The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   410,666 4,056 SH   SOLE   0 0 4,056
AMAZON COM INC COM 023135106   906,370 8,775 SH   SOLE   0 0 8,775
APPLE INC COM 037833100   3,378,397 20,488 SH   SOLE   0 0 20,488
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   437,218 1,416 SH   SOLE   0 0 1,416
HOME DEPOT INC COM 437076102   358,508 1,215 SH   SOLE   0 0 1,215
HONEYWELL INTL INC COM 438516106   776,138 4,061 SH   SOLE   0 0 4,061
ISHARES TR SELECT DIVID ETF 464287168   507,246 4,329 SH   SOLE   0 0 4,329
ISHARES TR CORE S&P500 ETF 464287200   536,923 1,306 SH   SOLE   0 0 1,306
ISHARES TR RUS 1000 VAL ETF 464287598   1,141,950 7,500 SH   SOLE   0 0 7,500
ISHARES TR RUS 1000 GRW ETF 464287614   2,272,269 9,300 SH   SOLE   0 0 9,300
ISHARES TR SP SMCP600VL ETF 464287879   309,221 3,304 SH   SOLE   0 0 3,304
ISHARES TR SHRT NAT MUN ETF 464288158   1,445,317 13,807 SH   SOLE   0 0 13,807
ISHARES TR SHORT TREAS BD 464288679   3,257,357 29,478 SH   SOLE   0 0 29,478
LILLY ELI & CO COM 532457108   209,143 609 SH   SOLE   0 0 609
MCDONALDS CORP COM 580135101   338,090 1,209 SH   SOLE   0 0 1,209
MICROSOFT CORP COM 594918104   2,821,960 9,788 SH   SOLE   0 0 9,788
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   460,386 9,518 SH   SOLE   0 0 9,518
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   235,318 6,762 SH   SOLE   0 0 6,762
THERMO FISHER SCIENTIFIC INC COM 883556102   210,375 365 SH   SOLE   0 0 365
UNITED PARCEL SERVICE INC CL B 911312106   230,424 1,188 SH   SOLE   0 0 1,188
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   246,416 1,600 SH   SOLE   0 0 1,600
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,007,213 36,356 SH   SOLE   0 0 36,356
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,692,805 22,928 SH   SOLE   0 0 22,928
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,034,036 310,694 SH   SOLE   0 0 310,694
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   340,871 3,231 SH   SOLE   0 0 3,231
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,344,437 69,938 SH   SOLE   0 0 69,938
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   207,472 3,880 SH   SOLE   0 0 3,880
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,130,562 52,737 SH   SOLE   0 0 52,737
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,596,196 31,508 SH   SOLE   0 0 31,508
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   35,068,881 93,251 SH   SOLE   0 0 93,251
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,055,487 19,246 SH   SOLE   0 0 19,246
VANGUARD INDEX FDS MID CAP ETF 922908629   566,400 2,685 SH   SOLE   0 0 2,685
VANGUARD INDEX FDS LARGE CAP ETF 922908637   5,146,616 27,550 SH   SOLE   0 0 27,550
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   12,644,995 90,193 SH   SOLE   0 0 90,193
VANGUARD INDEX FDS VALUE ETF 922908744   3,792,344 27,459 SH   SOLE   0 0 27,459
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,836,571 9,689 SH   SOLE   0 0 9,689
VANGUARD INDEX FDS TOTAL STK MKT 922908769   8,244,200 40,393 SH   SOLE   0 0 40,393
ABBVIE INC COM 00287Y109   838,605 5,262 SH   SOLE   0 0 5,262
ADOBE SYSTEMS INCORPORATED COM 00724F101   211,568 549 SH   SOLE   0 0 549
EA SERIES TRUST FREEDOM 100 EM 02072L607   1,954,569 66,505 SH   SOLE   0 0 66,505
ALPHABET INC CAP STK CL C 02079K107   301,600 2,900 SH   SOLE   0 0 2,900
ALPHABET INC CAP STK CL A 02079K305   460,561 4,440 SH   SOLE   0 0 4,440
ASSURANT INC COM 04621X108   2,005,889 16,706 SH   SOLE   0 0 16,706
BROOKLINE BANCORP INC DEL COM 11373M107   193,589 18,437 SH   SOLE   0 0 18,437
CISCO SYS INC COM 17275R102   416,836 7,974 SH   SOLE   0 0 7,974
META PLATFORMS INC CL A 30303M102   2,001,349 9,443 SH   SOLE   0 0 9,443
FIDELITY NATL INFORMATION SV COM 31620M106   585,853 10,783 SH   SOLE   0 0 10,783
FIRST CTZNS BANCSHARES INC N CL A 31946M103   905,956 931 SH   SOLE   0 0 931
INVESCO QQQ TR UNIT SER 1 46090E103   306,488 955 SH   SOLE   0 0 955
ISHARES TR CORE MSCI TOTAL 46432F834   630,651 10,180 SH   SOLE   0 0 10,180
JPMORGAN CHASE & CO COM 46625H100   335,939 2,578 SH   SOLE   0 0 2,578
NETFLIX INC COM 64110L106   246,327 713 SH   SOLE   0 0 713
NEXTERA ENERGY INC COM 65339F101   407,522 5,287 SH   SOLE   0 0 5,287
NVIDIA CORPORATION COM 67066G104   300,269 1,081 SH   SOLE   0 0 1,081
SPDR S&P 500 ETF TR TR UNIT 78462F103   929,238 2,270 SH   SOLE   0 0 2,270
SPDR SER TR S&P DIVID ETF 78464A763   247,420 2,000 SH   SOLE   0 0 2,000
SHOCKWAVE MED INC COM 82489T104   243,934 1,125 SH   SOLE   0 0 1,125
TERRENO RLTY CORP COM 88146M101   2,480,188 38,393 SH   SOLE   0 0 38,393
TESLA INC COM 88160R101   372,327 1,795 SH   SOLE   0 0 1,795
UNITEDHEALTH GROUP INC COM 91324P102   429,467 909 SH   SOLE   0 0 909
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   20,869,079 356,493 SH   SOLE   0 0 356,493
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   397,235 5,211 SH   SOLE   0 0 5,211
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,826,524 80,496 SH   SOLE   0 0 80,496
VISA INC COM CL A 92826C839   215,089 954 SH   SOLE   0 0 954
WISDOMTREE TR EMER MKT HIGH FD 97717W315   299,706 7,916 SH   SOLE   0 0 7,916
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   247,439 6,277 SH   SOLE   0 0 6,277