The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   285,258 1,890 SH   SOLE   0 0 1,890
ALPHABET INC CAP STK CL C 02079K107   516,618 3,393 SH   SOLE   0 0 3,393
AMAZON COM INC COM 023135106   382,406 2,120 SH   SOLE   0 0 2,120
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   8,712,116 132,282 SH   SOLE   0 0 132,282
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,589,343 59,645 SH   SOLE   0 0 59,645
APPLE INC COM 037833100   2,175,355 12,686 SH   SOLE   0 0 12,686
BANK AMERICA CORP COM 060505104   280,039 7,385 SH   SOLE   0 0 7,385
BROADCOM INC COM 11135F101   532,815 402 SH   SOLE   0 0 402
CADENCE BANK COM 12740C103   515,620 17,780 SH   SOLE   0 0 17,780
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   545,220 24,275 SH   SOLE   0 0 24,275
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   387,296 14,339 SH   SOLE   0 0 14,339
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,088,470 19,998 SH   SOLE   0 0 19,998
EXXON MOBIL CORP COM 30231G102   235,739 2,028 SH   SOLE   0 0 2,028
INSPERITY INC COM 45778Q107   1,333,406 12,165 SH   SOLE   0 0 12,165
INTERNATIONAL BUSINESS MACHS COM 459200101   878,798 4,602 SH   SOLE   0 0 4,602
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   252,202 5,388 SH   SOLE   0 0 5,388
INVESCO QQQ TR UNIT SER 1 46090E103   55,098,432 124,093 SH   SOLE   0 0 124,093
ISHARES INC CORE MSCI EMKT 46434G103   2,652,605 51,408 SH   SOLE   0 0 51,408
ISHARES INC ESG AWR MSCI EM 46434G863   4,794,426 148,757 SH   SOLE   0 0 148,757
ISHARES TR 20 YR TR BD ETF 464287432   1,273,710 13,461 SH   SOLE   0 0 13,461
ISHARES TR COHEN STEER REIT 464287564   6,847,988 118,683 SH   SOLE   0 0 118,683
ISHARES TR CORE INTL AGGR 46435G672   565,051 11,312 SH   SOLE   0 0 11,312
ISHARES TR CORE S&P500 ETF 464287200   1,184,324 2,253 SH   SOLE   0 0 2,253
ISHARES TR CORE S&P MCP ETF 464287507   714,210 11,758 SH   SOLE   0 0 11,758
ISHARES TR CORE S&P SCP ETF 464287804   1,212,354 10,970 SH   SOLE   0 0 10,970
ISHARES TR CORE US AGGBD ET 464287226   1,341,876 13,701 SH   SOLE   0 0 13,701
ISHARES TR CRE U S REIT ETF 464288521   308,059 5,726 SH   SOLE   0 0 5,726
ISHARES TR IBOXX INV CP ETF 464287242   589,589 5,413 SH   SOLE   0 0 5,413
ISHARES TR MSCI ACWI ETF 464288257   3,724,063 33,815 SH   SOLE   0 0 33,815
ISHARES TR EAFE SML CP ETF 464288273   1,308,672 20,664 SH   SOLE   0 0 20,664
ISHARES TR MSCI INTL QUALTY 46434V456   5,319,430 134,126 SH   SOLE   0 0 134,126
ISHARES TR NATIONAL MUN ETF 464288414   303,290 2,819 SH   SOLE   0 0 2,819
ISHARES TR RUSSELL 2000 ETF 464287655   257,197 1,223 SH   SOLE   0 0 1,223
ISHARES TR RUS 2000 GRW ETF 464287648   763,443 2,819 SH   SOLE   0 0 2,819
ISHARES TR RUS MD CP GR ETF 464287481   2,348,856 20,579 SH   SOLE   0 0 20,579
ISHARES TR RUS MDCP VAL ETF 464287473   902,247 7,199 SH   SOLE   0 0 7,199
ISHARES TR S&P 500 GRWT ETF 464287309   595,471 7,052 SH   SOLE   0 0 7,052
ISHARES TR S&P MC 400GR ETF 464287606   214,985 2,356 SH   SOLE   0 0 2,356
ISHARES TR SP SMCP600VL ETF 464287879   816,002 7,941 SH   SOLE   0 0 7,941
ISHARES TR SHORT TREAS BD 464288679   283,867 2,568 SH   SOLE   0 0 2,568
ISHARES TR SHRT NAT MUN ETF 464288158   1,948,216 18,602 SH   SOLE   0 0 18,602
