The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 494 3,225 SH   SOLE   3,225 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 644 2,318 SH   SOLE   2,318 0 0
ALPHABET INC CAP STK CL A 02079K305 272 125 SH   SOLE   125 0 0
ALPHABET INC CAP STK CL C 02079K107 348 159 SH   SOLE   159 0 0
AMAZON COM INC COM 023135106 607 5,715 SH   SOLE   5,715 0 0
AMGEN INC COM 031162100 560 2,302 SH   SOLE   2,302 0 0
APPLE INC COM 037833100 7,248 53,015 SH   SOLE   53,015 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 622 9,410 SH   SOLE   9,410 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 599 2,195 SH   SOLE   2,195 0 0
BLACKROCK CR ALLOCATION INCO COM 092508100 381 35,000 SH   SOLE   35,000 0 0
BLACKSTONE INC COM 09260D107 471 5,164 SH   SOLE   5,164 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 302 3,927 SH   SOLE   3,927 0 0
BROADCOM INC COM 11135F101 1,478 3,042 SH   SOLE   3,042 0 0
BRUNSWICK CORP COM 117043109 217 3,315 SH   SOLE   3,315 0 0
CHEVRON CORP NEW COM 166764100 231 1,595 SH   SOLE   1,595 0 0
CISCO SYS INC COM 17275R102 409 9,595 SH   SOLE   9,595 0 0
CME GROUP INC COM 12572Q105 321 1,570 SH   SOLE   1,570 0 0
COCA COLA CO COM 191216100 592 9,418 SH   SOLE   9,418 0 0
CONSTELLATION BRANDS INC CL A 21036P108 467 2,003 SH   SOLE   2,003 0 0
CVS HEALTH CORP COM 126650100 239 2,583 SH   SOLE   2,583 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 16,484 377,903 SH   SOLE   377,903 0 0
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 374 8,506 SH   SOLE   8,506 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 20,451 847,168 SH   SOLE   847,168 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 227 4,722 SH   SOLE   4,722 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 22,478 850,480 SH   SOLE   850,480 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 3,634 157,251 SH   SOLE   157,251 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5,707 118,906 SH   SOLE   118,906 0 0
DISNEY WALT CO COM 254687106 509 5,393 SH   SOLE   5,393 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 302 2,815 SH   SOLE   2,815 0 0
ETF SER SOLUTIONS NATIONWIDE S&P 26922B766 12,848 594,529 SH   SOLE   594,529 0 0
HOME DEPOT INC COM 437076102 553 2,017 SH   SOLE   2,017 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 5,859 189,241 SH   SOLE   189,241 0 0
ISHARES TR CALIF MUN BD ETF 464288356 2,970 52,596 SH   SOLE   52,596 0 0
ISHARES TR ISHARES BIOTECH 464287556 888 7,553 SH   SOLE   7,553 0 0
ISHARES TR NATIONAL MUN ETF 464288414 359 3,379 SH   SOLE   3,379 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 358 1,635 SH   SOLE   1,635 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 998 18,000 SH   SOLE   18,000 0 0
JOHNSON & JOHNSON COM 478160104 1,725 9,717 SH   SOLE   9,717 0 0
JPMORGAN CHASE & CO COM 46625H100 864 7,676 SH   SOLE   7,676 0 0
MCDONALDS CORP COM 580135101 486 1,969 SH   SOLE   1,969 0 0
MERCK & CO INC COM 58933Y105 222 2,434 SH   SOLE   2,434 0 0
MICROSOFT CORP COM 594918104 2,731 10,634 SH   SOLE   10,634 0 0
MONDELEZ INTL INC CL A 609207105 297 4,786 SH   SOLE   4,786 0 0
OCCIDENTAL PETE CORP COM 674599105 231 3,920 SH   SOLE   3,920 0 0
PEPSICO INC COM 713448108 488 2,929 SH   SOLE   2,929 0 0
PHILLIPS 66 COM 718546104 298 3,630 SH   SOLE   3,630 0 0
PIMCO MUN INCOME FD II COM 72200W106 258 24,000 SH   SOLE   24,000 0 0
PROCTER AND GAMBLE CO COM 742718109 1,093 7,604 SH   SOLE   7,604 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 392 17,424 SH   SOLE   17,424 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,180 69,328 SH   SOLE   69,328 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,221 276,545 SH   SOLE   276,545 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 26,631 371,789 SH   SOLE   371,789 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,174 114,364 SH   SOLE   114,364 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 720 34,122 SH   SOLE   34,122 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,410 36,168 SH   SOLE   36,168 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 315 4,370 SH   SOLE   4,370 0 0
SNOWFLAKE INC CL A 833445109 269 1,931 SH   SOLE   1,931 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 466 1,236 SH   SOLE   1,236 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 571 12,075 SH   SOLE   12,075 0 0
SPDR SER TR S&P DIVID ETF 78464A763 744 6,272 SH   SOLE   6,272 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 24,806 588,107 SH   SOLE   588,107 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200 12,349 264,853 SH   SOLE   264,853 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 487 5,960 SH   SOLE   5,960 0 0
TEXAS INSTRS INC COM 882508104 399 2,600 SH   SOLE   2,600 0 0
UNION PAC CORP COM 907818108 478 2,241 SH   SOLE   2,241 0 0
VANECK ETF TRUST CHINA BOND ETF 92189F379 573 24,489 SH   SOLE   24,489 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,203 18,857 SH   SOLE   18,857 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 207 1,099 SH   SOLE   1,099 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 335 5,684 SH   SOLE   5,684 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 207 2,715 SH   SOLE   2,715 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 407 2,837 SH   SOLE   2,837 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 893 4,820 SH   SOLE   4,820 0 0
WALMART INC COM 931142103 415 3,416 SH   SOLE   3,416 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 26,427 461,119 SH   SOLE   461,119 0 0