The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   200,412 1,520 SH   SOLE   0 0 1,520
APPLE INC COM 037833100   202,541 1,183 SH   SOLE   0 0 1,183
BETTER HOME & FINANCE HOLDIN COM CL A 08774B102   6,081 12,696 SH   SOLE   0 0 12,696
INVESCO QQQ TR UNIT SER 1 46090E103   231,801 647 SH   SOLE   0 0 647
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529   208,216 9,803 SH   SOLE   0 0 9,803
ISHARES TR RUS 2000 VAL ETF 464287630   7,745,734 57,143 SH   SOLE   0 0 57,143
ISHARES TR RUSSELL 3000 ETF 464287689   16,699,614 68,145 SH   SOLE   0 0 68,145
ISHARES TR SHRT NAT MUN ETF 464288158   389,737 3,789 SH   SOLE   0 0 3,789
ISHARES TR EAFE SML CP ETF 464288273   4,641,346 82,191 SH   SOLE   0 0 82,191
ISHARES TR NATIONAL MUN ETF 464288414   5,113,670 49,870 SH   SOLE   0 0 49,870
ISHARES TR MSCI KLD400 SOC 464288570   551,471 6,774 SH   SOLE   0 0 6,774
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,491,502 15,389 SH   SOLE   0 0 15,389
ISHARES TR CORE MSCI EAFE 46432F842   1,562,763 24,285 SH   SOLE   0 0 24,285
ISHARES INC CORE MSCI EMKT 46434G103   711,423 14,949 SH   SOLE   0 0 14,949
ISHARES INC ESG AWR MSCI EM 46434G863   461,740 15,249 SH   SOLE   0 0 15,249
ISHARES TR GLOBAL REIT ETF 46434V647   3,212,209 151,734 SH   SOLE   0 0 151,734
ISHARES TR ESG AWR MSCI USA 46435G425   897,686 9,559 SH   SOLE   0 0 9,559
ISHARES TR ESG AW MSCI EAFE 46435G516   1,097,439 15,875 SH   SOLE   0 0 15,875
ISHARES TR CORE INTL AGGR 46435G672   2,213,197 45,371 SH   SOLE   0 0 45,371
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,216,413 24,241 SH   SOLE   0 0 24,241
JOHNSON & JOHNSON COM 478160104   360,873 2,317 SH   SOLE   0 0 2,317
NVIDIA CORPORATION COM 67066G104   270,170 621 SH   SOLE   0 0 621
BARK INC COM 68622E104   665,779 554,816 SH   SOLE   0 0 554,816
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   11,070,904 329,786 SH   SOLE   0 0 329,786
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   2,058,598 53,890 SH   SOLE   0 0 53,890
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,214,219 84,538 SH   SOLE   0 0 84,538
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,163,394 122,597 SH   SOLE   0 0 122,597
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,893,043 58,699 SH   SOLE   0 0 58,699
SENTINELONE INC CL A 81730H109   873,635 51,817 SH   SOLE   0 0 51,817
VANGUARD STAR FDS VG TL INTL STK F 921909768   8,914,238 166,559 SH   SOLE   0 0 166,559
VANGUARD WORLD FD ESG INTL STK ETF 921910725   1,532,468 30,382 SH   SOLE   0 0 30,382
VANGUARD WORLD FD ESG US STK ETF 921910733   1,742,095 23,160 SH   SOLE   0 0 23,160
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,388,858 34,234 SH   SOLE   0 0 34,234
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,797,391 338,458 SH   SOLE   0 0 338,458
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,030,304 188,800 SH   SOLE   0 0 188,800
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   7,877,704 74,178 SH   SOLE   0 0 74,178
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,582,055 269,882 SH   SOLE   0 0 269,882
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   13,290,271 276,305 SH   SOLE   0 0 276,305
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,272,103 5,786 SH   SOLE   0 0 5,786
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   259,301 1,980 SH   SOLE   0 0 1,980
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,586,893 20,974 SH   SOLE   0 0 20,974
VANGUARD INDEX FDS SM CP VAL ETF 922908611   15,266,432 95,720 SH   SOLE   0 0 95,720
VANGUARD INDEX FDS VALUE ETF 922908744   293,377 2,127 SH   SOLE   0 0 2,127
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,930,576 20,789 SH   SOLE   0 0 20,789
VANGUARD INDEX FDS TOTAL STK MKT 922908769   17,680,806 83,239 SH   SOLE   0 0 83,239