The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WHEELS UP EXPERIENCE INC COM CL A 96328L106 54 27,493 SH   SOLE   0 0 27,493
HUNTINGTON BANCSHARES INC COM 446150104 204 16,947 SH   SOLE   0 0 16,947
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 216 1,234 SH   SOLE   0 0 1,234
WORTHINGTON INDS INC COM 981811102 221 5,015 SH   SOLE   0 0 5,015
JPMORGAN CHASE & CO COM 46625H100 235 2,090 SH   SOLE   0 0 2,090
UNITEDHEALTH GROUP INC COM 91324P102 273 532 SH   SOLE   0 0 532
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 276 4,766 SH   SOLE   0 0 4,766
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 315 5,054 SH   SOLE   0 0 5,054
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 334 14,314 SH   SOLE   0 0 14,314
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 356 14,759 SH   SOLE   0 0 14,759
TESLA INC COM 88160R101 395 587 SH   SOLE   0 0 587
ISHARES TR CORE MSCI INTL 46435G326 410 7,638 SH   SOLE   0 0 7,638
ROOT INC COM CL A 77664L108 455 382,063 SH   SOLE   0 0 382,063
VANGUARD INDEX FDS TOTAL STK MKT 922908769 571 3,026 SH   SOLE   0 0 3,026
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 625 4,829 SH   SOLE   0 0 4,829
NVIDIA CORPORATION COM 67066G104 644 4,247 SH   SOLE   0 0 4,247
AGILON HEALTH INC COM 00857U107 678 31,050 SH   SOLE   0 0 31,050
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 678 15,187 SH   SOLE   0 0 15,187
DUOLINGO INC CL A COM 26603R106 728 8,313 SH   SOLE   0 0 8,313
ISHARES TR GRWT ALLOCAT ETF 464289867 731 15,221 SH   SOLE   0 0 15,221
SPDR SER TR S&P 600 SMCP VAL 78464A300 733 10,117 SH   SOLE   0 0 10,117
MICROSOFT CORP COM 594918104 791 3,079 SH   SOLE   0 0 3,079
ISHARES TR SELECT DIVID ETF 464287168 804 6,835 SH   SOLE   0 0 6,835
AMAZON COM INC COM 023135106 860 8,100 SH   SOLE   0 0 8,100
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 949 22,796 SH   SOLE   0 0 22,796
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 952 36,009 SH   SOLE   0 0 36,009
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 969 12,575 SH   SOLE   0 0 12,575
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,342 4,914 SH   SOLE   0 0 4,914
ISHARES TR RUS 1000 GRW ETF 464287614 1,396 6,381 SH   SOLE   0 0 6,381
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,649 12,859 SH   SOLE   0 0 12,859
ALPHABET INC CAP STK CL C 02079K107 1,951 892 SH   SOLE   0 0 892
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,402 12,190 SH   SOLE   0 0 12,190
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 2,477 116,903 SH   SOLE   0 0 116,903
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 2,865 133,631 SH   SOLE   0 0 133,631
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,218 44,589 SH   SOLE   0 0 44,589
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,460 119,749 SH   SOLE   0 0 119,749
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775 3,583 56,284 SH   SOLE   0 0 56,284
ISHARES TR RUS 1000 ETF 464287622 3,830 18,433 SH   SOLE   0 0 18,433
APPLE INC COM 037833100 4,084 29,873 SH   SOLE   0 0 29,873
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 6,499 128,313 SH   SOLE   0 0 128,313
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,457 166,979 SH   SOLE   0 0 166,979
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,457 73,327 SH   SOLE   0 0 73,327
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 7,990 166,459 SH   SOLE   0 0 166,459
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 9,064 225,371 SH   SOLE   0 0 225,371
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 17,641 276,812 SH   SOLE   0 0 276,812
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 17,939 364,691 SH   SOLE   0 0 364,691
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 27,186 361,233 SH   SOLE   0 0 361,233
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 63,872 1,567,413 SH   SOLE   0 0 1,567,413