The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Com COM 88579Y101 387 2,993 SH   SOLE None 0 0 2,993
APPLE COMPUTER INC. COM 037833100 787 5,759 SH   SOLE None 0 0 5,759
ARK INNOVATION ETF INNOVATION ETF 00214Q104 629 15,794 SH   SOLE None 0 0 15,794
Fs Kkr Cap Corp Com COM 302635206 307 15,828 SH   SOLE None 0 0 15,828
ISHARES TR EDGE MSCI USA SIZE FACTOR ETF MSCI USA SZE FT 46432F370 19,092 173,522 SH   SOLE None 0 0 173,522
MICROSOFT CORP COM 594918104 638 2,487 SH   SOLE None 0 0 2,487
PROGRESSIVE CORP COM 743315103 438 3,770 SH   SOLE None 0 0 3,770
SPDR SP 500 ETF TR UNIT 78462F103 280 744 SH   SOLE None 0 0 744
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 20,165 117,001 SH   SOLE None 0 0 117,001
VANGUARD MIDCAP ETF MID CAP ETF 922908629 6,035 30,644 SH   SOLE None 0 0 30,644
VANGUARD SMALLCAP ETF SMALL CP ETF 922908751 3,515 19,960 SH   SOLE None 0 0 19,960
VICTORY PORTFOLIOS II VICTORYSHSARES US EQ INCOME VCSHS US EQ INCM 92647N824 19,871 300,631 SH   SOLE None 0 0 300,631