The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   19,831 156 SH   OTR 1 0 0 156
AMAZON COM INC COM Stock 023135106   509,116 4,005 SH   SOLE 0 0 0 4,005
ISHARES MORNINGSTAR GROWTH ETF ETF 464287119   361,559 6,061 SH   SOLE 0 0 0 6,061
PARAMOUNT GLOBAL CLASS B COM Stock 92556H206   1,651 128 SH   OTR 1 0 0 128
CUBESMART COM REIT 229663109   1,449 38 SH   OTR 1 0 0 38
ROLLINS INC COM Stock 775711104   6,085 163 SH   OTR 1 0 0 163
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109   12,782 736 SH   SOLE 0 0 0 735
INVESCO QQQ TRUST SERIES I ETF 46090E103   7,175 20 SH   SOLE 0 0 0 20
STARBUCKS CORP COM Stock 855244109   12,048 132 SH   OTR 1 0 0 132
STARBUCKS CORP COM Stock 855244109   13,873 152 SH   SOLE 0 0 0 152
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   5,634 99 SH   OTR 1 0 0 99
XPO INC COM Stock 983793100   1,269 17 SH   OTR 1 0 0 17
EBAY INC. COM Stock 278642103   1,543 35 SH   OTR 1 0 0 35
EBAY INC. COM Stock 278642103   1,675 38 SH   SOLE 0 0 0 38
DOLLAR GEN CORP NEW COM Stock 256677105   2,433 23 SH   OTR 1 0 0 23
JOHNSON & JOHNSON COM Stock 478160104   52,176 335 SH   OTR 1 0 0 335
JOHNSON & JOHNSON COM Stock 478160104   146,900 943 SH   SOLE 0 0 0 943
AKAMAI TECHNOLOGIES INC COM Stock 00971T101   2,131 20 SH   OTR 1 0 0 20
TAKE-TWO INTERACTIVE SOFTWARE COM Stock 874054109   2,808 20 SH   SOLE 0 0 0 20
SCHWAB 1000 INDEX ETF ETF 808524722   786,622 19,047 SH   SOLE 0 0 0 19,046
WILLIAMS SONOMA INC COM Stock 969904101   11,189 72 SH   OTR 1 0 0 72
LKQ CORP COM Stock 501889208   11,486 232 SH   OTR 1 0 0 232
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   255,684 1,204 SH   SOLE 0 0 0 1,203
DEXCOM INC COM Stock 252131107   3,732 40 SH   OTR 1 0 0 40
HCA HEALTHCARE INC COM Stock 40412C101   41,817 170 SH   OTR 1 0 0 170
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   1,056,317 27,834 SH   SOLE 0 0 0 27,834
GOLDMAN SACHS GROUP INC COM Stock 38141G104   4,206 13 SH   OTR 1 0 0 13
SCOTTS MIRACLE-GRO CO CL A Stock 810186106   1,550 30 SH   OTR 1 0 0 30
SENSEONICS HLDGS INC COM Stock 81727U105   10 17 SH   SOLE 0 0 0 17
SHELL PLC SPON ADS ADR 780259305   6,565 102 SH   SOLE 0 0 0 101
YUM BRANDS INC COM Stock 988498101   85,365 683 SH   SOLE 0 0 0 683
OLD DOMINION FREIGHT LINE INC COM Stock 679580100   7,774 19 SH   OTR 1 0 0 19
KNIGHT-SWIFT TRANSN HLDGS INC CL A Stock 499049104   1,555 31 SH   OTR 1 0 0 31
ATLANTA BRAVES HLDGS INC COM SER C Stock 047726302   71 2 SH   OTR 1 0 0 2
PROCTER AND GAMBLE CO COM Stock 742718109   39,382 270 SH   OTR 1 0 0 270
PROCTER AND GAMBLE CO COM Stock 742718109   363,839 2,494 SH   SOLE 0 0 0 2,494
COCA COLA CO COM Stock 191216100   11,308 202 SH   SOLE 0 0 0 202
COCA COLA CO COM Stock 191216100   22,952 410 SH   OTR 1 0 0 410
GENERAL MLS INC COM Stock 370334104   3,711 58 SH   OTR 1 0 0 58
AMEREN CORP COM Stock 023608102   973 13 SH   OTR 1 0 0 13
IDEX CORP COM Stock 45167R104   4,160 20 SH   OTR 1 0 0 20
PPG INDS INC COM Stock 693506107   2,207 17 SH   OTR 1 0 0 17
VENTAS INC COM REIT 92276F100   4,213 100 SH   OTR 1 0 0 100
SPDR PORTFOLIO LONG TERM TREASURY ETF ETF 78464A664   1,326,804 50,738 SH   SOLE 0 0 0 50,738
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   2,081,332 44,274 SH   SOLE 0 0 0 44,274
ESSEX PPTY TR INC COM REIT 297178105   2,757 13 SH   OTR 1 0 0 13
AVALONBAY CMNTYS INC COM REIT 053484101   6,354 37 SH   OTR 1 0 0 37
INTEL CORP COM Stock 458140100   1,529 43 SH   OTR 1 0 0 43
INTEL CORP COM Stock 458140100   1,884 53 SH   SOLE 0 0 0 53
PRESTIGE CONSMR HEALTHCARE INC COM Stock 74112D101   5,204 91 SH   OTR 1 0 0 91
RELIANCE STEEL & ALUMINUM CO COM Stock 759509102   9,440 36 SH   OTR 1 0 0 36
CME GROUP INC COM Stock 12572Q105   8,810 44 SH   OTR 1 0 0 44
VAIL RESORTS INC COM Stock 91879Q109   3,994 18 SH   OTR 1 0 0 18
STATE STR CORP COM Stock 857477103   7,968 119 SH   OTR 1 0 0 119
MEDTRONIC PLC SHS Stock G5960L103   7,209 92 SH   SOLE 0 0 0 92
MEDTRONIC PLC SHS Stock G5960L103   16,926 216 SH   OTR 1 0 0 216
COMERICA INC COM Stock 200340107   6,690 161 SH   OTR 1 0 0 161
FORTIVE CORP COM Stock 34959J108   6,229 84 SH   SOLE 0 0 0 84
NETFLIX INC COM Stock 64110L106   10,573 28 SH   OTR 1 0 0 28
PAYCHEX INC COM Stock 704326107   9,803 85 SH   OTR 1 0 0 85
GLOBAL MED REIT INC COM NEW REIT 37954A204   4,673 521 SH   OTR 1 0 0 521
HORMEL FOODS CORP COM Stock 440452100   1,787 47 SH   OTR 1 0 0 47
U HAUL HOLDING COMPANY COM Stock 023586100   164 3 SH   OTR 1 0 0 3
PACCAR INC COM Stock 693718108   2,636 31 SH   OTR 1 0 0 31
SEI INVTS CO COM Stock 784117103   1,988 33 SH   OTR 1 0 0 33
EQUITY RESIDENTIAL SH BEN INT REIT 29476L107   1,468 25 SH   OTR 1 0 0 25
ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334   76,479 2,417 SH   SOLE 0 0 0 2,417
AGNC INVT CORP COM REIT 00123Q104   1,926 204 SH   OTR 1 0 0 204
PROLOGIS INC. COM REIT 74340W103   8,977 80 SH   OTR 1 0 0 80
ISHARES AGENCY BOND ETF ETF 464288166   4,712 45 SH   SOLE 0 0 0 44
MERCK & CO INC COM Stock 58933Y105   25,840 251 SH   OTR 1 0 0 251
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   352,537 3,427 SH   SOLE 0 0 0 3,427
OSHKOSH CORP COM Stock 688239201   2,195 23 SH   OTR 1 0 0 23
SPDR S&P 500 ETF TRUST ETF 78462F103   766,984 1,794 SH   SOLE 0 0 0 1,794
SBA COMMUNICATIONS CORP NEW CL A REIT 78410G104   2,402 12 SH   OTR 1 0 0 12
NORDSON CORP COM Stock 655663102   2,901 13 SH   OTR 1 0 0 13
YUM CHINA HLDGS INC COM Stock 98850P109   37,975 682 SH   SOLE 0 0 0 681
