The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   539,048 5,082 SH   SOLE   0 0 5,082
AGILON HEALTH INC COM 00857U107   84,790 13,900 SH   SOLE   0 0 13,900
ALPHABET INC CAP STK CL C 02079K107   2,466,612 16,200 SH   SOLE   0 0 16,200
AMAZON COM INC COM 023135106   1,543,151 8,555 SH   SOLE   0 0 8,555
APPLE INC COM 037833100   5,222,184 30,454 SH   SOLE   0 0 30,454
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,706,888 6,437 SH   SOLE   0 0 6,437
BIG LOTS INC COM 089302103   43,300 10,000 SH   SOLE   0 0 10,000
CHEVRON CORP NEW COM 166764100   253,331 1,606 SH   SOLE   0 0 1,606
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   229,010 9,264 SH   SOLE   0 0 9,264
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   5,078,044 138,178 SH   SOLE   0 0 138,178
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   856,646 28,347 SH   SOLE   0 0 28,347
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,470,431 40,242 SH   SOLE   0 0 40,242
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   351,514 11,002 SH   SOLE   0 0 11,002
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   92,829,945 1,629,167 SH   SOLE   0 0 1,629,167
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   10,869,455 174,358 SH   SOLE   0 0 174,358
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   14,135,780 259,706 SH   SOLE   0 0 259,706
EXXON MOBIL CORP COM 30231G102   687,325 5,913 SH   SOLE   0 0 5,913
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   902,121 15,187 SH   SOLE   0 0 15,187
HUNTINGTON BANCSHARES INC COM 446150104   327,053 23,445 SH   SOLE   0 0 23,445
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   1,442,516 78,826 SH   SOLE   0 0 78,826
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   1,306,929 81,075 SH   SOLE   0 0 81,075
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,280,949 108,772 SH   SOLE   0 0 108,772
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,207,605 108,057 SH   SOLE   0 0 108,057
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,763,363 91,794 SH   SOLE   0 0 91,794
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,515,442 78,561 SH   SOLE   0 0 78,561
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   1,399,428 85,383 SH   SOLE   0 0 85,383
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   1,492,847 74,382 SH   SOLE   0 0 74,382
INVESCO EXCHNG TRAD SLF INDE BULLETSHS 2032 46139W858   1,231,565 60,818 SH   SOLE   0 0 60,818
INVESCO EXCHNG TRAD SLF INDE INVESCO BULLETSH 46139W825   1,158,739 55,575 SH   SOLE   0 0 55,575
ISHARES TR CORE MSCI INTL 46435G326   603,633 8,992 SH   SOLE   0 0 8,992
ISHARES TR CORE TOTAL USD 46434V613   31,392,070 688,574 SH   SOLE   0 0 688,574
ISHARES TR GRWT ALLOCAT ETF 464289867   367,812 6,607 SH   SOLE   0 0 6,607
ISHARES TR MSCI INTL QUALTY 46434V456   740,294 18,666 SH   SOLE   0 0 18,666
ISHARES TR NATIONAL MUN ETF 464288414   31,307,825 290,965 SH   SOLE   0 0 290,965
ISHARES TR RUS 1000 ETF 464287622   4,488,948 15,585 SH   SOLE   0 0 15,585
ISHARES TR RUS 1000 GRW ETF 464287614   2,245,765 6,663 SH   SOLE   0 0 6,663
ISHARES TR S&P 500 GRWT ETF 464287309   277,639 3,288 SH   SOLE   0 0 3,288
ISHARES TR SELECT DIVID ETF 464287168   556,158 4,515 SH   SOLE   0 0 4,515
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   1,115,030 21,975 SH   SOLE   0 0 21,975
JOHNSON & JOHNSON COM 478160104   406,549 2,570 SH   SOLE   0 0 2,570
JPMORGAN CHASE & CO COM 46625H100   249,594 1,246 SH   SOLE   0 0 1,246
META PLATFORMS INC CL A 30303M102   218,670 450 SH   SOLE   0 0 450
MICROSOFT CORP COM 594918104   1,120,187 2,663 SH   SOLE   0 0 2,663
NETFLIX INC COM 64110L106   608,545 1,002 SH   SOLE   0 0 1,002
NVIDIA CORPORATION COM 67066G104   2,952,061 3,267 SH   SOLE   0 0 3,267
PEPSICO INC COM 713448108   565,108 3,229 SH   SOLE   0 0 3,229
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   817,606 22,960 SH   SOLE   0 0 22,960
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   373,013 4,023 SH   SOLE   0 0 4,023
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   324,587 4,272 SH   SOLE   0 0 4,272
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   10,094,658 162,660 SH   SOLE   0 0 162,660
SPDR SER TR S&P 600 SMCP VAL 78464A300   744,075 8,968 SH   SOLE   0 0 8,968
TESLA INC COM 88160R101   493,091 2,805 SH   SOLE   0 0 2,805
TRAVELERS COMPANIES INC COM 89417E109   348,893 1,516 SH   SOLE   0 0 1,516
TWILIO INC CL A 90138F102   244,600 4,000 SH   SOLE   0 0 4,000
UNITEDHEALTH GROUP INC COM 91324P102   272,404 551 SH   SOLE   0 0 551
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   29,932,134 332,949 SH   SOLE   0 0 332,949
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   25,718,055 354,097 SH   SOLE   0 0 354,097
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   752,890 4,829 SH   SOLE   0 0 4,829
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,538,370 9,736 SH   SOLE   0 0 9,736
VANGUARD INDEX FDS TOTAL STK MKT 922908769   215,106 828 SH   SOLE   0 0 828
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   236,115 1,293 SH   SOLE   0 0 1,293
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,031,077 8,522 SH   SOLE   0 0 8,522
WELLS FARGO CO NEW COM 949746101   327,301 5,647 SH   SOLE   0 0 5,647
WORTHINGTON ENTERPRISES INC COM 981811102   481,637 7,740 SH   SOLE   0 0 7,740
WORTHINGTON STL INC COM SHS 982104101   277,294 7,735 SH   SOLE   0 0 7,735