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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   4,632,793 14,764 SH   SOLE   0 0 14,764
ALPHABET INC CAP STK CL A 02079K305   1,141,042 3,646 SH   SOLE   0 0 3,646
AMAZON COM INC COM 023135106   474,335 2,055 SH   SOLE   0 0 2,055
APPLE INC COM 037833100   942,240 3,466 SH   SOLE   0 0 3,466
BANK AMERICA CORP COM 060505104   297,330 5,406 SH   SOLE   0 0 5,406
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,264,400 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,376,256 2,738 SH   SOLE   0 0 2,738
CAPITAL ONE FINL CORP COM 14040H105   267,565 1,104 SH   SOLE   0 0 1,104
CHEVRON CORP NEW COM 166764100   711,907 4,671 SH   SOLE   0 0 4,671
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   2,995,207 40,383 SH   SOLE   0 0 40,383
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,374,054 59,966 SH   SOLE   0 0 59,966
META PLATFORMS INC CL A 30303M102   582,859 883 SH   SOLE   0 0 883
INTERCONTINENTAL EXCHANGE IN COM 45866F104   237,595 1,467 SH   SOLE   0 0 1,467
INVESCO QQQ TR UNIT SER 1 46090E103   473,706 771 SH   SOLE   0 0 771
ISHARES TR CORE S&P TTL STK 464287150   10,984,117 73,873 SH   SOLE   0 0 73,873
ISHARES TR CORE S&P500 ETF 464287200   1,242,481 1,814 SH   SOLE   0 0 1,814
ISHARES TR S&P 500 VAL ETF 464287408   330,829 1,560 SH   SOLE   0 0 1,560
ISHARES TR CORE S&P MCP ETF 464287507   347,556 5,266 SH   SOLE   0 0 5,266
ISHARES TR ISHARES SEMICDTR 464287523   230,982 767 SH   SOLE   0 0 767
ISHARES TR RUS 2000 VAL ETF 464287630   5,834,781 32,199 SH   SOLE   0 0 32,199
ISHARES TR RUSSELL 3000 ETF 464287689   26,280,268 67,934 SH   SOLE   0 0 67,934
ISHARES TR EAFE SML CP ETF 464288273   8,051,956 103,856 SH   SOLE   0 0 103,856
ISHARES TR NATIONAL MUN ETF 464288414   14,948,700 139,564 SH   SOLE   0 0 139,564
ISHARES TR ESG MSCI KLD 400 464288570   694,394 5,390 SH   SOLE   0 0 5,390
ISHARES TR 0-5 YR TIPS ETF 46429B747   3,549,247 34,664 SH   SOLE   0 0 34,664
ISHARES TR CORE MSCI EAFE 46432F842   13,591,780 151,931 SH   SOLE   0 0 151,931
ISHARES INC CORE MSCI EMKT 46434G103   9,872,978 146,876 SH   SOLE   0 0 146,876
ISHARES INC ESG AWR MSCI EM 46434G863   935,432 21,178 SH   SOLE   0 0 21,178
ISHARES TR GLOBAL REIT ETF 46434V647   11,580,218 464,137 SH   SOLE   0 0 464,137
ISHARES TR ESG AWR MSCI USA 46435G425   2,807,697 18,846 SH   SOLE   0 0 18,846
ISHARES TR ESG AW MSCI EAFE 46435G516   2,561,344 26,936 SH   SOLE   0 0 26,936
ISHARES TR CORE INTL AGGR 46435G672   5,203,240 104,044 SH   SOLE   0 0 104,044
ISHARES TR ESG AWARE MSCI 46435U663   464,582 10,104 SH   SOLE   0 0 10,104
ISHARES TR BROAD USD HIGH 46435U853   415,645 11,115 SH   SOLE   0 0 11,115
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   4,199,071 83,002 SH   SOLE   0 0 83,002
JOHNSON & JOHNSON COM 478160104   405,829 1,961 SH   SOLE   0 0 1,961
M & T BK CORP COM 55261F104   292,549 1,452 SH   SOLE   0 0 1,452
MICROSOFT CORP COM 594918104   885,992 1,832 SH   SOLE   0 0 1,832
NVIDIA CORPORATION COM 67066G104   577,876 3,099 SH   SOLE   0 0 3,099
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   274,784 7,723 SH   SOLE   0 0 7,723
BARK INC COM 68622E104   101,994 169,284 SH   SOLE   0 0 169,284
REDDIT INC CL A 75734B100   4,946,802 21,520 SH   SOLE   0 0 21,520
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,439,670 2,111 SH   SOLE   0 0 2,111
