The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   305,532 2,958 SH   SOLE   0 0 2,958
APPLE INC COM 037833100   378,992 2,298 SH   SOLE   0 0 2,298
ISHARES TR RUS MD CP GR ETF 464287481   2,399,040 26,349 SH   SOLE   0 0 26,349
ISHARES TR RUS 1000 VAL ETF 464287598   330,670 2,172 SH   SOLE   0 0 2,172
ISHARES TR RUS 1000 GRW ETF 464287614   3,288,412 13,459 SH   SOLE   0 0 13,459
ISHARES TR RUS 1000 ETF 464287622   3,589,008 15,935 SH   SOLE   0 0 15,935
ISHARES TR RUS 2000 VAL ETF 464287630   1,274,444 9,301 SH   SOLE   0 0 9,301
ISHARES TR RUS 2000 GRW ETF 464287648   3,397,989 14,981 SH   SOLE   0 0 14,981
ISHARES TR RUSSELL 2000 ETF 464287655   874,028 4,899 SH   SOLE   0 0 4,899
ISHARES TR SHORT TREAS BD 464288679   493,520 4,466 SH   SOLE   0 0 4,466
MICROSOFT CORP COM 594918104   281,033 975 SH   SOLE   0 0 975
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   6,657,368 102,154 SH   SOLE   0 0 102,154
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,892,585 74,605 SH   SOLE   0 0 74,605
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   939,239 13,843 SH   SOLE   0 0 13,843
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   573,280 13,672 SH   SOLE   0 0 13,672
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   4,528,609 82,458 SH   SOLE   0 0 82,458
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   8,545,494 175,148 SH   SOLE   0 0 175,148
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   623,036 4,247 SH   SOLE   0 0 4,247
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   279,557 3,462 SH   SOLE   0 0 3,462
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   1,021,056 10,778 SH   SOLE   0 0 10,778
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,240,551 11,276 SH   SOLE   0 0 11,276
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   435,729 3,250 SH   SOLE   0 0 3,250
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   515,820 2,647 SH   SOLE   0 0 2,647
VANGUARD INDEX FDS MID CAP ETF 922908629   287,235 1,362 SH   SOLE   0 0 1,362
INVESCO QQQ TR UNIT SER 1 46090E103   4,521,766 14,090 SH   SOLE   0 0 14,090
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,003,221 13,852 SH   SOLE   0 0 13,852
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   1,356,698 17,970 SH   SOLE   0 0 17,970
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   762,766 16,753 SH   SOLE   0 0 16,753
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   647,268 13,976 SH   SOLE   0 0 13,976
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   225,920 4,143 SH   SOLE   0 0 4,143
INVESCO EXCH TRADED FD TR II DWA SMLCP MENT 46138E842   272,787 3,703 SH   SOLE   0 0 3,703
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   2,359,889 17,877 SH   SOLE   0 0 17,877
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,094,597 38,363 SH   SOLE   0 0 38,363
PACER FDS TR US CASH COWS 100 69374H881   1,167,413 24,865 SH   SOLE   0 0 24,865
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,039,166 12,309 SH   SOLE   0 0 12,309
SPDR SER TR S&P 600 SMCP GRW 78464A201   209,557 2,841 SH   SOLE   0 0 2,841
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,848,091 33,383 SH   SOLE   0 0 33,383
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,336,180 32,814 SH   SOLE   0 0 32,814
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   3,831,408 11,519 SH   SOLE   0 0 11,519
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   10,515,964 114,528 SH   SOLE   0 0 114,528
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   812,708 6,278 SH   SOLE   0 0 6,278
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   354,337 2,346 SH   SOLE   0 0 2,346
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,190,267 4,522 SH   SOLE   0 0 4,522