The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES S&P 500 VALUE ETF ETF 464287408 204 1,309 SH   SOLE   0 0 1,309
VANGUARD S&P 500 ETF ETF 922908363 206 495 SH   SOLE   0 0 495
BLACKSTONE INC COM Stock 09260D107 282 2,218 SH   SOLE   0 0 2,218
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 288 2,796 SH   SOLE   0 0 2,796
META PLATFORMS INC CL A Stock 30303M102 302 1,357 SH   SOLE   0 0 1,357
NVIDIA CORPORATION COM Stock 67066G104 345 1,265 SH   SOLE   0 0 1,265
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 351 3,319 SH   SOLE   0 0 3,319
VANGUARD MID-CAP INDEX FUND ETF 922908629 354 1,489 SH   SOLE   0 0 1,489
INVESCO NASDAQ 100 ETF ETF 46138G649 382 2,562 SH   SOLE   0 0 2,562
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 427 1,917 SH   SOLE   0 0 1,917
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201 458 5,460 SH   SOLE   0 0 5,460
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 498 3,000 SH   SOLE   0 0 3,000
SCHWAB U.S. MID-CAP ETF ETF 808524508 500 6,594 SH   SOLE   0 0 6,594
FIDELITY MSCI REAL ESTATE INDEX ETF ETF 316092857 535 16,512 SH   SOLE   0 0 16,512
MICROSOFT CORP COM Stock 594918104 586 1,901 SH   SOLE   0 0 1,901
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622 639 6,230 SH   SOLE   0 0 6,230
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 649 8,326 SH   SOLE   0 0 8,326
AMAZON COM INC COM Stock 023135106 733 225 SH   SOLE   0 0 225
SCHWAB SHORT-TERM U.S. TREASURY ETF ETF 808524862 737 14,884 SH   SOLE   0 0 14,884
APPLE INC COM Stock 037833100 740 4,239 SH   SOLE   0 0 4,239
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 809 6,687 SH   SOLE   0 0 6,687
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 820 10,015 SH   SOLE   0 0 10,015
ISHARES RUSSELL 2000 ETF ETF 464287655 1,148 5,591 SH   SOLE   0 0 5,591
VANGUARD S&P SMALL-CAP 600 GROWTH ETF ETF 921932794 1,234 5,717 SH   SOLE   0 0 5,717
ALPHABET INC CAP STK CL C Stock 02079K107 1,550 555 SH   SOLE   0 0 555
ISHARES U.S. HOME CONSTRUCTION ETF ETF 464288752 1,651 27,859 SH   SOLE   0 0 27,859
SCHWAB US AGGREGATE BOND ETF ETF 808524839 1,686 33,344 SH   SOLE   0 0 33,344
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 1,900 26,611 SH   SOLE   0 0 26,611
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 2,365 29,736 SH   SOLE   0 0 29,736
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 2,468 18,015 SH   SOLE   0 0 18,015
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 2,652 22,169 SH   SOLE   0 0 22,169
SPDR DOW JONES INDUSTRIAL AVERAGE ETF ETF 78467X109 3,194 9,210 SH   SOLE   0 0 9,210
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 3,206 19,866 SH   SOLE   0 0 19,866
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860 3,264 67,550 SH   SOLE   0 0 67,550
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 3,417 21,501 SH   SOLE   0 0 21,501
SPDR S&P 500 ETF ETF 78462F103 3,905 8,646 SH   SOLE   0 0 8,646
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 4,062 54,294 SH   SOLE   0 0 54,294
ISHARES RUSSELL 1000 ETF ETF 464287622 4,332 17,325 SH   SOLE   0 0 17,325
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 4,395 41,034 SH   SOLE   0 0 41,034
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 4,506 117,587 SH   SOLE   0 0 117,587
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 4,539 16,347 SH   SOLE   0 0 16,347
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 4,841 48,174 SH   SOLE   0 0 48,174
VANECK SEMICONDUCTOR ETF ETF 92189F676 4,854 17,993 SH   SOLE   0 0 17,993
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 5,615 21,956 SH   SOLE   0 0 21,956
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 6,260 75,110 SH   SOLE   0 0 75,110
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 7,198 108,717 SH   SOLE   0 0 108,717
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 7,361 176,317 SH   SOLE   0 0 176,317
ISHARES SHORT TREASURY BOND ETF ETF 464288679 7,579 68,745 SH   SOLE   0 0 68,745
SCHWAB U.S. TIPS ETF ETF 808524870 8,520 140,342 SH   SOLE   0 0 140,342
INVESCO QQQ TRUST ETF 46090E103 10,327 28,484 SH   SOLE   0 0 28,484