The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,536,151 11,294 SH   SOLE   11,294 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,976,593 10,649 SH   SOLE   10,649 0 0
ABRDN ETFS BBRG ALL COMMDY 003261203 BBG00G9CGXD4 478,532 14,436 SH   SOLE   14,436 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 1,725,986 5,775 SH   SOLE   5,775 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 476,152 2,702 SH   SOLE   2,702 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 590,886 3,331 SH   SOLE   3,331 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 344,718 5,880 SH   SOLE   5,880 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 415,197 1,893 SH   SOLE   1,893 0 0
AMEREN CORP COM 023608102 BBG001S5NF24 404,520 4,212 SH   SOLE   4,212 0 0
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 250,230 1,132 SH   SOLE   1,132 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 BBG001SPHYW3 1,869,071 13,436 SH   SOLE   13,436 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,913,922 23,950 SH   SOLE   23,950 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 558,364 3,050 SH   SOLE   3,050 0 0
AUTODESK INC COM 052769106 BBG001S5SCD4 402,442 1,300 SH   SOLE   1,300 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 564,174 11,923 SH   SOLE   11,923 0 0
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 212,585 1,234 SH   SOLE   1,234 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 501,766 3,355 SH   SOLE   3,355 0 0
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 521,262 2,450 SH   SOLE   2,450 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,023,902 7,151 SH   SOLE   7,151 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 318,246 4,587 SH   SOLE   4,587 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 725,059 10,248 SH   SOLE   10,248 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 271,831 3,029 SH   SOLE   3,029 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 438,544 443 SH   SOLE   443 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 267,466 526 SH   SOLE   526 0 0
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 228,738 1,312 SH   SOLE   1,312 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 283,939 2,290 SH   SOLE   2,290 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 256,319 718 SH   SOLE   718 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 666,696 6,185 SH   SOLE   6,185 0 0
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 BBG001S6SDY7 920,275 14,506 SH   SOLE   14,506 0 0
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 BBG001ST6970 945,846 14,947 SH   SOLE   14,947 0 0
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 BBG001ST68V5 1,441,751 25,718 SH   SOLE   25,718 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 BBG001ST68R0 1,548,746 14,938 SH   SOLE   14,938 0 0
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150 BBG001S7RKF1 1,941,818 26,163 SH   SOLE   26,163 0 0
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 BBG001ST68N4 440,224 7,730 SH   SOLE   7,730 0 0
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 BBG001ST68Q1 3,528,586 22,424 SH   SOLE   22,424 0 0
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 BBG001ST68P2 356,437 8,411 SH   SOLE   8,411 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 BBG001SLWD88 313,302 7,009 SH   SOLE   7,009 0 0
GENERAL AMERN INVS CO INC COM 368802104 BBG001S5RG46 283,674 5,062 SH   SOLE   5,062 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 576,627 11,130 SH   SOLE   11,130 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 697,199 5,744 SH   SOLE   5,744 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 512,411 724 SH   SOLE   724 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,231,904 3,360 SH   SOLE   3,360 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 420,326 1,700 SH   SOLE   1,700 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 324,382 1,100 SH   SOLE   1,100 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 1,124,316 2,069 SH   SOLE   2,069 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 229,264 3,148 SH   SOLE   3,148 0 0
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746 BBG001S9FH85 358,192 3,050 SH   SOLE   3,050 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 672,157 6,241 SH   SOLE   6,241 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 BBG001SJW5S8 257,260 2,000 SH   SOLE   2,000 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 BBG001SS30K9 225,952 2,300 SH   SOLE   2,300 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 2,731,697 15,030 SH   SOLE   15,030 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 594,099 1,076 SH   SOLE   1,076 0 0
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 BBG01KYQ6QS5 349,363 5,707 SH   SOLE   5,707 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 400,039 6,415 SH   SOLE   6,415 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 753,474 9,025 SH   SOLE   9,025 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 344,687 4,533 SH   SOLE   4,533 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 2,502,340 18,529 SH   SOLE   18,529 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,251,845 3,626 SH   SOLE   3,626 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 226,511 1,761 SH   SOLE   1,761 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 558,574 6,249 SH   SOLE   6,249 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 882,815 9,405 SH   SOLE   9,405 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 1,469,646 8,038 SH   SOLE   8,038 0 0
