The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Target Corp. US EQUITIES 87612e106   10 75 SH   SOLE   75 0 0
Church & Dwight Inc US EQUITIES 171340102   10 97 SH   SOLE   97 0 0
Roper Industries Inc US EQUITIES 776696106   10 20 SH   SOLE   20 0 0
Consolidated Edison Inc US EQUITIES 209115104   10 120 SH   SOLE   120 0 0
Archer Daniels Midland Co US EQUITIES 039483102   10 215 SH   SOLE   215 0 0
Rivian Automotive Inc. US EQUITIES 76954a103   11 850 SH   SOLE   850 0 0
American Water Works Co Inc US EQUITIES 030411102   11 93 SH   SOLE   93 0 0
Pfizer Inc US EQUITIES 717081103   11 441 SH   SOLE   441 0 0
Salesforce.com US EQUITIES 79466l302   11 35 SH   SOLE   35 0 0
Alerian Master Limited Partner US EQUITIES 00162q452   11 245 SH   SOLE   245 0 0
Expeditors International Of Wa US EQUITIES 302130109   12 110 SH   SOLE   110 0 0
Prudential Financial Inc US EQUITIES 744320102   12 106 SH   SOLE   106 0 0
Brown & Brown Inc US EQUITIES 115236101   12 125 SH   SOLE   125 0 0
Ecolab Inc US EQUITIES 278865100   12 55 SH   SOLE   55 0 0
Duke Energy Corporation US EQUITIES 26441c204   13 121 SH   SOLE   121 0 0
Atmos Energy Corp US EQUITIES 049560105   13 95 SH   SOLE   95 0 0
Netflix Inc. Com US EQUITIES 64110l106   13 15 SH   SOLE   15 0 0
CH Robinson Worldwide US EQUITIES 12541W209   13 130 SH   SOLE   130 0 0
Newmont Mining Corp US EQUITIES 651639106   14 381 SH   SOLE   381 0 0
Cincinnati Financial Corp US EQUITIES 172062101   14 100 SH   SOLE   100 0 0
Sanofi (EUROS) INTERNATIONAL EQUITY f5548n101   14 150 SH   SOLE   150 0 0
Sherwin-Williams Co US EQUITIES 824348106   15 45 SH   SOLE   45 0 0
General Dynamics Corp US EQUITIES 369550108   15 60 SH   SOLE   60 0 0
Nucor Corporation US EQUITIES 670346105   16 140 SH   SOLE   140 0 0
Southern Co US EQUITIES 842587107   16 200 SH   SOLE   200 0 0
Honeywell International Inc. US EQUITIES 438516106   16 73 SH   SOLE   73 0 0
Kroger Co US EQUITIES 501044101   16 275 SH   SOLE   275 0 0
Keycorp US EQUITIES 493267108   17 1,000 SH   SOLE   1,000 0 0
Vanguard Index Fd Small-Cap ET US EQUITIES 922908751   17 72 SH   SOLE   72 0 0
Zoetis Inc. US EQUITIES 98978v103   17 108 SH   SOLE   108 0 0
Pentair PLC US EQUITIES g7s00t104   17 175 SH   SOLE   175 0 0
Schlumberger Ltd US EQUITIES 806857108   17 460 SH   SOLE   460 0 0
Hartford Financial Services Gr US EQUITIES 416515104   17 164 SH   SOLE   164 0 0
Emerson Electric Co US EQUITIES 291011104   17 145 SH   SOLE   145 0 0
Philip Morris Intl. Inc. US EQUITIES 718172109   18 150 SH   SOLE   150 0 0
Allegiant Travel Company US EQUITIES 01748x102   18 200 SH   SOLE   200 0 0
Devon Energy Corp. US EQUITIES 25179m103   19 600 SH   SOLE   600 0 0
Lowe's Cos. US EQUITIES 548661107   19 80 SH   SOLE   80 0 0
Citigroup Inc US EQUITIES 172967424   20 285 SH   SOLE   285 0 0
Novo Nordisk A/S ADR US EQUITIES 670100205   20 240 SH   SOLE   240 0 0