HERITAGE FINL CORP WASH COM Stock 42722X106   2,430 149 SH   OTR 1 0 0 149
ALLSTATE CORP COM Stock 020002101   5,391 48 SH   SOLE 0 0 0 48
ANNALY CAPITAL MANAGEMENT INC COM NEW REIT 035710839   1,994 106 SH   OTR 1 0 0 106
HORACE MANN EDUCATORS CORP NEW COM Stock 440327104   7,639 260 SH   OTR 1 0 0 260
MATTEL INC COM Stock 577081102   1,256 57 SH   SOLE 0 0 0 57
ISHARES TIPS BOND ETF ETF 464287176   191,120 1,843 SH   SOLE 0 0 0 1,842
KALVISTA PHARMACEUTICALS INC COM Stock 483497103   1,801 187 SH   OTR 1 0 0 187
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102   3,726 55 SH   SOLE 0 0 0 55
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102   10,771 159 SH   OTR 1 0 0 159
VISTRA CORP COM Stock 92840M102   10,452 315 SH   OTR 1 0 0 315
MFS HIGH YIELD MUN TR SH BEN INT CEF 59318E102   11,399 3,642 SH   SOLE 0 0 0 3,642
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   5,612 81 SH   OTR 1 0 0 81
PARK HOTELS & RESORTS INC COM REIT 700517105   370 30 SH   SOLE 0 0 0 30
BANK NEW YORK MELLON CORP COM Stock 064058100   9,596 225 SH   OTR 1 0 0 225
VERIZON COMMUNICATIONS INC COM Stock 92343V104   1,426 44 SH   OTR 1 0 0 44
CHUBB LIMITED COM Stock H1467J104   8,119 39 SH   OTR 1 0 0 39
PULTE GROUP INC COM Stock 745867101   3,999 54 SH   OTR 1 0 0 54
FIRST CMNTY BANKSHARES INC VA COM Stock 31983A103   65,791 2,234 SH   SOLE 0 0 0 2,234
PEPSICO INC COM Stock 713448108   8,811 52 SH   SOLE 0 0 0 52
PEPSICO INC COM Stock 713448108   17,113 101 SH   OTR 1 0 0 101
LAUREATE EDUCATION INC COMMON STOCK Stock 518613203   2,059 146 SH   OTR 1 0 0 146
NEWELL BRANDS INC COM Stock 651229106   6,908 765 SH   OTR 1 0 0 765
MOLSON COORS BEVERAGE CO CL B Stock 60871R209   2,544 40 SH   OTR 1 0 0 40
INTERPUBLIC GROUP COS INC COM Stock 460690100   2,694 94 SH   OTR 1 0 0 94
FIRSTENERGY CORP COM Stock 337932107   2,256 66 SH   OTR 1 0 0 66
FORD MTR CO DEL COM Stock 345370860   5,577 449 SH   OTR 1 0 0 449
PEABODY ENGR CORP COM Stock 704551100   5,874 226 SH   OTR 1 0 0 226
FIRST BANCORP N C COM Stock 318910106   1,407 50 SH   OTR 1 0 0 50
US BANCORP DEL COM NEW Stock 902973304   3,174 96 SH   OTR 1 0 0 96
XCEL ENERGY INC COM Stock 98389B100   5,836 102 SH   OTR 1 0 0 102
KINETIK HOLDINGS INC COM NEW CL A Stock 02215L209   1,654 49 SH   OTR 1 0 0 49
HOME DEPOT INC COM Stock 437076102   15,410 51 SH   OTR 1 0 0 51
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   56,946 237 SH   SOLE 0 0 0 236
BRIGHTHOUSE FINL INC COM Stock 10922N103   2,398 49 SH   OTR 1 0 0 49
PETIQ INC COM CL A Stock 71639T106   3,467 176 SH   OTR 1 0 0 176
SSR MINING IN COM Stock 784730103   5,063 381 SH   OTR 1 0 0 381
DUPONT DE NEMOURS INC COM Stock 26614N102   5,296 71 SH   OTR 1 0 0 71
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   137,439 1,014 SH   SOLE 0 0 0 1,013
COOPER COS INC COM NEW Stock 216648402   1,908 6 SH   OTR 1 0 0 6
VICI PPTYS INC COM REIT 925652109   2,997 103 SH   OTR 1 0 0 103
BECTON DICKINSON & CO COM Stock 075887109   5,429 21 SH   SOLE 0 0 0 21
BECTON DICKINSON & CO COM Stock 075887109   20,165 78 SH   OTR 1 0 0 78
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103   2,149 12 SH   OTR 1 0 0 12
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   864,049 20,861 SH   SOLE 0 0 0 20,860
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   6,118 23 SH   SOLE 0 0 0 23
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   2,051,699 41,157 SH   SOLE 0 0 0 41,157
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   16,412,064 483,276 SH   SOLE 0 0 0 483,276
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   5,880,186 116,209 SH   SOLE 0 0 0 116,209
WHIRLPOOL CORP COM Stock 963320106   3,610 27 SH   OTR 1 0 0 27
WEBSTER FINL CORP COM Stock 947890109   10,360 257 SH   OTR 1 0 0 257
IQVIA HLDGS INC COM Stock 46266C105   3,345 17 SH   OTR 1 0 0 17
ASSURED GUARANTY LTD COM Stock G0585R106   6,899 114 SH   OTR 1 0 0 114
UGI CORP NEW COM Stock 902681105   2,484 108 SH   OTR 1 0 0 108
ATMOS ENERGY CORP COM Stock 049560105   4,873 46 SH   OTR 1 0 0 46
EVANS BANCORP INC COM NEW Stock 29911Q208   6,995 261 SH   OTR 1 0 0 261
PINNACLE WEST CAP CORP COM Stock 723484101   7,515 102 SH   OTR 1 0 0 102
TELEFLEX INCORPORATED COM Stock 879369106   3,339 17 SH   OTR 1 0 0 17
SPECTRUM BRANDS HLDGS INC NEW COM Stock 84790A105   1,410 18 SH   OTR 1 0 0 18
CENTENE CORP DEL COM Stock 15135B101   5,510 80 SH   OTR 1 0 0 80
CENTENE CORP DEL COM Stock 15135B101   7,577 110 SH   SOLE 0 0 0 110
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   3,773 40 SH   SOLE 0 0 0 40
INDUSTRIAL LOGISTICS PPTYS TR COM SHS BEN INT REIT 456237106   2,000 692 SH   OTR 1 0 0 692
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   32,928 94 SH   SOLE 0 0 0 94
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   85,473 244 SH   OTR 1 0 0 244
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   9,648,592 403,032 SH   SOLE 0 0 0 403,032
AMERICOLD REALTY TRUST INC COM REIT 03064D108   4,136 136 SH   OTR 1 0 0 136
WEYERHAEUSER CO MTN BE COM NEW REIT 962166104   3,189 104 SH   OTR 1 0 0 104
EXELON CORP COM Stock 30161N101   3,590 95 SH   OTR 1 0 0 95
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   4,255 56 SH   SOLE 0 0 0 56
ALPHABET INC CAP STK CL A Stock 02079K305   51,559 394 SH   OTR 1 0 0 394
ALPHABET INC CAP STK CL A Stock 02079K305   523,963 4,004 SH   SOLE 0 0 0 4,004
TARO PHARMACEUTICAL INDS LTD SHS Stock M8737E108   1,659 44 SH   OTR 1 0 0 44
PG&E CORP COM Stock 69331C108   4,016 249 SH   OTR 1 0 0 249
