The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIRBNB INC COM CL A 009066101 BBG001Y2XS16 217,899 1,794 SH   SOLE   0 0 1,794
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,224,092 21,200 SH   SOLE   0 0 21,200
APPLE INC COM 037833100 BBG001S5N8V8 1,240,979 7,468 SH   SOLE   0 7,468 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 231,491 746 SH   SOLE   0 0 746
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 533,722 3,140 SH   SOLE   0 0 3,140
INTUIT COM 461202103 BBG001S6TWR2 402,056 912 SH   SOLE   0 0 912
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 6,898,425 73,458 SH   SOLE   0 73,458 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 210,690 3,275 SH   SOLE   0 0 3,275
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 BBG0079TF237 1,687,851 61,132 SH   SOLE   0 61,132 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 209,992 731 SH   SOLE   0 731 0
PAVMED INC COM 70387R106 BBG00DGWP3H1 4,629 11,021 SH   SOLE   0 0 11,021
QUALCOMM INC COM 747525103 BBG001S6VS70 434,202 3,481 SH   SOLE   0 0 3,481
TESLA INC COM 88160R101 BBG001SQKGD7 219,701 1,128 SH   SOLE   0 0 1,128
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 558,415 17,750 SH   SOLE   0 17,750 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 2,085,207 27,258 SH   SOLE   0 27,258 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 20,248,372 273,775 SH   SOLE   0 273,775 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 2,392,335 48,694 SH   SOLE   0 48,694 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 25,103,986 100,734 SH   SOLE   0 100,734 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 7,568,182 38,903 SH   SOLE   0 38,903 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 2,493,849 18,623 SH   SOLE   0 18,623 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 2,735,665 33,208 SH   SOLE   0 33,208 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 493,264 1,306 SH   SOLE   0 1,306 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 3,085,095 19,420 SH   SOLE   0 19,420 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 4,968,593 22,967 SH   SOLE   0 22,967 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,723,682 13,310 SH   SOLE   0 13,310 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 6,574,463 47,220 SH   SOLE   0 47,220 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2,252,874 55,531 SH   SOLE   0 55,531 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 4,350,304 39,595 SH   SOLE   0 39,595 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,608,099 21,065 SH   SOLE   0 21,065 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 699,702 15,365 SH   SOLE   0 15,365 0