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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   445,129 4,083 SH   SOLE   0 0 4,083
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   688,133 2,230 SH   SOLE   0 0 2,230
ALPHABET INC CAP STK CL C 02079K107   296,860 2,454 SH   SOLE   0 0 2,454
ALPHABET INC CAP STK CL A 02079K305   239,280 1,999 SH   SOLE   0 0 1,999
AMAZON COM INC COM 023135106   218,874 1,679 SH   SOLE   0 0 1,679
APPLE INC COM 037833100   7,892,143 40,687 SH   SOLE   0 0 40,687
AUTOMATIC DATA PROCESSING IN COM 053015103   402,435 1,831 SH   SOLE   0 0 1,831
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   991,287 2,907 SH   SOLE   0 0 2,907
BROADCOM INC COM 11135F101   317,479 366 SH   SOLE   0 0 366
CATERPILLAR INC COM 149123101   814,237 3,309 SH   SOLE   0 0 3,309
CISCO SYS INC COM 17275R102   328,963 6,358 SH   SOLE   0 0 6,358
COCA COLA CO COM 191216100   315,294 5,236 SH   SOLE   0 0 5,236
COLGATE PALMOLIVE CO COM 194162103   398,913 5,178 SH   SOLE   0 0 5,178
COSTCO WHSL CORP NEW COM 22160K105   208,353 387 SH   SOLE   0 0 387
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   4,761,706 153,653 SH   SOLE   0 0 153,653
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,191,631 51,121 SH   SOLE   0 0 51,121
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3,195,347 116,960 SH   SOLE   0 0 116,960
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   712,823 26,255 SH   SOLE   0 0 26,255
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,075,993 45,865 SH   SOLE   0 0 45,865
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   9,224,143 191,531 SH   SOLE   0 0 191,531
DISNEY WALT CO COM 254687106   468,809 5,251 SH   SOLE   0 0 5,251
EXXON MOBIL CORP COM 30231G102   438,653 4,090 SH   SOLE   0 0 4,090
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   381,975 7,537 SH   SOLE   0 0 7,537
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104   306,333 15,332 SH   SOLE   0 0 15,332
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   609,453 30,874 SH   SOLE   0 0 30,874
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143   1,633,206 15,079 SH   SOLE   0 0 15,079
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119   561,344 8,960 SH   SOLE   0 0 8,960
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135   302,731 8,030 SH   SOLE   0 0 8,030
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   547,681 11,489 SH   SOLE   0 0 11,489
FIRST TR EXCHANGE-TRADED FD LIMITED DURATION 33738D804   659,353 35,411 SH   SOLE   0 0 35,411
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   1,060,743 24,015 SH   SOLE   0 0 24,015
GENERAL ELECTRIC CO COM NEW 369604301   232,772 2,119 SH   SOLE   0 0 2,119
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180   3,509,410 68,091 SH   SOLE   0 0 68,091
HOME DEPOT INC COM 437076102   641,472 2,065 SH   SOLE   0 0 2,065
INTEL CORP COM 458140100   222,137 6,643 SH   SOLE   0 0 6,643
INTERNATIONAL BUSINESS MACHS COM 459200101   254,105 1,899 SH   SOLE   0 0 1,899
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   151,560 11,140 SH   SOLE   0 0 11,140
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370   550,390 7,205 SH   SOLE   0 0 7,205
INVESCO EXCH TRADED FD TR II 1 30 LADER TRE 46138E107   287,295 9,849 SH   SOLE   0 0 9,849
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   253,815 4,041 SH   SOLE   0 0 4,041
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   3,238,470 19,789 SH   SOLE   0 0 19,789
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   203,818 4,040 SH   SOLE   0 0 4,040
ISHARES INC CORE MSCI EMKT 46434G103   281,101 5,703 SH   SOLE   0 0 5,703
ISHARES TR CORE S&P SCP ETF 464287804   309,912 3,110 SH   SOLE   0 0 3,110
ISHARES TR MSCI EAFE ETF 464287465   1,146,080 15,808 SH   SOLE   0 0 15,808
ISHARES TR SELECT DIVID ETF 464287168   205,753 1,816 SH   SOLE   0 0 1,816
ISHARES TR MBS ETF 464288588   8,420,059 90,281 SH   SOLE   0 0 90,281
ISHARES TR MSCI USA QLT FCT 46432F339   27,231,871 201,912 SH   SOLE   0 0 201,912
ISHARES TR US HLTHCARE ETF 464287762   1,052,067 3,754 SH   SOLE   0 0 3,754
