The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   445,260 4,056 SH   SOLE 0 0 0 4,056
ABBVIE INC COM 00287Y109   850,392 5,262 SH   SOLE 0 0 0 5,262
ALPHABET INC CAP STK CL A 02079K305   345,862 3,920 SH   SOLE 0 0 0 3,920
AMAZON COM INC COM 023135106   763,980 9,095 SH   SOLE 0 0 0 9,095
APPLE INC COM 037833100   2,400,606 18,476 SH   SOLE 0 0 0 18,476
ASSURANT INC COM 04621X108   2,183,047 17,456 SH   SOLE 0 0 0 17,456
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   412,382 1,335 SH   SOLE 0 0 0 1,335
BROOKLINE BANCORP INC DEL COM 11373M107   260,884 18,437 SH   SOLE 0 0 0 18,437
CISCO SYS INC COM 17275R102   346,867 7,281 SH   SOLE 0 0 0 7,281
EA SERIES TRUST FREEDOM 100 EM 02072L607   1,555,644 56,415 SH   SOLE 0 0 0 56,415
FIRST CTZNS BANCSHARES INC N CL A 31946M103   742,434 979 SH   SOLE 0 0 0 979
HOME DEPOT INC COM 437076102   298,172 944 SH   SOLE 0 0 0 944
HONEYWELL INTL INC COM 438516106   870,272 4,061 SH   SOLE 0 0 0 4,061
INVESCO QQQ TR UNIT SER 1 46090E103   254,297 955 SH   SOLE 0 0 0 955
ISHARES TR SP SMCP600VL ETF 464287879   301,688 3,304 SH   SOLE 0 0 0 3,304
ISHARES TR CORE S&P500 ETF 464287200   432,620 1,126 SH   SOLE 0 0 0 1,126
ISHARES TR RUS 1000 VAL ETF 464287598   1,137,375 7,500 SH   SOLE 0 0 0 7,500
ISHARES TR RUS 1000 GRW ETF 464287614   1,992,432 9,300 SH   SOLE 0 0 0 9,300
ISHARES TR SHRT NAT MUN ETF 464288158   1,431,314 13,727 SH   SOLE 0 0 0 13,727
ISHARES TR SHORT TREAS BD 464288679   2,304,253 20,963 SH   SOLE 0 0 0 20,963
JPMORGAN CHASE & CO COM 46625H100   270,077 2,014 SH   SOLE 0 0 0 2,014
LILLY ELI & CO COM 532457108   222,797 609 SH   SOLE 0 0 0 609
MCDONALDS CORP COM 580135101   318,646 1,209 SH   SOLE 0 0 0 1,209
META PLATFORMS INC CL A 30303M102   1,132,881 9,414 SH   SOLE 0 0 0 9,414
MICROSOFT CORP COM 594918104   2,122,473 8,850 SH   SOLE 0 0 0 8,850
NETFLIX INC COM 64110L106   205,826 698 SH   SOLE 0 0 0 698
NEXTERA ENERGY INC COM 65339F101   441,993 5,287 SH   SOLE 0 0 0 5,287
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   217,804 6,762 SH   SOLE 0 0 0 6,762
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   429,738 9,518 SH   SOLE 0 0 0 9,518
SHOCKWAVE MED INC COM 82489T104   231,311 1,125 SH   SOLE 0 0 0 1,125
SPDR S&P 500 ETF TR TR UNIT 78462F103   856,571 2,240 SH   SOLE 0 0 0 2,240
SPDR SER TR S&P DIVID ETF 78464A763   250,220 2,000 SH   SOLE 0 0 0 2,000
TERRENO RLTY CORP COM 88146M101   2,183,410 38,393 SH   SOLE 0 0 0 38,393
TESLA INC COM 88160R101   221,070 1,795 SH   SOLE 0 0 0 1,795
THERMO FISHER SCIENTIFIC INC COM 883556102   201,002 365 SH   SOLE 0 0 0 365
UNITEDHEALTH GROUP INC COM 91324P102   359,992 679 SH   SOLE 0 0 0 679
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,241,467 17,281 SH   SOLE 0 0 0 17,281
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   30,625,707 87,168 SH   SOLE 0 0 0 87,168
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,905,041 30,886 SH   SOLE 0 0 0 30,886
VANGUARD INDEX FDS LARGE CAP ETF 922908637   4,799,210 27,550 SH   SOLE 0 0 0 27,550
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   11,005,205 82,833 SH   SOLE 0 0 0 82,833
VANGUARD INDEX FDS VALUE ETF 922908744   3,126,321 22,272 SH   SOLE 0 0 0 22,272
VANGUARD INDEX FDS MID CAP ETF 922908629   547,307 2,685 SH   SOLE 0 0 0 2,685
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,770,858 17,449 SH   SOLE 0 0 0 17,449
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,743,079 9,497 SH   SOLE 0 0 0 9,497
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,891,792 48,532 SH   SOLE 0 0 0 48,532
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,804,982 60,051 SH   SOLE 0 0 0 60,051
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,502,813 30,366 SH   SOLE 0 0 0 30,366
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   335,723 4,465 SH   SOLE 0 0 0 4,465
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,506,995 77,069 SH   SOLE 0 0 0 77,069
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   17,386,937 300,708 SH   SOLE 0 0 0 300,708
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   242,960 1,600 SH   SOLE 0 0 0 1,600
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,634,683 31,606 SH   SOLE 0 0 0 31,606
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,203,827 290,775 SH   SOLE 0 0 0 290,775
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   349,627 3,231 SH   SOLE 0 0 0 3,231
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   231,488 6,497 SH   SOLE 0 0 0 6,497