The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
TRANE TECHNOLOGIES PLC SHS G8994E103   313,316 806 SH   SOLE   0 0 806
ASML HOLDING N V N Y REGISTRY SHS N07059210   234,977 282 SH   SOLE   0 0 282
ABBVIE INC COM 00287Y109   282,001 1,428 SH   SOLE   0 0 1,428
ADOBE INC COM 00724F101   259,926 502 SH   SOLE   0 0 502
ADVANCED MICRO DEVICES INC COM 007903107   291,078 1,774 SH   SOLE   0 0 1,774
EA SERIES TRUST STRIVE SML CAP 02072L573   224,710 7,159 SH   SOLE   0 0 7,159
EA SERIES TRUST STRIVE 1000 VALU 02072L599   851,684 28,078 SH   SOLE   0 0 28,078
EA SERIES TRUST STRIVE 1000 GRWT 02072L615   911,128 21,918 SH   SOLE   0 0 21,918
ALPHABET INC CAP STK CL C 02079K107   694,134 4,152 SH   SOLE   0 0 4,152
ALPHABET INC CAP STK CL A 02079K305   953,591 5,750 SH   SOLE   0 0 5,750
AMAZON COM INC COM 023135106   2,243,413 12,040 SH   SOLE   0 0 12,040
AMERICAN EXPRESS CO COM 025816109   355,076 1,309 SH   SOLE   0 0 1,309
APPLE INC COM 037833100   3,432,928 14,734 SH   SOLE   0 0 14,734
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,119,813 2,433 SH   SOLE   0 0 2,433
BROADCOM INC COM 11135F101   502,955 2,916 SH   SOLE   0 0 2,916
CBRE GROUP INC CL A 12504L109   481,987 3,872 SH   SOLE   0 0 3,872
CATERPILLAR INC COM 149123101   214,725 549 SH   SOLE   0 0 549
CHEVRON CORP NEW COM 166764100   401,449 2,726 SH   SOLE   0 0 2,726
COLGATE PALMOLIVE CO COM 194162103   302,814 2,917 SH   SOLE   0 0 2,917
CONOCOPHILLIPS COM 20825C104   455,125 4,323 SH   SOLE   0 0 4,323
COSTCO WHSL CORP NEW COM 22160K105   742,645 838 SH   SOLE   0 0 838
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   268,172 8,438 SH   SOLE   0 0 8,438
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   858,444 13,801 SH   SOLE   0 0 13,801
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   253,794 6,088 SH   SOLE   0 0 6,088
EXXON MOBIL CORP COM 30231G102   686,539 5,857 SH   SOLE   0 0 5,857
META PLATFORMS INC CL A 30303M102   385,252 673 SH   SOLE   0 0 673
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   727,295 4,168 SH   SOLE   0 0 4,168
FREEPORT-MCMORAN INC CL B 35671D857   241,865 4,845 SH   SOLE   0 0 4,845
GE AEROSPACE COM NEW 369604301   227,257 1,205 SH   SOLE   0 0 1,205
HOME DEPOT INC COM 437076102   445,820 1,100 SH   SOLE   0 0 1,100
HONEYWELL INTL INC COM 438516106   590,157 2,855 SH   SOLE   0 0 2,855
INVESCO QQQ TR UNIT SER 1 46090E103   1,580,079 3,237 SH   SOLE   0 0 3,237
INTUITIVE SURGICAL INC COM NEW 46120E602   249,565 508 SH   SOLE   0 0 508
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   284,559 1,588 SH   SOLE   0 0 1,588
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   435,934 2,170 SH   SOLE   0 0 2,170
ISHARES TR CORE S&P500 ETF 464287200   1,245,952 2,160 SH   SOLE   0 0 2,160
ISHARES TR S&P 500 GRWT ETF 464287309   214,193 2,237 SH   SOLE   0 0 2,237
ISHARES TR CORE S&P MCP ETF 464287507   566,767 9,094 SH   SOLE   0 0 9,094
ISHARES TR RUS 1000 VAL ETF 464287598   364,796 1,922 SH   SOLE   0 0 1,922
ISHARES TR RUS 2000 GRW ETF 464287648   213,117 750 SH   SOLE   0 0 750
ISHARES TR CORE S&P US VLU 464287663   438,968 4,597 SH   SOLE   0 0 4,597
ISHARES TR CORE S&P SCP ETF 464287804   425,702 3,640 SH   SOLE   0 0 3,640
ISHARES TR CORE MSCI EAFE 46432F842   21,949,639 281,225 SH   SOLE   0 0 281,225
