The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 371 133 SH   SOLE   133 0 0
ALPHABET INC CAP STK CL A 02079K305 264 95 SH   SOLE   95 0 0
AMAZON COM INC COM 023135106 704 216 SH   SOLE   216 0 0
AMERICAN CENTY ETF TR SUSTAINABLE EQTY 025072752 239 4,251 SH   SOLE   4,251 0 0
AMERICAN CENTY ETF TR FOCUSED DYNAMIC 025072810 61 845 SH   SOLE   845 0 0
AMGEN INC COM 031162100 344 1,424 SH   SOLE   1,424 0 0
APPLE INC COM 037833100 3,958 22,665 SH   SOLE   22,665 0 0
AVERY DENNISON CORP COM 053611109 317 1,824 SH   SOLE   1,824 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 486 1,376 SH   SOLE   1,376 0 0
BK OF AMERICA CORP COM 060505104 290 7,039 SH   SOLE   7,039 0 0
ETF SER SOLUTIONS APTUS COLLARED 26922A222 118 3,736 SH   SOLE   3,736 0 0
ETF SER SOLUTIONS APTUS DEFINED 26922A388 416 14,870 SH   SOLE   14,870 0 0
ETF SER SOLUTIONS APTUS DRAWDOWN 26922A784 6 151 SH   SOLE   151 0 0
ETF SER SOLUTIONS US GLB JETS 26922A842 5 225 SH   SOLE   225 0 0
EXXON MOBIL CORP COM 30231G102 825 9,993 SH   SOLE   9,993 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 88 716 SH   SOLE   716 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 170 3,538 SH   SOLE   3,538 0 0
FLEXSHARES TR INT QLTDVDYNAM 33939L829 703 24,573 SH   SOLE   24,573 0 0
GENERAL ELECTRIC CO COM NEW 369604301 233 2,551 SH   SOLE   2,551 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 287 4,628 SH   SOLE   4,628 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 865 28,064 SH   SOLE   28,064 0 0
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 2,381 42,670 SH   SOLE   42,670 0 0
INVESCO EXCH TRADED FD TR II S&P INTL DEV 46138E248 294 11,101 SH   SOLE   11,101 0 0
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 1,866 38,057 SH   SOLE   38,057 0 0
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 20 255 SH   SOLE   255 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 1,053 2,997 SH   SOLE   2,997 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 17 110 SH   SOLE   110 0 0
INVESCO EXCHANGE TRADED FD T S&P 100 EQL WIGH 46137V449 32 383 SH   SOLE   383 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 24 498 SH   SOLE   498 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 6,655 77,092 SH   SOLE   77,092 0 0
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 3,693 68,552 SH   SOLE   68,552 0 0
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 2 45 SH   SOLE   45 0 0
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 322 8,387 SH   SOLE   8,387 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 66 388 SH   SOLE   388 0 0
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 14 170 SH   SOLE   170 0 0
ISHARES TR MORNINGSTAR GRWT 464287119 6,834 105,142 SH   SOLE   105,142 0 0
ISHARES TR SELECT DIVID ETF 464287168 12 96 SH   SOLE   96 0 0
ISHARES TR CORE S&P500 ETF 464287200 21 47 SH   SOLE   47 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 44 966 SH   SOLE   966 0 0
ISHARES TR IBOXX INV CP ETF 464287242 4,858 40,166 SH   SOLE   40,166 0 0
ISHARES TR GLOBAL TECH ETF 464287291 0 1 SH   SOLE   1 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 6 73 SH   SOLE   73 0 0
ISHARES TR 20 YR TR BD ETF 464287432 51 384 SH   SOLE   384 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 53 497 SH   SOLE   497 0 0
ISHARES TR MSCI EAFE ETF 464287465 1 16 SH   SOLE   16 0 0
ISHARES TR CORE S&P MCP ETF 464287507 111 415 SH   SOLE   415 0 0
ISHARES TR ISHARES BIOTECH 464287556 1 4 SH   SOLE   4 0 0
ISHARES TR COHEN STEER REIT 464287564 41 574 SH   SOLE   574 0 0
ISHARES TR RUS 1000 ETF 464287622 272 1,089 SH   SOLE   1,089 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 36 222 SH   SOLE   222 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 130 631 SH   SOLE   631 0 0
ISHARES TR U.S. TECH ETF 464287721 290 2,810 SH   SOLE   2,810 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 46 257 SH   SOLE   257 0 0
ISHARES TR U.S. FINLS ETF 464287788 22 260 SH   SOLE   260 0 0
ISHARES TR CORE S&P SCP ETF 464287804 12 110 SH   SOLE   110 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 8 109 SH   SOLE   109 0 0
ISHARES TR EAFE SML CP ETF 464288273 7 113 SH   SOLE   113 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 8 132 SH   SOLE   132 0 0
ISHARES TR NATIONAL MUN ETF 464288414 11 97 SH   SOLE   97 0 0
ISHARES TR MSCI KLD400 SOC 464288570 0 0 SH   SOLE   0 0 0
