The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN EXPRESS CO COM 025816109 8,349 60,228 SH   SOLE   0 0 60,228
ELEVANCE HEALTH INC COM 036752103 2,552 5,288 SH   SOLE   0 0 5,288
APPLE INC COM 037833100 12,609 92,222 SH   SOLE   0 0 92,222
AUTOZONE INC COM 053332102 10,309 4,797 SH   SOLE   0 0 4,797
BP PLC SPONSORED ADR 055622104 358 12,623 SH   SOLE   0 0 12,623
BOEING CO COM 097023105 205 1,500 SH   SOLE   0 0 1,500
BORGWARNER INC COM 099724106 300 9,000 SH   SOLE   0 0 9,000
BRISTOL-MYERS SQUIBB CO COM 110122108 7,523 97,702 SH   SOLE   0 0 97,702
COTERRA ENERGY INC COM 127097103 1,715 66,515 SH   SOLE   0 0 66,515
CHEVRON CORP NEW COM 166764100 12,142 83,867 SH   SOLE   0 0 83,867
CITIGROUP INC COM NEW 172967424 8,005 174,055 SH   SOLE   0 0 174,055
CUMMINS INC COM 231021106 2,047 10,577 SH   SOLE   0 0 10,577
DOLLAR GEN CORP NEW COM 256677105 3,351 13,651 SH   SOLE   0 0 13,651
ELECTRONIC ARTS INC COM 285512109 2,213 18,193 SH   SOLE   0 0 18,193
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 253 5,429 SH   SOLE   0 0 5,429
FIFTH THIRD BANCORP COM 316773100 1,453 43,250 SH   SOLE   0 0 43,250
FISERV INC COM 337738108 3,749 42,134 SH   SOLE   0 0 42,134
FORD MTR CO DEL COM 345370860 612 55,000 SH   SOLE   0 0 55,000
GENERAL DYNAMICS CORP COM 369550108 1,019 4,607 SH   SOLE   0 0 4,607
GENERAL ELECTRIC CO COM NEW 369604301 1,216 19,100 SH   SOLE   0 0 19,100
GILEAD SCIENCES INC COM 375558103 570 9,223 SH   SOLE   0 0 9,223
INTEL CORP COM 458140100 4,928 131,731 SH   SOLE   0 0 131,731
INTERNATIONAL BUSINESS MACHS COM 459200101 3,454 24,465 SH   SOLE   0 0 24,465
ISHARES TR MSCI EMG MKT ETF 464287234 265 6,606 SH   SOLE   0 0 6,606
ISHARES TR S&P 500 GRWT ETF 464287309 253 4,200 SH   SOLE   0 0 4,200
ISHARES TR MSCI EAFE ETF 464287465 980 15,690 SH   SOLE   0 0 15,690
ISHARES TR SHRT NAT MUN ETF 464288158 1,897 18,122 SH   SOLE   0 0 18,122
ISHARES TR MSCI ACWI EX US 464288240 641 14,250 SH   SOLE   0 0 14,250
ISHARES TR NATIONAL MUN ETF 464288414 1,554 14,609 SH   SOLE   0 0 14,609
ISHARES TR SHORT TREAS BD 464288679 696 6,320 SH   SOLE   0 0 6,320
ISHARES TR EAFE VALUE ETF 464288877 482 11,096 SH   SOLE   0 0 11,096
JOHNSON & JOHNSON COM 478160104 13,338 75,142 SH   SOLE   0 0 75,142
KLA CORP COM NEW 482480100 2,691 8,434 SH   SOLE   0 0 8,434
KRAFT HEINZ CO COM 500754106 1,472 38,600 SH   SOLE   0 0 38,600
LILLY ELI & CO COM 532457108 2,574 7,940 SH   SOLE   0 0 7,940
LINCOLN NATL CORP IND COM 534187109 4,776 102,118 SH   SOLE   0 0 102,118
LOCKHEED MARTIN CORP COM 539830109 1,878 4,368 SH   SOLE   0 0 4,368
LUMEN TECHNOLOGIES INC COM 550241103 1,946 178,353 SH   SOLE   0 0 178,353
MSC INDL DIRECT INC CL A 553530106 1,209 16,095 SH   SOLE   0 0 16,095
MICROSOFT CORP COM 594918104 5,168 20,123 SH   SOLE   0 0 20,123
MICRON TECHNOLOGY INC COM 595112103 4,221 76,362 SH   SOLE   0 0 76,362
MORGAN STANLEY COM NEW 617446448 761 10,000 SH   SOLE   0 0 10,000