General Electric Co US EQUITIES 369604301   20 125 SH   SOLE   125 0 0
Kenvue Inc. US EQUITIES 49177J102   21 1,000 SH   SOLE   1,000 0 0
Carlisle Cos Inc US EQUITIES 142339100   21 58 SH   SOLE   58 0 0
CVS Health Corp US EQUITIES 126650100   21 486 SH   SOLE   486 0 0
Kinder Morgan Inc US EQUITIES 49455p101   21 800 SH   SOLE   800 0 0
General Mills Inc US EQUITIES 370334104   22 350 SH   SOLE   350 0 0
Enphase Energyy Inc. US EQUITIES 29355A107   22 328 SH   SOLE   328 0 0
Aflac Inc US EQUITIES 001055102   22 220 SH   SOLE   220 0 0
Aerovironment Inc. US EQUITIES 008073108   24 157 SH   SOLE   157 0 0
Oneok Inc US EQUITIES 682680103   25 250 SH   SOLE   250 0 0
Cardinal Health Inc US EQUITIES 14149y108   26 225 SH   SOLE   225 0 0
Caterpillar Inc US EQUITIES 149123101   27 75 SH   SOLE   75 0 0
Fortune Brands Home & Sec Inc US EQUITIES 34964c106   27 400 SH   SOLE   400 0 0
Cintas Corp US EQUITIES 172908105   29 160 SH   SOLE   160 0 0
National Fuel Gas Co US EQUITIES 636180101   30 500 SH   SOLE   500 0 0
W. W. Grainger Inc US EQUITIES 384802104   31 30 SH   SOLE   30 0 0
JP Morgan Exchange Traded Fund US EQUITIES 46641Q837   31 635 SH   SOLE   635 0 0
Comcast Corp New Class A US EQUITIES 20030n101   32 872 SH   SOLE   872 0 0
Black Hills Corp US EQUITIES 092113109   33 567 SH   SOLE   567 0 0
Automatic Data Processing Inc. US EQUITIES 053015103   35 122 SH   SOLE   122 0 0
Xylem Inc US EQUITIES 98419m100   35 310 SH   SOLE   310 0 0
Dominion Resources Inc VA New US EQUITIES 25746u109   36 675 SH   SOLE   675 0 0
PJT Partners Inc. US EQUITIES 69343t107   36 231 SH   SOLE   231 0 0
Clorox Co US EQUITIES 189054109   36 225 SH   SOLE   225 0 0
Occidental Petroleum Corp US EQUITIES 674599105   38 780 SH   SOLE   780 0 0
AT&T Inc. US EQUITIES 00206r102   41 1,806 SH   SOLE   1,806 0 0
Wisdomtree Floating Rate Treas US EQUITIES 97717Y527   42 837 SH   SOLE   837 0 0
Vanguard Bond Index US EQUITIES 92203C303   42 852 SH   SOLE   852 0 0
Sofi Technologies US EQUITIES 83406f102   43 2,800 SH   SOLE   2,800 0 0
Tesla Motors, Inc. US EQUITIES 88160r101   44 110 SH   SOLE   110 0 0
Veolia Environnement SA (EUROS INTERNATIONAL EQUITY f9686m107   44 1,600 SH   SOLE   1,600 0 0
Danaher Corp US EQUITIES 235851102   45 200 SH   SOLE   200 0 0
FMC Corp. US EQUITIES 302491303   46 950 SH   SOLE   950 0 0
Corning Inc US EQUITIES 219350105   47 1,000 SH   SOLE   1,000 0 0
SPDR S&P Dividend ETF US EQUITIES 78464a763   47 362 SH   SOLE   362 0 0
Chevron Corporation US EQUITIES 166764100   49 341 SH   SOLE   341 0 0
Roche Holding Ltd. Spons ADR US EQUITIES 771195104   50 1,450 SH   SOLE   1,450 0 0
Infineon Technologies AG (EURO INTERNATIONAL EQUITY d35415104   52 1,600 SH   SOLE   1,600 0 0
AES Corp US EQUITIES 00130h105   53 4,146 SH   SOLE   4,146 0 0
BNP Paribas SA INTERNATIONAL EQUITY f1058q238   61 1,000 SH   SOLE   1,000 0 0
