The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FORD MTR CO DEL COM F 345370860   25 2 SH   SOLE 0 0 0 2
GREAT ELM CAP CORP COM NEW GECC 390320703   32 3 SH   SOLE 0 0 0 3
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG PXH 46138E727   39 2 SH   SOLE 0 0 0 2
OUTFRONT MEDIA INC OUT 69007J106   56 4 SH   SOLE 0 0 0 4
ABRDN PLATINUM ETF TR ABRDN PHYSICAL PLATINUM SHARES ETF PPLT 003260106   92 1 SH   SOLE 0 0 0 1
MULLEN AUTOMOTIVE INC COM NEW MULN 62526P406   101 7 SH   SOLE 0 0 0 7
UNITI GROUP INC COM UNIT 91325V108   116 20 SH   SOLE 0 0 0 20
DARE BIOSCIENCE INC COM DARE 23666P101   119 385 SH   SOLE 0 0 0 385
CARNIVAL CORP COM USD0.01 CCL 143658300   186 10 SH   SOLE 0 0 0 10
WARNER BROS DISCOVERY INC COM SER A WBD 934423104   194 17 SH   SOLE 0 0 0 17
DMK PHARMACEUTICALS CORPORATIO COM DMK 00547W307   213 304 SH   SOLE 0 0 0 304
WABTEC COM WAB 929740108   254 2 SH   SOLE 0 0 0 2
DBX ETF TR XTRACK INTL REAL HAUZ 233051846   372 17 SH   SOLE 0 0 0 17
DISNEY WALT CO COM DIS 254687106   452 5 SH   SOLE 0 0 0 5
AGNICO EAGLE MINES LTD COM ISIN #CA0084741085 SEDOL #2009823 AEM 008474108   494 9 SH   SOLE 0 0 0 9
ETF SER SOLUTIONS DISTILLATE US DSTL 26922A321   593 12 SH   SOLE 0 0 0 12
PAN AMERN SILVER CORP COM ISIN #CA6979001089 SEDOL #2669272 PAAS 697900108   621 38 SH   SOLE 0 0 0 38
METLIFE INC COM USD0.01 MET 59156R108   662 10 SH   SOLE 0 0 0 10
LITHIUM AMERICAS CORP COM NPV ISIN #CA53681J1030 SEDOL #BRBS357 LAC 53681J103   717 112 SH   SOLE 0 0 0 112
ARK ETF TRUST INNOVATION ETF ARKK 00214Q104   734 14 SH   SOLE 0 0 0 14
DBX ETF TR XTRACK USD HIGH HYLB 233051432   783 22 SH   SOLE 0 0 0 22
LAM RESEARCH CORP COM USD0.001 LRCX 512807108   784 1 SH   SOLE 0 0 0 1
BLACKROCK INC COM USD0.01 BLK 09247X101   812 1 SH   SOLE 0 0 0 1
VANECK ETF TRUST MRNGSTR WDE MOAT MOAT 92189F643   849 10 SH   SOLE 0 0 0 10
VIATRIS INC COM VTRS 92556V106   975 90 SH   SOLE 0 0 0 90
ISHARES GOLD TR ISHARES NEW ISIN #US4642852044 SEDOL #BKP74N6 IAU 464285204   976 25 SH   SOLE 0 0 0 25
EBAY INC. COM EBAY 278642103   1,004 23 SH   SOLE 0 0 0 23
ISHARES RUSSELL 2000 ETF IWM 464287655   1,004 5 SH   SOLE 0 0 0 5
PJT PARTNERS INC COM CL A PJT 69343T107   1,019 10 SH   SOLE 0 0 0 10
CONFLUENT INC CLASS A COM CFLT 20717M103   1,030 44 SH   SOLE 0 0 0 44
THERMO FISHER SCIENTIFIC INC TMO 883556102   1,062 2 SH   SOLE 0 0 0 2
ISHARES INC EM MKT SM-CP ETF EEMS 464286475   1,099 19 SH   SOLE 0 0 0 19
TARGET CORP TGT 87612E106   1,140 8 SH   SOLE 0 0 0 8
CHARGEPOINT HOLDINGS INC COM CL A CHPT 15961R105   1,140 487 SH   SOLE 0 0 0 487
NUSCALE PWR CORP CL A COM SMR 67079K100   1,165 354 SH   SOLE 0 0 0 354
PLUG POWER INC PLUG 72919P202   1,211 269 SH   SOLE 0 0 0 269