FISERV INC COM Stock 337738108   7,568 67 SH   OTR 1 0 0 67
OREILLY AUTOMOTIVE INC COM Stock 67103H107   9,089 10 SH   OTR 1 0 0 10
NEWMONT CORP COM Stock 651639106   5,099 138 SH   OTR 1 0 0 138
COGENT BIOSCIENCES INC COM Stock 19240Q201   3,335 342 SH   OTR 1 0 0 342
CSX CORP COM Stock 126408103   1,876 61 SH   OTR 1 0 0 61
CSX CORP COM Stock 126408103   3,321 108 SH   SOLE 0 0 0 108
COMCAST CORP NEW CL A Stock 20030N101   665 15 SH   SOLE 0 0 0 15
COMCAST CORP NEW CL A Stock 20030N101   18,401 415 SH   OTR 1 0 0 415
MICROSOFT CORP COM Stock 594918104   73,254 232 SH   OTR 1 0 0 232
MICROSOFT CORP COM Stock 594918104   1,246,149 3,947 SH   SOLE 0 0 0 3,946
FIRST HORIZON CORPORATION COM Stock 320517105   6,843 621 SH   OTR 1 0 0 621
SS&C TECHNOLOGIES HLDGS INC COM Stock 78467J100   4,571 87 SH   OTR 1 0 0 87
VALERO ENERGY CORP COM Stock 91913Y100   2,409 17 SH   SOLE 0 0 0 17
SCHLUMBERGER LTD COM STK Stock 806857108   4,256 73 SH   OTR 1 0 0 73
CVS HEALTH CORP COM Stock 126650100   279 4 SH   SOLE 0 0 0 4
SCHOLAR ROCK HLDG CORP COM Stock 80706P103   1,818 256 SH   OTR 1 0 0 256
EVERGY INC COM Stock 30034W106   20,838 411 SH   SOLE 0 0 0 411
SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104   96,946 6,770 SH   SOLE 0 0 0 6,770
MASCO CORP COM Stock 574599106   4,436 83 SH   OTR 1 0 0 83
NISOURCE INC COM Stock 65473P105   3,332 135 SH   OTR 1 0 0 135
SIMON PPTY GROUP INC NEW COM REIT 828806109   2,485 23 SH   OTR 1 0 0 23
RPM INTL INC COM Stock 749685103   2,844 30 SH   OTR 1 0 0 30
KEURIG DR PEPPER INC COM Stock 49271V100   10,323 327 SH   OTR 1 0 0 327
ALLAKOS INC COM Stock 01671P100   1,557 686 SH   OTR 1 0 0 686
BROWN & BROWN INC COM Stock 115236101   10,266 147 SH   OTR 1 0 0 147
MIRATI THERAPEUTICS INC COM Stock 60468T105   1,568 36 SH   OTR 1 0 0 36
EAGLE BANCORP INC MD COM Stock 268948106   6,178 288 SH   OTR 1 0 0 288
MFA FINL INC COM REIT 55272X607   1,941 202 SH   OTR 1 0 0 202
MASTERBRAND INC COMMON STOCK Stock 57638P104   753 62 SH   OTR 1 0 0 62
READY CAPITAL CORP COM REIT 75574U101   6,814 674 SH   OTR 1 0 0 674
BOEING CO COM Stock 097023105   3,834 20 SH   OTR 1 0 0 20
COPART INC COM Stock 217204106   3,964 92 SH   OTR 1 0 0 92
VANGUARD SMALL-CAP ETF ETF 922908751   8,921 47 SH   SOLE 0 0 0 47
NEXTERA ENERGY INC COM Stock 65339F101   3,094 54 SH   OTR 1 0 0 54
NIKE INC CL B Stock 654106103   10,996 115 SH   SOLE 0 0 0 115
NIKE INC CL B Stock 654106103   37,005 387 SH   OTR 1 0 0 387
HUDSON PAC PPTYS INC COM REIT 444097109   1,603 241 SH   OTR 1 0 0 241
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   955,375 16,586 SH   SOLE 0 0 0 16,586
SOUTHWESTERN ENERGY CO COM Stock 845467109   16,602 2,574 SH   OTR 1 0 0 2,574
URBAN OUTFITTERS INC COM Stock 917047102   2,452 75 SH   OTR 1 0 0 75
TESLA INC COM Stock 88160R101   11,760 47 SH   OTR 1 0 0 47
EQUITY COMWLTH COM SH BEN INT REIT 294628102   7,771 423 SH   OTR 1 0 0 423
MSCI INC COM Stock 55354G100   3,592 7 SH   OTR 1 0 0 7
VANGUARD LONG-TERM TREASURY ETF ETF 92206C847   7,207,652 129,844 SH   SOLE 0 0 0 129,844
LINDE PLC SHS Stock G54950103   13,032 35 SH   OTR 1 0 0 35
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   37,378 750 SH   SOLE 0 0 0 750
CMS ENERGY CORP COM Stock 125896100   4,089 77 SH   OTR 1 0 0 77
ATLANTIC UN BANKSHARES CORP COM Stock 04911A107   2,878 100 SH   OTR 1 0 0 100
HILTON WORLDWIDE HLDGS INC COM Stock 43300A203   6,308 42 SH   OTR 1 0 0 42
ARGO GROUP INTL HLDGS LTD COM Stock G0464B107   3,342 112 SH   OTR 1 0 0 112
VANGUARD HEALTH CARE ETF ETF 92204A504   2,360 10 SH   SOLE 0 0 0 10
MODERNA INC COM Stock 60770K107   1,653 16 SH   OTR 1 0 0 16
NORFOLK SOUTHN CORP COM Stock 655844108   9,847 50 SH   OTR 1 0 0 50
BOSTON PROPERTIES INC COM REIT 101121101   1,903 32 SH   OTR 1 0 0 32
HOST HOTELS & RESORTS INC COM REIT 44107P104   4,259 265 SH   OTR 1 0 0 265
KILROY RLTY CORP COM REIT 49427F108   2,845 90 SH   OTR 1 0 0 90
MACERICH CO COM REIT 554382101   1,866 171 SH   OTR 1 0 0 171
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   4,176,436 87,209 SH   SOLE 0 0 0 87,208
NEWMARKET CORP COM Stock 651587107   1,820 4 SH   OTR 1 0 0 4
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF ETF 72201R866   112,657 2,250 SH   SOLE 0 0 0 2,249
SCHWAB US TIPS ETF ETF 808524870   2,758,743 54,639 SH   SOLE 0 0 0 54,639
AMPHENOL CORP NEW CL A Stock 032095101   12,599 150 SH   OTR 1 0 0 150
CARLISLE COS INC COM Stock 142339100   3,111 12 SH   OTR 1 0 0 12
INTERNATIONAL FLAVORS&FRAGRANC COM Stock 459506101   6,817 100 SH   OTR 1 0 0 100
STANLEY BLACK & DECKER INC COM Stock 854502101   4,095 49 SH   OTR 1 0 0 49
WELLTOWER INC COM REIT 95040Q104   6,636 81 SH   OTR 1 0 0 81
DOW INC COM Stock 260557103   1,495 29 SH   OTR 1 0 0 29
ARCH CAP GROUP LTD ORD Stock G0450A105   5,500 69 SH   OTR 1 0 0 69
ENLIVEX THERAPEUTICS LTD COM Stock M4130Y106   237 150 SH   SOLE 0 0 0 150
CONAGRA BRANDS INC COM Stock 205887102   3,482 127 SH   OTR 1 0 0 127
FIFTH THIRD BANCORP COM Stock 316773100   5,699 225 SH   OTR 1 0 0 225
FIFTH THIRD BANCORP COM Stock 316773100   5,877 232 SH   SOLE 0 0 0 232
UBER TECHNOLOGIES INC COM Stock 90353T100   2,851 62 SH   OTR 1 0 0 62
ILLUMINA INC COM Stock 452327109   1,510 11 SH   OTR 1 0 0 11
AVANTOR INC COM Stock 05352A100   8,875 421 SH   OTR 1 0 0 421
WESTERN UN CO COM Stock 959802109   8,962 680 SH   OTR 1 0 0 680
CORTEVA INC COM Stock 22052L104   3,479 68 SH   OTR 1 0 0 68
CONSOLIDATED EDISON INC COM Stock 209115104   9,408 110 SH   OTR 1 0 0 110
