The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 450 3,292 SH   SOLE   3,292 0 0
BANK MONTREAL QUE COM 063671101 243 1,963 SH   SOLE   1,963 0 0
BK OF AMERICA CORP COM 060505104 472 15,160 SH   SOLE   15,160 0 0
COCA COLA CO COM 191216100 652 10,361 SH   SOLE   10,361 0 0
ENBRIDGE INC COM 29250N105 237 4,360 SH   SOLE   4,360 0 0
ETF SER SOLUTIONS VIDENT INTL EQ 26922A404 354 15,908 SH   SOLE   15,908 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA WRLD 38149W739 528,312 14,176,672 SH   SOLE   14,176,672 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 231 12,902 SH   SOLE   12,902 0 0
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407 370 6,896 SH   SOLE   6,896 0 0
ISHARES INC MSCI EMERG MRKT 464286533 685,823 12,372,775 SH   SOLE   12,372,775 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 18,937 200,387 SH   SOLE   200,387 0 0
ISHARES INC MSCI CDA ETF 464286509 1,364 40,507 SH   SOLE   40,507 0 0
ISHARES INC CORE MSCI EMKT 46434G103 613 12,503 SH   SOLE   12,503 0 0
ISHARES TR CORE MSCI EAFE 46432F842 400,595 6,807,054 SH   SOLE   6,807,054 0 0
ISHARES TR CORE S&P TTL STK 464287150 11,952 142,665 SH   SOLE   142,665 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 2,414 34,386 SH   SOLE   34,386 0 0
ISHARES TR MSCI LW CRB TG 46434V464 653 4,771 SH   SOLE   4,771 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 6 17,426 SH   SOLE   17,426 0 0
NOUVEAU MONDE GRAPHITE INC COM NEW 66979W842 66 10,600 SH   SOLE   10,600 0 0
PIMCO ETF TR 15+ YR US TIPS 72201R304 1,705 26,156 SH   SOLE   26,156 0 0
ROYAL BK CDA COM 780087102 1,113 8,931 SH   SOLE   8,931 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 412 9,316 SH   SOLE   9,316 0 0
SHOPIFY INC CL A 82509L107 283 7,032 SH   SOLE   7,032 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 279 739 SH   SOLE   739 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 2,054 62,107 SH   SOLE   62,107 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,279 15,157 SH   SOLE   15,157 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 510 6,774 SH   SOLE   6,774 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 988,854 5,242,574 SH   SOLE   5,242,574 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 622 1,793 SH   SOLE   1,793 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 333 7,994 SH   SOLE   7,994 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 648 8,497 SH   SOLE   8,497 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 316 7,733 SH   SOLE   7,733 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 865 17,642 SH   SOLE   17,642 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 722 10,877 SH   SOLE   10,877 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 205,473 5,726,681 SH   SOLE   5,726,681 0 0