FIDELITY HIGH DIVIDEND ETF FDVV 316092840   1,269 30 SH   SOLE 0 0 0 30
MARQETA INC CLASS A COM MQ 57142B104   1,285 184 SH   SOLE 0 0 0 184
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK GEHC 36266G107   1,392 18 SH   SOLE 0 0 0 18
CONOCOPHILLIPS COM COP 20825C104   1,393 12 SH   SOLE 0 0 0 12
DIREXION SHS ETF TR DLY SEMICNDTR BR SOXS 25460G336   1,397 240 SH   SOLE 0 0 0 240
PAYPAL HLDGS INC COM PYPL 70450Y103   1,413 23 SH   SOLE 0 0 0 23
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT SPY 78462F103   1,426 3 SH   SOLE 0 0 0 3
ISHARES TR MSCI EAFE MIN VL EFAV 46429B689   1,457 21 SH   SOLE 0 0 0 21
SYSCO CORP SYY 871829107   1,463 20 SH   SOLE 0 0 0 20
UNION PAC CORP COM UNP 907818108   1,474 6 SH   SOLE 0 0 0 6
ISHARES CORE MSCI EUROPE ETF IEUR 46434V738   1,596 29 SH   SOLE 0 0 0 29
WASTE MANAGEMENT INC WM 94106L109   1,612 9 SH   SOLE 0 0 0 9
APPLIED MATERIALS INC COM USD0.01 AMAT 038222105   1,621 10 SH   SOLE 0 0 0 10
PUBMATIC INC COM CL A PUBM 74467Q103   1,631 100 SH   SOLE 0 0 0 100
ISHARES INC MSCI EMERG MRKT EEMV 464286533   1,668 30 SH   SOLE 0 0 0 30
INTUITIVE SURGICAL INC ISRG 46120E602   1,687 5 SH   SOLE 0 0 0 5
PROSHARES TR ULTRASHRT S&P500 SDS 74347G416   1,796 60 SH   SOLE 0 0 0 60
MONDELEZ INTL INC COM NPV MDLZ 609207105   1,811 25 SH   SOLE 0 0 0 25
PROSHARES ULTRASHORT 20 YEAR TREASURY TBT 74347B201   1,812 60 SH   SOLE 0 0 0 60
SCHWAB STRATEGIC TR US TIPS ETF SCHP 808524870   1,827 35 SH   SOLE 0 0 0 35
ISHARES TR GENOMICS IMMUN IDNA 46435U192   1,887 82 SH   SOLE 0 0 0 82
WELLS FARGO CO NEW COM WFC 949746101   1,969 40 SH   SOLE 0 0 0 40
ALIBABA GROUP HOLDING LTD SPON ADS EACH REP 8 ORD SHS BABA 01609W102   2,016 26 SH   SOLE 0 0 0 26
ALPHABET INC CAP STK CL A GOOGL 02079K305   2,096 15 SH   SOLE 0 0 0 15
BLACKSTONE INC BX 09260D107   2,488 19 SH   SOLE 0 0 0 19
SPDR BLOOMBERG EMERGING MARKETS LOCAL BOND ETF EBND 78464A391   2,804 132 SH   SOLE 0 0 0 132
ISHARES TR RUS TP200 VL ETF IWX 464289420   2,807 40 SH   SOLE 0 0 0 40
ISHARES TR RUS TP200 GR ETF IWY 464289438   2,979 17 SH   SOLE 0 0 0 17
DELL TECHNOLOGIES INC CL C DELL 24703L202   2,984 39 SH   SOLE 0 0 0 39
KYNDRYL HLDGS INC COMMON STOCK KD 50155Q100   3,055 147 SH   SOLE 0 0 0 147
SCHWAB FUNDAMENTAL INTL SMALL COMPANY INDEX ETF FNDC 808524748   3,103 89 SH   SOLE 0 0 0 89
VANGUARD WHITEHALL FDS HIGH DIV YLD VYM 921946406   3,238 29 SH   SOLE 0 0 0 29
EATON CORPORATION PLC ETN G29183103   3,372 14 SH   SOLE 0 0 0 14
DIREXION SHS ETF TR DLY S&P500 BR 3X SPXS 25460E265   3,465 300 SH   SOLE 0 0 0 300
ISHARES RUSSELL 1000 VALUE ETF IWD 464287598   3,636 22 SH   SOLE 0 0 0 22
ARES CAPITAL CORP COM ARCC 04010L103   3,706 185 SH   SOLE 0 0 0 185
