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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FLEXSHARES TR MORNSTAR UPSTR 33939L407   9,301,200 230,000 SH   SOLE   0 0 230,000
ISHARES TR MSCI EAFE ETF 464287465   19,200,423 278,590 SH   SOLE   0 0 278,590
ISHARES TR RUS 1000 ETF 464287622   9,996,830 42,556 SH   SOLE   0 0 42,556
ISHARES TR RUSSELL 2000 ETF 464287655   7,333,296 41,492 SH   SOLE   0 0 41,492
ISHARES TR EAFE SML CP ETF 464288273   4,179,853 74,019 SH   SOLE   0 0 74,019
ISHARES TR MSCI CHINA ETF 46429B671   1,554,024 35,898 SH   SOLE   0 0 35,898
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   5,005,688 10,962 SH   SOLE   0 0 10,962
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   3,465,811 107,467 SH   SOLE   0 0 107,467
SPROTT PHYSICAL GOLD TR UNIT 85207H104   3,066,399 214,134 SH   SOLE   0 0 214,134
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,900,092 110,241 SH   SOLE   0 0 110,241
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,258,790 303,266 SH   SOLE   0 0 303,266
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   7,008,489 104,792 SH   SOLE   0 0 104,792
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   8,253,117 108,890 SH   SOLE   0 0 108,890
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,356,955 70,803 SH   SOLE   0 0 70,803
VANGUARD INDEX FDS LARGE CAP ETF 922908637   21,165,635 108,159 SH   SOLE   0 0 108,159
VANGUARD INDEX FDS GROWTH ETF 922908736   7,001,897 25,713 SH   SOLE   0 0 25,713
VANGUARD INDEX FDS VALUE ETF 922908744   10,333,427 74,918 SH   SOLE   0 0 74,918
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,752,833 30,427 SH   SOLE   0 0 30,427
VANGUARD INDEX FDS TOTAL STK MKT 922908769   17,172,286 80,845 SH   SOLE   0 0 80,845