The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   451,239 4,100 SH   SOLE   0 0 4,100
ABBVIE INC COM 00287Y109   1,373,660 8,864 SH   SOLE   0 0 8,864
ADOBE INC COM 00724F101   327,533 549 SH   SOLE   0 0 549
ALPHABET INC CAP STK CL A 02079K305   512,523 3,669 SH   SOLE   0 0 3,669
ALPHABET INC CAP STK CL C 02079K107   373,465 2,650 SH   SOLE   0 0 2,650
AMAZON COM INC COM 023135106   1,315,800 8,660 SH   SOLE   0 0 8,660
APPLE INC COM 037833100   3,874,965 20,127 SH   SOLE   0 0 20,127
ASSURANT INC COM 04621X108   2,182,956 12,956 SH   SOLE   0 0 12,956
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   511,094 1,433 SH   SOLE   0 0 1,433
BROOKLINE BANCORP INC DEL COM 11373M107   201,148 18,437 SH   SOLE   0 0 18,437
CISCO SYS INC COM 17275R102   416,781 8,250 SH   SOLE   0 0 8,250
EA SERIES TRUST FREEDOM 100 EM 02072L607   4,056,890 123,310 SH   SOLE   0 0 123,310
ELI LILLY & CO COM 532457108   354,998 609 SH   SOLE   0 0 609
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   242,884 4,100 SH   SOLE   0 0 4,100
FIDELITY NATL INFORMATION SV COM 31620M106   647,748 10,783 SH   SOLE   0 0 10,783
FIRST CTZNS BANCSHARES INC N CL A 31946M103   1,091,188 769 SH   SOLE   0 0 769
HOME DEPOT INC COM 437076102   372,814 1,076 SH   SOLE   0 0 1,076
ISHARES TR SP SMCP600VL ETF 464287879   367,792 3,568 SH   SOLE   0 0 3,568
ISHARES TR CORE S&P500 ETF 464287200   637,445 1,335 SH   SOLE   0 0 1,335
ISHARES TR RUS 1000 VAL ETF 464287598   1,239,375 7,500 SH   SOLE   0 0 7,500
ISHARES TR RUS 1000 GRW ETF 464287614   2,819,481 9,300 SH   SOLE   0 0 9,300
ISHARES TR CORE S&P TTL STK 464287150   882,774 8,389 SH   SOLE   0 0 8,389
ISHARES TR SELECT DIVID ETF 464287168   668,704 5,705 SH   SOLE   0 0 5,705
ISHARES TR SHRT NAT MUN ETF 464288158   1,508,387 14,307 SH   SOLE   0 0 14,307
ISHARES TR SHORT TREAS BD 464288679   9,796,542 88,954 SH   SOLE   0 0 88,954
ISHARES TR ISHS 1-5YR INVS 464288646   309,650 6,039 SH   SOLE   0 0 6,039
ISHARES TR ESG AWARE MSCI 46435U663   476,645 12,540 SH   SOLE   0 0 12,540
ISHARES TR CORE MSCI TOTAL 46432F834   660,987 10,180 SH   SOLE   0 0 10,180
ISHARES TR CORE MSCI EAFE 46432F842   1,208,261 17,175 SH   SOLE   0 0 17,175
JPMORGAN CHASE & CO COM 46625H100   438,518 2,578 SH   SOLE   0 0 2,578
MCDONALDS CORP COM 580135101   354,077 1,194 SH   SOLE   0 0 1,194
META PLATFORMS INC CL A 30303M102   3,448,632 9,743 SH   SOLE   0 0 9,743
MICROSOFT CORP COM 594918104   3,467,268 9,220 SH   SOLE   0 0 9,220
NETFLIX INC COM 64110L106   327,670 673 SH   SOLE   0 0 673
NEXTERA ENERGY INC COM 65339F101   280,437 4,617 SH   SOLE   0 0 4,617
NUSHARES ETF TR NUVEEN ESG US 67092P870   2,094,755 94,104 SH   SOLE   0 0 94,104
NVIDIA CORPORATION COM 67066G104   900,310 1,818 SH   SOLE   0 0 1,818
SCHWAB STRATEGIC TR US TIPS ETF 808524870   225,139 4,313 SH   SOLE   0 0 4,313
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   360,454 5,142 SH   SOLE   0 0 5,142
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   524,462 14,190 SH   SOLE   0 0 14,190
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   535,518 9,495 SH   SOLE   0 0 9,495
SHOCKWAVE MED INC COM 82489T104   254,779 1,337 SH   SOLE   0 0 1,337
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,019,450 2,145 SH   SOLE   0 0 2,145
SPDR SER TR S&P DIVID ETF 78464A763   274,934 2,200 SH   SOLE   0 0 2,200
TERRENO RLTY CORP COM 88146M101   1,991,214 31,773 SH   SOLE   0 0 31,773
TESLA INC COM 88160R101   416,873 1,678 SH   SOLE   0 0 1,678
UNITEDHEALTH GROUP INC COM 91324P102   478,430 909 SH   SOLE   0 0 909
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   335,807 4,360 SH   SOLE   0 0 4,360
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,653,361 22,479 SH   SOLE   0 0 22,479
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   51,581,447 118,089 SH   SOLE   0 0 118,089
VANGUARD INDEX FDS TOTAL STK MKT 922908769   15,631,224 65,893 SH   SOLE   0 0 65,893
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   16,879,603 102,661 SH   SOLE   0 0 102,661
VANGUARD INDEX FDS MID CAP ETF 922908629   1,295,893 5,570 SH   SOLE   0 0 5,570
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,348,137 24,160 SH   SOLE   0 0 24,160
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   362,708 4,105 SH   SOLE   0 0 4,105
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,499,237 16,403 SH   SOLE   0 0 16,403
VANGUARD INDEX FDS LARGE CAP ETF 922908637   6,212,476 28,478 SH   SOLE   0 0 28,478
VANGUARD INDEX FDS VALUE ETF 922908744   5,298,440 35,441 SH   SOLE   0 0 35,441
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   419,936 7,480 SH   SOLE   0 0 7,480
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,720,566 41,863 SH   SOLE   0 0 41,863
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   474,624 7,361 SH   SOLE   0 0 7,361
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   401,232 3,900 SH   SOLE   0 0 3,900
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,664,486 98,220 SH   SOLE   0 0 98,220
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   996,650 19,523 SH   SOLE   0 0 19,523
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,936,666 66,363 SH   SOLE   0 0 66,363
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   17,917,370 307,172 SH   SOLE   0 0 307,172
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   343,678 4,442 SH   SOLE   0 0 4,442
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   272,299 1,598 SH   SOLE   0 0 1,598
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,017,643 34,811 SH   SOLE   0 0 34,811
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   15,985,762 333,732 SH   SOLE   0 0 333,732
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   803,167 7,920 SH   SOLE   0 0 7,920
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   851,849 7,631 SH   SOLE   0 0 7,631
VANGUARD WORLD FD ESG US STK ETF 921910733   2,473,375 29,078 SH   SOLE   0 0 29,078
VANGUARD WORLD FD ESG INTL STK ETF 921910725   2,276,762 41,186 SH   SOLE   0 0 41,186
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   219,363 875 SH   SOLE   0 0 875
VISA INC COM CL A 92826C839   225,723 867 SH   SOLE   0 0 867
WISDOMTREE TR EMER MKT HIGH FD 97717W315   322,029 7,916 SH   SOLE   0 0 7,916
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   263,571 6,277 SH   SOLE   0 0 6,277