The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   363,140 2,385 SH   SOLE   0 0 2,385
ALPHABET INC CAP STK CL A 02079K305   294,615 1,952 SH   SOLE   0 0 1,952
AMAZON COM INC COM 023135106   1,004,897 5,571 SH   SOLE   0 0 5,571
AMGEN INC COM 031162100   390,656 1,374 SH   SOLE   0 0 1,374
APPLE INC COM 037833100   3,339,097 19,472 SH   SOLE   0 0 19,472
AVERY DENNISON CORP COM 053611109   214,320 960 SH   SOLE   0 0 960
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   529,435 1,259 SH   SOLE   0 0 1,259
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   1,167,809 26,302 SH   SOLE   0 0 26,302
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   440,074 16,293 SH   SOLE   0 0 16,293
CARNIVAL CORP UNIT 99/99/9999 143658300   430,526 26,348 SH   SOLE   0 0 26,348
CHIPOTLE MEXICAN GRILL INC COM 169656105   220,915 76 SH   SOLE   0 0 76
DBX ETF TR XTRACK MSCI EAFE 233051200   215,005 5,253 SH   SOLE   0 0 5,253
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   31,913 1,250 SH   SOLE   0 0 1,250
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   917,412 28,714 SH   SOLE   0 0 28,714
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   61,456 2,411 SH   SOLE   0 0 2,411
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   37,590 1,448 SH   SOLE   0 0 1,448
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   36,932 1,488 SH   SOLE   0 0 1,488
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   73,438 2,726 SH   SOLE   0 0 2,726
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   785,431 31,342 SH   SOLE   0 0 31,342
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   75,751 2,786 SH   SOLE   0 0 2,786
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   226,813 8,479 SH   SOLE   0 0 8,479
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   220,332 7,320 SH   SOLE   0 0 7,320
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   217,003 6,865 SH   SOLE   0 0 6,865
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   113,978 2,717 SH   SOLE   0 0 2,717
EXXON MOBIL CORP COM 30231G102   1,296,817 11,156 SH   SOLE   0 0 11,156
FRANKLIN TEMPLETON ETF TR HIGH YIELD CORP 35473P629   62,400 2,630 SH   SOLE   0 0 2,630
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868   176,984 7,215 SH   SOLE   0 0 7,215
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   40,843 764 SH   SOLE   0 0 764
GENERAL ELECTRIC CO COM NEW 369604301   419,889 2,392 SH   SOLE   0 0 2,392
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107   85,384 2,764 SH   SOLE   0 0 2,764
INDEXIQ ETF TR FTSE INTERNL EQT 45409B560   2,192,467 81,717 SH   SOLE   0 0 81,717
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   230,993 4,096 SH   SOLE   0 0 4,096
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102   227,851 5,154 SH   SOLE   0 0 5,154
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   915,886 5,013 SH   SOLE   0 0 5,013
INVESCO EXCHANGE TRADED FD T S&P MIDCAP 400 46137V225   64,109 533 SH   SOLE   0 0 533
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,798,656 42,693 SH   SOLE   0 0 42,693
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   108,877 1,802 SH   SOLE   0 0 1,802
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   9,315 55 SH   SOLE   0 0 55
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   341,939 3,211 SH   SOLE   0 0 3,211
INVESCO EXCHANGE TRADED FD T S&P 100 EQL WIGH 46137V449   38,101 402 SH   SOLE   0 0 402
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456   102,484 1,887 SH   SOLE   0 0 1,887
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   11,591,546 100,919 SH   SOLE   0 0 100,919
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   354,801 3,224 SH   SOLE   0 0 3,224
