The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   288,475 2,849 SH   SOLE 0 0 0 2,849
ABBVIE INC COM 00287Y109   375,635 2,357 SH   SOLE 0 0 0 2,357
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,986,677 10,450 SH   SOLE 0 0 0 10,450
AIR PRODS & CHEMS INC COM 009158106   807,067 2,810 SH   SOLE 0 0 0 2,810
ALBEMARLE CORP COM 012653101   781,619 3,536 SH   SOLE 0 0 0 3,536
ALPHABET INC CAP STK CL A 02079K305   2,147,004 20,698 SH   SOLE 0 0 0 20,698
AMAZON COM INC COM 023135106   404,690 3,918 SH   SOLE 0 0 0 3,918
AMERICAN TOWER CORP NEW COM 03027X100   597,681 2,925 SH   SOLE 0 0 0 2,925
AMGEN INC COM 031162100   247,794 1,025 SH   SOLE 0 0 0 1,025
ANALOG DEVICES INC COM 032654105   3,542,250 17,961 SH   SOLE 0 0 0 17,961
APPLE INC COM 037833100   5,612,217 34,034 SH   SOLE 0 0 0 34,034
BECTON DICKINSON & CO COM 075887109   2,006,291 8,105 SH   SOLE 0 0 0 8,105
BELDEN INC COM 077454106   694,160 8,000 SH   SOLE 0 0 0 8,000
BLACKROCK INC COM 09247X101   1,391,613 2,080 SH   SOLE 0 0 0 2,080
BLACKSTONE INC COM 09260D107   1,385,574 15,774 SH   SOLE 0 0 0 15,774
CAPITAL ONE FINL CORP COM 14040H105   233,092 2,424 SH   SOLE 0 0 0 2,424
CATERPILLAR INC COM 149123101   528,953 2,311 SH   SOLE 0 0 0 2,311
CBOE GLOBAL MKTS INC COM 12503M108   1,614,423 12,026 SH   SOLE 0 0 0 12,026
CF INDS HLDGS INC COM 125269100   602,671 8,314 SH   SOLE 0 0 0 8,314
COMCAST CORP NEW CL A 20030N101   1,872,425 49,391 SH   SOLE 0 0 0 49,391
CONOCOPHILLIPS COM 20825C104   1,046,421 10,548 SH   SOLE 0 0 0 10,548
CONSTELLATION BRANDS INC CL A 21036P108   859,144 3,803 SH   SOLE 0 0 0 3,803
COSTCO WHSL CORP NEW COM 22160K105   274,147 552 SH   SOLE 0 0 0 552
CSX CORP COM 126408103   332,334 11,100 SH   SOLE 0 0 0 11,100
DBX ETF TR XTRACK USD HIGH 233051432   4,959,045 142,706 SH   SOLE 0 0 0 142,706
DEERE & CO COM 244199105   1,188,502 2,879 SH   SOLE 0 0 0 2,879
EOG RES INC COM 26875P101   1,150,967 10,041 SH   SOLE 0 0 0 10,041
EQUINIX INC COM 29444U700   589,862 818 SH   SOLE 0 0 0 818
EXELON CORP COM 30161N101   203,544 4,859 SH   SOLE 0 0 0 4,859
EXXON MOBIL CORP COM 30231G102   642,394 5,858 SH   SOLE 0 0 0 5,858
FLEXSTEEL INDS INC COM 339382103   469,463 24,375 SH   SOLE 0 0 0 24,375
GENUINE PARTS CO COM 372460105   1,666,875 9,963 SH   SOLE 0 0 0 9,963
HOME DEPOT INC COM 437076102   1,894,676 6,420 SH   SOLE 0 0 0 6,420
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   10,509,841 739,089 SH   SOLE 0 0 0 739,089
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   4,930,328 222,588 SH   SOLE 0 0 0 222,588
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   4,497,286 28,685 SH   SOLE 0 0 0 28,685
INVESCO QQQ TR UNIT SER 1 46090E103   247,758 772 SH   SOLE 0 0 0 772
ISHARES INC CORE MSCI EMKT 46434G103   9,790,760 200,671 SH   SOLE 0 0 0 200,671
ISHARES TR AGGRES ALLOC ETF 464289859   267,036 4,199 SH   SOLE 0 0 0 4,199
ISHARES TR ISHARES BIOTECH 464287556   2,069,384 16,022 SH   SOLE 0 0 0 16,022
ISHARES TR RUS 2000 VAL ETF 464287630   5,768,121 42,097 SH   SOLE 0 0 0 42,097
ISHARES TR CORE MSCI EAFE 46432F842   19,800,425 296,192 SH   SOLE 0 0 0 296,192
ISHARES TR CORE 1 5 YR USD 46432F859   446,699 9,473 SH   SOLE 0 0 0 9,473
ISHARES TR CORE HIGH DV ETF 46429B663   510,130 5,018 SH   SOLE 0 0 0 5,018
ISHARES TR CORE S&P500 ETF 464287200   565,646 1,376 SH   SOLE 0 0 0 1,376
JPMORGAN CHASE & CO COM 46625H100   1,985,885 15,240 SH   SOLE 0 0 0 15,240
LAUDER ESTEE COS INC CL A 518439104   895,303 3,633 SH   SOLE 0 0 0 3,633
MASTERCARD INCORPORATED CL A 57636Q104   3,135,829 8,629 SH   SOLE 0 0 0 8,629
MERCK & CO INC COM 58933Y105   2,352,968 22,116 SH   SOLE 0 0 0 22,116
META PLATFORMS INC CL A 30303M102   2,839,853 13,399 SH   SOLE 0 0 0 13,399
MFS SPL VALUE TR SH BEN INT 55274E102   69,367 16,477 SH   SOLE 0 0 0 16,477
MICROSOFT CORP COM 594918104   3,960,975 13,739 SH   SOLE 0 0 0 13,739
NEWMONT CORP COM 651639106   747,252 15,244 SH   SOLE 0 0 0 15,244
NEXTERA ENERGY INC COM 65339F101   1,108,632 14,383 SH   SOLE 0 0 0 14,383
NORTHROP GRUMMAN CORP COM 666807102   951,554 2,061 SH   SOLE 0 0 0 2,061
