The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AARONS HOLDINGS COMPANY INC COM 00258R109 6,006 133,146 SH   SOLE   0 0 133,146
ABBOTT LABS COM 002824100 725 5,148 SH   SOLE   0 0 5,148
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 823 1,986 SH   SOLE   0 0 1,986
ADOBE SYSTEMS INCORPORATED COM 00724F101 789 1,392 SH   SOLE   0 0 1,392
AIRBNB INC COM CL A 009066101 321 1,927 SH   SOLE   0 0 1,927
ALIGN TECHNOLOGY INC COM 016255101 204 311 SH   SOLE   0 0 311
ALPHABET INC CAP STK CL A 02079K305 658 227 SH   SOLE   0 0 227
ALPHABET INC CAP STK CL C 02079K107 859 297 SH   SOLE   0 0 297
AMAZON COM INC COM 023135106 1,669 501 SH   SOLE   0 0 501
AMERICAN EXPRESS CO COM 025816109 550 3,360 SH   SOLE   0 0 3,360
APPLE INC COM 037833100 768 4,326 SH   SOLE   0 0 4,326
ASML HOLDING N V N Y REGISTRY SHS N07059210 368 462 SH   SOLE   0 0 462
AT&T INC COM 00206R102 217 8,834 SH   SOLE   0 0 8,834
AUTODESK INC COM 052769106 335 1,191 SH   SOLE   0 0 1,191
AZUL S A SPONSR ADR PFD 05501U106 224 17,000 SH   SOLE   0 0 17,000
BECTON DICKINSON & CO COM 075887109 236 940 SH   SOLE   0 0 940
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 859 2,872 SH   SOLE   0 0 2,872
BILL COM HLDGS INC COM 090043100 210 843 SH   SOLE   0 0 843
BLACKROCK RES & COMMODITIES SHS 09257A108 117 12,500 SH   SOLE   0 0 12,500
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 606 23,143 SH   SOLE   0 0 23,143
BLACKSTONE STRATEGIC CREDIT COM SHS BEN IN 09257R101 202 15,000 SH   SOLE   0 0 15,000
BRIGHTSPIRE CAPITAL INC COM CL A 10949T109 494 48,110 SH   SOLE   0 0 48,110
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 301 2,796 SH   SOLE   0 0 2,796
CHEVRON CORP NEW COM 166764100 214 1,822 SH   SOLE   0 0 1,822
CION INVT CORP COM 17259U204 1,031 78,896 SH   SOLE   0 0 78,896
CISCO SYS INC COM 17275R102 621 9,798 SH   SOLE   0 0 9,798
COCA COLA CO COM 191216100 307 5,188 SH   SOLE   0 0 5,188
COMCAST CORP NEW CL A 20030N101 260 5,162 SH   SOLE   0 0 5,162
CVS HEALTH CORP COM 126650100 244 2,369 SH   SOLE   0 0 2,369
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 9,143 277,064 SH   SOLE   0 0 277,064
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,693 124,898 SH   SOLE   0 0 124,898
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,861 68,021 SH   SOLE   0 0 68,021
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 30,110 1,039,349 SH   SOLE   0 0 1,039,349
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 258 9,879 SH   SOLE   0 0 9,879
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 247 4,945 SH   SOLE   0 0 4,945
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 1,094 21,824 SH   SOLE   0 0 21,824
DISNEY WALT CO COM 254687106 872 5,627 SH   SOLE   0 0 5,627
DNP SELECT INCOME FD INC COM 23325P104 125 11,475 SH   SOLE   0 0 11,475
EATON CORP PLC SHS G29183103 577 3,338 SH   SOLE   0 0 3,338
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 211 25,650 SH   SOLE   0 0 25,650
ENLINK MIDSTREAM LLC COM UNIT REP LTD 29336T100 130 18,925 SH   SOLE   0 0 18,925
ETFIS SER TR I INFRACP REIT PFD 26923G400 2,357 99,471 SH   SOLE   0 0 99,471
EXTRA SPACE STORAGE INC COM 30225T102 3,103 13,685 SH   SOLE   0 0 13,685
FOX FACTORY HLDG CORP COM 35138V102 209 1,229 SH   SOLE   0 0 1,229
FS KKR CAP CORP COM 302635206 3,498 167,036 SH   SOLE   0 0 167,036
GARTNER INC COM 366651107 338 1,010 SH   SOLE   0 0 1,010
GREENSKY INC CL A 39572G100 125 11,000 SH   SOLE   0 0 11,000
HEALTHCARE TR AMER INC CL A NEW 42225P501 296 8,871 SH   SOLE   0 0 8,871