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   6,927,663 121,666 SH   SOLE   0 0 121,666
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   638,029 10,577 SH   SOLE   0 0 10,577
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   363,335 8,535 SH   SOLE   0 0 8,535
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   74,632 1,940 SH   SOLE   0 0 1,940
INVESCO EXCHANGE TRADED FD T BIOTECHNOLOGY 46137V787   5,763 89 SH   SOLE   0 0 89
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837   8,396 85 SH   SOLE   0 0 85
ISHARES INC CORE MSCI EMKT 46434G103   212,543 4,119 SH   SOLE   0 0 4,119
ISHARES INC MSCI EMRG CHN 46434G764   403,048 7,001 SH   SOLE   0 0 7,001
ISHARES INC ESG AWR MSCI EM 46434G863   8 0 SH   SOLE   0 0 0
ISHARES INC EMNG MKTS EQT 46434G889   22,873 514 SH   SOLE   0 0 514
ISHARES TR S&P 100 ETF 464287101   9,154 37 SH   SOLE   0 0 37
ISHARES TR MORNINGSTAR GRWT 464287119   7,507,776 99,467 SH   SOLE   0 0 99,467
ISHARES TR SELECT DIVID ETF 464287168   5,913 48 SH   SOLE   0 0 48
ISHARES TR TIPS BD ETF 464287176   1,182 11 SH   SOLE   0 0 11
ISHARES TR CORE S&P500 ETF 464287200   254,453 484 SH   SOLE   0 0 484
ISHARES TR MSCI EMG MKT ETF 464287234   448 11 SH   SOLE   0 0 11
ISHARES TR IBOXX INV CP ETF 464287242   2,014,249 18,493 SH   SOLE   0 0 18,493
ISHARES TR GLOBAL TECH ETF 464287291   46 1 SH   SOLE   0 0 1
ISHARES TR S&P 500 GRWT ETF 464287309   952,749 11,283 SH   SOLE   0 0 11,283
ISHARES TR GLOBAL ENERG ETF 464287341   137,912 3,211 SH   SOLE   0 0 3,211
ISHARES TR S&P 500 VAL ETF 464287408   706,142 3,780 SH   SOLE   0 0 3,780
ISHARES TR 20 YR TR BD ETF 464287432   166,713 1,762 SH   SOLE   0 0 1,762
ISHARES TR MSCI EAFE ETF 464287465   1,344 17 SH   SOLE   0 0 17
ISHARES TR RUS MID CAP ETF 464287499   16,609 198 SH   SOLE   0 0 198
ISHARES TR CORE S&P MCP ETF 464287507   128,161 2,110 SH   SOLE   0 0 2,110
ISHARES TR ISHARES BIOTECH 464287556   555 4 SH   SOLE   0 0 4
ISHARES TR RUS 1000 GRW ETF 464287614   151,673 450 SH   SOLE   0 0 450
ISHARES TR RUS 1000 ETF 464287622   313,665 1,089 SH   SOLE   0 0 1,089
ISHARES TR RUSSELL 2000 ETF 464287655   130,386 620 SH   SOLE   0 0 620
ISHARES TR U.S. TECH ETF 464287721   628,342 4,652 SH   SOLE   0 0 4,652
ISHARES TR U.S. FIN SVC ETF 464287770   16,815 254 SH   SOLE   0 0 254
ISHARES TR U.S. FINLS ETF 464287788   24,869 260 SH   SOLE   0 0 260
ISHARES TR CORE S&P SCP ETF 464287804   11,811 107 SH   SOLE   0 0 107
ISHARES TR MRGSTR MD CP GRW 464288307   148,398 2,100 SH   SOLE   0 0 2,100
ISHARES TR NATIONAL MUN ETF 464288414   10,553 98 SH   SOLE   0 0 98
ISHARES TR MBS ETF 464288588   158,583 1,716 SH   SOLE   0 0 1,716
ISHARES TR MRGSTR SM CP GR 464288604   297,504 6,388 SH   SOLE   0 0 6,388
ISHARES TR ISHS 1-5YR INVS 464288646   12,381 241 SH   SOLE   0 0 241
ISHARES TR US HOME CONS ETF 464288752   4,399 38 SH   SOLE   0 0 38
ISHARES TR U.S. MED DVC ETF 464288810   11,351 194 SH   SOLE   0 0 194
ISHARES TR US HLTHCR PR ETF 464288828   6,021 110 SH   SOLE   0 0 110
ISHARES TR MICRO-CAP ETF 464288869   508 4 SH   SOLE   0 0 4
ISHARES TR EAFE VALUE ETF 464288877   750,458 13,795 SH   SOLE   0 0 13,795
ISHARES TR EAFE GRWTH ETF 464288885   741,792 7,147 SH   SOLE   0 0 7,147
ISHARES TR RUS TP200 GR ETF 464289438   9,143,362 46,865 SH   SOLE   0 0 46,865
ISHARES TR RUS TOP 200 ETF 464289446   51,790 407 SH   SOLE   0 0 407
ISHARES TR 10+ YR INVST GRD 464289511   141 3 SH   SOLE   0 0 3
ISHARES TR US TREAS BD ETF 46429B267   2,093 92 SH   SOLE   0 0 92
ISHARES TR MSCI USA MIN VOL 46429B697   235,954 2,823 SH   SOLE   0 0 2,823
ISHARES TR MSCI USA QLT FCT 46432F339   1,589,467 9,671 SH   SOLE   0 0 9,671
ISHARES TR MSCI USA SZE FT 46432F370   14,007 98 SH   SOLE   0 0 98
