The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 429 3,312 SH   SOLE   3,312 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 269 1,553 SH   SOLE   1,553 0 0
AMPHENOL CORP NEW CL A 032095101 321 4,985 SH   SOLE   4,985 0 0
APPLE INC COM 037833100 789 5,773 SH   SOLE   5,773 0 0
ARCH CAP GROUP LTD ORD G0450A105 386 8,490 SH   SOLE   8,490 0 0
AT&T INC COM 00206R102 228 10,885 SH   SOLE   10,885 0 0
BANK HAWAII CORP COM 062540109 253 3,402 SH   SOLE   3,402 0 0
BP PLC SPONSORED ADR 055622104 284 10,000 SH   SOLE   10,000 0 0
EMCOR GROUP INC COM 29084Q100 249 2,416 SH   SOLE   2,416 0 0
EXXON MOBIL CORP COM 30231G102 1,024 11,960 SH   SOLE   11,960 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 1,109 30,000 SH   SOLE   30,000 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662 330 8,179 SH   SOLE   8,179 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 377 2,228 SH   SOLE   2,228 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 644 7,781 SH   SOLE   7,781 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 763 5,604 SH   SOLE   5,604 0 0
ISHARES TR CORE S&P500 ETF 464287200 688 1,814 SH   SOLE   1,814 0 0
ISHARES TR MSCI EAFE ETF 464287465 12,709 203,377 SH   SOLE   203,377 0 0
ISHARES TR CORE MSCI EAFE 46432F842 437 7,430 SH   SOLE   7,430 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 836 5,764 SH   SOLE   5,764 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,454 111,083 SH   SOLE   111,083 0 0
ISHARES TR MBS ETF 464288588 3,506 35,959 SH   SOLE   35,959 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 1,326 11,114 SH   SOLE   11,114 0 0
ISHARES TR TRS FLT RT BD 46434V860 7,280 144,436 SH   SOLE   144,436 0 0
MCDONALDS CORP COM 580135101 546 2,213 SH   SOLE   2,213 0 0
META PLATFORMS INC CL A 30303M102 290 1,800 SH   SOLE   1,800 0 0
METHANEX CORP COM 59151K108 268 7,000 SH   SOLE   7,000 0 0
MICROSOFT CORP COM 594918104 1,085 4,226 SH   SOLE   4,226 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 548 60,000 SH   SOLE   60,000 0 0
OLD REP INTL CORP COM 680223104 1,140 51,000 SH   SOLE   51,000 0 0
PEPSICO INC COM 713448108 212 1,274 SH   SOLE   1,274 0 0
PFIZER INC COM 717081103 382 7,293 SH   SOLE   7,293 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 370 3,853 SH   SOLE   3,853 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,891 28,870 SH   SOLE   28,870 0 0
SPDR SER TR S&P BK ETF 78464A797 349 7,947 SH   SOLE   7,947 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 4,718 158,693 SH   SOLE   158,693 0 0
STEREOTAXIS INC COM NEW 85916J409 32 17,600 SH   SOLE   17,600 0 0
TESLA INC COM 88160R101 210 312 SH   SOLE   312 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,763 7,964 SH   SOLE   7,964 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,476 83,463 SH   SOLE   83,463 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 330 1,918 SH   SOLE   1,918 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,993 65,471 SH   SOLE   65,471 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2,210 46,220 SH   SOLE   46,220 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 416 10,206 SH   SOLE   10,206 0 0
WATSCO INC COM 942622200 228 953 SH   SOLE   953 0 0
WELLS FARGO CO NEW COM 949746101 783 20,000 SH   SOLE   20,000 0 0
WEX INC COM 96208T104 288 1,850 SH   SOLE   1,850 0 0
YUM BRANDS INC COM 988498101 224 1,972 SH   SOLE   1,972 0 0