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,095,748 21,595 SH   SOLE   0 0 21,595
JPMORGAN CHASE & CO COM 46625H100   550,224 2,747 SH   SOLE   0 0 2,747
MERCK & CO INC COM 58933Y105   397,565 3,013 SH   SOLE   0 0 3,013
META PLATFORMS INC CL A 30303M102   968,295 1,994 SH   SOLE   0 0 1,994
MICROSOFT CORP COM 594918104   910,193 2,163 SH   SOLE   0 0 2,163
NVIDIA CORPORATION COM 67066G104   648,788 718 SH   SOLE   0 0 718
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,119,556 31,028 SH   SOLE   0 0 31,028
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   9,754,330 249,986 SH   SOLE   0 0 249,986
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   23,250,019 288,354 SH   SOLE   0 0 288,354
SCHWAB STRATEGIC TR US TIPS ETF 808524870   819,484 15,711 SH   SOLE   0 0 15,711
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   553,891 14,012 SH   SOLE   0 0 14,012
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   5,704,775 14,343 SH   SOLE   0 0 14,343
SPDR S&P 500 ETF TR TR UNIT 78462F103   902,296 1,725 SH   SOLE   0 0 1,725
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,930,590 94,745 SH   SOLE   0 0 94,745
SPDR SER TR PRTFLO S&P500 VL 78464A508   6,160,933 122,973 SH   SOLE   0 0 122,973
T ROWE PRICE ETF INC US HIGH YIELD 87283Q875   605,753 11,700 SH   SOLE   0 0 11,700
TESLA INC COM 88160R101   245,579 1,397 SH   SOLE   0 0 1,397
THERMO FISHER SCIENTIFIC INC COM 883556102   203,424 350 SH   SOLE   0 0 350
VANGUARD BD INDEX FDS INTERMED TERM 921937819   4,925,297 65,322 SH   SOLE   0 0 65,322
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   604,675 7,887 SH   SOLE   0 0 7,887
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,717,956 34,925 SH   SOLE   0 0 34,925
VANGUARD INDEX FDS GROWTH ETF 922908736   7,592,699 22,059 SH   SOLE   0 0 22,059
VANGUARD INDEX FDS LARGE CAP ETF 922908637   9,059,751 37,787 SH   SOLE   0 0 37,787
VANGUARD INDEX FDS MID CAP ETF 922908629   1,902,326 7,614 SH   SOLE   0 0 7,614
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,298,952 9,750 SH   SOLE   0 0 9,750
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   977,538 6,270 SH   SOLE   0 0 6,270
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,667,868 30,849 SH   SOLE   0 0 30,849
VANGUARD INDEX FDS SMALL CP ETF 922908751   514,336 2,250 SH   SOLE   0 0 2,250
VANGUARD INDEX FDS SML CP GRW ETF 922908595   881,752 3,382 SH   SOLE   0 0 3,382
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,229,841 4,732 SH   SOLE   0 0 4,732
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,346,325 11,523 SH   SOLE   0 0 11,523
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   326,558 7,818 SH   SOLE   0 0 7,818
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   5,453,275 49,352 SH   SOLE   0 0 49,352
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,557,617 30,783 SH   SOLE   0 0 30,783
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,586,730 20,524 SH   SOLE   0 0 20,524
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   302,037 1,654 SH   SOLE   0 0 1,654
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   16,240,236 323,704 SH   SOLE   0 0 323,704