ISHARES TR MSCI USA VALUE 46432F388   34,122 315 SH   SOLE   0 0 315
ISHARES TR MSCI USA MMENTM 46432F396   30,236 161 SH   SOLE   0 0 161
ISHARES TR CORE MSCI EAFE 46432F842   36,351 490 SH   SOLE   0 0 490
ISHARES TR INTERNATIONAL SL 46434V266   62,337 1,890 SH   SOLE   0 0 1,890
ISHARES TR INTL EQTY FACTOR 46434V274   46,264 1,550 SH   SOLE   0 0 1,550
ISHARES TR U S EQUITY FACTR 46434V282   109,492 2,035 SH   SOLE   0 0 2,035
ISHARES TR US SML CAP EQT 46434V290   114,070 1,794 SH   SOLE   0 0 1,794
ISHARES TR 0-5YR HI YL CP 46434V407   172 4 SH   SOLE   0 0 4
ISHARES TR MSCI INTL QUALTY 46434V456   706,342 17,810 SH   SOLE   0 0 17,810
ISHARES TR CORE TOTAL USD 46434V613   765,096 16,782 SH   SOLE   0 0 16,782
ISHARES TR CORE DIV GRWTH 46434V621   5,508,725 94,880 SH   SOLE   0 0 94,880
ISHARES TR HDG MSCI EAFE 46434V803   1,738,712 49,848 SH   SOLE   0 0 49,848
ISHARES TR TRS FLT RT BD 46434V860   3,852 76 SH   SOLE   0 0 76
ISHARES TR CONV BD ETF 46435G102   2,963,375 37,121 SH   SOLE   0 0 37,121
ISHARES TR ESG AWR MSCI USA 46435G425   71,516 622 SH   SOLE   0 0 622
ISHARES TR ESG AW MSCI EAFE 46435G516   18,299 229 SH   SOLE   0 0 229
ISHARES TR IBONDS DEC2026 46435GAA0   27,107 1,137 SH   SOLE   0 0 1,137
J P MORGAN EXCHANGE TRADED F MKT EXPN ENHNCD 46641Q118   117,001 1,999 SH   SOLE   0 0 1,999
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,736 30 SH   SOLE   0 0 30
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   141,747 3,136 SH   SOLE   0 0 3,136
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886   98,644 995 SH   SOLE   0 0 995
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   460,694 7,114 SH   SOLE   0 0 7,114
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   321,205 5,598 SH   SOLE   0 0 5,598
LOCKHEED MARTIN CORP COM 539830109   205,146 451 SH   SOLE   0 0 451
MEDTRONIC PLC SHS G5960L103   785,396 9,012 SH   SOLE   0 0 9,012
META PLATFORMS INC CL A 30303M102   439,151 904 SH   SOLE   0 0 904
MICROSOFT CORP COM 594918104   1,295,346 3,079 SH   SOLE   0 0 3,079
NETFLIX INC COM 64110L106   391,121 644 SH   SOLE   0 0 644
NVIDIA CORPORATION COM 67066G104   262,979 291 SH   SOLE   0 0 291
PACER FDS TR TRENDP US LAR CP 69374H105   64,456 1,351 SH   SOLE   0 0 1,351
PACER FDS TR TRENDP US MID CP 69374H204   34,565 959 SH   SOLE   0 0 959
PACER FDS TR SWAN SOS FD OF 69374H568   36,033 1,334 SH   SOLE   0 0 1,334
PACER FDS TR PACER US SMALL 69374H857   363,062 7,385 SH   SOLE   0 0 7,385
PACER FDS TR US CASH COWS 100 69374H881   7,631,925 131,336 SH   SOLE   0 0 131,336
PENN ENTERTAINMENT INC COM 707569109   249,240 13,687 SH   SOLE   0 0 13,687
PROCTER AND GAMBLE CO COM 742718109   654,455 4,034 SH   SOLE   0 0 4,034
RTX CORPORATION COM 75513E101   209,634 2,149 SH   SOLE   0 0 2,149
S&P GLOBAL INC COM 78409V104   739,858 1,739 SH   SOLE   0 0 1,739
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   441,433 7,113 SH   SOLE   0 0 7,113
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   508,847 5,488 SH   SOLE   0 0 5,488
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   530,717 10,778 SH   SOLE   0 0 10,778
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   2,563 58 SH   SOLE   0 0 58
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,241,885 44,736 SH   SOLE   0 0 44,736
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   136,765 3,856 SH   SOLE   0 0 3,856
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   8,048,318 226,013 SH   SOLE   0 0 226,013
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   676,134 11,856 SH   SOLE   0 0 11,856
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   6,229,500 92,440 SH   SOLE   0 0 92,440
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,545,890 81,184 SH   SOLE   0 0 81,184