ISHARES INC CORE MSCI EMKT 46434G103   408,013 7,107 SH   SOLE   0 0 7,107
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,069,362 122,285 SH   SOLE   0 0 122,285
ISHARES TR IBONDS DEC24 ETF 46434VBG4   2,255,005 89,449 SH   SOLE   0 0 89,449
ISHARES TR EXPONENTIAL TECH 46434V381   210,645 3,460 SH   SOLE   0 0 3,460
ISHARES TR CORE DIV GRWTH 46434V621   212,433 3,389 SH   SOLE   0 0 3,389
ISHARES TR TRS FLT RT BD 46434V860   291,507 5,761 SH   SOLE   0 0 5,761
ISHARES TR IBONDS DEC2026 46435GAA0   2,500,276 102,892 SH   SOLE   0 0 102,892
ISHARES TR IBONDS 27 ETF 46435UAA9   2,266,533 93,005 SH   SOLE   0 0 93,005
ISHARES TR IBDS DEC28 ETF 46435U515   1,755,036 68,744 SH   SOLE   0 0 68,744
ISHARES TR IBONDS DEC 2033 46436E130   212,837 8,062 SH   SOLE   0 0 8,062
ISHARES TR IBONDS DEC 29 46436E205   1,128,814 48,014 SH   SOLE   0 0 48,014
ISHARES TR IBONDS DEC 2032 46436E312   279,431 10,869 SH   SOLE   0 0 10,869
ISHARES TR IBONDS DEC 2031 46436E486   481,631 22,697 SH   SOLE   0 0 22,697
ISHARES TR IBONDS DEC 2030 46436E726   623,605 28,128 SH   SOLE   0 0 28,128
ISHARES TR IBONDS 29 TRM TS 46436E825   202,208 9,148 SH   SOLE   0 0 9,148
ISHARES TR IBONDS 27 TRM TS 46436E841   458,844 20,271 SH   SOLE   0 0 20,271
ISHARES TR IBONDS 26 TRM TS 46436E858   719,658 31,201 SH   SOLE   0 0 31,201
ISHARES TR IBONDS 25 TRM TS 46436E866   1,134,051 48,422 SH   SOLE   0 0 48,422
ISHARES TR IBONDS 24 TRM TS 46436E874   1,933,631 80,568 SH   SOLE   0 0 80,568
JPMORGAN CHASE & CO. COM 46625H100   847,548 4,019 SH   SOLE   0 0 4,019
ELI LILLY & CO COM 532457108   213,512 241 SH   SOLE   0 0 241
MARRIOTT INTL INC NEW CL A 571903202   204,101 821 SH   SOLE   0 0 821
MASTERCARD INCORPORATED CL A 57636Q104   353,774 716 SH   SOLE   0 0 716
MERCK & CO INC COM 58933Y105   271,326 2,389 SH   SOLE   0 0 2,389
MICROSOFT CORP COM 594918104   3,483,824 8,096 SH   SOLE   0 0 8,096
MORGAN STANLEY COM NEW 617446448   264,062 2,533 SH   SOLE   0 0 2,533
NETFLIX INC COM 64110L106   209,944 296 SH   SOLE   0 0 296
NEXTERA ENERGY INC COM 65339F101   241,333 2,855 SH   SOLE   0 0 2,855
NORTHROP GRUMMAN CORP COM 666807102   532,295 1,008 SH   SOLE   0 0 1,008
NOVO-NORDISK A S ADR 670100205   329,824 2,770 SH   SOLE   0 0 2,770
NVIDIA CORPORATION COM 67066G104   2,020,702 16,640 SH   SOLE   0 0 16,640
ORACLE CORP COM 68389X105   390,782 2,293 SH   SOLE   0 0 2,293
PEPSICO INC COM 713448108   246,062 1,447 SH   SOLE   0 0 1,447
PROCTER AND GAMBLE CO COM 742718109   1,258,735 7,268 SH   SOLE   0 0 7,268
PROSHARES TR II VIX MDTRM FUTR N 74347W338   229,521 15,190 SH   SOLE   0 0 15,190
QUALCOMM INC COM 747525103   372,593 2,191 SH   SOLE   0 0 2,191
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,186,988 3,812 SH   SOLE   0 0 3,812
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,800,356 43,613 SH   SOLE   0 0 43,613
SPDR SER TR PRTFLO S&P500 GW 78464A409   2,129,050 25,670 SH   SOLE   0 0 25,670
SPDR SER TR PRTFLO S&P500 VL 78464A508   601,304 11,375 SH   SOLE   0 0 11,375
SPDR SER TR PORTFOLIO S&P400 78464A847   232,007 4,243 SH   SOLE   0 0 4,243
SPDR SER TR PORTFOLIO S&P500 78464A854   2,057,812 30,482 SH   SOLE   0 0 30,482
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   605,121 8,919 SH   SOLE   0 0 8,919
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   15,061,706 144,574 SH   SOLE   0 0 144,574
