The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   398,257 2,415 SH   SOLE   0 0 2,415
AT&T INC COM 00206R102   456,394 23,709 SH   SOLE   0 0 23,709
BIOLIFE SOLUTIONS INC COM NEW 09062W204   214,716 9,872 SH   SOLE   0 0 9,872
CVS HEALTH CORP COM 126650100   311,780 4,196 SH   SOLE   0 0 4,196
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   6,737,626 127,849 SH   SOLE   0 0 127,849
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,781,592 177,425 SH   SOLE   0 0 177,425
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   3,655,004 158,775 SH   SOLE   0 0 158,775
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,661,105 57,737 SH   SOLE   0 0 57,737
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   885,010 19,919 SH   SOLE   0 0 19,919
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   515,237 20,987 SH   SOLE   0 0 20,987
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   508,302 23,653 SH   SOLE   0 0 23,653
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   317,730 7,476 SH   SOLE   0 0 7,476
ELEVANCE HEALTH INC COM 036752103   212,892 463 SH   SOLE   0 0 463
EXXON MOBIL CORP COM 30231G102   256,275 2,337 SH   SOLE   0 0 2,337
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   560,301 33,451 SH   SOLE   0 0 33,451
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   289,315 5,680 SH   SOLE   0 0 5,680
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   301,976 6,730 SH   SOLE   0 0 6,730
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   229,839 1,466 SH   SOLE   0 0 1,466
ISHARES INC MSCI EMERG MRKT 464286533   750,141 13,746 SH   SOLE   0 0 13,746
ISHARES TR CORE INTL AGGR 46435G672   11,512,459 235,188 SH   SOLE   0 0 235,188
ISHARES TR CORE TOTAL USD 46434V613   8,874,945 192,307 SH   SOLE   0 0 192,307
ISHARES TR CORE US AGGBD ET 464287226   8,412,332 84,427 SH   SOLE   0 0 84,427
ISHARES TR RUS TP200 GR ETF 464289438   8,401,164 60,470 SH   SOLE   0 0 60,470
ISHARES TR MSCI USA MIN VOL 46429B697   7,389,188 101,584 SH   SOLE   0 0 101,584
ISHARES TR CORE MSCI TOTAL 46432F834   6,916,588 111,648 SH   SOLE   0 0 111,648
ISHARES TR CORE S&P MCP ETF 464287507   4,036,912 16,137 SH   SOLE   0 0 16,137
ISHARES TR MSCI EAFE MIN VL 46429B689   3,367,922 49,785 SH   SOLE   0 0 49,785
ISHARES TR CORE S&P500 ETF 464287200   3,314,341 8,063 SH   SOLE   0 0 8,063
ISHARES TR ISHS 1-5YR INVS 464288646   1,833,593 36,280 SH   SOLE   0 0 36,280
ISHARES TR CORE S&P SCP ETF 464287804   1,740,458 17,999 SH   SOLE   0 0 17,999
ISHARES TR RUS 1000 GRW ETF 464287614   1,133,151 4,638 SH   SOLE   0 0 4,638
ISHARES TR 1 3 YR TREAS BD 464287457   1,058,061 12,878 SH   SOLE   0 0 12,878
ISHARES TR RUS MID CAP ETF 464287499   1,035,807 14,814 SH   SOLE   0 0 14,814
ISHARES TR SP SMCP600VL ETF 464287879   976,290 10,432 SH   SOLE   0 0 10,432
ISHARES TR S&P 500 VAL ETF 464287408   863,710 5,691 SH   SOLE   0 0 5,691
ISHARES TR MSCI EAFE ETF 464287465   787,031 11,004 SH   SOLE   0 0 11,004
ISHARES TR RUS TOP 200 ETF 464289446   668,456 6,869 SH   SOLE   0 0 6,869
ISHARES TR RUSSELL 2000 ETF 464287655   507,726 2,846 SH   SOLE   0 0 2,846
ISHARES TR RUS 1000 VAL ETF 464287598   389,938 2,561 SH   SOLE   0 0 2,561
ISHARES TR IBOXX INV CP ETF 464287242   319,952 2,919 SH   SOLE   0 0 2,919
ISHARES TR NATIONAL MUN ETF 464288414   298,871 2,774 SH   SOLE   0 0 2,774
ISHARES TR S&P 500 GRWT ETF 464287309   271,990 4,257 SH   SOLE   0 0 4,257
ISHARES TR RUS MDCP VAL ETF 464287473   217,816 2,051 SH   SOLE   0 0 2,051
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   4,604,599 97,164 SH   SOLE   0 0 97,164
JPMORGAN CHASE &CO COM 46625H100   608,127 4,667 SH   SOLE   0 0 4,667
KROGER CO COM 501044101   340,653 6,900 SH   SOLE   0 0 6,900
LILLY ELI &CO COM 532457108   1,757,042 5,116 SH   SOLE   0 0 5,116
MICROSOFT CORP COM 594918104   292,863 1,016 SH   SOLE   0 0 1,016
SPDR S&P 500 ETF TR TR UNIT 78462F103   386,890 945 SH   SOLE   0 0 945
SPDR SER TR PORTFOLIO INTRMD 78464A375   2,600,702 80,046 SH   SOLE   0 0 80,046
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   1,026,552 25,020 SH   SOLE   0 0 25,020
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,800,890 65,026 SH   SOLE   0 0 65,026
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,813,327 36,780 SH   SOLE   0 0 36,780
VANGUARD BD INDEX FDS INTERMED TERM 921937819   334,000 4,352 SH   SOLE   0 0 4,352
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,062,702 21,723 SH   SOLE   0 0 21,723
VANGUARD INDEX FDS MID CAP ETF 922908629   3,822,854 18,125 SH   SOLE   0 0 18,125
VANGUARD INDEX FDS GROWTH ETF 922908736   3,079,825 12,347 SH   SOLE   0 0 12,347
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   804,399 2,139 SH   SOLE   0 0 2,139
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   552,056 6,648 SH   SOLE   0 0 6,648
VANGUARD INDEX FDS SMALL CP ETF 922908751   448,732 2,367 SH   SOLE   0 0 2,367
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   388,937 2,901 SH   SOLE   0 0 2,901
VANGUARD INDEX FDS TOTAL STK MKT 922908769   222,408 1,090 SH   SOLE   0 0 1,090
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   322,265 6,361 SH   SOLE   0 0 6,361
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,144,121 39,194 SH   SOLE   0 0 39,194
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,680,421 35,162 SH   SOLE   0 0 35,162
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,832,158 44,362 SH   SOLE   0 0 44,362
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   15,030,597 142,470 SH   SOLE   0 0 142,470
VANGUARD WORLD FD MEGA GRWTH IND 921910816   2,914,447 14,251 SH   SOLE   0 0 14,251