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 374,157 3,305 SH   SOLE   3,305 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 742,672 3,441 SH   SOLE   3,441 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 356,431 3,237 SH   SOLE   3,237 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 819,720 7,423 SH   SOLE   7,423 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 798,213 5,225 SH   SOLE   5,225 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 3,261,555 11,251 SH   SOLE   11,251 0 0
LINDE PLC SHS G54950103 BBG01FND0CH6 221,453 472 SH   SOLE   472 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 1,504,251 3,248 SH   SOLE   3,248 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 246,679 1,112 SH   SOLE   1,112 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 762,563 2,610 SH   SOLE   2,610 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 237,476 3,000 SH   SOLE   3,000 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 459,131 622 SH   SOLE   622 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 8,271,972 16,630 SH   SOLE   16,630 0 0
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 237,317 1,685 SH   SOLE   1,685 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 497,742 7,170 SH   SOLE   7,170 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 673,969 2,633 SH   SOLE   2,633 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 896,088 5,672 SH   SOLE   5,672 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,553,060 7,103 SH   SOLE   7,103 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 BBG001T53796 943,608 6,922 SH   SOLE   6,922 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 1,824,373 8,915 SH   SOLE   8,915 0 0
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 212,710 305 SH   SOLE   305 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,078,441 8,169 SH   SOLE   8,169 0 0
PFIZER INC COM 717081103 BBG001S5V466 334,909 13,816 SH   SOLE   13,816 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 499,583 2,743 SH   SOLE   2,743 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 792,485 4,974 SH   SOLE   4,974 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 305,302 1,917 SH   SOLE   1,917 0 0
REVVITY INC COM 714046109 BBG001SBKS35 348,192 3,600 SH   SOLE   3,600 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 758,039 5,191 SH   SOLE   5,191 0 0
SAP SE SPON ADR 803054204 BBG001S6RD41 281,153 925 SH   SOLE   925 0 0
SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 335,178 9,917 SH   SOLE   9,917 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 233,209 2,556 SH   SOLE   2,556 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 BBG0051J0PJ9 1,816,620 74,027 SH   SOLE   74,027 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 425,366 17,850 SH   SOLE   17,850 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 627,114 23,665 SH   SOLE   23,665 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 430,031 15,541 SH   SOLE   15,541 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 906,661 4,172 SH   SOLE   4,172 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 334,577 759 SH   SOLE   759 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 12,224,412 19,785 SH   SOLE   19,785 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 735,541 1,298 SH   SOLE   1,298 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 BBG001SPTB87 3,575,705 49,191 SH   SOLE   49,191 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 788,784 8,275 SH   SOLE   8,275 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 BBG001SG4284 1,085,469 20,739 SH   SOLE   20,739 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 262,886 2,869 SH   SOLE   2,869 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 1,891,526 8,351 SH   SOLE   8,351 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 208,827 633 SH   SOLE   633 0 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 380,674 6,223 SH   SOLE   6,223 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 414,144 1,800 SH   SOLE   1,800 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,988,073 7,021 SH   SOLE   7,021 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 293,295 1,504 SH   SOLE   1,504 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,407,397 5,938 SH   SOLE   5,938 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 282,135 928 SH   SOLE   928 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 230,795 2,978 SH   SOLE   2,978 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 1,190,006 9,260 SH   SOLE   9,260 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,045,696 5,109 SH   SOLE   5,109 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 224,143 3,245 SH   SOLE   3,245 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 233,457 4,095 SH   SOLE   4,095 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884 BBG001SHTV72 298,105 1,743 SH   SOLE   1,743 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 2,123,278 3,201 SH   SOLE   3,201 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 310,606 7,178 SH   SOLE   7,178 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 2,419,666 6,815 SH   SOLE   6,815 0 0
WALMART INC COM 931142103 BBG001S5XH92 513,964 5,256 SH   SOLE   5,256 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 BBG001SHL470 331,383 2,900 SH   SOLE   2,900 0 0
YUM BRANDS INC COM 988498101 BBG001S7JQ30 203,007 1,370 SH   SOLE   1,370 0 0