EVGO INC CL A COM EVGO 30052F100   3,921 1,095 SH   SOLE 0 0 0 1,095
VANGUARD EXTENDED MARKETS INDEX FUND VXF 922908652   4,111 25 SH   SOLE 0 0 0 25
UNITED STS NAT GAS FD LP UNIT PAR UNG 912318300   4,259 840 SH   SOLE 0 0 0 840
PROSHARES TR II VIX SH TRM FUTRS VIXY 74347Y789   4,359 281 SH   SOLE 0 0 0 281
REGIONS FINANCIAL CORP NEW COM RF 7591EP100   4,371 226 SH   SOLE 0 0 0 226
SPDR BLOOMBERG INTERNATIONAL TREASURY BOND ETF BWX 78464A516   4,382 189 SH   SOLE 0 0 0 189
PALO ALTO NETWORKS INC COM USD0.0001 PANW 697435105   4,424 15 SH   SOLE 0 0 0 15
MATTERPORT INC COM CL A MTTR 577096100   4,517 1,679 SH   SOLE 0 0 0 1,679
THE CIGNA GROUP COM CI 125523100   4,601 16 SH   SOLE 0 0 0 16
NUVEEN NASDAQ 100 DYNAMIC OVERWRITE FUND QQQX 670699107   4,630 200 SH   SOLE 0 0 0 200
LUCID GROUP INC COM LCID 549498103   4,926 1,170 SH   SOLE 0 0 0 1,170
SCHWAB STRATEGIC TR US SMALL-CAP ETF SCHA 808524607   5,055 107 SH   SOLE 0 0 0 107
SCHWAB FUNDAMENTAL EM L/C FNDE 808524730   5,510 203 SH   SOLE 0 0 0 203
VANGUARD SMALL-CAP GROWTH INDEX FUND VBK 922908595   5,561 23 SH   SOLE 0 0 0 23
SCHWAB STRATEGIC TR FUNDAMENTAL INTL LARGE CO INDEX ETF FNDF 808524755   5,566 165 SH   SOLE 0 0 0 165
WISDOMTREE TR US MIDCAP FUND EZM 97717W570   5,567 97 SH   SOLE 0 0 0 97
HERSHEY COMPANY COM USD1.00 HSY 427866108   5,594 30 SH   SOLE 0 0 0 30
ABBOTT LABORATORIES ABT 002824100   6,164 56 SH   SOLE 0 0 0 56
WALMART INC COM WMT 931142103   6,306 40 SH   SOLE 0 0 0 40
SCHWAB STRATEGIC TR INT-TRM U.S TRES SCHR 808524854   6,464 130 SH   SOLE 0 0 0 130
ROKU INC COM CL A ROKU 77543R102   6,600 72 SH   SOLE 0 0 0 72
SCHWAB STRATEGIC TR SCHWAB FDT US SC FNDA 808524763   6,698 121 SH   SOLE 0 0 0 121
BROADCOM INC COM AVGO 11135F101   6,698 6 SH   SOLE 0 0 0 6
PROSHARES TR ULTRAPRO SHT QQQ SQQQ 74347G432   7,492 557 SH   SOLE 0 0 0 557
ISHARES TR RUS 2000 GRW ETF IWO 464287648   7,567 30 SH   SOLE 0 0 0 30
META PLATFORMS INC CLASS A COMMON STOCK META 30303M102   7,788 22 SH   SOLE 0 0 0 22
INVESCO EXCH TRADED FD TR II SR LN ETF BKLN 46138G508   7,795 368 SH   SOLE 0 0 0 368
MERCADOLIBRE INC COM USD0.001 MELI 58733R102   7,858 5 SH   SOLE 0 0 0 5
SCHWAB FUNDAMENTAL US LARGE COMPANY INDEX ETF FNDX 808524771   8,300 134 SH   SOLE 0 0 0 134
VANGUARD MEGA CAP GROWTH INDEX FUND MGK 921910816   8,564 33 SH   SOLE 0 0 0 33
AT&T INC COM USD1 T 00206R102   8,676 517 SH   SOLE 0 0 0 517
10X GENOMICS INC CL A COM TXG 88025U109   9,234 165 SH   SOLE 0 0 0 165
SCHWAB US BROAD MARKET ETF SCHB 808524102   9,464 170 SH   SOLE 0 0 0 170
ELI LILLY &CO COM LLY 532457108   9,910 17 SH   SOLE 0 0 0 17
DUPONT DE NEMOURS INC COM DD 26614N102   10,232 133 SH   SOLE 0 0 0 133