ISHARES TR JPMORGAN USD EMG 464288281   764,062 8,829 SH   SOLE   0 0 8,829
ISHARES TR RUS 1000 ETF 464287622   3,880,341 15,920 SH   SOLE   0 0 15,920
ISHARES TR S&P SML 600 GWT 464287887   325,252 2,830 SH   SOLE   0 0 2,830
ISHARES TR S&P 500 VAL ETF 464287408   1,435,236 8,904 SH   SOLE   0 0 8,904
ISHARES TR CORE US AGGBD ET 464287226   6,571,172 67,087 SH   SOLE   0 0 67,087
ISHARES TR 1 3 YR TREAS BD 464287457   1,814,246 22,376 SH   SOLE   0 0 22,376
ISHARES TR MSCI USA MMENTM 46432F396   4,620,905 32,034 SH   SOLE   0 0 32,034
ISHARES TR CORE S&P500 ETF 464287200   766,408 1,720 SH   SOLE   0 0 1,720
ISHARES TR U.S. TECH ETF 464287721   10,888,198 100,011 SH   SOLE   0 0 100,011
ISHARES TR IBOXX INV CP ETF 464287242   684,742 6,332 SH   SOLE   0 0 6,332
ISHARES TR US INFRASTRUC 46435U713   1,118,978 28,633 SH   SOLE   0 0 28,633
ISHARES TR CORE DIV GRWTH 46434V621   421,825 8,186 SH   SOLE   0 0 8,186
ISHARES TR MSCI EMG MKT ETF 464287234   1,089,483 27,540 SH   SOLE   0 0 27,540
ISHARES TR CORE 1 5 YR USD 46432F859   278,301 5,967 SH   SOLE   0 0 5,967
ISHARES TR FALN ANGLS USD 46435G474   224,448 8,847 SH   SOLE   0 0 8,847
ISHARES TR MSCI USA MIN VOL 46429B697   13,222,341 177,887 SH   SOLE   0 0 177,887
ISHARES TR ESG AWR MSCI USA 46435G425   341,305 3,502 SH   SOLE   0 0 3,502
ISHARES TR EAFE VALUE ETF 464288877   7,357,493 150,337 SH   SOLE   0 0 150,337
ISHARES TR USD INV GRDE ETF 464288620   744,888 14,871 SH   SOLE   0 0 14,871
ISHARES TR CORE MSCI TOTAL 46432F834   308,967 4,934 SH   SOLE   0 0 4,934
ISHARES TR US TREAS BD ETF 46429B267   4,680,737 204,399 SH   SOLE   0 0 204,399
ISHARES TR S&P 500 GRWT ETF 464287309   2,628,270 37,291 SH   SOLE   0 0 37,291
ISHARES TR MSCI USA VALUE 46432F388   475,046 5,065 SH   SOLE   0 0 5,065
ISHARES TR EXPND TEC SC ETF 464287549   1,129,894 2,876 SH   SOLE   0 0 2,876
ISHARES TR EAFE GRWTH ETF 464288885   5,657,527 59,297 SH   SOLE   0 0 59,297
ISHARES TR CORE TOTAL USD 46434V613   11,654,188 256,305 SH   SOLE   0 0 256,305
ISHARES TR MSCI EAFE MIN VL 46429B689   485,663 7,195 SH   SOLE   0 0 7,195
ISHARES TR U.S. MED DVC ETF 464288810   1,041,179 18,441 SH   SOLE   0 0 18,441
ISHARES TR GLOB HLTHCRE ETF 464287325   225,563 2,654 SH   SOLE   0 0 2,654
ISHARES TR 20 YR TR BD ETF 464287432   577,905 5,614 SH   SOLE   0 0 5,614
ISHARES TR S&P 100 ETF 464287101   3,863,947 18,661 SH   SOLE   0 0 18,661
ISHARES TR 10-20 YR TRS ETF 464288653   4,915,086 44,372 SH   SOLE   0 0 44,372
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   1,076,832 19,618 SH   SOLE   0 0 19,618
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   356,211 6,702 SH   SOLE   0 0 6,702
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,374,934 27,146 SH   SOLE   0 0 27,146
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   1,363,121 17,101 SH   SOLE   0 0 17,101
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   698,188 14,989 SH   SOLE   0 0 14,989
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   506,915 10,110 SH   SOLE   0 0 10,110
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   543,521 9,751 SH   SOLE   0 0 9,751
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266   365,548 10,037 SH   SOLE   0 0 10,037
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   225,828 5,100 SH   SOLE   0 0 5,100
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   223,921 4,047 SH   SOLE   0 0 4,047
JOHNSON & JOHNSON COM 478160104   248,942 1,504 SH   SOLE   0 0 1,504
JPMORGAN CHASE & CO COM 46625H100   980,400 6,741 SH   SOLE   0 0 6,741
LAKELAND FINL CORP COM 511656100   556,621 11,472 SH   SOLE   0 0 11,472
LILLY ELI & CO COM 532457108   525,258 1,120 SH   SOLE   0 0 1,120
LINCOLN NATL CORP IND COM 534187109   216,202 8,393 SH   SOLE   0 0 8,393
MCDONALDS CORP COM 580135101   1,435,054 4,809 SH   SOLE   0 0 4,809
MERCK & CO INC COM 58933Y105   253,627 2,198 SH   SOLE   0 0 2,198
META PLATFORMS INC CL A 30303M102   213,513 744 SH   SOLE   0 0 744
MICROSOFT CORP COM 594918104   1,828,458 5,369 SH   SOLE   0 0 5,369
NOVO-NORDISK A S ADR 670100205   203,258 1,256 SH   SOLE   0 0 1,256