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   123,828 2,692 SH   SOLE   0 0 2,692
SPDR SER TR S&P 600 SMCP VAL 78464A300   35,843 432 SH   SOLE   0 0 432
SPDR SER TR PORTFOLIO LN COR 78464A367   1,127 49 SH   SOLE   0 0 49
SPDR SER TR PORTFOLIO INTRMD 78464A375   24,439 748 SH   SOLE   0 0 748
SPDR SER TR PORTFOLIO LN TSR 78464A664   187 7 SH   SOLE   0 0 7
SPDR SER TR S&P DIVID ETF 78464A763   30,710 234 SH   SOLE   0 0 234
SPDR SER TR PORTFOLIO S&P500 78464A854   4,442,882 72,207 SH   SOLE   0 0 72,207
SPDR SER TR RUSSELL YIELD 78468R770   2,657,894 24,461 SH   SOLE   0 0 24,461
SPDR SER TR MSCI USA STRTGIC 78468R812   101,863 699 SH   SOLE   0 0 699
SPDR SER TR PORTFOLIO S&P600 78468R853   151,070 3,510 SH   SOLE   0 0 3,510
TESLA INC COM 88160R101   691,824 3,936 SH   SOLE   0 0 3,936
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   258,501 8,908 SH   SOLE   0 0 8,908
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   9,223,776 102,600 SH   SOLE   0 0 102,600
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700   323 4 SH   SOLE   0 0 4
VANECK ETF TRUST GAMING ETF 92189F882   42,541 992 SH   SOLE   0 0 992
VANECK ETF TRUST MORNINGSTAR ESG 92189Y105   202,286 7,457 SH   SOLE   0 0 7,457
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,146,454 23,307 SH   SOLE   0 0 23,307
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,375,619 4,942 SH   SOLE   0 0 4,942
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   732,933 4,701 SH   SOLE   0 0 4,701
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,876,872 7,960 SH   SOLE   0 0 7,960
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   9,089 105 SH   SOLE   0 0 105
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,363,802 5,231 SH   SOLE   0 0 5,231
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,201,014 27,106 SH   SOLE   0 0 27,106
VANGUARD INDEX FDS MID CAP ETF 922908629   1,079,085 4,319 SH   SOLE   0 0 4,319
VANGUARD INDEX FDS LARGE CAP ETF 922908637   750,991 3,132 SH   SOLE   0 0 3,132
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   304,795 1,739 SH   SOLE   0 0 1,739
VANGUARD INDEX FDS GROWTH ETF 922908736   1,207,454 3,508 SH   SOLE   0 0 3,508
VANGUARD INDEX FDS VALUE ETF 922908744   180,937 1,111 SH   SOLE   0 0 1,111
VANGUARD INDEX FDS SMALL CP ETF 922908751   924,060 4,042 SH   SOLE   0 0 4,042
VANGUARD INDEX FDS TOTAL STK MKT 922908769   137,135 528 SH   SOLE   0 0 528
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   412,679 9,880 SH   SOLE   0 0 9,880
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,005,156 20,035 SH   SOLE   0 0 20,035
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   451,689 3,733 SH   SOLE   0 0 3,733
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   477,521 5,857 SH   SOLE   0 0 5,857
VANGUARD WORLD FD MEGA GRWTH IND 921910816   57,742 201 SH   SOLE   0 0 201
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   141,022 1,180 SH   SOLE   0 0 1,180
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,071,841 11,087 SH   SOLE   0 0 11,087
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527   1,311,255 28,272 SH   SOLE   0 0 28,272
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535   206,246 4,139 SH   SOLE   0 0 4,139
VICTORY PORTFOLIOS II VCSHS US 500 ENH 92647N782   1,014 15 SH   SOLE   0 0 15
VICTORY PORTFOLIOS II VCSHS US SML CAP 92647N832   18,396 266 SH   SOLE   0 0 266
WISDOMTREE TR CURRNCY INT EQ 97717X263   296,658 8,674 SH   SOLE   0 0 8,674
WISDOMTREE TR EM EX ST-OWNED 97717X578   7,878 267 SH   SOLE   0 0 267
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   6,134,119 133,525 SH   SOLE   0 0 133,525
WP CAREY INC COM 92936U109   230,156 4,078 SH   SOLE   0 0 4,078