SAP SE (EUROS) INTERNATIONAL EQUITY d66992104   61 250 SH   SOLE   250 0 0
Bristol-Myers Squibb Co US EQUITIES 110122108   62 1,100 SH   SOLE   1,100 0 0
Verizon Communications Inc US EQUITIES 92343v104   62 1,557 SH   SOLE   1,557 0 0
Starbucks Corp US EQUITIES 855244109   66 725 SH   SOLE   725 0 0
Wells Fargo & Co US EQUITIES 949746101   66 945 SH   SOLE   945 0 0
3M Company US EQUITIES 88579y101   66 515 SH   SOLE   515 0 0
American Electric Power Co US EQUITIES 025537101   69 756 SH   SOLE   756 0 0
Accenture Plc F Class A US EQUITIES g1151c101   70 200 SH   SOLE   200 0 0
Ulta Beauty Inc US EQUITIES 90384s303   71 165 SH   SOLE   165 0 0
Cisco Systems Inc US EQUITIES 17275r102   71 1,216 SH   SOLE   1,216 0 0
Ptc Inc. US EQUITIES 69370c100   72 395 SH   SOLE   395 0 0
Schwab Cap Trs&p 500 Select US EQUITIES 808509855   74 825 SH   SOLE   825 0 0
Heidelbergcement AG (EUROS) INTERNATIONAL EQUITY d31709104   75 600 SH   SOLE   600 0 0
Tootsie Roll Industries Inc US EQUITIES 890516107   78 2,425 SH   SOLE   2,425 0 0
First Tr NASDAQ Tech Div Indx US EQUITIES 33738r118   78 1,000 SH   SOLE   1,000 0 0
Technology Select Sector SPDR US EQUITIES 81369y803   81 350 SH   SOLE   350 0 0
Royal Dutch Shell PLC ADS CL A US EQUITIES 780259206   81 1,300 SH   SOLE   1,300 0 0
PNC Financial Svcs Group Inc US EQUITIES 693475105   81 425 SH   SOLE   425 0 0
Kimberly-Clark Corp US EQUITIES 494368103   83 640 SH   SOLE   640 0 0
iShares S&P 100 ETF US EQUITIES 464287101   86 300 SH   SOLE   300 0 0
SPDR Portfolio S&P 600 US EQUITIES 78468r853   87 1,947 SH   SOLE   1,947 0 0
Goldman Sachs Group Inc US EQUITIES 38141g104   87 153 SH   SOLE   153 0 0
Edwards Lifesciences Corp US EQUITIES 28176E108   88 1,200 SH   SOLE   1,200 0 0
Quanta Services Inc US EQUITIES 74762e102   91 288 SH   SOLE   288 0 0
Coca Cola Co US EQUITIES 191216100   101 1,626 SH   SOLE   1,626 0 0
Abbott Laboratories US EQUITIES 002824100   107 954 SH   SOLE   954 0 0
Exxon Mobil Corp US EQUITIES 30231g102   111 1,035 SH   SOLE   1,035 0 0
Vanguard Star Fd Total Intl. S US EQUITIES 921909768   113 1,930 SH   SOLE   1,930 0 0
Vanguard Index Growth ETF US EQUITIES 922908736   119 291 SH   SOLE   291 0 0
Waste Management Inc US EQUITIES 94106l109   122 605 SH   SOLE   605 0 0
International Flavors & Fragra US EQUITIES 459506101   131 1,550 SH   SOLE   1,550 0 0
Visa Inc. Class A US EQUITIES 92826c839   133 422 SH   SOLE   422 0 0
Allianz ADS Ord Shares US EQUITIES 018820100   134 4,400 SH   SOLE   4,400 0 0
Bank of Montreal INTERNATIONAL EQUITY 063671101   135 1,400 SH   SOLE   1,400 0 0
Deutsche Telekom AG (EUROS) INTERNATIONAL EQUITY d2035m136   144 4,900 SH   SOLE   4,900 0 0
Invesco QQQ TR Unit Ser 1 US EQUITIES 46090e103   170 333 SH   SOLE   333 0 0
AbbVie Inc US EQUITIES 00287y109   170 959 SH   SOLE   959 0 0
Lockheed Martin Corp US EQUITIES 539830109   176 364 SH   SOLE   364 0 0
