 46436E619 341 6,899 SH   SOLE   0 0 6,899
Vanguard Esg US Bond ETF ETF 921910691 349 4,752 SH   SOLE   0 0 4,752
Vanguard FTSE Emerging Mark ETF IV ETF 922042858 374 7,558 SH   SOLE   0 0 7,558
Vanguard Total Stock Market E ETF IV ETF 922908769 409 1,692 SH   SOLE   0 0 1,692
iShares MSCI EAFE ETF IV ETF 464287465 534 6,775 SH   SOLE   0 0 6,775
iShares North Amer Natl Res ETF IV ETF 464287374 590 18,734 SH   SOLE   0 0 18,734
Wisdomtree Japan Hedged Equity ETF ETF 97717W851 619 9,892 SH   SOLE   0 0 9,892
Invesco Preferred ETF ETF 46138E511 691 46,072 SH   SOLE   0 0 46,072
Wisdomtree Europe Hedged Eqty ETF ETF 97717X701 752 9,379 SH   SOLE   0 0 9,379
iShares MSCI China ETF ETF 46429B671 842 13,416 SH   SOLE   0 0 13,416
Vanguard High Dividend Yield ETF IV ETF 921946406 851 7,587 SH   SOLE   0 0 7,587
Vanguard Mid Cap ETF IV ETF 922908629 867 3,404 SH   SOLE   0 0 3,404
Invesco S&P 500 Equal Weight ETF ETF 46137V357 972 5,971 SH   SOLE   0 0 5,971
Vaneck Vectors Morningstar Wide Moat ETF 92189F643 1,339 17,586 SH   SOLE   0 0 17,586
Vanguard Esg Internatnl Stock ETF ETF 921910725 1,349 21,759 SH   SOLE   0 0 21,759
Vanguard Esg US Stock ETF ETF 921910733 1,802 20,504 SH   SOLE   0 0 20,504
SPDR Gold Shares ETF ETF 78463V107 2,042 11,947 SH   SOLE   0 0 11,947
SPDR Dow Jone Global Real Est ETF IV ETF 78463X749 2,078 36,756 SH   SOLE   0 0 36,756
Vanguard Small Cap ETF IV ETF 922908751 2,457 10,873 SH   SOLE   0 0 10,873
Schwab US Dividend Equity ETF ETF 808524797 2,570 31,800 SH   SOLE   0 0 31,800
iShares Russell 2000 ETF IV ETF 464287655 2,695 12,115 SH   SOLE   0 0 12,115
iShares Core S&P Small Cap ETF IV ETF 464287804 2,715 23,709 SH   SOLE   0 0 23,709
Vanguard Utilities ETF IV ETF 92204A876 2,723 17,409 SH   SOLE   0 0 17,409
iShares Russell Mid Cap ETF IV ETF 464287499 2,961 35,676 SH   SOLE   0 0 35,676
iShares Core S&P Mid Cap ETF IV ETF 464287507 2,973 10,503 SH   SOLE   0 0 10,503
Wisdomtree US High Dividend ETF ETF 97717W208 3,070 37,188 SH   SOLE   0 0 37,188
iShares Core MSCI Emerging ETF IV ETF 46434G103 3,746 62,571 SH   SOLE   0 0 62,571
iShares MSCI Frontier Select ETF IV ETF 464286145 3,783 109,625 SH   SOLE   0 0 109,625
Vanguard FTSE All World Ex US ETF IV ETF 922042775 4,337 70,778 SH   SOLE   0 0 70,778
iShares Core MSCI EAFE ETF IV ETF 46432F842 8,975 120,073 SH   SOLE   0 0 120,073
iShares Core S&P 500 ETF IV ETF 464287200 9,619 20,166 SH   SOLE   0 0 20,166
Vanguard Total World Stock Et ETF IV ETF 922042742 16,985 158,101 SH   SOLE   0 0 158,101
SPDR S&P 500 ETF IV ETF 78462F103 18,655 39,143 SH   SOLE   0 0 39,143