COMCAST CORP CMCSA 20030N101   10,875 248 SH   SOLE 0 0 0 248
MERCK &CO. INC COM MRK 58933Y105   10,902 100 SH   SOLE 0 0 0 100
F&G ANNUITIES &LIFE INC COMMON STOCK FG 30190A104   11,086 241 SH   SOLE 0 0 0 241
TWILIO INC CL A TWLO 90138F102   11,305 149 SH   SOLE 0 0 0 149
SCHWAB STRATEGIC TR 5 10YR CORP BD SCHI 808524698   11,685 260 SH   SOLE 0 0 0 260
UNITEDHEALTH GROUP INC UNH 91324P102   12,109 23 SH   SOLE 0 0 0 23
PIMCO 25 YR ZERO CPN US TIF ZROZ 72201R882   12,117 142 SH   SOLE 0 0 0 142
ISHARES CORE S&P MID-CAP ETF IJH 464287507   12,749 46 SH   SOLE 0 0 0 46
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF VMBS 92206C771   12,749 275 SH   SOLE 0 0 0 275
ROYAL CARIBBEAN GROUP COM USD0.01 RCL V7780T103   12,949 100 SH   SOLE 0 0 0 100
SCHWAB STRATEGIC TR US MID-CAP ETF SCHM 808524508   13,031 173 SH   SOLE 0 0 0 173
VANGUARD MID-CAP GROWTH INDEX FUND VOT 922908538   13,833 63 SH   SOLE 0 0 0 63
BARCLAYS BK PLC IPATH SER B S&P 500 VXX 06748F324   13,968 900 SH   SOLE 0 0 0 900
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF VT 922042742   14,075 137 SH   SOLE 0 0 0 137
ISHARES TRUST MSCI EMG MKTS ETF USD DIS EEM 464287234   14,396 358 SH   SOLE 0 0 0 358
SELECT SECTOR SPDR TR ENERGY XLE 81369Y506   14,589 174 SH   SOLE 0 0 0 174
AMAZON.COM INC AMZN 023135106   15,194 100 SH   SOLE 0 0 0 100
SCHWAB STRATEGIC TR US REIT ETF SCHH 808524847   16,320 788 SH   SOLE 0 0 0 788
BRISTOL-MYERS SQUIBB CO COM BMY 110122108   16,881 329 SH   SOLE 0 0 0 329
VANGUARD MID-CAP VALUE INDEX FUND VOE 922908512   18,417 127 SH   SOLE 0 0 0 127
AMERICAN CENTY ETF TR AVANTIS EMGMKT AVEM 025072604   18,891 335 SH   SOLE 0 0 0 335
CANNAE HLDGS INC COM CNNE 13765N107   20,310 1,041 SH   SOLE 0 0 0 1,041
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF SPIB 78464A375   20,683 630 SH   SOLE 0 0 0 630
PROG HOLDINGS INC COM NPV PRG 74319R101   21,370 692 SH   SOLE 0 0 0 692
ISHARES TR MSCI ACWI ETF ACWI 464288257   22,670 223 SH   SOLE 0 0 0 223
ALPHABET INC CAP STK CL C GOOG 02079K107   23,113 164 SH   SOLE 0 0 0 164
ISHARES CORE AGGRESSIVE ALLOCATION ETF AOA 464289859   23,477 340 SH   SOLE 0 0 0 340
BLUE OWL CAPITAL CORPORATION COM USD0.01 OBDC 69121K104   24,045 1,629 SH   SOLE 0 0 0 1,629
VANGUARD MEGA CAP VALUE INDEX FUND MGV 921910840   25,265 231 SH   SOLE 0 0 0 231
VANGUARD INDEX FUNDS S&P 500 ETF USD VOO 922908363   25,335 58 SH   SOLE 0 0 0 58
TEXAS INSTRUMENTS INC COM USD1.00 TXN 882508104   25,569 150 SH   SOLE 0 0 0 150
NEWMONT CORP COM ISIN #US6516391066 SEDOL #BJYKTV2 NEM 651639106   25,786 623 SH   SOLE 0 0 0 623
UNILEVER PLC SPON ADR NEW UL 904767704   26,664 550 SH   SOLE 0 0 0 550
