The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   442,137 4,056 SH   SOLE   0 0 4,056
ABBVIE INC COM 00287Y109   708,949 5,262 SH   SOLE   0 0 5,262
ADOBE SYSTEMS INCORPORATED COM 00724F101   268,456 549 SH   SOLE   0 0 549
EA SERIES TRUST FREEDOM 100 EM 02072L607   2,376,382 75,790 SH   SOLE   0 0 75,790
ALPHABET INC CAP STK CL C 02079K107   350,813 2,900 SH   SOLE   0 0 2,900
ALPHABET INC CAP STK CL A 02079K305   531,468 4,440 SH   SOLE   0 0 4,440
AMAZON COM INC COM 023135106   1,149,123 8,815 SH   SOLE   0 0 8,815
APPLE INC COM 037833100   3,956,513 20,398 SH   SOLE   0 0 20,398
ASSURANT INC COM 04621X108   1,817,408 14,456 SH   SOLE   0 0 14,456
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   482,856 1,416 SH   SOLE   0 0 1,416
BROOKLINE BANCORP INC DEL COM 11373M107   161,139 18,437 SH   SOLE   0 0 18,437
CISCO SYS INC COM 17275R102   412,570 7,974 SH   SOLE   0 0 7,974
META PLATFORMS INC CL A 30303M102   2,709,952 9,443 SH   SOLE   0 0 9,443
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   221,728 4,100 SH   SOLE   0 0 4,100
FIDELITY NATL INFORMATION SV COM 31620M106   589,842 10,783 SH   SOLE   0 0 10,783
FIRST CTZNS BANCSHARES INC N CL A 31946M103   1,102,484 859 SH   SOLE   0 0 859
HOME DEPOT INC COM 437076102   351,268 1,131 SH   SOLE   0 0 1,131
HONEYWELL INTL INC COM 438516106   805,308 3,881 SH   SOLE   0 0 3,881
INVESCO QQQ TR UNIT SER 1 46090E103   352,796 955 SH   SOLE   0 0 955
ISHARES TR SELECT DIVID ETF 464287168   490,450 4,329 SH   SOLE   0 0 4,329
ISHARES TR CORE S&P500 ETF 464287200   594,674 1,334 SH   SOLE   0 0 1,334
ISHARES TR RUS 1000 VAL ETF 464287598   1,183,725 7,500 SH   SOLE   0 0 7,500
ISHARES TR RUS 1000 GRW ETF 464287614   2,559,174 9,300 SH   SOLE   0 0 9,300
ISHARES TR SP SMCP600VL ETF 464287879   314,177 3,304 SH   SOLE   0 0 3,304
ISHARES TR SHRT NAT MUN ETF 464288158   1,436,480 13,807 SH   SOLE   0 0 13,807
ISHARES TR SHORT TREAS BD 464288679   2,791,994 25,278 SH   SOLE   0 0 25,278
ISHARES TR CORE MSCI TOTAL 46432F834   637,472 10,180 SH   SOLE   0 0 10,180
JPMORGAN CHASE & CO COM 46625H100   374,944 2,578 SH   SOLE   0 0 2,578
LAM RESEARCH CORP COM 512807108   223,072 347 SH   SOLE   0 0 347
LILLY ELI & CO COM 532457108   285,609 609 SH   SOLE   0 0 609
MCDONALDS CORP COM 580135101   360,822 1,209 SH   SOLE   0 0 1,209
MICROSOFT CORP COM 594918104   3,333,299 9,788 SH   SOLE   0 0 9,788
NETFLIX INC COM 64110L106   307,462 698 SH   SOLE   0 0 698
NEXTERA ENERGY INC COM 65339F101   368,180 4,962 SH   SOLE   0 0 4,962
NVIDIA CORPORATION COM 67066G104   775,396 1,833 SH   SOLE   0 0 1,833
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,006,162 2,270 SH   SOLE   0 0 2,270
SPDR SER TR S&P DIVID ETF 78464A763   245,160 2,000 SH   SOLE   0 0 2,000
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   498,458 9,518 SH   SOLE   0 0 9,518
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   241,065 6,762 SH   SOLE   0 0 6,762
SHOCKWAVE MED INC COM 82489T104   321,086 1,125 SH   SOLE   0 0 1,125
TERRENO RLTY CORP COM 88146M101   2,307,419 38,393 SH   SOLE   0 0 38,393
TESLA INC COM 88160R101   439,431 1,679 SH   SOLE   0 0 1,679
UNITED PARCEL SERVICE INC CL B 911312106   217,397 1,213 SH   SOLE   0 0 1,213
UNITEDHEALTH GROUP INC COM 91324P102   436,782 909 SH   SOLE   0 0 909
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   259,888 1,600 SH   SOLE   0 0 1,600
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,039,347 36,365 SH   SOLE   0 0 36,365
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,861,912 25,614 SH   SOLE   0 0 25,614
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,995,973 324,729 SH   SOLE   0 0 324,729
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   342,712 3,231 SH   SOLE   0 0 3,231
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,451,608 72,788 SH   SOLE   0 0 72,788
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   241,228 4,907 SH   SOLE   0 0 4,907
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   211,119 3,880 SH   SOLE   0 0 3,880
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,143,091 52,682 SH   SOLE   0 0 52,682
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   21,885,192 379,096 SH   SOLE   0 0 379,096
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   394,264 5,211 SH   SOLE   0 0 5,211
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,137,186 70,528 SH   SOLE   0 0 70,528
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   785,743 15,646 SH   SOLE   0 0 15,646
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   41,509,545 101,919 SH   SOLE   0 0 101,919
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,379,941 20,435 SH   SOLE   0 0 20,435
VANGUARD INDEX FDS MID CAP ETF 922908629   591,213 2,685 SH   SOLE   0 0 2,685
VANGUARD INDEX FDS LARGE CAP ETF 922908637   5,584,936 27,550 SH   SOLE   0 0 27,550
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   14,298,806 96,075 SH   SOLE   0 0 96,075
VANGUARD INDEX FDS VALUE ETF 922908744   4,129,294 29,059 SH   SOLE   0 0 29,059
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,925,574 9,682 SH   SOLE   0 0 9,682
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,236,473 51,010 SH   SOLE   0 0 51,010
VISA INC COM CL A 92826C839   209,220 881 SH   SOLE   0 0 881
WISDOMTREE TR EMER MKT HIGH FD 97717W315   302,952 7,916 SH   SOLE   0 0 7,916
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   252,147 6,277 SH   SOLE   0 0 6,277