NVIDIA CORPORATION COM 67066G104   1,023,629 3,685 SH   SOLE 0 0 0 3,685
PEPSICO INC COM 713448108   1,029,076 5,645 SH   SOLE 0 0 0 5,645
PHILIP MORRIS INTL INC COM 718172109   905,446 9,310 SH   SOLE 0 0 0 9,310
PHILLIPS 66 COM 718546104   1,233,811 12,170 SH   SOLE 0 0 0 12,170
PIMCO ETF TR INV GRD CRP BD 72201R817   678,691 7,055 SH   SOLE 0 0 0 7,055
PNC FINL SVCS GROUP INC COM 693475105   917,784 7,221 SH   SOLE 0 0 0 7,221
PPG INDS INC COM 693506107   323,531 2,422 SH   SOLE 0 0 0 2,422
PROCTER AND GAMBLE CO COM 742718109   251,137 1,689 SH   SOLE 0 0 0 1,689
ROPER TECHNOLOGIES INC COM 776696106   1,024,221 2,324 SH   SOLE 0 0 0 2,324
SCHWAB CHARLES CORP COM 808513105   235,710 4,500 SH   SOLE 0 0 0 4,500
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,080,033 10,674 SH   SOLE 0 0 0 10,674
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,251,234 15,106 SH   SOLE 0 0 0 15,106
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,950,791 33,652 SH   SOLE 0 0 0 33,652
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   840,199 10,417 SH   SOLE 0 0 0 10,417
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,395,470 43,405 SH   SOLE 0 0 0 43,405
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,905,153 12,740 SH   SOLE 0 0 0 12,740
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,994,936 15,410 SH   SOLE 0 0 0 15,410
SEMPRA COM 816851109   858,947 5,682 SH   SOLE 0 0 0 5,682
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   1,180,670 23,310 SH   SOLE 0 0 0 23,310
SPDR S&P 500 ETF TR TR UNIT 78462F103   479,202 1,171 SH   SOLE 0 0 0 1,171
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   238,321 520 SH   SOLE 0 0 0 520
SPDR SER TR BLOOMBERG INVT 78468R200   2,461,189 80,880 SH   SOLE 0 0 0 80,880
SPDR SER TR PORTFOLIO INTRMD 78464A375   3,615,357 111,276 SH   SOLE 0 0 0 111,276
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,341,208 78,418 SH   SOLE 0 0 0 78,418
SPDR SER TR PORTFOLIO S&P400 78464A847   201,772 4,592 SH   SOLE 0 0 0 4,592
SPDR SER TR PORTFOLIO SHORT 78464A474   2,174,811 73,399 SH   SOLE 0 0 0 73,399
SPDR SER TR S&P DIVID ETF 78464A763   631,921 5,108 SH   SOLE 0 0 0 5,108
STARBUCKS CORP COM 855244109   2,155,972 20,705 SH   SOLE 0 0 0 20,705
UBS AG LONDON BRANCH ETRACS ALER MLP 90274D382   10,376,200 544,060 SH   SOLE 0 0 0 544,060
UNION PAC CORP COM 907818108   1,019,554 5,066 SH   SOLE 0 0 0 5,066
UNITED PARCEL SERVICE INC CL B 911312106   3,631,897 18,722 SH   SOLE 0 0 0 18,722
UNITEDHEALTH GROUP INC COM 91324P102   2,032,962 4,302 SH   SOLE 0 0 0 4,302
VANGUARD INDEX FDS TOTAL STK MKT 922908769   736,326 3,608 SH   SOLE 0 0 0 3,608
VANGUARD INDEX FDS SML CP GRW ETF 922908595   6,630,457 30,638 SH   SOLE 0 0 0 30,638
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   619,920 7,465 SH   SOLE 0 0 0 7,465
VANGUARD INDEX FDS VALUE ETF 922908744   242,659 1,757 SH   SOLE 0 0 0 1,757
VANGUARD INDEX FDS GROWTH ETF 922908736   704,668 2,825 SH   SOLE 0 0 0 2,825
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   9,643,663 49,483 SH   SOLE 0 0 0 49,483
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   792,825 2,108 SH   SOLE 0 0 0 2,108
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   20,898,237 274,147 SH   SOLE 0 0 0 274,147
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   29,040,880 362,015 SH   SOLE 0 0 0 362,015
VANGUARD STAR FDS VG TL INTL STK F 921909768   570,986 10,342 SH   SOLE 0 0 0 10,342
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   8,553,209 137,269 SH   SOLE 0 0 0 137,269
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   921,591 4,762 SH   SOLE 0 0 0 4,762
VANGUARD WORLD FDS INF TECH ETF 92204A702   3,288,667 8,532 SH   SOLE 0 0 0 8,532
VERIZON COMMUNICATIONS INC COM 92343V104   269,158 6,921 SH   SOLE 0 0 0 6,921
WESTROCK CO COM 96145D105   283,371 9,300 SH   SOLE 0 0 0 9,300
WISDOMTREE TR US LARGECAP DIVD 97717W307   291,422 4,711 SH   SOLE 0 0 0 4,711
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,172,384 25,604 SH   SOLE 0 0 0 25,604
WISDOMTREE TR US MIDCAP DIVID 97717W505   9,106,513 222,218 SH   SOLE 0 0 0 222,218