CSX CORP COM USD1 CSX 126408103   27,043 780 SH   SOLE 0 0 0 780
UNITED PARCEL SERVICE INC CL B UPS 911312106   27,987 178 SH   SOLE 0 0 0 178
ISHARES TR RUS MD CP GR ETF IWP 464287481   29,772 285 SH   SOLE 0 0 0 285
ISHARES CORE MODERATE ALLOCATION ETF AOM 464289875   29,888 720 SH   SOLE 0 0 0 720
ISHARES TIPS BOND ETF TIP 464287176   30,098 280 SH   SOLE 0 0 0 280
ISHARES S&P 500 GROWTH ETF IVW 464287309   31,843 424 SH   SOLE 0 0 0 424
AMERICAN CENTY ETF TR AVANTIS US SMALL CAP VALUE AVUV 025072877   32,418 361 SH   SOLE 0 0 0 361
PEPSICO INC PEP 713448108   34,478 203 SH   SOLE 0 0 0 203
DOVER CORP COM USD1.00 DOV 260003108   34,608 225 SH   SOLE 0 0 0 225
VANECK ETF TRUST JUNIOR GOLD MINE GDXJ 92189F791   36,697 968 SH   SOLE 0 0 0 968
PFIZER INC PFE 717081103   39,097 1,358 SH   SOLE 0 0 0 1,358
ISHARES TR INTL DEV RE ETF IFGL 464288489   39,103 1,797 SH   SOLE 0 0 0 1,797
VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG 921908844   42,260 248 SH   SOLE 0 0 0 248
AMERICAN CENTURY ETF TRUST AVANTIS U S LARGE CAP VALUE ETF USD AVLV 025072349   43,320 750 SH   SOLE 0 0 0 750
BRUKER CORP BRKR 116794108   44,088 600 SH   SOLE 0 0 0 600
VERIZON COMMUNICATIONS INC VZ 92343V104   45,052 1,195 SH   SOLE 0 0 0 1,195
SPROTT PHYSICAL SILVER TRUST TRUST UNIT ISIN #CA85207K1075 SEDOL #B5THDS5 PSLV 85207K107   46,178 5,715 SH   SOLE 0 0 0 5,715
CISCO SYSTEMS INC CSCO 17275R102   48,651 963 SH   SOLE 0 0 0 963
ISHARES RUSSELL MID-CAP VALUE ETF IWS 464287473   51,284 441 SH   SOLE 0 0 0 441
VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT 92206C706   52,024 877 SH   SOLE 0 0 0 877
ORACLE CORP ORCL 68389X105   52,715 500 SH   SOLE 0 0 0 500
ISHARES CORE S&P SMALL-CAP E IJR 464287804   53,151 491 SH   SOLE 0 0 0 491
AFLAC INC COM USD0.10 AFL 001055102   53,625 650 SH   SOLE 0 0 0 650
TE CONNECTIVITY LTD COM CHF0.57 TEL H84989104   54,233 386 SH   SOLE 0 0 0 386
ALLSTATE CORP COM USD0.01 ALL 020002101   57,952 414 SH   SOLE 0 0 0 414
SCHWAB STRATEGIC TR INTL EQUITY ETF SCHF 808524805   58,360 1,579 SH   SOLE 0 0 0 1,579
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF SCHE 808524706   61,133 2,466 SH   SOLE 0 0 0 2,466
ASSURANT INC AIZ 04621X108   62,342 370 SH   SOLE 0 0 0 370
SPDR SER TR S&P BIOTECH XBI 78464A870   64,289 720 SH   SOLE 0 0 0 720
VANGUARD MID-CAP INDEX FUND VO 922908629   66,536 286 SH   SOLE 0 0 0 286
SCHWAB STRATEGIC TR US LARGE-CAP ETF SCHX 808524201   66,722 1,183 SH   SOLE 0 0 0 1,183
NEXTERA ENERGY INC COM USD0.01 NEE 65339F101   66,814 1,100 SH   SOLE 0 0 0 1,100
VANGUARD INTL EQUITY INDEX FDS FTSE PACIFIC ETF VPL 922042866   70,734 982 SH   SOLE 0 0 0 982
VISA INC V 92826C839   71,336 274 SH   SOLE 0 0 0 274
