The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM Stock 002824100 2,594 23,534 SH   SOLE   0 0 23,534
ABRDN BLOOMBERG ALL COMMODITY LONGER DATED STRATEGY K-1 FREE ETF ETF 003261203 762 21,214 SH   SOLE   0 0 21,214
AMAZON COM INC COM Stock 023135106 2,866 26,155 SH   SOLE   0 0 26,155
AMER STATES WTR CO COM Stock 029899101 362 4,320 SH   SOLE   0 0 4,320
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 1,042 6,793 SH   SOLE   0 0 6,793
AMPHENOL CORP NEW CL A Stock 032095101 1,366 21,422 SH   SOLE   0 0 21,422
APPLE INC COM Stock 037833100 1,570 11,301 SH   SOLE   0 0 11,301
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 2,078 9,744 SH   SOLE   0 0 9,744
BERKLEY W R CORP COM Stock 084423102 306 4,411 SH   SOLE   0 0 4,411
CALIFORNIA WTR SVC GROUP COM Stock 130788102 376 6,591 SH   SOLE   0 0 6,591
CLOROX CO DEL COM Stock 189054109 288 2,000 SH   SOLE   0 0 2,000
COCA COLA CO COM Stock 191216100 211 3,277 SH   SOLE   0 0 3,277
COOPER COS INC COM NEW Stock 216648402 1,380 4,332 SH   SOLE   0 0 4,332
DEXCOM INC COM Stock 252131107 215 2,771 SH   SOLE   0 0 2,771
DISNEY WALT CO COM Stock 254687106 224 2,332 SH   SOLE   0 0 2,332
DUKE REALTY CORP COM NEW REIT 264411505 260 4,627 SH   SOLE   0 0 4,627
ISHARES CORE S&P 500 ETF ETF 464287200 823 2,148 SH   SOLE   0 0 2,148
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 770 7,520 SH   SOLE   0 0 7,520
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 456 4,107 SH   SOLE   0 0 4,107
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 3,281 28,332 SH   SOLE   0 0 28,332
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 3,302 39,808 SH   SOLE   0 0 39,808
ISHARES SEMICONDUCTOR FUND ETF 464287523 348 1,032 SH   SOLE   0 0 1,032
ISHARES SHORT TREASURY BOND ETF ETF 464288679 1,693 15,386 SH   SOLE   0 0 15,386
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 347 10,498 SH   SOLE   0 0 10,498
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760 357 3,563 SH   SOLE   0 0 3,563
ISHARES MSCI EAFE VALUE ETF ETF 464288877 253 5,800 SH   SOLE   0 0 5,800
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 683 8,468 SH   SOLE   0 0 8,468
JOHNSON & JOHNSON COM Stock 478160104 337 1,875 SH   SOLE   0 0 1,875
LILLY ELI & CO COM Stock 532457108 14,114 43,465 SH   SOLE   0 0 43,465
MCDONALDS CORP COM Stock 580135101 253 1,000 SH   SOLE   0 0 1,000
MICROSOFT CORP COM Stock 594918104 7,836 30,186 SH   SOLE   0 0 30,186
NIKE INC CL B Stock 654106103 1,890 18,677 SH   SOLE   0 0 18,677
OLD DOMINION FREIGHT LINE INC COM Stock 679580100 206 791 SH   SOLE   0 0 791
PROCTER AND GAMBLE CO COM Stock 742718109 3,333 22,809 SH   SOLE   0 0 22,809
QUALCOMM INC COM Stock 747525103 205 1,663 SH   SOLE   0 0 1,663
REALTY INCOME CORP COM REIT 756109104 216 3,076 SH   SOLE   0 0 3,076
SJW GROUP COM Stock 784305104 362 5,586 SH   SOLE   0 0 5,586
SCHWAB CHARLES CORP COM Stock 808513105 2,156 33,726 SH   SOLE   0 0 33,726
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 4,954 109,802 SH   SOLE   0 0 109,802
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 375 6,389 SH   SOLE   0 0 6,389
SIMON PPTY GROUP INC NEW COM REIT 828806109 455 4,750 SH   SOLE   0 0 4,750
STERICYCLE INC COM Stock 858912108 1,027 23,138 SH   SOLE   0 0 23,138
TJX COS INC NEW COM Stock 872540109 1,396 24,917 SH   SOLE   0 0 24,917
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 350 8,565 SH   SOLE   0 0 8,565
VANGUARD S&P 500 ETF ETF 922908363 11,299 32,241 SH   SOLE   0 0 32,241
VANGUARD MID-CAP INDEX FUND ETF 922908629 1,037 5,196 SH   SOLE   0 0 5,196
VANGUARD VALUE INDEX FUND ETF 922908744 3,561 26,735 SH   SOLE   0 0 26,735
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 926 5,184 SH   SOLE   0 0 5,184
INVESCO QQQ TRUST ETF 46090E103 1,136 4,025 SH   SOLE   0 0 4,025
AMC ENTMT HLDGS INC CL A COM Stock 00165C104 419 30,977 SH   SOLE   0 0 30,977
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 370 1,005 SH   SOLE   0 0 1,005
ALPHABET INC CAP STK CL C Stock 02079K107 722 331 SH   SOLE   0 0 331
ALPHABET INC CAP STK CL A Stock 02079K305 400 184 SH   SOLE   0 0 184