CONSOLIDATED EDISON INC COM Stock 209115104   38,660 452 SH   SOLE 0 0 0 452
GENERAL MTRS CO COM Stock 37045V100   5,572 169 SH   OTR 1 0 0 169
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300   627,866 8,676 SH   SOLE 0 0 0 8,675
VANGUARD RUSSELL 2000 ETF ETF 92206C664   150,425 2,106 SH   SOLE 0 0 0 2,105
WABTEC COM Stock 929740108   5,526 52 SH   OTR 1 0 0 52
ELI LILLY & CO COM Stock 532457108   3,760 7 SH   OTR 1 0 0 7
AIR PRODS & CHEMS INC COM Stock 009158106   5,951 21 SH   OTR 1 0 0 21
LEIDOS HOLDINGS INC COM Stock 525327102   922 10 SH   SOLE 0 0 0 10
GLOBAL X CANNABIS ETF ETF 37954Y145   13 2 SH   SOLE 0 0 0 2
SUN CMNTYS INC COM REIT 866674104   5,562 47 SH   OTR 1 0 0 47
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   453,918 4,350 SH   SOLE 0 0 0 4,350
HOLOGIC INC COM Stock 436440101   2,568 37 SH   OTR 1 0 0 37
ISHARES RUSSELL 2000 ETF ETF 464287655   1,680,791 9,510 SH   SOLE 0 0 0 9,509
DOUGLAS EMMETT INC COM REIT 25960P109   1,480 116 SH   OTR 1 0 0 116
APOLLO GLOBAL MGMT INC COM Stock 03769M106   3,411 38 SH   OTR 1 0 0 38
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   6,411 116 SH   OTR 1 0 0 116
REYNOLDS CONSUMER PRODS INC COM Stock 76171L106   1,461 57 SH   OTR 1 0 0 57
IMMUNOVANT INC COM Stock 45258J102   13,437 350 SH   OTR 1 0 0 350
VERTIV HOLDINGS CO COM CL A Stock 92537N108   5,468 147 SH   OTR 1 0 0 147
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   4,590 52 SH   SOLE 0 0 0 52
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   9,620 109 SH   OTR 1 0 0 109
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631   508,658 4,538 SH   SOLE 0 0 0 4,537
CARRIER GLOBAL CORPORATION COM Stock 14448C104   10,322 187 SH   SOLE 0 0 0 187
CARRIER GLOBAL CORPORATION COM Stock 14448C104   19,596 355 SH   OTR 1 0 0 355
ZENTALIS PHARMACEUTICALS INC COM Stock 98943L107   1,665 83 SH   OTR 1 0 0 83
FREEPORT-MCMORAN INC CL B Stock 35671D857   1,827 49 SH   OTR 1 0 0 49
RLJ LODGING TR COM REIT 74965L101   1,997 204 SH   OTR 1 0 0 204
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105   5,495 3 SH   OTR 1 0 0 3
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760   1,272 12 SH   SOLE 0 0 0 12
DICKS SPORTING GOODS INC COM Stock 253393102   1,629 15 SH   OTR 1 0 0 15
SPIRIT AIRLS INC COM Stock 848577102   4,967 301 SH   OTR 1 0 0 301
STONEX GROUP INC COM Stock 861896108   7,075 73 SH   OTR 1 0 0 73
NKARTA INC COM Stock 65487U108   1,259 906 SH   OTR 1 0 0 906
ALX ONCOLOGY HLDGS INC COM Stock 00166B105   1,632 340 SH   OTR 1 0 0 340
QUANTA SVCS INC COM Stock 74762E102   6,547 35 SH   OTR 1 0 0 35
ISHARES SELECT DIVIDEND ETF ETF 464287168   388,288 3,607 SH   SOLE 0 0 0 3,607
ANNEXON INC COM Stock 03589W102   1,376 583 SH   OTR 1 0 0 583
ENTERGY CORP NEW COM Stock 29364G103   3,423 37 SH   OTR 1 0 0 37
CNX RES CORP COM Stock 12653C108   6,006 266 SH   OTR 1 0 0 266
MDU RES GROUP INC COM Stock 552690109   1,214 62 SH   OTR 1 0 0 62
EVERSOURCE ENERGY COM Stock 30040W108   1,396 24 SH   OTR 1 0 0 24
BROWN FORMAN CORP CL B Stock 115637209   3,115 54 SH   OTR 1 0 0 54
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   484,424 5,303 SH   SOLE 0 0 0 5,302
AMC NETWORKS INC CL A Stock 00164V103   1,520 129 SH   OTR 1 0 0 129
MARATHON PETE CORP COM Stock 56585A102   27,241 180 SH   SOLE 0 0 0 180
HF SINCLAIR CORP COM Stock 403949100   26,928 473 SH   OTR 1 0 0 473
LAKELAND FINL CORP COM Stock 511656100   2,373 50 SH   OTR 1 0 0 50
VANGUARD SMALL CAP VALUE ETF ETF 922908611   1,114,544 6,988 SH   SOLE 0 0 0 6,988
VONTIER CORPORATION COM Stock 928881101   1,020 33 SH   SOLE 0 0 0 33
CHEMED CORP NEW COM Stock 16359R103   2,599 5 SH   OTR 1 0 0 5
STEM INC COM Stock 85859N102   1,505 355 SH   OTR 1 0 0 355
F N B CORP COM Stock 302520101   7,057 654 SH   OTR 1 0 0 654
REGENERON PHARMACEUTICALS COM Stock 75886F107   4,115 5 SH   OTR 1 0 0 5
VANGUARD RUSSELL 1000 ETF ETF 92206C730   193,207 993 SH   SOLE 0 0 0 992
VIATRIS INC COM Stock 92556V106   4,624 469 SH   OTR 1 0 0 469
FIRST SOLAR INC COM Stock 336433107   1,939 12 SH   OTR 1 0 0 12
SOFI TECHNOLOGIES INC COM Stock 83406F102   2,621 328 SH   OTR 1 0 0 328
SCHWAB US AGGREGATE BOND ETF ETF 808524839   890,371 20,130 SH   SOLE 0 0 0 20,130
ISHARES MSCI EAFE VALUE ETF ETF 464288877   357,519 7,307 SH   SOLE 0 0 0 7,306
FIRST CTZNS BANCSHARES INC N C CL A Stock 31946M103   4,140 3 SH   OTR 1 0 0 3
FORTUNE BRANDS INNOVATIONS INC COM Stock 34964C106   3,854 62 SH   OTR 1 0 0 62
GENTEX CORP COM Stock 371901109   5,206 160 SH   OTR 1 0 0 160
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   101,188 1,430 SH   SOLE 0 0 0 1,430
ACADIA HEALTHCARE COMPANY INC COM Stock 00404A109   2,039 29 SH   OTR 1 0 0 29
SANA BIOTECHNOLOGY INC COM Stock 799566104   1,691 437 SH   OTR 1 0 0 437
APTIV PLC SHS Stock G6095L109   2,465 25 SH   OTR 1 0 0 25
RECURSION PHARMACEUTICALS INC CL A Stock 75629V104   2,104 275 SH   OTR 1 0 0 275
CAMBRIDGE BANCORP COM Stock 132152109   1,806 29 SH   OTR 1 0 0 29
DAY ONE BIOPHARMACEUTICALS INC COM Stock 23954D109   2,405 196 SH   OTR 1 0 0 196
DFA U.S. SMALL CAP ETF ETF 25434V500   141,141 2,689 SH   SOLE 0 0 0 2,688
DFA U.S. TARGETED VALUE ETF ETF 25434V609   145,081 3,175 SH   SOLE 0 0 0 3,175
DIMENSIONAL U.S. EQUITY ETF ETF 25434V401   1,070,668 23,000 SH   SOLE 0 0 0 23,000
HERSHEY CO COM Stock 427866108   6,403 32 SH   OTR 1 0 0 32
ROBINHOOD MKTS INC COM CL A Stock 770700102   1,746 178 SH   OTR 1 0 0 178