ISHARES S&P 500 VALUE ETF IVE 464287408   72,513 417 SH   SOLE 0 0 0 417
VANGUARD MATERIALS INDEX FUND VAW 92204A801   73,697 388 SH   SOLE 0 0 0 388
MCDONALD S CORP MCD 580135101   75,314 254 SH   SOLE 0 0 0 254
ISHARES TRUST S & P MID CAPITAL IJJ 464287705   79,385 697 SH   SOLE 0 0 0 697
STATE STREET CORP STT 857477103   79,474 1,026 SH   SOLE 0 0 0 1,026
COCA-COLA CO KO 191216100   86,569 1,469 SH   SOLE 0 0 0 1,469
ISHARES CORE US AGGREGATE BOND ETF AGG 464287226   90,843 916 SH   SOLE 0 0 0 916
ISHARES TR CORE MSCI INTL IDEV 46435G326   93,262 1,465 SH   SOLE 0 0 0 1,465
SPDR PORTFOLIO S&P 600 SMALL CAP ETF SPSM 78468R853   93,471 2,216 SH   SOLE 0 0 0 2,216
ISHARES CORE GROWTH ALLOCATION ETF AOR 464289867   105,636 1,986 SH   SOLE 0 0 0 1,986
ISHARES SILVER TR ISHARES SLV 46428Q109   106,744 4,901 SH   SOLE 0 0 0 4,901
ISHARES TR ISHS 1-5YR INVS IGSB 464288646   111,370 2,172 SH   SOLE 0 0 0 2,172
PROCTER AND GAMBLE CO COM PG 742718109   112,543 768 SH   SOLE 0 0 0 768
ISHARES CORE 1-5 YEAR USD BOND ETF ISTB 46432F859   114,477 2,407 SH   SOLE 0 0 0 2,407
EXXON MOBIL CORP XOM 30231G102   116,272 1,163 SH   SOLE 0 0 0 1,163
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VXUS 921909768   117,347 2,025 SH   SOLE 0 0 0 2,025
INTERNATIONAL BUS MACH CORP COM USD0.20 IBM 459200101   121,845 745 SH   SOLE 0 0 0 745
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B BRKB 084670702   122,692 344 SH   SOLE 0 0 0 344
COSTCO WHOLESALE CORP COM USD0.01 COST 22160K105   123,435 187 SH   SOLE 0 0 0 187
ISHARES TR EAFE SML CP ETF SCZ 464288273   126,586 2,045 SH   SOLE 0 0 0 2,045
APPLE INC AAPL 037833100   131,884 685 SH   SOLE 0 0 0 685
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS VUG 922908736   141,140 454 SH   SOLE 0 0 0 454
VANGUARD CHARLOTTE FDS TOTAL INTL BD ETF BNDX 92203J407   141,937 2,876 SH   SOLE 0 0 0 2,876
MICROSOFT CORP MSFT 594918104   146,280 389 SH   SOLE 0 0 0 389
RXO INC COMMON STOCK RXO 74982T103   153,958 6,619 SH   SOLE 0 0 0 6,619
DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV 25434V807   174,377 5,075 SH   SOLE 0 0 0 5,075
VANGUARD BD INDEX FDS SHORT TRM BOND BSV 921937827   174,836 2,270 SH   SOLE 0 0 0 2,270
JOHNSON &JOHNSON COM USD1.00 JNJ 478160104   179,175 1,144 SH   SOLE 0 0 0 1,144
FIDELITY NATIONAL FINANCIAL FNF GROUP COM USD0.0001 FNF 31620R303   181,377 3,555 SH   SOLE 0 0 0 3,555
JPMORGAN CHASE & CO JPM 46625H100   181,497 1,067 SH   SOLE 0 0 0 1,067
CHEVRON CORP NEW COM CVX 166764100   191,522 1,284 SH   SOLE 0 0 0 1,284
VANGUARD REAL ESTATE ETF VNQ 922908553   211,004 2,388 SH   SOLE 0 0 0 2,388
NIKE INC CLASS B COM NPV NKE 654106103   212,038 1,953 SH   SOLE 0 0 0 1,953