NEWMONT CORP COM 651639106 854 14,313 SH   SOLE   0 0 14,313
NOKIA CORP SPONSORED ADR 654902204 194 41,996 SH   SOLE   0 0 41,996
NORFOLK SOUTHN CORP COM 655844108 1,250 5,500 SH   SOLE   0 0 5,500
OMEGA HEALTHCARE INVS INC COM 681936100 1,304 46,252 SH   SOLE   0 0 46,252
PARKER-HANNIFIN CORP COM 701094104 738 3,000 SH   SOLE   0 0 3,000
PROCTER AND GAMBLE CO COM 742718109 335 2,332 SH   SOLE   0 0 2,332
PROGRESSIVE CORP COM 743315103 5,475 47,086 SH   SOLE   0 0 47,086
QUALCOMM INC COM 747525103 3,627 28,395 SH   SOLE   0 0 28,395
ROSS STORES INC COM 778296103 1,883 26,816 SH   SOLE   0 0 26,816
SHELL PLC SPON ADS 780259305 966 18,475 SH   SOLE   0 0 18,475
STANLEY BLACK & DECKER INC COM 854502101 7,333 69,935 SH   SOLE   0 0 69,935
STRYKER CORPORATION COM 863667101 876 4,405 SH   SOLE   0 0 4,405
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 6,047 73,970 SH   SOLE   0 0 73,970
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 226 30,000 SH   SOLE   0 0 30,000
THERMO FISHER SCIENTIFIC INC COM 883556102 2,404 4,425 SH   SOLE   0 0 4,425
TYSON FOODS INC CL A 902494103 3,953 45,935 SH   SOLE   0 0 45,935
US BANCORP DEL COM NEW 902973304 7,998 173,784 SH   SOLE   0 0 173,784
UNION PAC CORP COM 907818108 203 954 SH   SOLE   0 0 954
UNITED PARCEL SERVICE INC CL B 911312106 4,916 26,930 SH   SOLE   0 0 26,930
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 307 2,140 SH   SOLE   0 0 2,140
VANGUARD STAR FDS VG TL INTL STK F 921909768 251 4,856 SH   SOLE   0 0 4,856
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 18,915 246,322 SH   SOLE   0 0 246,322
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 22,614 300,481 SH   SOLE   0 0 300,481
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,480 109,783 SH   SOLE   0 0 109,783
VANGUARD INDEX FDS SM CP VAL ETF 922908611 350 2,337 SH   SOLE   0 0 2,337
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,863 9,879 SH   SOLE   0 0 9,879
WALMART INC COM 931142103 1,009 8,299 SH   SOLE   0 0 8,299
WELLS FARGO CO NEW COM 949746101 1,538 39,272 SH   SOLE   0 0 39,272
WESTERN DIGITAL CORP. COM 958102105 1,093 24,370 SH   SOLE   0 0 24,370
WILLIAMS COS INC COM 969457100 459 14,709 SH   SOLE   0 0 14,709
AMERISOURCEBERGEN CORP COM 03073E105 7,588 53,631 SH   SOLE   0 0 53,631
VALE S A SPONSORED ADS 91912E105 512 35,000 SH   SOLE   0 0 35,000
AT&T INC COM 00206R102 528 25,185 SH   SOLE   0 0 25,185
ABBVIE INC COM 00287Y109 2,094 13,673 SH   SOLE   0 0 13,673
ALPHABET INC CAP STK CL C 02079K107 1,054 482 SH   SOLE   0 0 482
ALPHABET INC CAP STK CL A 02079K305 16,403 7,527 SH   SOLE   0 0 7,527
BROADCOM INC COM 11135F101 17,165 35,333 SH   SOLE   0 0 35,333
CBRE GROUP INC CL A 12504L109 6,767 91,930 SH   SOLE   0 0 91,930
CAMPING WORLD HLDGS INC CL A 13462K109 1,186 54,955 SH   SOLE   0 0 54,955
CAPITAL ONE FINL CORP COM 14040H105 4,828 46,341 SH   SOLE   0 0 46,341