GXO LOGISTICS INCORPORATED COMMON STOCK Stock 36262G101   997 17 SH   OTR 1 0 0 17
JACKSON FINANCIAL INC COM CL A Stock 46817M107   1,796 47 SH   OTR 1 0 0 47
DFA INTERNATIONAL VALUE ETF ETF 25434V807   237,729 7,288 SH   SOLE 0 0 0 7,287
THESEUS PHARMACEUTICALS INC COM Stock 88369M101   1,442 536 SH   OTR 1 0 0 536
GRAPHITE BIO INC COM Stock 38870X104   1,585 639 SH   OTR 1 0 0 639
KYNDRYL HLDGS INC COMMON STOCK Stock 50155Q100   438 29 SH   SOLE 0 0 0 29
ISHARES J.P. MORGAN EM LOCAL CURRENCY BOND ETF ETF 464286517   17,479 502 SH   SOLE 0 0 0 501
VANGUARD VALUE ETF ETF 922908744   4,937,988 35,801 SH   SOLE 0 0 0 35,800
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   3,788 156 SH   OTR 1 0 0 156
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   4,516 186 SH   SOLE 0 0 0 186
OCEAN BIOMEDICAL INC COM Stock 00809L106   1,396 358 SH   OTR 1 0 0 358
RING ENERGY INC COM Stock 76680V108   1,636 839 SH   OTR 1 0 0 839
AMERICAN EQTY INVT LIFE HLD CO COM Stock 025676206   2,575 48 SH   OTR 1 0 0 48
COSTAR GROUP INC COM Stock 22160N109   3,845 50 SH   OTR 1 0 0 50
MID-AMER APT CMNTYS INC COM REIT 59522J103   2,058 16 SH   OTR 1 0 0 16
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   4,179 24 SH   OTR 1 0 0 24
IRON MTN INC DEL COM REIT 46284V101   5,588 94 SH   OTR 1 0 0 94
EAGLE MATLS INC COM Stock 26969P108   3,996 24 SH   OTR 1 0 0 24
DOORDASH INC CL A Stock 25809K105   2,384 30 SH   OTR 1 0 0 30
META PLATFORMS INC CL A Stock 30303M102   5,404 18 SH   SOLE 0 0 0 18
META PLATFORMS INC CL A Stock 30303M102   27,019 90 SH   OTR 1 0 0 90
EMBECTA CORP COMMON STOCK Stock 29082K105   45 3 SH   SOLE 0 0 0 3
EMBECTA CORP COMMON STOCK Stock 29082K105   226 15 SH   OTR 1 0 0 15
ESAB CORPORATION COM Stock 29605J106   1,334 19 SH   OTR 1 0 0 19
SERVICENOW INC COM Stock 81762P102   10,620 19 SH   OTR 1 0 0 19
WESBANCO INC COM Stock 950810101   2,735 112 SH   OTR 1 0 0 112
PACKAGING CORP AMER COM Stock 695156109   6,296 41 SH   OTR 1 0 0 41
DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724   607,456 17,856 SH   SOLE 0 0 0 17,855
CNO FINL GROUP INC COM Stock 12621E103   6,051 255 SH   OTR 1 0 0 255
PALO ALTO NETWORKS INC COM Stock 697435105   9,143 39 SH   OTR 1 0 0 39
TOLL BROTHERS INC COM Stock 889478103   3,180 43 SH   OTR 1 0 0 43
ALEXANDER & BALDWIN INC NEW COM REIT 014491104   1,790 107 SH   OTR 1 0 0 107
MONDELEZ INTL INC CL A Stock 609207105   8,050 116 SH   OTR 1 0 0 116
BROADCOM INC COM Stock 11135F101   68,108 82 SH   OTR 1 0 0 82
TRONOX HOLDINGS PLC SHS Stock G9087Q102   1,532 114 SH   OTR 1 0 0 114
DRAGONFLY ENERGY HOLDINGS CORP COM Stock 26145B106   2 1 SH   SOLE 0 0 0 1
DIAMONDBACK ENERGY INC COM Stock 25278X109   9,448 61 SH   SOLE 0 0 0 61
RXO INC COMMON STOCK Stock 74982T103   335 17 SH   OTR 1 0 0 17
DFA EMERGING MARKETS SUSTAINABILITY CORE 1 ETF ETF 25434V682   63,068 2,146 SH   SOLE 0 0 0 2,145
DFA INTERNATIONAL SUSTAINABILITY CORE 1 ETF ETF 25434V690   173,419 6,040 SH   SOLE 0 0 0 6,040
DIMENSIONAL US SUSTAINABILITY CORE 1 ETF ETF 25434V716   130,429 4,701 SH   SOLE 0 0 0 4,700
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   3,953 84 SH   SOLE 0 0 0 83
U HAUL HOLDING COMPANY COM SER N Stock 023586506   2,305 44 SH   OTR 1 0 0 44
D R HORTON INC COM Stock 23331A109   7,308 68 SH   OTR 1 0 0 68
D R HORTON INC COM Stock 23331A109   13,326 124 SH   SOLE 0 0 0 124
JOHNSON CTLS INTL PLC SHS Stock G51502105   2,288 43 SH   OTR 1 0 0 43
CROWN HLDGS INC COM Stock 228368106   1,947 22 SH   OTR 1 0 0 22
CANADIAN PACIFIC KANSAS CITY COM Stock 13646K108   7,069 95 SH   SOLE 0 0 0 95
MARTIN MARIETTA MATLS INC COM Stock 573284106   5,336 13 SH   OTR 1 0 0 13
PIONEER NAT RES CO COM Stock 723787107   4,821 21 SH   OTR 1 0 0 21
TIMKEN CO COM Stock 887389104   2,499 34 SH   OTR 1 0 0 34
NEW YORK CMNTY BANCORP INC COM Stock 649445103   2,438 215 SH   OTR 1 0 0 215
INVESCO FTSE RAFI US 1500 SMALL-MID ETF ETF 46137V597   20,619 625 SH   SOLE 0 0 0 625
NOVARTIS AG SPONSORED ADR ADR 66987V109   21,085 207 SH   SOLE 0 0 0 207
ISHARES CORE MSCI EAFE ETF ETF 46432F842   5,936,875 92,259 SH   SOLE 0 0 0 92,259
COMSTOCK RES INC COM Stock 205768302   2,923 265 SH   OTR 1 0 0 265
EXPEDITORS INTL WASH INC COM Stock 302130109   4,012 35 SH   SOLE 0 0 0 35
EXPEDITORS INTL WASH INC COM Stock 302130109   19,372 169 SH   OTR 1 0 0 169
KINDER MORGAN INC DEL COM Stock 49456B101   3,283 198 SH   OTR 1 0 0 198
SLM CORP COM Stock 78442P106   2,057 151 SH   OTR 1 0 0 151
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   13,206 43 SH   SOLE 0 0 0 43
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   36,853 120 SH   OTR 1 0 0 120
EQUIFAX INC COM Stock 294429105   2,931 16 SH   OTR 1 0 0 16
NORTHERN TR CORP COM Stock 665859104   5,906 85 SH   OTR 1 0 0 85
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107   680 10 SH   OTR 1 0 0 10
OMNICOM GROUP INC COM Stock 681919106   4,245 57 SH   OTR 1 0 0 57
AES CORP COM Stock 00130H105   2,234 147 SH   OTR 1 0 0 147
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810   1,455 30 SH   SOLE 0 0 0 30
MILLERKNOLL INC COM Stock 600544100   9,780 400 SH   OTR 1 0 0 400
NVIDIA CORPORATION COM Stock 67066G104   15,660 36 SH   OTR 1 0 0 36
BALL CORP COM Stock 058498106   2,340 47 SH   OTR 1 0 0 47
S&P GLOBAL INC COM Stock 78409V104   3,654 10 SH   OTR 1 0 0 10
STAR HLDGS SHS BEN INT Stock 85512G106   5,459 436 SH   OTR 1 0 0 436
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   1,633,813 34,331 SH   SOLE 0 0 0 34,331