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF BIL 78468R663   217,874 2,384 SH   SOLE 0 0 0 2,384
WHEATON PRECIOUS METALS CORP COM NPV ISIN #CA9628791027 SEDOL #BF13KN5 WPM 962879102   232,047 4,703 SH   SOLE 0 0 0 4,703
AMERICAN CENTURY ETF TRUST AVANTIS INTL LARGE CAP VALUE ETF USD AVIV 025072364   235,727 4,579 SH   SOLE 0 0 0 4,579
AMERICAN CENTURY ETF TRUST AVANTIS EMERGING MKTS VALUE ETF USD AVES 025072372   237,805 5,173 SH   SOLE 0 0 0 5,173
AMERICAN CENTY ETF TR AVANTIS INTL SMALL CAP VALUE AVDV 025072802   254,335 4,070 SH   SOLE 0 0 0 4,070
AMERICAN CENTY ETF TR AVANTIS US EQT AVUS 025072885   290,726 3,565 SH   SOLE 0 0 0 3,565
ISHARES S&P SMALLCAP 600 VALUE INDEX FUND IJS 464287879   324,774 3,151 SH   SOLE 0 0 0 3,151
SPDR S&P EMERGING MARKETS SMALL CAP ETF EWX 78463X756   338,760 6,000 SH   SOLE 0 0 0 6,000
VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF VGK 922042874   362,507 5,622 SH   SOLE 0 0 0 5,622
GXO LOGISTICS INCORPORATED COMMON STOCK GXO 36262G101   370,324 6,055 SH   SOLE 0 0 0 6,055
ISHARES CALIFORNIA MUNI BOND ETF CMF 464288356   380,145 6,561 SH   SOLE 0 0 0 6,561
VANGUARD WELLINGTON FUND SHORT TERM TAX EXEMPT BOND ETF VTES 921935870   387,184 3,818 SH   SOLE 0 0 0 3,818
DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI 25434V203   396,664 13,850 SH   SOLE 0 0 0 13,850
SCHWAB STRATEGIC TR INTL SCEQT ETF SCHC 808524888   413,761 11,859 SH   SOLE 0 0 0 11,859
ISHARES TR CORE MSCI TOTAL IXUS 46432F834   424,783 6,543 SH   SOLE 0 0 0 6,543
SPDR PORTFOLIO EMERGING MARKETS ETF SPEM 78463X509   433,879 12,253 SH   SOLE 0 0 0 12,253
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS VCSH 92206C409   444,801 5,749 SH   SOLE 0 0 0 5,749
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF LQD 464287242   447,509 4,044 SH   SOLE 0 0 0 4,044
ISHARES INC JP MORGAN EM ETF LEMB 464286517   461,595 12,571 SH   SOLE 0 0 0 12,571
SPDR GOLD TR GOLD SHS GLD 78463V107   476,014 2,490 SH   SOLE 0 0 0 2,490
XPO INC XPO 983793100   563,204 6,430 SH   SOLE 0 0 0 6,430
AMERICAN CENTY ETF TR AVANTIS INTL EQT AVDE 025072703   564,115 9,335 SH   SOLE 0 0 0 9,335
VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR VTV 922908744   625,359 4,183 SH   SOLE 0 0 0 4,183
BANK AMERICA CORP COM BAC 060505104   653,269 19,403 SH   SOLE 0 0 0 19,403
VANGUARD SMALL CAP VALUE ETF VBR 922908611   662,830 3,683 SH   SOLE 0 0 0 3,683
TESLA INC COM TSLA 88160R101   692,514 2,787 SH   SOLE 0 0 0 2,787
ISHARES TR 20 YR TR BD ETF TLT 464287432   693,644 7,015 SH   SOLE 0 0 0 7,015
VANECK ETF TR VANECK GOLD MINERS ETF GDX 92189F106   696,415 22,458 SH   SOLE 0 0 0 22,458
ISHARES CORE S&P 500 ETF IVV 464287200   700,357 1,467 SH   SOLE 0 0 0 1,467