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   6,751,389 144,230 SH   SOLE   0 0 144,230
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   3,466,270 76,994 SH   SOLE   0 0 76,994
SPDR SERIES TRUST STATE STREET SPD 78464A672   376,881 13,068 SH   SOLE   0 0 13,068
SPDR SERIES TRUST STATE STREET SPD 78464A854   827,790 10,319 SH   SOLE   0 0 10,319
SPDR SERIES TRUST STATE STREET SPD 78468R721   249,714 5,463 SH   SOLE   0 0 5,463
SCHWAB CHARLES CORP COM 808513105   224,997 2,252 SH   SOLE   0 0 2,252
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   11,645,659 443,982 SH   SOLE   0 0 443,982
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   519,676 11,665 SH   SOLE   0 0 11,665
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,036,499 583,881 SH   SOLE   0 0 583,881
SCHWAB STRATEGIC TR US REIT ETF 808524847   3,233,835 154,803 SH   SOLE   0 0 154,803
SCHWAB STRATEGIC TR US TIPS ETF 808524870   217,006 8,192 SH   SOLE   0 0 8,192
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   9,936,376 218,238 SH   SOLE   0 0 218,238
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   600,791 1,977 SH   SOLE   0 0 1,977
TESLA INC COM 88160R101   300,413 668 SH   SOLE   0 0 668
VANGUARD STAR FDS VG TL INTL STK F 921909768   15,664,890 207,647 SH   SOLE   0 0 207,647
VANGUARD WORLD FD ESG INTL STK ETF 921910725   3,081,522 43,026 SH   SOLE   0 0 43,026
VANGUARD WORLD FD ESG US STK ETF 921910733   4,301,580 35,562 SH   SOLE   0 0 35,562
VANGUARD WORLD FD MEGA CAP INDEX 921910873   1,620,800 6,453 SH   SOLE   0 0 6,453
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   9,859,986 133,117 SH   SOLE   0 0 133,117
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   44,716,412 715,806 SH   SOLE   0 0 715,806
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   12,421,719 257,072 SH   SOLE   0 0 257,072
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   9,062,469 63,228 SH   SOLE   0 0 63,228
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   18,226,772 339,040 SH   SOLE   0 0 339,040
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   853,546 5,337 SH   SOLE   0 0 5,337
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   5,925,421 59,540 SH   SOLE   0 0 59,540
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   2,738,094 8,860 SH   SOLE   0 0 8,860
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   667,236 7,967 SH   SOLE   0 0 7,967
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   13,493,159 268,307 SH   SOLE   0 0 268,307
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   35,448,454 56,525 SH   SOLE   0 0 56,525
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   508,520 2,867 SH   SOLE   0 0 2,867
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,750,067 19,777 SH   SOLE   0 0 19,777
VANGUARD INDEX FDS SM CP VAL ETF 922908611   16,890,078 79,749 SH   SOLE   0 0 79,749
VANGUARD INDEX FDS MID CAP ETF 922908629   225,211 776 SH   SOLE   0 0 776
VANGUARD INDEX FDS LARGE CAP ETF 922908637   5,017,597 15,939 SH   SOLE   0 0 15,939
VANGUARD INDEX FDS VALUE ETF 922908744   448,636 2,349 SH   SOLE   0 0 2,349
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,058,244 38,993 SH   SOLE   0 0 38,993
VANGUARD INDEX FDS TOTAL STK MKT 922908769   50,076,137 149,361 SH   SOLE   0 0 149,361