HOME DEPOT INC COM 437076102 718 1,730 SH   SOLE   0 0 1,730
ICON PLC SHS G4705A100 397 1,283 SH   SOLE   0 0 1,283
INTUITIVE SURGICAL INC COM NEW 46120E602 235 654 SH   SOLE   0 0 654
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 1,006 20,000 SH   SOLE   0 0 20,000
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 380 5,600 SH   SOLE   0 0 5,600
INVESCO QQQ TR UNIT SER 1 46090E103 1,108 2,784 SH   SOLE   0 0 2,784
ISHARES TR S&P MC 400GR ETF 464287606 423 4,956 SH   SOLE   0 0 4,956
ISHARES TR CORE S&P500 ETF 464287200 339 710 SH   SOLE   0 0 710
ISHARES TR 1 3 YR TREAS BD 464287457 1,001 11,705 SH   SOLE   0 0 11,705
ISHARES TR 20 YR TR BD ETF 464287432 967 6,527 SH   SOLE   0 0 6,527
ISHARES TR IBOXX INV CP ETF 464287242 428 3,229 SH   SOLE   0 0 3,229
ISHARES TR US TREAS BD ETF 46429B267 811 30,391 SH   SOLE   0 0 30,391
ISHARES TR 0-5YR HI YL CP 46434V407 351 7,745 SH   SOLE   0 0 7,745
ISHARES TR 0-5 YR TIPS ETF 46429B747 352 3,328 SH   SOLE   0 0 3,328
ISHARES TR SHORT TREAS BD 464288679 438 3,970 SH   SOLE   0 0 3,970
ISHARES TR IBOXX HI YD ETF 464288513 389 4,468 SH   SOLE   0 0 4,468
ISHARES TR MBS ETF 464288588 441 4,106 SH   SOLE   0 0 4,106
ISHARES TR PFD AND INCM SEC 464288687 8,102 205,469 SH   SOLE   0 0 205,469
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,642 52,342 SH   SOLE   0 0 52,342
JOHNSON & JOHNSON COM 478160104 347 2,027 SH   SOLE   0 0 2,027
JPMORGAN CHASE & CO COM 46625H100 749 4,733 SH   SOLE   0 0 4,733
LOWES COS INC COM 548661107 219 849 SH   SOLE   0 0 849
MARQETA INC CLASS A COM 57142B104 172 10,000 SH   SOLE   0 0 10,000
MASTERCARD INCORPORATED CL A 57636Q104 611 1,701 SH   SOLE   0 0 1,701
MCEWEN MNG INC COM 58039P107 34 38,861 SH   SOLE   0 0 38,861
MEDTRONIC PLC SHS G5960L103 309 2,985 SH   SOLE   0 0 2,985
META PLATFORMS INC CL A 30303M102 771 2,293 SH   SOLE   0 0 2,293
MICROSOFT CORP COM 594918104 1,347 4,005 SH   SOLE   0 0 4,005
MPLX LP COM UNIT REP LTD 55336V100 244 8,250 SH   SOLE   0 0 8,250
NCINO INC COM 63947U107 8,108 147,795 SH   SOLE   0 0 147,795
NETFLIX INC COM 64110L106 302 501 SH   SOLE   0 0 501
NEXTERA ENERGY INC COM 65339F101 217 2,322 SH   SOLE   0 0 2,322
NIKE INC CL B 654106103 414 2,482 SH   SOLE   0 0 2,482
NOVO-NORDISK A S ADR 670100205 406 3,624 SH   SOLE   0 0 3,624
ORACLE CORP COM 68389X105 377 4,323 SH   SOLE   0 0 4,323
PAYPAL HLDGS INC COM 70450Y103 278 1,474 SH   SOLE   0 0 1,474
PEPSICO INC COM 713448108 268 1,545 SH   SOLE   0 0 1,545
PFIZER INC COM 717081103 305 5,163 SH   SOLE   0 0 5,163
PHILIP MORRIS INTL INC COM 718172109 292 3,069 SH   SOLE   0 0 3,069
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 104 10,250 SH   SOLE   0 0 10,250
POOL CORP COM 73278L105 230 407 SH   SOLE   0 0 407
PROCTER AND GAMBLE CO COM 742718109 395 2,412 SH   SOLE   0 0 2,412
PROG HOLDINGS INC COM NPV 74319R101 6,006 133,146 SH   SOLE   0 0 133,146
QUALCOMM INC COM 747525103 317 1,733 SH   SOLE   0 0 1,733
QUALTRICS INTL INC COM CL A 747601201 243 6,866 SH   SOLE   0 0 6,866
RAYTHEON TECHNOLOGIES CORP COM 75513E101 523 6,082 SH   SOLE   0 0 6,082
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 226 5,222 SH   SOLE   0 0 5,222
SALESFORCE COM INC COM 79466L302 585 2,301 SH   SOLE   0 0 2,301
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 941 17,458 SH   SOLE   0 0 17,458
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 467 9,185 SH   SOLE   0 0 9,185
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 466 8,302 SH   SOLE   0 0 8,302
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 680 6,013 SH   SOLE   0 0 6,013
