The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FLEXSHARES TR MORNSTAR UPSTR 33939L407 9,124 230,000 SH   SOLE   0 0 230,000
ISHARES TR MSCI EAFE ETF 464287465 9,306 148,925 SH   SOLE   0 0 148,925
ISHARES TR RUS 1000 ETF 464287622 8,841 42,556 SH   SOLE   0 0 42,556
ISHARES TR RUSSELL 2000 ETF 464287655 7,027 41,492 SH   SOLE   0 0 41,492
ISHARES TR EAFE SML CP ETF 464288273 3,383 61,977 SH   SOLE   0 0 61,977
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,533 10,962 SH   SOLE   0 0 10,962
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,623 84,000 SH   SOLE   0 0 84,000
SPROTT PHYSICAL GOLD TR UNIT 85207H104 3,036 214,134 SH   SOLE   0 0 214,134
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 20,068 491,869 SH   SOLE   0 0 491,869
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 6,459 101,753 SH   SOLE   0 0 101,753
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,162 67,631 SH   SOLE   0 0 67,631
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,327 8,857 SH   SOLE   0 0 8,857
VANGUARD INDEX FDS LARGE CAP ETF 922908637 14,466 83,934 SH   SOLE   0 0 83,934
VANGUARD INDEX FDS VALUE ETF 922908744 4,930 37,380 SH   SOLE   0 0 37,380
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,941 22,377 SH   SOLE   0 0 22,377
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,249 80,845 SH   SOLE   0 0 80,845