AMERICAN TOWER CORP NEW COM REIT 03027X100 2,473 9,570 SH   SOLE   0 0 9,570
IPATH SERIES B S&P 500 VIX SHORT-TERM FUTURES ETN ETF 06747R477 1,629 72,262 SH   SOLE   0 0 72,262
BARINGS BDC INC COM CEF 06759L103 350 36,784 SH   SOLE   0 0 36,784
BLACKSTONE INC COM Stock 09260D107 278 3,000 SH   SOLE   0 0 3,000
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103 256 1,746 SH   SOLE   0 0 1,746
CDW CORP COM Stock 12514G108 1,974 12,572 SH   SOLE   0 0 12,572
CAMBER ENERGY INC COM Stock 13200M508 4 10,565 SH   SOLE   0 0 10,565
CONSTELLATION BRANDS INC CL A Stock 21036P108 1,130 4,798 SH   SOLE   0 0 4,798
COSTCO WHSL CORP NEW COM Stock 22160K105 208 428 SH   SOLE   0 0 428
LHA MARKET STATE TACTICAL BETA ETF ETF 26922B105 791 31,483 SH   SOLE   0 0 31,483
ESSENTIAL UTILS INC COM Stock 29670G102 645 13,591 SH   SOLE   0 0 13,591
META PLATFORMS INC CL A Stock 30303M102 1,378 8,614 SH   SOLE   0 0 8,614
INTUITIVE SURGICAL INC COM NEW Stock 46120E602 265 1,285 SH   SOLE   0 0 1,285
INVESCO S&P 500 TOP 50 ETF ETF 46137V233 3,734 12,921 SH   SOLE   0 0 12,921
INVESCO S&P 500 PURE VALUE ETF ETF 46137V258 252 3,310 SH   SOLE   0 0 3,310
INVESCO DB OIL FUND ETF 46140H403 1,461 79,067 SH   SOLE   0 0 79,067
INVITATION HOMES INC COM REIT 46187W107 226 6,316 SH   SOLE   0 0 6,316
IQVIA HLDGS INC COM Stock 46266C105 2,122 9,867 SH   SOLE   0 0 9,867
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 201 8,338 SH   SOLE   0 0 8,338
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 240 3,374 SH   SOLE   0 0 3,374
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 386 3,437 SH   SOLE   0 0 3,437
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 636 11,160 SH   SOLE   0 0 11,160
ISHARES 0-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 46434V100 475 9,770 SH   SOLE   0 0 9,770
ISHARES EXPONENTIAL TECHNOLOGIES ETF ETF 46434V381 481 9,974 SH   SOLE   0 0 9,974
ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613 345 7,316 SH   SOLE   0 0 7,316
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 799 9,411 SH   SOLE   0 0 9,411
LPL FINL HLDGS INC COM Stock 50212V100 303 1,674 SH   SOLE   0 0 1,674
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409 745 3,094 SH   SOLE   0 0 3,094
MASTERCARD INCORPORATED CL A Stock 57636Q104 3,113 9,782 SH   SOLE   0 0 9,782
NISOURCE INC COM Stock 65473P105 242 8,062 SH   SOLE   0 0 8,062
NVIDIA CORPORATION COM Stock 67066G104 281 1,934 SH   SOLE   0 0 1,934
PROLOGIS INC. COM REIT 74340W103 228 1,901 SH   SOLE   0 0 1,901
PROSHARES SHORT S&P 500 ETF 74347B425 678 41,503 SH   SOLE   0 0 41,503
PROSHARES ULTRA S&P 500 ETF 74347R107 4,724 103,060 SH   SOLE   0 0 103,060
PROSHARES ULTRASHORT BLOOMBERG CRUDE OIL ETF 74347Y797 235 10,509 SH   SOLE   0 0 10,509
PROSPECT CAP CORP 4.95 07/15/2022 Convertible 74348TAR3 69 68,000 SH   SOLE   0 0 68,000
PUBLIC STORAGE COM REIT 74460D109 330 1,039 SH   SOLE   0 0 1,039
S&P GLOBAL INC COM Stock 78409V104 211 615 SH   SOLE   0 0 615
SPDR S&P 500 ETF ETF 78462F103 638 1,673 SH   SOLE   0 0 1,673
SPDR GOLD SHARES ETF 78463V107 2,648 15,729 SH   SOLE   0 0 15,729
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 700 20,259 SH   SOLE   0 0 20,259
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 366 12,673 SH   SOLE   0 0 12,673
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF ETF 78468R804 722 5,431 SH   SOLE   0 0 5,431
SALESFORCE INC COM Stock 79466L302 244 1,449 SH   SOLE   0 0 1,449
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 574 7,915 SH   SOLE   0 0 7,915
UNITEDHEALTH GROUP INC COM Stock 91324P102 572 1,106 SH   SOLE   0 0 1,106
VANGUARD UTILITIES INDEX FUND ETF 92204A876 2,297 14,704 SH   SOLE   0 0 14,704
VERIZON COMMUNICATIONS INC COM Stock 92343V104 253 4,890 SH   SOLE   0 0 4,890
VISA INC COM CL A Stock 92826C839 746 3,744 SH   SOLE   0 0 3,744
WELLTOWER INC COM REIT 95040Q104 246 2,961 SH   SOLE   0 0 2,961
ZOETIS INC CL A Stock 98978V103 2,139 12,277 SH   SOLE   0 0 12,277
EATON CORP PLC SHS Stock G29183103 718 5,638 SH   SOLE   0 0 5,638
APTIV PLC SHS Stock G6095L109 1,367 14,952 SH   SOLE   0 0 14,952