LIBERTY MEDIA CORP DEL COM LBTY ONE S A Stock 531229771   2,205 39 SH   OTR 1 0 0 39
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,242,043 17,799 SH   SOLE 0 0 0 17,799
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   771,352 14,871 SH   SOLE 0 0 0 14,870
NORWEGIAN CRUISE LINE HLDG LTD SHS Stock G66721104   1,747 106 SH   OTR 1 0 0 106
LENNOX INTL INC COM Stock 526107107   2,247 6 SH   OTR 1 0 0 6
POTLATCHDELTIC CORPORATION COM REIT 737630103   1,906 42 SH   OTR 1 0 0 42
WEST PHARMACEUTICAL SVSC INC COM Stock 955306105   15,008 40 SH   OTR 1 0 0 40
INVESCO LTD SHS Stock G491BT108   6,476 446 SH   OTR 1 0 0 446
CELANESE CORP DEL COM Stock 150870103   3,515 28 SH   OTR 1 0 0 28
HEICO CORP NEW COM Stock 422806109   7,935 49 SH   OTR 1 0 0 49
KNIFE RIVER CORP COMMON STOCK Stock 498894104   732 15 SH   OTR 1 0 0 15
HAWAIIAN ELEC INDUSTRIES COM Stock 419870100   3,410 277 SH   OTR 1 0 0 277
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   199,731 891 SH   SOLE 0 0 0 891
INVESCO S&P 500 QUALITY ETF ETF 46137V241   41,300 825 SH   SOLE 0 0 0 825
ALLETE INC COM NEW Stock 018522300   1,373 26 SH   OTR 1 0 0 26
ANSYS INC COM Stock 03662Q105   8,629 29 SH   OTR 1 0 0 29
JACOBS SOLUTIONS INC COM Stock 46982L108   3,003 22 SH   OTR 1 0 0 22
POLARIS INC COM Stock 731068102   2,604 25 SH   SOLE 0 0 0 25
INDEPENDENT BANK GROUP INC COM Stock 45384B106   6,130 155 SH   OTR 1 0 0 155
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102   2,806 25 SH   OTR 1 0 0 25
LIBERTY MEDIA CORP DEL COM LBTY LIV S C Stock 531229722   64 2 SH   OTR 1 0 0 2
BRIGHT HORIZONS FAM SOL IN DEL COM Stock 109194100   2,118 26 SH   OTR 1 0 0 26
HANNON ARMSTRONG SUST INFR CAP COM REIT 41068X100   3,222 152 SH   OTR 1 0 0 152
T-MOBILE US INC COM Stock 872590104   9,944 71 SH   OTR 1 0 0 71
VOYA FINANCIAL INC COM Stock 929089100   2,724 41 SH   OTR 1 0 0 41
AMBAC FINL GROUP INC COM NEW Stock 023139884   2,171 180 SH   OTR 1 0 0 180
BLACKSTONE MTG TR INC COM CL A REIT 09257W100   5,699 262 SH   OTR 1 0 0 262
FASTENAL CO COM Stock 311900104   4,043 74 SH   OTR 1 0 0 74
GENERAL DYNAMICS CORP COM Stock 369550108   3,315 15 SH   SOLE 0 0 0 15
DISCOVER FINL SVCS COM Stock 254709108   2,183 25 SH   SOLE 0 0 0 25
DISCOVER FINL SVCS COM Stock 254709108   2,339 27 SH   OTR 1 0 0 27
EQT CORP COM Stock 26884L109   10,754 265 SH   OTR 1 0 0 265
MCDONALDS CORP COM Stock 580135101   1,059 4 SH   SOLE 0 0 0 4
MCDONALDS CORP COM Stock 580135101   5,269 20 SH   OTR 1 0 0 20
MOLINA HEALTHCARE INC COM Stock 60855R100   6,230 19 SH   OTR 1 0 0 19
AMETEK INC COM Stock 031100100   10,786 73 SH   OTR 1 0 0 73
FLEXSHARES QUALITY DIVIDEND INDEX FUND ETF 33939L860   996,081 17,857 SH   SOLE 0 0 0 17,857
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   1,540 14 SH   OTR 1 0 0 14
CISCO SYS INC COM Stock 17275R102   8,172 152 SH   SOLE 0 0 0 152
CISCO SYS INC COM Stock 17275R102   36,503 679 SH   OTR 1 0 0 679
FLEXSHARES INTERNATIONAL QUALITY DIVIDEND INDEX FUND ETF 33939L837   920,475 43,225 SH   SOLE 0 0 0 43,224
CAPITAL ONE FINL CORP COM Stock 14040H105   2,814 29 SH   OTR 1 0 0 29
ADVANCED MICRO DEVICES INC COM Stock 007903107   15,320 149 SH   OTR 1 0 0 149
WISDOMTREE U.S. LARGECAP DIVIDEND FUND ETF 97717W307   861 14 SH   SOLE 0 0 0 14
GLOBAL NET LEASE INC COM NEW REIT 379378201   1,864 194 SH   OTR 1 0 0 194
AT&T INC COM Stock 00206R102   2,478 165 SH   SOLE 0 0 0 165
AT&T INC COM Stock 00206R102   15,035 1,001 SH   OTR 1 0 0 1,001
FLEXSHARES QUALITY DIVIDEND DEFENSIVE INDEX FUND ETF 33939L845   1,485,895 27,471 SH   SOLE 0 0 0 27,470
SCHWAB FUNDAMENTAL US SMALL CO. INDEX ETF ETF 808524763   188,792 3,893 SH   SOLE 0 0 0 3,893
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771   3,836,612 68,548 SH   SOLE 0 0 0 68,547
GENERAL ELECTRIC CO COM NEW Stock 369604301   6,080 55 SH   OTR 1 0 0 55
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   5,218,445 39,597 SH   SOLE 0 0 0 39,596
FRESHPET INC COM Stock 358039105   2,108 32 SH   OTR 1 0 0 32
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704   1,942 19 SH   SOLE 0 0 0 19
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE CO. INDEX ETF ETF 808524730   1,697,113 64,726 SH   SOLE 0 0 0 64,725
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF ETF 808524755   11,940,992 377,044 SH   SOLE 0 0 0 377,044
VEEVA SYS INC CL A COM Stock 922475108   3,459 17 SH   OTR 1 0 0 17
SKYWORKS SOLUTIONS INC COM Stock 83088M102   2,859 29 SH   OTR 1 0 0 29
INVESCO FTSE RAFI DEVELOPED MARKETS EX-U.S. ETF ETF 46138E743   1,649,517 37,894 SH   SOLE 0 0 0 37,893
ISHARES S&P 500 VALUE ETF ETF 464287408   16,922 110 SH   SOLE 0 0 0 110
LULULEMON ATHLETICA INC COM Stock 550021109   5,013 13 SH   OTR 1 0 0 13
ISHARES S&P 500 GROWTH ETF ETF 464287309   88,672 1,296 SH   SOLE 0 0 0 1,296
ISHARES CORE S&P 500 ETF ETF 464287200   6,915,716 16,104 SH   SOLE 0 0 0 16,104
BRAEMAR HOTELS & RESORTS INC COM REIT 10482B101   1,518 548 SH   OTR 1 0 0 548
KONTOOR BRANDS INC COM Stock 50050N103   2,403 55 SH   SOLE 0 0 0 54
METTLER TOLEDO INTERNATIONAL COM Stock 592688105   7,756 7 SH   OTR 1 0 0 7
RENAISSANCERE HLDGS LTD COM Stock G7496G103   2,969 15 SH   OTR 1 0 0 15
AIR LEASE CORP CL A Stock 00912X302   1,655 42 SH   OTR 1 0 0 42
WELLS FARGO CO NEW COM Stock 949746101   5,720 140 SH   SOLE 0 0 0 140
WELLS FARGO CO NEW COM Stock 949746101   13,729 336 SH   OTR 1 0 0 336
UNION PAC CORP COM Stock 907818108   0 0 SH   OTR 1 0 0 0
CINTAS CORP COM Stock 172908105   6,253 13 SH   OTR 1 0 0 13
