The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 581 3,330 SH   SOLE   3,330 0 0
BANK MONTREAL QUE COM 063671101 306 2,078 SH   SOLE   2,078 0 0
BANK NOVA SCOTIA B C COM 064149107 202 2,255 SH   SOLE   2,255 0 0
BK OF AMERICA CORP COM 060505104 625 15,160 SH   SOLE   15,160 0 0
COCA COLA CO COM 191216100 642 10,361 SH   SOLE   10,361 0 0
ENBRIDGE INC COM 29250N105 253 4,402 SH   SOLE   4,402 0 0
ETF SER SOLUTIONS VIDENT INTL EQ 26922A404 430 16,283 SH   SOLE   16,283 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA WRLD 38149W739 595,508 14,064,902 SH   SOLE   14,064,902 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 517 26,903 SH   SOLE   26,903 0 0
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407 436 7,102 SH   SOLE   7,102 0 0
ISHARES INC MSCI EMERG MRKT 464286533 754,041 12,355,249 SH   SOLE   12,355,249 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 18,918 180,479 SH   SOLE   180,479 0 0
ISHARES INC MSCI CDA ETF 464286509 1,581 39,320 SH   SOLE   39,320 0 0
ISHARES INC CORE MSCI EMKT 46434G103 688 12,386 SH   SOLE   12,386 0 0
ISHARES TR CORE MSCI EAFE 46432F842 454,184 6,534,077 SH   SOLE   6,534,077 0 0
ISHARES TR CORE S&P TTL STK 464287150 12,419 123,035 SH   SOLE   123,035 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 2,667 34,386 SH   SOLE   34,386 0 0
ISHARES TR MSCI LW CRB TG 46434V464 798 4,890 SH   SOLE   4,890 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 9 17,426 SH   SOLE   17,426 0 0
NOUVEAU MONDE GRAPHITE INC COM NEW 66979W842 97 11,300 SH   SOLE   11,300 0 0
PIMCO ETF TR 15+ YR US TIPS 72201R304 1,927 23,335 SH   SOLE   23,335 0 0
ROYAL BK CDA COM 780087102 1,236 8,981 SH   SOLE   8,981 0 0
SHOPIFY INC CL A 82509L107 684 809 SH   SOLE   809 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 334 739 SH   SOLE   739 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 2,050 54,210 SH   SOLE   54,210 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,519 15,317 SH   SOLE   15,317 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 561 7,047 SH   SOLE   7,047 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,110,565 4,877,958 SH   SOLE   4,877,958 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 649 1,563 SH   SOLE   1,563 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 373 8,089 SH   SOLE   8,089 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 689 8,823 SH   SOLE   8,823 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 310 3,860 SH   SOLE   3,860 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 356 7,406 SH   SOLE   7,406 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 906 15,842 SH   SOLE   15,842 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 806 9,942 SH   SOLE   9,942 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 220,954 5,743,549 SH   SOLE   5,743,549 0 0