Palantir Technologies Inc. US EQUITIES 69608a108   188 2,490 SH   SOLE   2,490 0 0
SPDR S&P500 ETF US EQUITIES 78462f103   191 326 SH   SOLE   326 0 0
Walt Disney Co US EQUITIES 254687106   211 1,900 SH   SOLE   1,900 0 0
Nestle SA Spons ADR US EQUITIES 641069406   214 2,625 SH   SOLE   2,625 0 0
Procter & Gamble Co US EQUITIES 742718109   214 1,282 SH   SOLE   1,282 0 0
Vanguard High Dividend Yield E US EQUITIES 921946406   217 1,701 SH   SOLE   1,701 0 0
iShares DJ Select Dividend ETF US EQUITIES 464287168   220 1,680 SH   SOLE   1,680 0 0
American Express Company US EQUITIES 025816109   223 754 SH   SOLE   754 0 0
Bank of NY Mellon Corp US EQUITIES 064058100   232 3,021 SH   SOLE   3,021 0 0
New Jersey Resources Corp US EQUITIES 646025106   244 5,250 SH   SOLE   5,250 0 0
Illinois Tool Works Inc US EQUITIES 452308109   260 1,028 SH   SOLE   1,028 0 0
Invesco Exchange Traded Fund US EQUITIES 46137v241   267 3,986 SH   SOLE   3,986 0 0
Deere & Co US EQUITIES 244199105   284 671 SH   SOLE   671 0 0
Deutsche Telekom AG ADR US EQUITIES 251566105   288 9,650 SH   SOLE   9,650 0 0
Intra-Cellular Therapies, Inc US EQUITIES 46116x101   296 3,550 SH   SOLE   3,550 0 0
Unitedhealth Grp Inc US EQUITIES 91324p102   309 611 SH   SOLE   611 0 0
Pepsico Inc. US EQUITIES 713448108   333 2,193 SH   SOLE   2,193 0 0
International Business Machine US EQUITIES 459200101   382 1,740 SH   SOLE   1,740 0 0
Rockwell Automation Inc. US EQUITIES 773903109   416 1,458 SH   SOLE   1,458 0 0
Colgate Palmolive Co US EQUITIES 194162103   452 4,975 SH   SOLE   4,975 0 0
Shopify Inc. US EQUITIES 82509l107   479 4,510 SH   SOLE   4,510 0 0
Vanguard ETF Index Funds Mid C US EQUITIES 922908538   535 2,109 SH   SOLE   2,109 0 0
Chubb LTD F US EQUITIES h1467j104   567 2,053 SH   SOLE   2,053 0 0
Merck & Co Inc US EQUITIES 58933y105   706 7,106 SH   SOLE   7,106 0 0
Johnson & Johnson US EQUITIES 478160104   744 5,146 SH   SOLE   5,146 0 0
Bank of America Corp US EQUITIES 060505104   761 17,336 SH   SOLE   17,336 0 0
McDonalds Corp US EQUITIES 580135101   906 3,126 SH   SOLE   3,126 0 0
Vanguard Index Fund S&P 500 US EQUITIES 922908363   921 1,711 SH   SOLE   1,711 0 0
ASML Holding N.V. US EQUITIES n07059210   970 1,400 SH   SOLE   1,400 0 0
SS&C Technologies Hldgs Inc. US EQUITIES 78467j100   1,000 13,197 SH   SOLE   13,197 0 0
Jacobs Engineering Group Inc US EQUITIES 46982L108   1,028 7,700 SH   SOLE   7,700 0 0
Air Products & Chemicals Inc US EQUITIES 009158106   1,043 3,597 SH   SOLE   3,597 0 0
Zebra Technologies Corp Cl A US EQUITIES 989207105   1,091 2,825 SH   SOLE   2,825 0 0
Regeneron Pharmaceuticals Inc US EQUITIES 75886f107   1,633 2,293 SH   SOLE   2,293 0 0
Uber Technologies Inc. US EQUITIES 90353t100   1,782 29,543 SH   SOLE   29,543 0 0
Berkshire Hathaway Inc. Del Cl US EQUITIES 084670702   1,876 4,139 SH   SOLE   4,139 0 0
Qualcomm Inc US EQUITIES 747525103   1,973 12,845 SH   SOLE   12,845 0 0