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 446 11,473 SH   SOLE   0 0 11,473
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 785 20,100 SH   SOLE   0 0 20,100
SERVICENOW INC COM 81762P102 407 627 SH   SOLE   0 0 627
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 275 7,526 SH   SOLE   0 0 7,526
SPDR S&P 500 ETF TR TR UNIT 78462F103 570 1,200 SH   SOLE   0 0 1,200
SPDR SER TR S&P 600 SMCP GRW 78464A201 305 3,287 SH   SOLE   0 0 3,287
SPDR SER TR PRTFLO S&P500 GW 78464A409 227 3,128 SH   SOLE   0 0 3,128
SPDR SER TR PRTFLO S&P500 VL 78464A508 258 6,145 SH   SOLE   0 0 6,145
SPDR SER TR PORTFLI TIPS ETF 78464A656 377 11,969 SH   SOLE   0 0 11,969
SPDR SER TR BLOOMBERG HIGH Y 78468R622 2,475 22,799 SH   SOLE   0 0 22,799
SPDR SER TR PORTFOLIO SHORT 78464A474 361 11,641 SH   SOLE   0 0 11,641
SPDR SER TR PORTFLI MORTGAGE 78464A383 993 39,118 SH   SOLE   0 0 39,118
STARBUCKS CORP COM 855244109 375 3,209 SH   SOLE   0 0 3,209
TARGA RES CORP COM 87612G101 253 4,850 SH   SOLE   0 0 4,850
TESLA INC COM 88160R101 2,954 2,795 SH   SOLE   0 0 2,795
UNILEVER PLC SPON ADR NEW 904767704 269 5,010 SH   SOLE   0 0 5,010
UNION PAC CORP COM 907818108 364 1,446 SH   SOLE   0 0 1,446
UNITEDHEALTH GROUP INC COM 91324P102 409 814 SH   SOLE   0 0 814
US BANCORP DEL COM NEW 902973304 233 4,144 SH   SOLE   0 0 4,144
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 337 2,000 SH   SOLE   0 0 2,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,573 42,165 SH   SOLE   0 0 42,165
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 391 2,600 SH   SOLE   0 0 2,600
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 269 616 SH   SOLE   0 0 616
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,322 9,617 SH   SOLE   0 0 9,617
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,575 22,198 SH   SOLE   0 0 22,198
VANGUARD INDEX FDS GROWTH ETF 922908736 674 2,100 SH   SOLE   0 0 2,100
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 222 4,486 SH   SOLE   0 0 4,486
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,774 34,515 SH   SOLE   0 0 34,515
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,265 15,564 SH   SOLE   0 0 15,564
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,301 19,566 SH   SOLE   0 0 19,566
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 911 9,820 SH   SOLE   0 0 9,820
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 547 3,184 SH   SOLE   0 0 3,184
VANGUARD STAR FDS VG TL INTL STK F 921909768 507 7,972 SH   SOLE   0 0 7,972
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 395 7,728 SH   SOLE   0 0 7,728
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 273 1,366 SH   SOLE   0 0 1,366
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 267 1,004 SH   SOLE   0 0 1,004
VANGUARD WORLD FDS UTILITIES ETF 92204A876 272 1,741 SH   SOLE   0 0 1,741
VERIZON COMMUNICATIONS INC COM 92343V104 613 11,798 SH   SOLE   0 0 11,798
VIRTUS ALLIANZGI CONVERTIBLE COM 92838U108 94 18,349 SH   SOLE   0 0 18,349
VISA INC COM CL A 92826C839 644 2,971 SH   SOLE   0 0 2,971
WELLS FARGO CO NEW COM 949746101 223 4,642 SH   SOLE   0 0 4,642
WEST PHARMACEUTICAL SVSC INC COM 955306105 203 432 SH   SOLE   0 0 432
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103 221 9,925 SH   SOLE   0 0 9,925
WHEATON PRECIOUS METALS CORP COM 962879102 200 4,666 SH   SOLE   0 0 4,666
WORLD GOLD TR SPDR GLD MINIS 98149E204 388 21,349 SH   SOLE   0 0 21,349
ZOETIS INC CL A 98978V103 479 1,963 SH   SOLE   0 0 1,963