Consolidated Statements of Cash Flows - USD ($)	3 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Operating Activities
Net income	$ 154,777	$ 63,940
Items not requiring (providing) cash:
Depreciation and amortization	15,187	16,439
Amortization of premiums and discounts	18,844	28,454
Deferred income taxes	11,643	(3,868)
Increase in cash surrender value of bank-owned life insurance	(27,426)	(27,366)
Changes in:
Accrued interest receivable	(101,582)	(47,136)
Other assets and liabilities	1,057,006	101,765
Net cash provided by operating activities	1,128,449	132,228
Investing Activities
Net change in interest-bearing time deposits	490,000	735,000
Purchases of available-for-sale securities	(17,251,471)	(2,602,262)
Proceeds from calls, maturities and paydowns of available-for-sale securities	570,021	1,848,978
Net change in loans	(1,387,960)	(1,629,779)
Purchase of premises and equipment		(9,965)
Proceeds from redemption of FHLB stock	344,200
Net cash used in investing activities	(17,235,210)	(1,658,028)
Financing Activities
Net increase (decrease) in deposit accounts	(4,030,181)	538,003
Net change in advances by borrowers for taxes and insurance	(141,822)	(134,743)
Proceeds from issuance of common stock	1,011,257
Net cash provided by (used in) financing activities	(3,160,746)	403,260
Decrease in Cash and Cash Equivalents	(19,267,507)	(1,122,540)
Cash and Cash Equivalents, Beginning of Period	36,711,842	11,660,839
Cash and Cash Equivalents, End of Period	17,444,335	10,538,299
Cash paid during the period for:
Interest on deposits and borrowings	71,888	$ 94,565
Supplemental Disclosure of Noncash Financing Activities
Transfers from stock subscriptions to common stock and additional paid-in capital	$ 15,315,230