CARDINAL HEALTH INC COM 14149Y108 1,789 34,225 SH   SOLE   0 0 34,225
CISCO SYS INC COM 17275R102 10,796 253,183 SH   SOLE   0 0 253,183
CONOCOPHILLIPS COM 20825C104 2,618 29,150 SH   SOLE   0 0 29,150
DIAMONDBACK ENERGY INC COM 25278X109 1,725 14,240 SH   SOLE   0 0 14,240
ENTERGY CORP NEW COM 29364G103 222 1,975 SH   SOLE   0 0 1,975
EXELON CORP COM 30161N101 308 6,800 SH   SOLE   0 0 6,800
EXXON MOBIL CORP COM 30231G102 491 5,730 SH   SOLE   0 0 5,730
META PLATFORMS INC CL A 30303M102 5,574 34,567 SH   SOLE   0 0 34,567
FEDEX CORP COM 31428X106 6,248 27,560 SH   SOLE   0 0 27,560
HCA HEALTHCARE INC COM 40412C101 6,154 36,620 SH   SOLE   0 0 36,620
ISHARES TR US TREAS BD ETF 46429B267 239 10,000 SH   SOLE   0 0 10,000
JPMORGAN CHASE & CO COM 46625H100 11,210 99,550 SH   SOLE   0 0 99,550
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 811 16,182 SH   SOLE   0 0 16,182
LPL FINL HLDGS INC COM 50212V100 2,028 10,992 SH   SOLE   0 0 10,992
LABORATORY CORP AMER HLDGS COM NEW 50540R409 3,388 14,457 SH   SOLE   0 0 14,457
M & T BK CORP COM 55261F104 213 1,337 SH   SOLE   0 0 1,337
MERCK & CO INC COM 58933Y105 5,716 62,696 SH   SOLE   0 0 62,696
METLIFE INC COM 59156R108 1,191 18,970 SH   SOLE   0 0 18,970
MOELIS & CO CL A 60786M105 1,417 36,000 SH   SOLE   0 0 36,000
ONEMAIN HLDGS INC COM 68268W103 1,633 43,675 SH   SOLE   0 0 43,675
ORACLE CORP COM 68389X105 1,754 25,104 SH   SOLE   0 0 25,104
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 859 8,949 SH   SOLE   0 0 8,949
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,125 11,349 SH   SOLE   0 0 11,349
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,394 3,694 SH   SOLE   0 0 3,694
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 255 7,336 SH   SOLE   0 0 7,336
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 7,386 127,183 SH   SOLE   0 0 127,183
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 469 1,525 SH   SOLE   0 0 1,525
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 5,218 57,033 SH   SOLE   0 0 57,033
SPDR SER TR NUVEEN BLMBRG MU 78468R721 1,436 31,323 SH   SOLE   0 0 31,323
SANOFI SPONSORED ADR 80105N105 540 10,800 SH   SOLE   0 0 10,800
SURFACE ONCOLOGY INC COM 86877M209 72 44,000 SH   SOLE   0 0 44,000
UNITEDHEALTH GROUP INC COM 91324P102 3,467 6,750 SH   SOLE   0 0 6,750
VERIZON COMMUNICATIONS INC COM 92343V104 5,991 118,059 SH   SOLE   0 0 118,059
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 731 2,633 SH   SOLE   0 0 2,633
EATON CORP PLC SHS G29183103 976 7,750 SH   SOLE   0 0 7,750
INVESCO LTD SHS G491BT108 325 20,175 SH   SOLE   0 0 20,175
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 2,413 33,775 SH   SOLE   0 0 33,775
WILLIS TOWERS WATSON PLC LTD SHS G96629103 224 1,135 SH   SOLE   0 0 1,135
CHUBB LIMITED COM H1467J104 12,283 62,481 SH   SOLE   0 0 62,481
COMPUGEN LTD ORD M25722105 65 35,000 SH   SOLE   0 0 35,000