The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   303,792 3,035 SH   SOLE   3,035 0 0
ALBEMARLE CORP COM 012653101   334,271 1,498 SH   SOLE   1,498 0 0
ALPHABET INC CAP STK CL A 02079K305   727,656 6,079 SH   SOLE   6,079 0 0
AMAZON COM INC COM 023135106   359,403 2,757 SH   SOLE   2,757 0 0
AMPHENOL CORP NEW CL A 032095101   381,052 4,486 SH   SOLE   4,486 0 0
APPLE INC COM 037833100   2,341,861 12,073 SH   SOLE   12,073 0 0
APPLIED MATLS INC COM 038222105   276,601 1,914 SH   SOLE   1,914 0 0
ARCH CAP GROUP LTD ORD G0450A105   487,648 6,515 SH   SOLE   6,515 0 0
ATI INC COM 01741R102   307,841 6,960 SH   SOLE   6,960 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   344,751 1,011 SH   SOLE   1,011 0 0
BOEING CO COM 097023105   662,015 3,135 SH   SOLE   3,135 0 0
COSTCO WHSL CORP NEW COM 22160K105   227,665 423 SH   SOLE   423 0 0
EMCOR GROUP INC COM 29084Q100   337,464 1,826 SH   SOLE   1,826 0 0
EXXON MOBIL CORP COM 30231G102   347,010 3,236 SH   SOLE   3,236 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662   253,033 6,257 SH   SOLE   6,257 0 0
HOWMET AEROSPACE INC COM 443201108   234,816 4,738 SH   SOLE   4,738 0 0
ISHARES TR MSCI EAFE ETF 464287465   14,904,229 205,576 SH   SOLE   205,576 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   4,384,652 110,835 SH   SOLE   110,835 0 0
ISHARES TR MBS ETF 464288588   1,334,050 14,304 SH   SOLE   14,304 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,246,791 10,817 SH   SOLE   10,817 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,161,328 7,358 SH   SOLE   7,358 0 0
ISHARES TR CORE S&P500 ETF 464287200   856,777 1,922 SH   SOLE   1,922 0 0
ISHARES TR CORE MSCI EAFE 46432F842   685,766 10,159 SH   SOLE   10,159 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   598,695 7,384 SH   SOLE   7,384 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   542,630 3,854 SH   SOLE   3,854 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   286,354 1,529 SH   SOLE   1,529 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   249,038 905 SH   SOLE   905 0 0
JPMORGAN CHASE & CO COM 46625H100   381,137 2,621 SH   SOLE   2,621 0 0
MCDONALDS CORP COM 580135101   700,342 2,347 SH   SOLE   2,347 0 0
META PLATFORMS INC CL A 30303M102   752,749 2,623 SH   SOLE   2,623 0 0
MICROSOFT CORP COM 594918104   2,368,166 6,954 SH   SOLE   6,954 0 0
PEPSICO INC COM 713448108   242,268 1,308 SH   SOLE   1,308 0 0
PFIZER INC COM 717081103   290,975 7,933 SH   SOLE   7,933 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   389,075 3,972 SH   SOLE   3,972 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   724,659 5,460 SH   SOLE   5,460 0 0
SPDR GOLD TR GOLD SHS 78463V107   393,798 2,209 SH   SOLE   2,209 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,922,549 26,896 SH   SOLE   26,896 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   4,661,176 158,328 SH   SOLE   158,328 0 0
SPDR SER TR S&P BK ETF 78464A797   295,398 8,205 SH   SOLE   8,205 0 0
STEREOTAXIS INC COM NEW 85916J409   26,928 17,600 SH   SOLE   17,600 0 0
TESLA INC COM 88160R101   269,361 1,029 SH   SOLE   1,029 0 0
UNITEDHEALTH GROUP INC COM 91324P102   430,858 896 SH   SOLE   896 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,430,735 10,879 SH   SOLE   10,879 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   238,026 1,197 SH   SOLE   1,197 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   212,329 964 SH   SOLE   964 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,292,383 80,934 SH   SOLE   80,934 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,122,734 24,413 SH   SOLE   24,413 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   401,761 5,310 SH   SOLE   5,310 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   386,592 1,918 SH   SOLE   1,918 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   321,228 6,956 SH   SOLE   6,956 0 0
WATSCO INC COM 942622200   358,019 939 SH   SOLE   939 0 0
WEX INC COM 96208T104   250,346 1,375 SH   SOLE   1,375 0 0
YUM BRANDS INC COM 988498101   274,573 1,982 SH   SOLE   1,982 0 0