The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   211,261 1,363 SH   SOLE   1,363 0 0
ALPHABET INC CAP STK CL A 02079K305   1,621,661 11,609 SH   SOLE   11,609 0 0
ALPHABET INC CAP STK CL C 02079K107   598,671 4,248 SH   SOLE   4,248 0 0
AMAZON COM INC COM 023135106   1,628,645 10,719 SH   SOLE   10,719 0 0
APPLE INC COM 037833100   3,015,020 15,660 SH   SOLE   15,660 0 0
BANK AMERICA CORP COM 060505104   763,164 22,666 SH   SOLE   22,666 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,364,581 3,826 SH   SOLE   3,826 0 0
BOEING CO COM 097023105   644,873 2,474 SH   SOLE   2,474 0 0
BROADCOM INC COM 11135F101   378,409 339 SH   SOLE   339 0 0
CHEVRON CORP NEW COM 166764100   677,512 4,542 SH   SOLE   4,542 0 0
COCA COLA CO COM 191216100   639,567 10,853 SH   SOLE   10,853 0 0
COINBASE GLOBAL INC COM CL A 19260Q107   3,436,833 19,761 SH   SOLE   19,761 0 0
COSTCO WHSL CORP NEW COM 22160K105   936,654 1,419 SH   SOLE   1,419 0 0
DEERE & CO COM 244199105   650,988 1,628 SH   SOLE   1,628 0 0
ELI LILLY & CO COM 532457108   419,702 720 SH   SOLE   720 0 0
EXXON MOBIL CORP COM 30231G102   765,293 7,654 SH   SOLE   7,654 0 0
HOME DEPOT INC COM 437076102   264,071 762 SH   SOLE   762 0 0
HONEYWELL INTL INC COM 438516106   454,861 2,169 SH   SOLE   2,169 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   2,181,938 164,056 SH   SOLE   164,056 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   605,732 52,810 SH   SOLE   52,810 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,173,003 55,383 SH   SOLE   55,383 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V118   6,109,670 98,227 SH   SOLE   98,227 0 0
ISHARES INC MSCI EMRG CHN 46434G764   449,985 8,121 SH   SOLE   8,121 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,202,215 23,769 SH   SOLE   23,769 0 0
ISHARES TR CORE INTL AGGR 46435G672   2,239,865 44,977 SH   SOLE   44,977 0 0
ISHARES TR CONV BD ETF 46435G102   451,578 5,746 SH   SOLE   5,746 0 0
ISHARES TR CORE MSCI EAFE 46432F842   3,010,165 42,788 SH   SOLE   42,788 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,887,316 60,510 SH   SOLE   60,510 0 0
ISHARES TR CORE S&P TTL STK 464287150   16,651,203 158,236 SH   SOLE   158,236 0 0
ISHARES TR NATIONAL MUN ETF 464288414   2,112,477 19,486 SH   SOLE   19,486 0 0
ISHARES TR JPMORGAN USD EMG 464288281   893,377 10,032 SH   SOLE   10,032 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   448,037 4,250 SH   SOLE   4,250 0 0
ISHARES TR EAFE SML CP ETF 464288273   1,146,637 18,524 SH   SOLE   18,524 0 0
ISHARES TR CRE U S REIT ETF 464288521   378,570 6,973 SH   SOLE   6,973 0 0
ISHARES TR CORE S&P MCP ETF 464287507   236,409 853 SH   SOLE   853 0 0
ISHARES TR CORE S&P500 ETF 464287200   8,374,383 17,533 SH   SOLE   17,533 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   858,979 5,530 SH   SOLE   5,530 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,020,333 30,432 SH   SOLE   30,432 0 0
ISHARES TR TIPS BD ETF 464287176   246,319 2,292 SH   SOLE   2,292 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   815,650 16,145 SH   SOLE   16,145 0 0
JOHNSON & JOHNSON COM 478160104   1,033,387 6,593 SH   SOLE   6,593 0 0
JPMORGAN CHASE & CO COM 46625H100   969,740 5,701 SH   SOLE   5,701 0 0
LOCKHEED MARTIN CORP COM 539830109   398,398 879 SH   SOLE   879 0 0
LUMINAR TECHNOLOGIES INC COM CL A 550424105   74,258 22,035 SH   SOLE   22,035 0 0
MASTERCARD INCORPORATED CL A 57636Q104   227,756 534 SH   SOLE   534 0 0
MCDONALDS CORP COM 580135101   705,694 2,380 SH   SOLE   2,380 0 0
META PLATFORMS INC CL A 30303M102   1,240,276 3,504 SH   SOLE   3,504 0 0
MICROSOFT CORP COM 594918104   3,194,106 8,494 SH   SOLE   8,494 0 0
NVIDIA CORPORATION COM 67066G104   1,904,616 3,846 SH   SOLE   3,846 0 0
PROCTER AND GAMBLE CO COM 742718109   758,345 5,175 SH   SOLE   5,175 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,504,600 28,824 SH   SOLE   28,824 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   877,648 42,378 SH   SOLE   42,378 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   843,449 18,092 SH   SOLE   18,092 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   633,474 11,379 SH   SOLE   11,379 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   930,753 34,106 SH   SOLE   34,106 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,009,780 29,691 SH   SOLE   29,691 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   818,150 8,636 SH   SOLE   8,636 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   1,731,427 23,997 SH   SOLE   23,997 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   1,420,957 46,451 SH   SOLE   46,451 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   290,617 6,931 SH   SOLE   6,931 0 0
TESLA INC COM 88160R101   1,180,777 4,752 SH   SOLE   4,752 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,049,880 1,994 SH   SOLE   1,994 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   14,091,368 191,589 SH   SOLE   191,589 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,875,619 24,352 SH   SOLE   24,352 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,426,336 150,437 SH   SOLE   150,437 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   386,344 1,771 SH   SOLE   1,771 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,206,026 5,084 SH   SOLE   5,084 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   615,565 2,646 SH   SOLE   2,646 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,706,097 41,943 SH   SOLE   41,943 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   241,276 1,131 SH   SOLE   1,131 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,771,739 24,096 SH   SOLE   24,096 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,533,291 36,002 SH   SOLE   36,002 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,032,475 122,445 SH   SOLE   122,445 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,113,215 41,395 SH   SOLE   41,395 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,335,420 278,401 SH   SOLE   278,401 0 0
VISA INC COM CL A 92826C839   1,010,158 3,880 SH   SOLE   3,880 0 0