The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22ND CENTY GROUP INC COM 90137F103 BBG001SQ4DP9 4,773 12,471 SH   SOLE   0 0 12,471
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,035,711 7,945 SH   SOLE   0 0 7,945
APPLE INC COM 037833100 BBG001S5N8V8 12,063,580 62,193 SH   SOLE   0 0 62,193
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 1,035,620 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,037,322 3,042 SH   SOLE   0 0 3,042
DIGIMARC CORP NEW COM 25381B101 BBG001T2W3C6 2,020,615 68,635 SH   SOLE   0 0 68,635
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824 BBG00DRFDQX0 700,091 13,971 SH   SOLE   0 0 13,971
FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816 BBG00DRGLGV3 1,369,394 28,319 SH   SOLE   0 0 28,319
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 286,301 775 SH   SOLE   0 0 775
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 9,521,878 193,185 SH   SOLE   0 0 193,185
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 479,058 8,713 SH   SOLE   0 0 8,713
ISHARES INC MSCI GBL MIN VOL 464286525 BBG0025X39Q6 6,445,961 65,741 SH   SOLE   0 0 65,741
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 1,813,337 26,865 SH   SOLE   0 0 26,865
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 20,502,165 78,399 SH   SOLE   0 0 78,399
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 13,358,557 134,049 SH   SOLE   0 0 134,049
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 31,115,746 69,807 SH   SOLE   0 0 69,807
ISHARES TR GLB INFRASTR ETF 464288372 BBG001SYVWT6 640,106 13,634 SH   SOLE   0 0 13,634
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1,365,720 18,373 SH   SOLE   0 0 18,373
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 6,099,089 42,275 SH   SOLE   0 0 42,275
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 298,845 1,805 SH   SOLE   0 0 1,805
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 783,080 4,000 SH   SOLE   0 0 4,000
LIFE STORAGE INC COM 53223X107 BBG001S7X2Q2 794,771 5,978 SH   SOLE   0 0 5,978
LINDE PLC SHS G54950103 BBG01FND0CH6 1,372,344 3,601 SH   SOLE   0 0 3,601
M & T BK CORP COM 55261F104 BBG001S7S2B4 989,380 7,994 SH   SOLE   0 0 7,994
MERCK & CO INC COM 58933Y105 BBG001S5TC52 207,275 1,796 SH   SOLE   0 0 1,796
MICROSOFT CORP COM 594918104 BBG001S5TD05 548,122 1,609 SH   SOLE   0 0 1,609
MOOG INC CL A 615394202 BBG001S5T922 339,712 3,133 SH   SOLE   0 0 3,133
OBSIDIAN ENERGY LTD COM 674482203 BBG001S603F0 60,049 10,300 SH   SOLE   0 0 10,300
PPG INDS INC COM 693506107 BBG001S5VC13 355,920 2,400 SH   SOLE   0 0 2,400
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 521,656 7,183 SH   SOLE   0 0 7,183
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 262,662 1,511 SH   SOLE   0 0 1,511
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 606,493 1,368 SH   SOLE   0 0 1,368
TESLA INC COM 88160R101 BBG001SQKGD7 251,037 959 SH   SOLE   0 0 959
UNION PAC CORP COM 907818108 BBG001S5X2M0 654,784 3,200 SH   SOLE   0 0 3,200
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 BBG001TC6MJ4 5,538,753 62,546 SH   SOLE   0 0 62,546
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 4,597,900 50,038 SH   SOLE   0 0 50,038
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 285,578 1,919 SH   SOLE   0 0 1,919
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 699,298 8,369 SH   SOLE   0 0 8,369
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 8,959,404 21,999 SH   SOLE   0 0 21,999
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 381,112 2,682 SH   SOLE   0 0 2,682
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 820,338 14,628 SH   SOLE   0 0 14,628
WHITE MTNS INS GROUP LTD COM G9618E107 BBG001SBLRT8 472,229 340 SH   SOLE   0 0 340