The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
TRANE TECHNOLOGIES PLC SHS G8994E103   222,367 660 SH   SOLE   0 0 660
ABBVIE INC COM 00287Y109   307,366 1,467 SH   SOLE   0 0 1,467
EA SERIES TRUST STRIVE SML CAP 02072L573   234,136 8,155 SH   SOLE   0 0 8,155
EA SERIES TRUST STRIVE 1000 VALU 02072L599   748,837 24,544 SH   SOLE   0 0 24,544
EA SERIES TRUST STRIVE 1000 GRWT 02072L615   859,071 21,450 SH   SOLE   0 0 21,450
ALPHABET INC CAP STK CL C 02079K107   793,050 5,076 SH   SOLE   0 0 5,076
ALPHABET INC CAP STK CL A 02079K305   770,478 4,982 SH   SOLE   0 0 4,982
AMAZON COM INC COM 023135106   2,158,119 11,343 SH   SOLE   0 0 11,343
AMERICAN EXPRESS CO COM 025816109   264,282 982 SH   SOLE   0 0 982
APPLE INC COM 037833100   3,340,483 15,038 SH   SOLE   0 0 15,038
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,345,830 2,527 SH   SOLE   0 0 2,527
BROADCOM INC COM 11135F101   318,064 1,900 SH   SOLE   0 0 1,900
CBRE GROUP INC CL A 12504L109   494,218 3,779 SH   SOLE   0 0 3,779
CHIPOTLE MEXICAN GRILL INC COM 169656105   286,197 5,700 SH   SOLE   0 0 5,700
COLGATE PALMOLIVE CO COM 194162103   273,323 2,917 SH   SOLE   0 0 2,917
CONOCOPHILLIPS COM 20825C104   297,312 2,831 SH   SOLE   0 0 2,831
COSTCO WHSL CORP NEW COM 22160K105   822,883 870 SH   SOLE   0 0 870
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   533,494 8,821 SH   SOLE   0 0 8,821
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   210,559 3,524 SH   SOLE   0 0 3,524
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   390,964 7,593 SH   SOLE   0 0 7,593
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   232,960 5,653 SH   SOLE   0 0 5,653
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   208,332 5,293 SH   SOLE   0 0 5,293
EXXON MOBIL CORP COM 30231G102   642,725 5,404 SH   SOLE   0 0 5,404
META PLATFORMS INC CL A 30303M102   808,272 1,402 SH   SOLE   0 0 1,402
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   590,565 3,662 SH   SOLE   0 0 3,662
GE AEROSPACE COM NEW 369604301   236,596 1,182 SH   SOLE   0 0 1,182
HOME DEPOT INC COM 437076102   243,756 665 SH   SOLE   0 0 665
HONEYWELL INTL INC COM 438516106   470,297 2,221 SH   SOLE   0 0 2,221
INTERNATIONAL BUSINESS MACHS COM 459200101   354,092 1,424 SH   SOLE   0 0 1,424
INVESCO QQQ TR UNIT SER 1 46090E103   1,383,485 2,950 SH   SOLE   0 0 2,950
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   227,199 1,312 SH   SOLE   0 0 1,312
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   416,730 2,159 SH   SOLE   0 0 2,159
ISHARES TR CORE S&P TTL STK 464287150   517,783 4,244 SH   SOLE   0 0 4,244
ISHARES TR CORE S&P500 ETF 464287200   921,537 1,640 SH   SOLE   0 0 1,640
ISHARES TR GLOBAL TECH ETF 464287291   504,612 6,662 SH   SOLE   0 0 6,662
ISHARES TR CORE S&P MCP ETF 464287507   548,346 9,398 SH   SOLE   0 0 9,398
ISHARES TR RUS 1000 VAL ETF 464287598   360,326 1,915 SH   SOLE   0 0 1,915
ISHARES TR CORE S&P US VLU 464287663   424,257 4,597 SH   SOLE   0 0 4,597
ISHARES TR U.S. TECH ETF 464287721   505,506 3,599 SH   SOLE   0 0 3,599
ISHARES TR CORE S&P SCP ETF 464287804   422,214 4,038 SH   SOLE   0 0 4,038
ISHARES TR CORE MSCI EAFE 46432F842   26,443,802 349,555 SH   SOLE   0 0 349,555
ISHARES TR IBONDS DEC25 ETF 46434VBD1   5,731,339 227,886 SH   SOLE   0 0 227,886
ISHARES TR TRS FLT RT BD 46434V860   298,420 5,891 SH   SOLE   0 0 5,891
ISHARES TR IBONDS DEC2026 46435GAA0   5,018,100 207,274 SH   SOLE   0 0 207,274
ISHARES TR IBONDS 27 ETF 46435UAA9   4,089,438 169,125 SH   SOLE   0 0 169,125
ISHARES TR IBDS DEC28 ETF 46435U515   3,348,433 132,559 SH   SOLE   0 0 132,559
ISHARES TR IBONDS DEC 29 46436E205   2,318,890 100,255 SH   SOLE   0 0 100,255
ISHARES TR IBONDS DEC 2031 46436E486   543,328 26,184 SH   SOLE   0 0 26,184
ISHARES TR IBONDS DEC 2030 46436E726   604,747 27,843 SH   SOLE   0 0 27,843
ISHARES TR IBONDS 29 TRM TS 46436E825   328,556 15,092 SH   SOLE   0 0 15,092
ISHARES TR IBONDS 28 TRM TS 46436E833   220,494 9,910 SH   SOLE   0 0 9,910
ISHARES TR IBONDS 27 TRM TS 46436E841   564,951 25,199 SH   SOLE   0 0 25,199
ISHARES TR IBONDS 26 TRM TS 46436E858   1,090,388 47,532 SH   SOLE   0 0 47,532
ISHARES TR IBONDS 25 TRM TS 46436E866   1,351,011 57,810 SH   SOLE   0 0 57,810