BREAD FINANCIAL HOLDINGS INC COM Stock 018581108   2,052 60 SH   OTR 1 0 0 60
RADIAN GROUP INC COM Stock 750236101   3,591 143 SH   OTR 1 0 0 143
MICROCHIP TECHNOLOGY INC. COM Stock 595017104   3,903 50 SH   OTR 1 0 0 50
MCCORMICK & CO INC COM NON VTG Stock 579780206   908 12 SH   OTR 1 0 0 12
NORTHROP GRUMMAN CORP COM Stock 666807102   11,885 27 SH   OTR 1 0 0 27
IDEXX LABS INC COM Stock 45168D104   9,183 21 SH   OTR 1 0 0 21
REPUBLIC SVCS INC COM Stock 760759100   2,423 17 SH   OTR 1 0 0 17
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   5,062 10 SH   OTR 1 0 0 10
TORO CO COM Stock 891092108   2,078 25 SH   OTR 1 0 0 25
SEAGEN INC COM Stock 81181C104   2,334 11 SH   OTR 1 0 0 11
LOCKHEED MARTIN CORP COM Stock 539830109   6,543 16 SH   OTR 1 0 0 16
JPMORGAN CHASE & CO COM Stock 46625H100   49,597 342 SH   OTR 1 0 0 342
GENWORTH FINL INC COM CL A Stock 37247D106   3,153 538 SH   OTR 1 0 0 538
CHEVRON CORP NEW COM Stock 166764100   4,890 29 SH   SOLE 0 0 0 29
CHEVRON CORP NEW COM Stock 166764100   29,003 172 SH   OTR 1 0 0 172
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   126,068 1,229 SH   SOLE 0 0 0 1,229
CONOCOPHILLIPS COM Stock 20825C104   15,454 129 SH   OTR 1 0 0 129
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   1,567,179 35,846 SH   SOLE 0 0 0 35,845
DANAHER CORPORATION COM Stock 235851102   2,977 12 SH   OTR 1 0 0 12
M & T BK CORP COM Stock 55261F104   6,575 52 SH   OTR 1 0 0 52
REVVITY INC COM Stock 714046109   5,867 53 SH   OTR 1 0 0 53
BANK AMERICA CORP COM Stock 060505104   7,174 262 SH   OTR 1 0 0 262
BANK AMERICA CORP COM Stock 060505104   7,283 266 SH   SOLE 0 0 0 265
BANK AMERICA CORP COM Stock 060505104   857 31,300 SH Put SOLE 0 0 0 31,300
BANK AMERICA CORP COM Stock 060505104   570 20,800 SH Put SOLE 0 0 0 20,800
VANECK RUSSIA ETF ETF 92189F403   0 15 SH   SOLE 0 0 0 14
EXTRA SPACE STORAGE INC COM REIT 30225T102   4,985 41 SH   OTR 1 0 0 41
VANGUARD CONSUMER DISCRETIONARY ETF ETF 92204A108   219,769 816 SH   SOLE 0 0 0 815
WALMART INC COM Stock 931142103   16,473 103 SH   SOLE 0 0 0 103
WALMART INC COM Stock 931142103   53,577 335 SH   OTR 1 0 0 335
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   27,700 197 SH   SOLE 0 0 0 197
ORACLE CORP COM Stock 68389X105   38,979 368 SH   OTR 1 0 0 368
ORACLE CORP COM Stock 68389X105   415,716 3,925 SH   SOLE 0 0 0 3,924
RTX CORPORATION COM Stock 75513E101   5,182 72 SH   SOLE 0 0 0 72
RTX CORPORATION COM Stock 75513E101   15,474 215 SH   OTR 1 0 0 215
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   1,920,734 48,986 SH   SOLE 0 0 0 48,985
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   1,280,571 12,394 SH   SOLE 0 0 0 12,394
PFIZER INC COM Stock 717081103   5,241 158 SH   OTR 1 0 0 158
MORGAN STANLEY COM NEW Stock 617446448   4,536 56 SH   SOLE 0 0 0 55
MORGAN STANLEY COM NEW Stock 617446448   10,780 132 SH   OTR 1 0 0 132
KLA CORP COM NEW Stock 482480100   16,512 36 SH   OTR 1 0 0 36
SCHWAB FUNDAMENTAL US BROAD MARKET INDEX ETF ETF 808524789   833,437 15,128 SH   SOLE 0 0 0 15,127
GILEAD SCIENCES INC COM Stock 375558103   16,037 214 SH   OTR 1 0 0 214
CATERPILLAR INC COM Stock 149123101   3,003 11 SH   OTR 1 0 0 11
BAKER HUGHES COMPANY CL A Stock 05722G100   20,909 592 SH   OTR 1 0 0 592
ALPHABET INC CAP STK CL C Stock 02079K107   374,454 2,840 SH   SOLE 0 0 0 2,840
BEST BUY INC COM Stock 086516101   2,084 30 SH   OTR 1 0 0 30
BEST BUY INC COM Stock 086516101   2,640 38 SH   SOLE 0 0 0 38
AMERICAN EXPRESS CO COM Stock 025816109   4,774 32 SH   OTR 1 0 0 32
OTIS WORLDWIDE CORP COM Stock 68902V107   3,855 48 SH   SOLE 0 0 0 48
OTIS WORLDWIDE CORP COM Stock 68902V107   14,215 177 SH   OTR 1 0 0 177
ALLY FINL INC COM Stock 02005N100   1,948 73 SH   OTR 1 0 0 73
ALLY FINL INC COM Stock 02005N100   6,803 255 SH   SOLE 0 0 0 255
ANALOG DEVICES INC COM Stock 032654105   13,832 79 SH   OTR 1 0 0 79
PAYCOM SOFTWARE INC COM Stock 70432V102   1,815 7 SH   OTR 1 0 0 7
NAVIENT CORPORATION COM Stock 63938C108   3,582 208 SH   OTR 1 0 0 208
TRANSDIGM GROUP INC COM Stock 893641100   11,804 14 SH   OTR 1 0 0 14
INVESCO FTSE RAFI EMERGING MARKETS ETF ETF 46138E727   498,609 27,980 SH   SOLE 0 0 0 27,980
REDWOOD TRUST INC COM REIT 758075402   2,061 289 SH   OTR 1 0 0 289
WILLIAMS COS INC COM Stock 969457100   3,571 106 SH   OTR 1 0 0 106
CARETRUST REIT INC COM REIT 14174T107   2,030 99 SH   OTR 1 0 0 99
AGNICO EAGLE MINES LTD COM Stock 008474108   330,376 7,269 SH   SOLE 0 0 0 7,269
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   336,327 2,165 SH   SOLE 0 0 0 2,164
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   162,274 2,874 SH   SOLE 0 0 0 2,873
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   1,238,469 13,170 SH   SOLE 0 0 0 13,169
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   473,563 5,340 SH   SOLE 0 0 0 5,339
ANTERO RESOURCES CORP COM Stock 03674X106   5,914 233 SH   OTR 1 0 0 233
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   3,520,166 71,071 SH   SOLE 0 0 0 71,071
SAGE THERAPEUTICS INC COM Stock 78667J108   3,910 190 SH   OTR 1 0 0 190
LIBERTY MEDIA CORP DEL COM LBTY ONE S C Stock 531229755   4,361 70 SH   OTR 1 0 0 70
CATALENT INC COM Stock 148806102   1,639 36 SH   OTR 1 0 0 36
SYNCHRONY FINANCIAL COM Stock 87165B103   581 19 SH   SOLE 0 0 0 19
SYNCHRONY FINANCIAL COM Stock 87165B103   3,668 120 SH   OTR 1 0 0 120
EATON CORP PLC SHS Stock G29183103   8,105 38 SH   OTR 1 0 0 38
ASPEN AEROGELS INC COM Stock 04523Y105   2,331 271 SH   OTR 1 0 0 271
