The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 282 2,600 SH   SOLE   0 0 2,600
ALPHABET INC CAP STK CL A 02079K305 1,800 826 SH   SOLE   0 0 826
ALPHABET INC CAP STK CL C 02079K107 744 340 SH   SOLE   0 0 340
AMAZON COM INC COM 023135106 1,145 10,780 SH   SOLE   0 0 10,780
AMERICAN TOWER CORP NEW COM 03027X100 383 1,500 SH   SOLE   0 0 1,500
APPLE INC COM 037833100 5,434 39,743 SH   SOLE   0 0 39,743
BANK NEW YORK MELLON CORP COM 064058100 250 6,000 SH   SOLE   0 0 6,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 567 2,075 SH   SOLE   0 0 2,075
BRISTOL-MYERS SQUIBB CO COM 110122108 539 7,000 SH   SOLE   0 0 7,000
CAPITAL ONE FINL CORP COM 14040H105 554 5,316 SH   SOLE   0 0 5,316
CHEVRON CORP NEW COM 166764100 655 4,524 SH   SOLE   0 0 4,524
COCA COLA CO COM 191216100 924 14,685 SH   SOLE   0 0 14,685
DANAHER CORPORATION COM 235851102 1,242 4,900 SH   SOLE   0 0 4,900
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 452 11,084 SH   SOLE   11,084 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 207 6,538 SH   SOLE   0 0 6,538
DISNEY WALT CO COM 254687106 1,510 16,000 SH   SOLE   0 0 16,000
DOLLAR TREE INC COM 256746108 711 4,562 SH   SOLE   0 0 4,562
EXXON MOBIL CORP COM 30231G102 1,319 15,400 SH   SOLE   0 0 15,400
HOME DEPOT INC COM 437076102 1,152 4,200 SH   SOLE   0 0 4,200
INTEL CORP COM 458140100 299 8,000 SH   SOLE   0 0 8,000
INTERNATIONAL BUSINESS MACHS COM 459200101 491 3,475 SH   SOLE   0 0 3,475
ISHARES TR AGGRES ALLOC ETF 464289859 243 4,056 SH   SOLE   0 0 4,056
ISHARES TR CORE S&P MCP ETF 464287507 226 1,001 SH   SOLE   0 0 1,001
ISHARES TR CORE S&P SCP ETF 464287804 868 9,394 SH   SOLE   0 0 9,394
ISHARES TR CORE S&P500 ETF 464287200 777 2,048 SH   SOLE   578 0 1,470
ISHARES TR CRE U S REIT ETF 464288521 13,021 243,834 SH   SOLE   30,249 0 213,585
ISHARES TR EAFE GRWTH ETF 464288885 1,259 15,641 SH   SOLE   7,605 0 8,036
ISHARES TR EAFE VALUE ETF 464288877 260 5,980 SH   SOLE   0 0 5,980
ISHARES TR MSCI EAFE ETF 464287465 596 9,530 SH   SOLE   7,784 0 1,746
ISHARES TR MSCI EMG MKT ETF 464287234 382 9,525 SH   SOLE   9,525 0 0
ISHARES TR RUS 1000 ETF 464287622 477 2,295 SH   SOLE   0 0 2,295
ISHARES TR RUS 1000 GRW ETF 464287614 676 3,092 SH   SOLE   541 0 2,551
ISHARES TR RUS 1000 VAL ETF 464287598 261 1,801 SH   SOLE   502 0 1,299
ISHARES TR RUS 2000 GRW ETF 464287648 797 3,861 SH   SOLE   2,008 0 1,853
ISHARES TR RUS MD CP GR ETF 464287481 2,559 32,305 SH   SOLE   11,083 0 21,222
ISHARES TR RUS MDCP VAL ETF 464287473 1,980 19,496 SH   SOLE   341 0 19,155
ISHARES TR RUS MID CAP ETF 464287499 738 11,412 SH   SOLE   892 0 10,520
ISHARES TR S&P 500 GRWT ETF 464287309 1,188 19,686 SH   SOLE   8,645 0 11,041
ISHARES TR S&P 500 VAL ETF 464287408 718 5,221 SH   SOLE   1,927 0 3,294
ISHARES TR SP SMCP600VL ETF 464287879 210 2,360 SH   SOLE   2,110 0 250
JOHNSON & JOHNSON COM 478160104 1,990 11,213 SH   SOLE   0 0 11,213
JPMORGAN CHASE & CO COM 46625H100 678 6,023 SH   SOLE   0 0 6,023
LOWES COS INC COM 548661107 2,596 14,860 SH   SOLE   0 0 14,860
MCDONALDS CORP COM 580135101 494 2,000 SH   SOLE   0 0 2,000
MERCK & CO INC COM 58933Y105 939 10,304 SH   SOLE   0 0 10,304
MICROSOFT CORP COM 594918104 6,796 26,461 SH   SOLE   0 0 26,461
NEXTERA ENERGY INC COM 65339F101 465 6,000 SH   SOLE   0 0 6,000
NIKE INC CL B 654106103 1,947 19,050 SH   SOLE   0 0 19,050
ORACLE CORP COM 68389X105 377 5,400 SH   SOLE   0 0 5,400
PFIZER INC COM 717081103 985 18,778 SH   SOLE   0 0 18,778
PHILIP MORRIS INTL INC COM 718172109 1,155 11,700 SH   SOLE   0 0 11,700
PNC FINL SVCS GROUP INC COM 693475105 384 2,433 SH   SOLE   0 0 2,433
PPG INDS INC COM 693506107 1,128 9,863 SH   SOLE   0 0 9,863
PROCTER AND GAMBLE CO COM 742718109 963 6,700 SH   SOLE   0 0 6,700
RAYTHEON TECHNOLOGIES CORP COM 75513E101 644 6,700 SH   SOLE   0 0 6,700
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,540 4,081 SH   SOLE   0 0 4,081
UNION PAC CORP COM 907818108 725 3,400 SH   SOLE   0 0 3,400
UNITED PARCEL SERVICE INC CL B 911312106 274 1,500 SH   SOLE   0 0 1,500
UNITEDHEALTH GROUP INC COM 91324P102 220 429 SH   SOLE   0 0 429
VANGUARD INDEX FDS MID CAP ETF 922908629 842 4,277 SH   SOLE   0 0 4,277
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 397 4,352 SH   SOLE   0 0 4,352
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 351 1,011 SH   SOLE   0 0 1,011
VANGUARD INDEX FDS SMALL CP ETF 922908751 563 3,198 SH   SOLE   0 0 3,198
VANGUARD INDEX FDS TOTAL STK MKT 922908769 374 1,983 SH   SOLE   0 0 1,983
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 212 5,094 SH   SOLE   0 0 5,094
VISA INC COM CL A 92826C839 1,122 5,700 SH   SOLE   0 0 5,700
WALMART INC COM 931142103 438 3,600 SH   SOLE   0 0 3,600
WORKHORSE GROUP INC COM NEW 98138J206 70 27,112 SH   SOLE   0 0 27,112