Alphabet Inc. Class C US EQUITIES 02079k107   2,967 15,580 SH   SOLE   15,580 0 0
GE Vernova Inc. US EQUITIES 36828a101   5,594 17,009 SH   SOLE   17,009 0 0
Rollins Inc US EQUITIES 775711104   6,512 140,499 SH   SOLE   140,499 0 0
L3Harris Technologies Inc. US EQUITIES 502431109   6,883 32,736 SH   SOLE   32,736 0 0
Thermo Fisher Scntfc US EQUITIES 883556102   6,905 13,275 SH   SOLE   13,275 0 0
Eaton Corporation PLC US EQUITIES g29183103   8,114 24,452 SH   SOLE   24,452 0 0
Vertex Pharmaceuticals Inc US EQUITIES 92532f100   8,208 20,384 SH   SOLE   20,384 0 0
Linde PLC ADR US EQUITIES G54950103   8,297 19,818 SH   SOLE   19,818 0 0
NextEra Energy Inc US EQUITIES 65339f101   8,579 119,675 SH   SOLE   119,675 0 0
Stryker Corp US EQUITIES 863667101   8,616 23,931 SH   SOLE   23,931 0 0
Intuit Inc US EQUITIES 461202103   8,710 13,859 SH   SOLE   13,859 0 0
Blackrock Inc US EQUITIES 09290d101   8,762 8,547 SH   SOLE   8,547 0 0
Morgan Stanley US EQUITIES 617446448   8,888 70,698 SH   SOLE   70,698 0 0
Adobe Inc US EQUITIES 00724f101   9,003 20,248 SH   SOLE   20,248 0 0
Parker-Hannifin Corp US EQUITIES 701094104   9,372 14,736 SH   SOLE   14,736 0 0
Oracle Corporation US EQUITIES 68389x105   10,137 60,834 SH   SOLE   60,834 0 0
Broadridge Financial Solutions US EQUITIES 11133t103   10,353 45,796 SH   SOLE   45,796 0 0
Home Depot Inc US EQUITIES 437076102   10,529 27,069 SH   SOLE   27,069 0 0
Motorola Solutions Inc US EQUITIES 620076307   10,830 23,431 SH   SOLE   23,431 0 0
S&P Global Inc US EQUITIES 78409v104   10,847 21,782 SH   SOLE   21,782 0 0
Wal-Mart Stores Inc US EQUITIES 931142103   11,245 124,469 SH   SOLE   124,469 0 0
Mastercard Inc Class A US EQUITIES 57636q104   12,572 23,876 SH   SOLE   23,876 0 0
JPMorgan Chase & Co US EQUITIES 46625h100   13,746 57,348 SH   SOLE   57,348 0 0
T-Mobile US Inc. US EQUITIES 872590104   14,600 66,147 SH   SOLE   66,147 0 0
Palo Alto Networks Inc US EQUITIES 697435105   15,571 85,578 SH   SOLE   85,578 0 0
Costco Wholesale Co US EQUITIES 22160k105   16,980 18,533 SH   SOLE   18,533 0 0
Fiserv Inc US EQUITIES 337738108   17,458 84,990 SH   SOLE   84,990 0 0
Blackstone Group Inc. Cl A US EQUITIES 09260d107   17,584 101,984 SH   SOLE   101,984 0 0
Eli Lilly & Co US EQUITIES 532457108   18,158 23,521 SH   SOLE   23,521 0 0
Alphabet Inc. Class A US EQUITIES 02079k305   18,377 97,082 SH   SOLE   97,082 0 0
Amazon.com Inc US EQUITIES 023135106   21,470 99,094 SH   SOLE   99,094 0 0
Broadcom Limited US EQUITIES y09827109   21,966 94,750 SH   SOLE   94,750 0 0
Meta Platforms Class A Common US EQUITIES 30303m102   25,065 42,810 SH   SOLE   42,810 0 0
Apple Inc US EQUITIES 037833100   26,129 104,341 SH   SOLE   104,341 0 0
Nvidia Corp. US EQUITIES 67066g104   31,700 236,063 SH   SOLE   236,063 0 0
Microsoft Corp US EQUITIES 594918104   37,161 88,165 SH   SOLE   88,165 0 0