FIRST FNDTN INC COM Stock 32026V104   1,940 319 SH   OTR 1 0 0 319
VANGUARD LONG-TERM BOND ETF ETF 921937793   1,638 24 SH   SOLE 0 0 0 24
PLUG POWER INC COM NEW Stock 72919P202   1,497 197 SH   OTR 1 0 0 197
BORGWARNER INC COM Stock 099724106   2,543 63 SH   OTR 1 0 0 63
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209   7,063 82 SH   OTR 1 0 0 82
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209   9,991 116 SH   SOLE 0 0 0 116
CARA THERAPEUTICS INC COM Stock 140755109   1,443 859 SH   OTR 1 0 0 859
DELTA AIR LINES INC DEL COM NEW Stock 247361702   6,749 182 SH   SOLE 0 0 0 182
MARKETAXESS HLDGS INC COM Stock 57060D108   1,923 9 SH   OTR 1 0 0 9
VANGUARD SHORT-TERM BOND ETF ETF 921937827   203,129 2,702 SH   SOLE 0 0 0 2,702
GARTNER INC COM Stock 366651107   11,683 34 SH   OTR 1 0 0 34
GLACIER BANCORP INC NEW COM Stock 37637Q105   2,109 74 SH   OTR 1 0 0 74
HELMERICH & PAYNE INC COM Stock 423452101   7,926 188 SH   OTR 1 0 0 188
JAMES RIV GROUP LTD COM Stock G5005R107   1,458 95 SH   OTR 1 0 0 95
LAM RESEARCH CORP COM Stock 512807108   5,641 9 SH   OTR 1 0 0 9
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   2,823,177 68,424 SH   SOLE 0 0 0 68,424
QORVO INC COM Stock 74736K101   2,005 21 SH   OTR 1 0 0 21
PHILIP MORRIS INTL INC COM Stock 718172109   1,389 15 SH   OTR 1 0 0 15
NRG ENERGY INC COM NEW Stock 629377508   5,624 146 SH   OTR 1 0 0 146
BANK MARIN BANCORP COM Stock 063425102   2,230 122 SH   OTR 1 0 0 122
ROYAL GOLD INC COM Stock 780287108   2,339 22 SH   OTR 1 0 0 22
SERVICE CORP INTL COM Stock 817565104   5,885 103 SH   OTR 1 0 0 103
SYNOPSYS INC COM Stock 871607107   10,556 23 SH   OTR 1 0 0 23
PNC FINL SVCS GROUP INC COM Stock 693475105   3,315 27 SH   OTR 1 0 0 27
EQUINIX INC COM REIT 29444U700   1,453 2 SH   OTR 1 0 0 2
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   20,198 348 SH   OTR 1 0 0 348
SPDR DOW JONES REIT ETF ETF 78464A607   17,597 212 SH   SOLE 0 0 0 212
ALTRIA GROUP INC COM Stock 02209S103   2,439 58 SH   OTR 1 0 0 58
LOEWS CORP COM Stock 540424108   3,925 62 SH   OTR 1 0 0 62
DOMINION ENERGY INC COM Stock 25746U109   4,333 97 SH   OTR 1 0 0 97
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281   247,242 2,996 SH   SOLE 0 0 0 2,996
CADENCE DESIGN SYSTEM INC COM Stock 127387108   8,435 36 SH   OTR 1 0 0 36
AGILENT TECHNOLOGIES INC COM Stock 00846U101   78,746 704 SH   SOLE 0 0 0 704
EXXON MOBIL CORP COM Stock 30231G102   49,384 420 SH   OTR 1 0 0 420
NORTHWESTERN ENERGY GROUP INC COM NEW Stock 668074305   2,259 47 SH   OTR 1 0 0 47
UNITEDHEALTH GROUP INC COM Stock 91324P102   25,714 51 SH   OTR 1 0 0 51
PRICE T ROWE GROUP INC COM Stock 74144T108   4,195 40 SH   OTR 1 0 0 40
TRAVELERS COMPANIES INC COM Stock 89417E109   1,796 11 SH   OTR 1 0 0 11
TRAVELERS COMPANIES INC COM Stock 89417E109   8,048 49 SH   SOLE 0 0 0 49
LOWES COS INC COM Stock 548661107   65,084 313 SH   SOLE 0 0 0 313
LINCOLN NATL CORP IND COM Stock 534187109   4,123 167 SH   OTR 1 0 0 167
COLFAX CORP COM Stock 194014502   1,002 19 SH   OTR 1 0 0 19
GODADDY INC CL A Stock 380237107   5,214 70 SH   OTR 1 0 0 70
DEERE & CO COM Stock 244199105   1,510 4 SH   OTR 1 0 0 4
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456   112,963 3,361 SH   SOLE 0 0 0 3,361
AMERICAN INTL GROUP INC COM NEW Stock 026874784   10,484 173 SH   OTR 1 0 0 173
CABLE ONE INC COM Stock 12685J105   1,847 3 SH   OTR 1 0 0 3
EQUITY LIFESTYLE PPTYS INC COM REIT 29472R108   1,402 22 SH   OTR 1 0 0 22
RAYONIER INC COM REIT 754907103   2,590 91 SH   OTR 1 0 0 91
CHEMOURS CO COM Stock 163851108   11,865 423 SH   OTR 1 0 0 423
TRANSUNION COM Stock 89400J107   2,297 32 SH   OTR 1 0 0 32
NOVO-NORDISK A S ADR ADR 670100205   50,926 560 SH   SOLE 0 0 0 560
KRAFT HEINZ CO COM Stock 500754106   10,058 299 SH   OTR 1 0 0 299
PAYPAL HLDGS INC COM Stock 70450Y103   3,858 66 SH   OTR 1 0 0 66
NASDAQ INC COM Stock 631103108   4,519 93 SH   OTR 1 0 0 93
SCHWAB CHARLES CORP COM Stock 808513105   5,819 106 SH   OTR 1 0 0 106
CROWN CASTLE INC COM REIT 22822V101   0 0 SH   OTR 1 0 0 0
WISDOMTREE YIELD ENHANCED U.S. AGGREGATE BOND FUND ETF 97717X511   6,786 163 SH   SOLE 0 0 0 163
ALLEGIANT TRAVEL CO COM Stock 01748X102   2,536 33 SH   OTR 1 0 0 33
AUTOZONE INC COM Stock 053332102   7,620 3 SH   OTR 1 0 0 3
BLACKROCK INC COM Stock 09247X101   3,232 5 SH   OTR 1 0 0 5
BIO-TECHNE CORP COM Stock 09073M104   5,990 88 SH   OTR 1 0 0 88
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   311,559 6,477 SH   SOLE 0 0 0 6,477
ISHARES MSCI EAFE ETF ETF 464287465   944,686 13,707 SH   SOLE 0 0 0 13,706
APPLE INC COM Stock 037833100   114,882 671 SH   OTR 1 0 0 671
APPLE INC COM Stock 037833100   800,938 4,678 SH   SOLE 0 0 0 4,678
WEC ENERGY GROUP INC COM Stock 92939U106   4,672 58 SH   OTR 1 0 0 58
WEC ENERGY GROUP INC COM Stock 92939U106   121,970 1,514 SH   SOLE 0 0 0 1,514
ABBOTT LABS COM Stock 002824100   2,518 26 SH   OTR 1 0 0 26
DISNEY WALT CO COM Stock 254687106   1,459 18 SH   OTR 1 0 0 18
UNIVERSAL HLTH SVCS INC CL B Stock 913903100   754 6 SH   SOLE 0 0 0 6
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   10,250 110 SH   SOLE 0 0 0 110
ISHARES RUSSELL 1000 ETF ETF 464287622   1,999,548 8,512 SH   SOLE 0 0 0 8,511
MARSH & MCLENNAN COS INC COM Stock 571748102   8,183 43 SH   OTR 1 0 0 43
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   4,375,485 28,820 SH   SOLE 0 0 0 28,820
ISHARES MORNINGSTAR U.S. EQUITY ETF ETF 464287127   428,802 7,281 SH   SOLE 0 0 0 7,280