Consolidated Balance Sheets - USD ($)	Sep. 30, 2022	Jun. 30, 2022
Assets
Cash and due from banks	$ 17,444,335	$ 36,711,842
Interest-bearing time deposits	980,000	1,470,000
Available-for-sale debt securities	40,062,571	24,494,410
Loans, net of allowance for loan losses of $222,884 at September 30, 2022 and June 30, 2022	79,098,148	77,710,188
Premises and equipment	1,356,447	1,371,634
Federal Home Loan Bank stock	668,700	1,012,900
Bank owned life insurance	5,139,509	5,112,083
Accrued interest receivable	320,777	219,195
Other assets	764,645	1,460,297
Total assets	145,835,132	149,562,549
Deposits
Demand	26,692,348	26,037,580
Savings and money market	45,661,653	48,735,574
Time	33,606,027	35,217,055
Total deposits	105,960,028	109,990,209
Advances from borrowers for taxes and insurance	473,913	615,735
Stock subscription proceeds in escrow		15,315,230
Accrued interest payable and other liabilities	417,432	274,269
Total liabilities	106,851,373	126,195,443
Commitments and Contingencies
Shareholders' Equity
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued
Common stock, $0.01 par value, 14,000,000 shares authorized, 1,922,924 issued at September 30, 2022	19,229
Additional paid-in capital	17,845,597
Unearned ESOP	(1,538,339)
Retained earnings	25,616,642	25,461,865
Accumulated other comprehensive loss	(2,959,370)	(2,094,759)
Total shareholders' equity	38,983,759	23,367,106
Total liabilities and shareholders' equity	$ 145,835,132	$ 149,562,549