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   5,615,405 69,869 SH   SOLE   0 0 69,869
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,454,179 41,572 SH   SOLE   0 0 41,572
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,110,470 79,815 SH   SOLE   0 0 79,815
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,649,805 19,517 SH   SOLE   0 0 19,517
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,247,726 30,344 SH   SOLE   0 0 30,344
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   212,057 4,679 SH   SOLE   0 0 4,679
SELECT SECTOR SPDR TR INDL 81369Y704   660,852 4,879 SH   SOLE   0 0 4,879
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   569,187 2,521 SH   SOLE   0 0 2,521
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   268,494 1,546 SH   SOLE   0 0 1,546
TESLA INC COM 88160R101   793,524 3,033 SH   SOLE   0 0 3,033
UNITEDHEALTH GROUP INC COM 91324P102   232,703 398 SH   SOLE   0 0 398
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   502,790 2,048 SH   SOLE   0 0 2,048
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,129,886 5,705 SH   SOLE   0 0 5,705
VANGUARD STAR FDS VG TL INTL STK F 921909768   645,375 9,969 SH   SOLE   0 0 9,969
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   244,267 707 SH   SOLE   0 0 707
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   319,518 4,254 SH   SOLE   0 0 4,254
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   11,605,164 219,753 SH   SOLE   0 0 219,753
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   359,760 2,806 SH   SOLE   0 0 2,806
VANGUARD WORLD FD INF TECH ETF 92204A702   1,285,206 2,191 SH   SOLE   0 0 2,191
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   437,333 3,654 SH   SOLE   0 0 3,654
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   457,758 7,266 SH   SOLE   0 0 7,266
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   234,488 4,900 SH   SOLE   0 0 4,900
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,075,274 11,140 SH   SOLE   0 0 11,140
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,138,654 7,843 SH   SOLE   0 0 7,843
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,795,386 16,672 SH   SOLE   0 0 16,672
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,295,835 9,430 SH   SOLE   0 0 9,430
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   414,310 4,253 SH   SOLE   0 0 4,253
VANGUARD INDEX FDS SML CP GRW ETF 922908595   16,383,458 61,276 SH   SOLE   0 0 61,276
VANGUARD INDEX FDS SM CP VAL ETF 922908611   23,685,198 117,966 SH   SOLE   0 0 117,966
VANGUARD INDEX FDS MID CAP ETF 922908629   1,216,830 4,612 SH   SOLE   0 0 4,612
VANGUARD INDEX FDS LARGE CAP ETF 922908637   620,633 2,357 SH   SOLE   0 0 2,357
VANGUARD INDEX FDS GROWTH ETF 922908736   117,210,246 305,291 SH   SOLE   0 0 305,291
VANGUARD INDEX FDS VALUE ETF 922908744   107,376,658 615,092 SH   SOLE   0 0 615,092
VANGUARD INDEX FDS SMALL CP ETF 922908751   838,251 3,534 SH   SOLE   0 0 3,534
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,590,399 16,211 SH   SOLE   0 0 16,211
VISA INC COM CL A 92826C839   397,486 1,446 SH   SOLE   0 0 1,446
WALMART INC COM 931142103   482,585 5,976 SH   SOLE   0 0 5,976
WISDOMTREE TR US EFFICIENT COR 97717Y790   591,361 12,585 SH   SOLE   0 0 12,585