The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 226 2,001 SH   SOLE   2,001 0 0
APPLE INC COM 037833100 2,210 15,994 SH   SOLE   15,994 0 0
CHEVRON CORP NEW COM 166764100 286 1,993 SH   SOLE   1,993 0 0
EXPEDITORS INTL WASH INC COM 302130109 316 3,578 SH   SOLE   3,578 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 3,858 15,351 SH   SOLE   15,351 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 337 6,748 SH   SOLE   6,748 0 0
ISHARES TR CONSER ALLOC ETF 464289883 282 8,630 SH   SOLE   8,630 0 0
ISHARES TR CORE US AGGBD ET 464287226 341 3,539 SH   SOLE   3,539 0 0
JOHNSON & JOHNSON COM 478160104 246 1,504 SH   SOLE   1,504 0 0
META PLATFORMS INC CL A 30303M102 209 1,543 SH   SOLE   1,543 0 0
MICROSOFT CORP COM 594918104 403 1,732 SH   SOLE   1,732 0 0
ORACLE CORP COM 68389X105 923 15,107 SH   SOLE   15,107 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,761 146,938 SH   SOLE   146,938 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,180 128,649 SH   SOLE   128,649 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 428 15,230 SH   SOLE   15,230 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,923 31,770 SH   SOLE   31,770 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,437 38,020 SH   SOLE   38,020 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 371 8,184 SH   SOLE   8,184 0 0
SEMPRA COM 816851109 385 2,565 SH   SOLE   2,565 0 0
TESLA INC COM 88160R101 493 1,860 SH   SOLE   1,860 0 0
UNITEDHEALTH GROUP INC COM 91324P102 409 809 SH   SOLE   809 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 5,759 78,376 SH   SOLE   78,376 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,987 53,288 SH   SOLE   53,288 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 5,882 82,460 SH   SOLE   82,460 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,688 8,977 SH   SOLE   8,977 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,603 16,841 SH   SOLE   16,841 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,743 10,196 SH   SOLE   10,196 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 496 3,458 SH   SOLE   3,458 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,692 5,155 SH   SOLE   5,155 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,709 21,938 SH   SOLE   21,938 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,035 22,456 SH   SOLE   22,456 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,483 11,100 SH   SOLE   11,100 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 541 1,761 SH   SOLE   1,761 0 0