JPMORGAN CHASE & CO. COM 46625H100   1,007,386 4,107 SH   SOLE   0 0 4,107
KROGER CO COM 501044101   222,749 3,291 SH   SOLE   0 0 3,291
MASTERCARD INCORPORATED CL A 57636Q104   698,055 1,274 SH   SOLE   0 0 1,274
MICROSOFT CORP COM 594918104   3,174,507 8,457 SH   SOLE   0 0 8,457
NORTHROP GRUMMAN CORP COM 666807102   507,914 992 SH   SOLE   0 0 992
NVIDIA CORPORATION COM 67066G104   1,578,278 14,562 SH   SOLE   0 0 14,562
ORACLE CORP COM 68389X105   305,738 2,187 SH   SOLE   0 0 2,187
PROCTER AND GAMBLE CO COM 742718109   792,542 4,651 SH   SOLE   0 0 4,651
PROSHARES TR II VIX MDTRM FUTR N 74347W338   210,425 13,276 SH   SOLE   0 0 13,276
QUALCOMM INC COM 747525103   253,469 1,650 SH   SOLE   0 0 1,650
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,787,867 4,984 SH   SOLE   0 0 4,984
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,808,974 45,948 SH   SOLE   0 0 45,948
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,749,153 21,764 SH   SOLE   0 0 21,764
SPDR SER TR PRTFLO S&P500 VL 78464A508   394,223 7,719 SH   SOLE   0 0 7,719
SPDR SER TR PORTFOLIO S&P500 78464A854   1,836,518 27,928 SH   SOLE   0 0 27,928
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   722,352 32,715 SH   SOLE   0 0 32,715
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   16,991,493 678,574 SH   SOLE   0 0 678,574
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   8,096,796 304,620 SH   SOLE   0 0 304,620
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,784,961 106,296 SH   SOLE   0 0 106,296
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,334,492 184,998 SH   SOLE   0 0 184,998
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,898,205 67,890 SH   SOLE   0 0 67,890
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,138,337 57,550 SH   SOLE   0 0 57,550
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   234,844 4,715 SH   SOLE   0 0 4,715
SELECT SECTOR SPDR TR INDL 81369Y704   615,488 4,696 SH   SOLE   0 0 4,696
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   568,902 2,755 SH   SOLE   0 0 2,755
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   201,192 1,212 SH   SOLE   0 0 1,212
TESLA INC COM 88160R101   760,635 2,935 SH   SOLE   0 0 2,935
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   858,278 4,059 SH   SOLE   0 0 4,059
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,065,031 5,490 SH   SOLE   0 0 5,490
VANGUARD STAR FDS VG TL INTL STK F 921909768   616,531 9,928 SH   SOLE   0 0 9,928
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,121,075 199,116 SH   SOLE   0 0 199,116
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   212,268 1,646 SH   SOLE   0 0 1,646
VANGUARD WORLD FD INF TECH ETF 92204A702   1,185,420 2,186 SH   SOLE   0 0 2,186
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   494,743 8,156 SH   SOLE   0 0 8,156
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   318,839 7,045 SH   SOLE   0 0 7,045
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,010,047 10,885 SH   SOLE   0 0 10,885
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,613,519 10,923 SH   SOLE   0 0 10,923
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,973,405 12,292 SH   SOLE   0 0 12,292
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,704,538 6,968 SH   SOLE   0 0 6,968
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   237,745 2,626 SH   SOLE   0 0 2,626
VANGUARD INDEX FDS SML CP GRW ETF 922908595   18,326,329 72,790 SH   SOLE   0 0 72,790
VANGUARD INDEX FDS SM CP VAL ETF 922908611   24,665,097 132,402 SH   SOLE   0 0 132,402
VANGUARD INDEX FDS MID CAP ETF 922908629   1,082,960 4,187 SH   SOLE   0 0 4,187
VANGUARD INDEX FDS LARGE CAP ETF 922908637   546,760 2,127 SH   SOLE   0 0 2,127
VANGUARD INDEX FDS GROWTH ETF 922908736   131,689,342 355,130 SH   SOLE   0 0 355,130
VANGUARD INDEX FDS VALUE ETF 922908744   115,496,024 668,612 SH   SOLE   0 0 668,612
VANGUARD INDEX FDS SMALL CP ETF 922908751   663,868 2,994 SH   SOLE   0 0 2,994
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,434,980 16,137 SH   SOLE   0 0 16,137
VISA INC COM CL A 92826C839   551,335 1,573 SH   SOLE   0 0 1,573
WALMART INC COM 931142103   680,508 7,752 SH   SOLE   0 0 7,752
WISDOMTREE TR US EFFICIENT COR 97717Y790   600,415 13,251 SH   SOLE   0 0 13,251