ISHARES TR MBS ETF 464288588 9 85 SH   SOLE   85 0 0
ISHARES TR MRGSTR SM CP GR 464288604 617 13,962 SH   SOLE   13,962 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 50 961 SH   SOLE   961 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 120 893 SH   SOLE   893 0 0
ISHARES TR US HOME CONS ETF 464288752 5 76 SH   SOLE   76 0 0
ISHARES TR U.S. MED DVC ETF 464288810 61 1,002 SH   SOLE   1,002 0 0
ISHARES TR MICRO-CAP ETF 464288869 1 4 SH   SOLE   4 0 0
ISHARES TR EAFE VALUE ETF 464288877 1,155 22,978 SH   SOLE   22,978 0 0
ISHARES TR EAFE GRWTH ETF 464288885 917 9,524 SH   SOLE   9,524 0 0
ISHARES TR RUS TP200 GR ETF 464289438 1,362 8,575 SH   SOLE   8,575 0 0
ISHARES TR RUS TOP 200 ETF 464289446 5,331 49,324 SH   SOLE   49,324 0 0
ISHARES TR 10+ YR INVST GRD 464289511 9 151 SH   SOLE   151 0 0
ISHARES TR US TREAS BD ETF 46429B267 315 12,651 SH   SOLE   12,651 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,566 20,188 SH   SOLE   20,188 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 361 2,681 SH   SOLE   2,681 0 0
ISHARES TR MSCI USA SZE FT 46432F370 67 513 SH   SOLE   513 0 0
ISHARES TR MSCI USA VALUE 46432F388 983 9,403 SH   SOLE   9,403 0 0
ISHARES TR MSCI USA MMENTM 46432F396 163 968 SH   SOLE   968 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 34 515 SH   SOLE   515 0 0
ISHARES TR CORE MSCI EAFE 46432F842 3 49 SH   SOLE   49 0 0
ISHARES TR MSCI INTL SML CP 46434V266 124 3,623 SH   SOLE   3,623 0 0
ISHARES TR MSCI INTL MULTFT 46434V274 51 1,840 SH   SOLE   1,840 0 0
ISHARES TR MSCI USA MULTIFT 46434V282 90 2,018 SH   SOLE   2,018 0 0
ISHARES TR MSCI USA SML CP 46434V290 177 3,246 SH   SOLE   3,246 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 5 107 SH   SOLE   107 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 447 12,111 SH   SOLE   12,111 0 0
ISHARES TR CORE TOTAL USD 46434V613 277 5,588 SH   SOLE   5,588 0 0
ISHARES TR CORE DIV GRWTH 46434V621 5,462 102,265 SH   SOLE   102,265 0 0
ISHARES TR HDG MSCI EAFE 46434V803 1,054 31,045 SH   SOLE   31,045 0 0
ISHARES TR CONV BD ETF 46435G102 3,553 42,645 SH   SOLE   42,645 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 3,191 31,484 SH   SOLE   31,484 0 0
ISHARES TR MSCI USA SMCP MN 46435G433 49 1,323 SH   SOLE   1,323 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 17 229 SH   SOLE   229 0 0
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 443 7,811 SH   SOLE   7,811 0 0
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 318 6,051 SH   SOLE   6,051 0 0
JOHN HANCOCK EXCHANGE TRADED MULTFCTR EMRNG 47804J834 2 77 SH   SOLE   77 0 0
JOHN HANCOCK EXCHANGE TRADED MULTI INTL ETF 47804J859 10 326 SH   SOLE   326 0 0
MEDTRONIC PLC SHS G5960L103 1,039 9,365 SH   SOLE   9,365 0 0
META PLATFORMS INC CL A 30303M102 267 1,203 SH   SOLE   1,203 0 0
MICROSOFT CORP COM 594918104 969 3,143 SH   SOLE   3,143 0 0
NETFLIX INC COM 64110L106 205 548 SH   SOLE   548 0 0
PACER FDS TR TRENDP US LAR CP 69374H105 52 1,351 SH   SOLE   1,351 0 0
PACER FDS TR TRENDP US MID CP 69374H204 33 959 SH   SOLE   959 0 0
PACER FDS TR SWAN SOS FD OF 69374H568 145 6,421 SH   SOLE   6,421 0 0
PACER FDS TR US CASH COWS 100 69374H881 49 978 SH   SOLE   978 0 0
PENN NATL GAMING INC COM 707569109 282 6,637 SH   SOLE   6,637 0 0
PFIZER INC COM 717081103 336 6,492 SH   SOLE   6,492 0 0
PROCTER AND GAMBLE CO COM 742718109 610 3,991 SH   SOLE   3,991 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 214 2,161 SH   SOLE   2,161 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 352 6,536 SH   SOLE   6,536 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 393 5,246 SH   SOLE   5,246 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 69 916 SH   SOLE   916 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,083 22,861 SH   SOLE   22,861 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 12 256 SH   SOLE   256 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 0 0 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 72 2,493 SH   SOLE   2,493 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 366 10,357 SH   SOLE   10,357 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 4,453 138,111 SH   SOLE   138,111 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 51 961 SH   SOLE   961 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 324 5,535 SH   SOLE   5,535 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 8,237 104,408 