VANGUARD BD INDEX FDS VANGUARD ULTRA VUSB 92203C303   799,280 16,167 SH   SOLE 0 0 0 16,167
VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US VEU 922042775   873,239 15,555 SH   SOLE 0 0 0 15,555
DIMENSIONAL ETF TRUST US EQUITY ETF DFUS 25434V401   942,788 18,190 SH   SOLE 0 0 0 18,190
FIDELITY MSCI REAL ESTATE INDEX ETF FREL 316092857   1,052,954 39,511 SH   SOLE 0 0 0 39,511
DIMENSIONAL ETF TRUST WORLD EX US CORE DFAX 25434V880   1,137,994 46,601 SH   SOLE 0 0 0 46,601
VANGUARD BD INDEX FDS TOTAL BND MRKT BND 921937835   1,140,755 15,510 SH   SOLE 0 0 0 15,510
ISHARES TR JP MOR EM MK ETF EMB 464288281   1,290,618 14,492 SH   SOLE 0 0 0 14,492
VANGUARD INTL EQUITY INDEX FDS FTSE SMCAP ETF VSS 922042718   1,431,873 12,448 SH   SOLE 0 0 0 12,448
ISHARES 0-5 YEAR INVESTMENT GRADE CORPORATE BD ETF SLQD 46434V100   1,502,951 30,548 SH   SOLE 0 0 0 30,548
VANGUARD LARGE-CAP INDEX FUND VV 922908637   1,519,465 6,966 SH   SOLE 0 0 0 6,966
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF VWO 922042858   1,853,599 45,100 SH   SOLE 0 0 0 45,100
VANGUARD SMALL-CAP INDEX FUND VB 922908751   1,892,716 8,873 SH   SOLE 0 0 0 8,873
VANGUARD BD INDEX FDS INTERMED TERM BIV 921937819   1,949,959 25,530 SH   SOLE 0 0 0 25,530
SPROTT PHYSICAL GOLD TRUST UNIT ISIN #CA85207H1047 SEDOL #BYVW239 PHYS 85207H104   2,069,276 129,898 SH   SOLE 0 0 0 129,898
ISHARES CORE S&P US VALUE ETF IUSV 464287663   2,084,638 24,720 SH   SOLE 0 0 0 24,720
ISHARES NATIONAL MUNI BOND ETF MUB 464288414   2,088,794 19,268 SH   SOLE 0 0 0 19,268
VANGUARD GLOBAL EX-US REAL ESTATE INDEX FD ETF VNQI 922042676   2,098,993 49,284 SH   SOLE 0 0 0 49,284
VANGUARD INTERMEDIATE TERM CORPORATE BOND ETF VCIT 92206C870   2,197,900 27,042 SH   SOLE 0 0 0 27,042
VANGUARD MUN BD FDS TAX EXEMPT BD VTEB 922907746   2,431,775 47,636 SH   SOLE 0 0 0 47,636
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF SPDW 78463X889   2,960,945 87,061 SH   SOLE 0 0 0 87,061
ISHARES INC CORE MSCI EMERGING MKTS ETF IEMG 46434G103   3,620,196 71,574 SH   SOLE 0 0 0 71,574
VANGUARD DEVELOPED MARKETS INDEX FUND ETF VEA 921943858   3,779,529 78,905 SH   SOLE 0 0 0 78,905
ISHARES TR CORE TOTAL USD IUSB 46434V613   4,806,860 104,339 SH   SOLE 0 0 0 104,339
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF VTI 922908769   6,639,681 27,990 SH   SOLE 0 0 0 27,990
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SUB 464288158   7,496,023 71,100 SH   SOLE 0 0 0 71,100
ISHARES TRUST CORE MSCI EAFE ETF IEFA 46432F842   7,553,150 107,366 SH   SOLE 0 0 0 107,366
ISHARES CORE S&P TOTAL US STOCK MARKET ETF ITOT 464287150   14,664,871 139,361 SH   SOLE 0 0 0 139,361