NUCOR CORP COM 670346105   446,224 2,721 SH   SOLE   0 0 2,721
NVIDIA CORPORATION COM 67066G104   396,131 936 SH   SOLE   0 0 936
ORACLE CORP COM 68389X105   526,942 4,425 SH   SOLE   0 0 4,425
PEPSICO INC COM 713448108   713,615 3,853 SH   SOLE   0 0 3,853
PFIZER INC COM 717081103   263,949 7,196 SH   SOLE   0 0 7,196
PLEXUS CORP COM 729132100   245,600 2,500 SH   SOLE   0 0 2,500
PROCTER AND GAMBLE CO COM 742718109   667,135 4,397 SH   SOLE   0 0 4,397
ROYAL CARIBBEAN GROUP COM V7780T103   522,850 5,040 SH   SOLE   0 0 5,040
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   561,878 10,729 SH   SOLE   0 0 10,729
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   6,532,148 141,511 SH   SOLE   0 0 141,511
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   496,677 4,628 SH   SOLE   0 0 4,628
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   11,284,221 346,780 SH   SOLE   0 0 346,780
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,805,167 81,593 SH   SOLE   0 0 81,593
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,349,741 7,557 SH   SOLE   0 0 7,557
SPDR SER TR PORTFOLIO S&P500 78464A854   47,600,557 913,463 SH   SOLE   0 0 913,463
SPDR SER TR PORTFOLIO LN TSR 78464A664   6,137,872 205,280 SH   SOLE   0 0 205,280
SPDR SER TR PORTFOLIO CRPORT 78464A144   223,868 7,753 SH   SOLE   0 0 7,753
SPDR SER TR PORTFOLIO S&P600 78468R853   3,735,282 96,171 SH   SOLE   0 0 96,171
SPDR SER TR PORTFOLIO AGRGTE 78464A649   563,493 22,211 SH   SOLE   0 0 22,211
STEEL DYNAMICS INC COM 858119100   486,842 4,469 SH   SOLE   0 0 4,469
STRYKER CORPORATION COM 863667101   702,354 2,302 SH   SOLE   0 0 2,302
UNITEDHEALTH GROUP INC COM 91324P102   258,104 537 SH   SOLE   0 0 537
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,682,701 23,149 SH   SOLE   0 0 23,149
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,459,937 19,319 SH   SOLE   0 0 19,319
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,074,059 14,277 SH   SOLE   0 0 14,277
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   480,687 6,416 SH   SOLE   0 0 6,416
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,109,234 22,693 SH   SOLE   0 0 22,693
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,710,237 7,764 SH   SOLE   0 0 7,764
VANGUARD INDEX FDS GROWTH ETF 922908736   3,927,202 13,879 SH   SOLE   0 0 13,879
VANGUARD INDEX FDS MID CAP ETF 922908629   1,042,898 4,737 SH   SOLE   0 0 4,737
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,132,567 19,968 SH   SOLE   0 0 19,968
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,975,972 9,935 SH   SOLE   0 0 9,935
VANGUARD INDEX FDS VALUE ETF 922908744   3,312,036 23,308 SH   SOLE   0 0 23,308
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,412,541 62,719 SH   SOLE   0 0 62,719
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,883,276 70,877 SH   SOLE   0 0 70,877
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   856,547 18,063 SH   SOLE   0 0 18,063
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,105,462 24,037 SH   SOLE   0 0 24,037
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   243,909 4,225 SH   SOLE   0 0 4,225
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,948,851 84,365 SH   SOLE   0 0 84,365
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,141,785 15,091 SH   SOLE   0 0 15,091
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,342,969 42,300 SH   SOLE   0 0 42,300
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   8,540,076 52,577 SH   SOLE   0 0 52,577
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,417,300 138,963 SH   SOLE   0 0 138,963
VANGUARD WELLINGTON FD US QUALITY 921935706   433,564 3,801 SH   SOLE   0 0 3,801
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,048,372 32,895 SH   SOLE   0 0 32,895
VANGUARD WORLD FDS INF TECH ETF 92204A702   4,868,182 11,010 SH   SOLE   0 0 11,010
VERIZON COMMUNICATIONS INC COM 92343V104   295,475 7,945 SH   SOLE   0 0 7,945
WALMART INC COM 931142103   972,473 6,187 SH   SOLE   0 0 6,187
WISDOMTREE TR EM EX ST-OWNED 97717X578   226,619 8,108 SH   SOLE   0 0 8,108