SH   SOLE   104,408 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 90 1,787 SH   SOLE   1,787 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 124 2,040 SH   SOLE   2,040 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1 4 SH   SOLE   4 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 376 4,914 SH   SOLE   4,914 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 0 3 SH   SOLE   3 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 445 11,506 SH   SOLE   11,506 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 0 9 SH   SOLE   9 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 182 2,179 SH   SOLE   2,179 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 24 873 SH   SOLE   873 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 59 1,727 SH   SOLE   1,727 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 7 188 SH   SOLE   188 0 0
SPDR SER TR S&P DIVID ETF 78464A763 111 867 SH   SOLE   867 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 302 3,229 SH   SOLE   3,229 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 3,313 62,360 SH   SOLE   62,360 0 0
SPDR SER TR S&P BIOTECH 78464A870 6 71 SH   SOLE   71 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 5 102 SH   SOLE   102 0 0
SPDR SER TR RUSSELL YIELD 78468R770 3,701 36,486 SH   SOLE   36,486 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 84 677 SH   SOLE   677 0 0
SPDR SER TR SSGA US SMAL ETF 78468R887 550 4,818 SH   SOLE   4,818 0 0
TESLA INC COM 88160R101 1,136 1,054 SH   SOLE   1,054 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 245 8,064 SH   SOLE   8,064 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 44 590 SH   SOLE   590 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 0 4 SH   SOLE   4 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 490 8,540 SH   SOLE   8,540 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 62 760 SH   SOLE   760 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7 86 SH   SOLE   86 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 414 5,200 SH   SOLE   5,200 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 382 921 SH   SOLE   921 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,618 10,811 SH   SOLE   10,811 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 225 1,011 SH   SOLE   1,011 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 10 97 SH   SOLE   97 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,426 5,745 SH   SOLE   5,745 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,740 26,939 SH   SOLE   26,939 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,100 4,627 SH   SOLE   4,627 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 699 3,354 SH   SOLE   3,354 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 793 2,758 SH   SOLE   2,758 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 164 1,111 SH   SOLE   1,111 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,004 4,724 SH   SOLE   4,724 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,880 17,043 SH   SOLE   17,043 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 201 2,568 SH   SOLE   2,568 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 321 3,987 SH   SOLE   3,987 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 426 3,797 SH   SOLE   3,797 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 17 290 SH   SOLE   290 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 135 575 SH   SOLE   575 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 111 1,033 SH   SOLE   1,033 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,740 10,942 SH   SOLE   10,942 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 14 215 SH   SOLE   215 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 12 276 SH   SOLE   276 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 40 1,264 SH   SOLE   1,264 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 28 534 SH   SOLE   534 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 0 1 SH   SOLE   1 0 0
WISDOMTREE TR GLB US QTLY DIV 97717W844 553 13,910 SH   SOLE   13,910 0 0
WISDOMTREE TR CURRNCY INT EQ 97717X263 263 8,555 SH   SOLE   8,555 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 542 16,598 SH   SOLE   16,598 0 0
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 5,764 134,234 SH   SOLE   134,234 0 0
WP CAREY INC COM 92936U109 309 3,827 SH   SOLE   3,827 0 0