The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 587,929 5,393 SH   SOLE   0 0 5,393
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 215,156 440 SH   SOLE   0 0 440
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,965,568 24,775 SH   SOLE   0 0 24,775
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 231,832 1,916 SH   SOLE   0 0 1,916
AMAZON COM INC COM 023135106 BBG001S5PQL7 3,374,629 25,887 SH   SOLE   0 0 25,887
APPLE INC COM 037833100 BBG001S5N8V8 6,285,415 32,404 SH   SOLE   0 0 32,404
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 268,453 9,357 SH   SOLE   0 0 9,357
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 4,569,843 13,401 SH   SOLE   0 0 13,401
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 2,100,240 13,348 SH   SOLE   0 0 13,348
CISCO SYS INC COM 17275R102 BBG001S6HC62 290,868 5,622 SH   SOLE   0 0 5,622
CONSTELLATION BRANDS INC CL A 21036P108 BBG001SD31G5 539,172 2,191 SH   SOLE   0 0 2,191
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 489,493 909 SH   SOLE   0 0 909
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 863,046 3,596 SH   SOLE   0 0 3,596
DEXCOM INC COM 252131107 BBG001SKZG99 331,042 2,576 SH   SOLE   0 0 2,576
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 496,248 2,923 SH   SOLE   0 0 2,923
ELECTRA BATTERY MATERIALS CO COM NEW 28474P201 BBG001VMMNC6 9,700 10,000 SH   SOLE   0 0 10,000
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 409,499 3,818 SH   SOLE   0 0 3,818
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 BBG005FHWXW1 232,008 4,929 SH   SOLE   0 0 4,929
IDEXX LABS INC COM 45168D104 BBG001S5S4Y9 393,246 783 SH   SOLE   0 0 783
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 654,782 4,376 SH   SOLE   0 0 4,376
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 BBG00KJR2976 1,714,405 11,238 SH   SOLE   0 0 11,238
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,593,529 4,314 SH   SOLE   0 0 4,314
ISHARES TR EUROPE ETF 464287861 BBG001SFGXD9 337,256 6,673 SH   SOLE   0 0 6,673
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 10,022,206 36,421 SH   SOLE   0 0 36,421
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 592,669 3,755 SH   SOLE   0 0 3,755
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,561,412 21,380 SH   SOLE   0 0 21,380
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 1,409,463 5,539 SH   SOLE   0 0 5,539
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 6,462,958 40,095 SH   SOLE   0 0 40,095
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 3,564,558 21,536 SH   SOLE   0 0 21,536
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 2,307,144 15,863 SH   SOLE   0 0 15,863
LILLY ELI & CO COM 532457108 BBG001S5STL8 724,016 1,544 SH   SOLE   0 0 1,544
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 734,836 1,596 SH   SOLE   0 0 1,596
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 278,755 709 SH   SOLE   0 0 709
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 329,804 3,744 SH   SOLE   0 0 3,744
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 346,534 5,491 SH   SOLE   0 0 5,491
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,714,679 10,908 SH   SOLE   0 0 10,908
NETFLIX INC COM 64110L106 BBG001SF6L46 390,715 887 SH   SOLE   0 0 887
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 970,620 13,081 SH   SOLE   0 0 13,081
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 431,085 946 SH   SOLE   0 0 946
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 356,808 843 SH   SOLE   0 0 843
PEPSICO INC COM 713448108 BBG001S695T1 3,274,421 17,679 SH   SOLE   0 0 17,679
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 572,085 3,770 SH   SOLE   0 0 3,770
PROGRESSIVE CORP COM 743315103 BBG001S5V509 1,446,797 10,930 SH   SOLE   0 0 10,930
PROVIDENT BANCORP INC COM NEW 74383L105 BBG00PF4SXJ6 125,677 15,178 SH   SOLE   0 0 15,178
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 2,863,320 29,229 SH   SOLE   0 0 29,229
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 1,955,326 26,363 SH   SOLE   0 0 26,363
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 1,090,494 16,664 SH   SOLE   0 0 16,664
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 10,980,362 61,594 SH   SOLE   0 0 61,594
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 6,817,189 15,379 SH   SOLE   0 0 15,379
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 1,586,088 25,997 SH   SOLE   0 0 25,997
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 4,419,502 36,054 SH   SOLE   0 0 36,054
TELEDYNE TECHNOLOGIES INC COM 879360105 BBG001SDK336 300,521 731 SH   SOLE   0 0 731
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 1,323,871 2,537 SH   SOLE   0 0 2,537
TJX COS INC NEW COM 872540109 BBG001S5WQ93 1,042,972 12,301 SH   SOLE   0 0 12,301
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 835,117 3,793 SH   SOLE   0 0 3,793
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 214,330 4,641 SH   SOLE   0 0 4,641
VANGUARD WORLD FDS ENERGY ETF 92204A306 BBG001SHTV45 1,885,199 16,699 SH   SOLE   0 0 16,699
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 2,780,133 11,356 SH   SOLE   0 0 11,356
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,075,386 28,916 SH   SOLE   0 0 28,916
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,484,795 6,252 SH   SOLE   0 0 6,252
WALMART INC COM 931142103 BBG001S5XH92 3,739,231 23,789 SH   SOLE   0 0 23,789
ZOETIS INC CL A 98978V103 BBG0039320P7 1,237,544 7,186 SH   SOLE   0 0 7,186