The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 2,319 1,060 SH   SOLE   0 0 1,060
APPLE INC COM 037833100 1,035 7,571 SH   SOLE   0 0 7,571
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 204 746 SH   SOLE   0 0 746
CHEVRON CORP NEW COM 166764100 455 3,137 SH   SOLE   0 0 3,137
INTUIT COM 461202103 626 1,623 SH   SOLE   0 0 1,623
ISHARES TR EAFE GRWTH ETF 464288885 5,053 62,731 SH   SOLE   0 0 62,731
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 2,737 66,839 SH   SOLE   0 0 66,839
MICROSOFT CORP COM 594918104 245 958 SH   SOLE   0 0 958
PAVMED INC COM 70387R106 10 11,021 SH   SOLE   0 0 11,021
QUALCOMM INC COM 747525103 437 3,417 SH   SOLE   0 0 3,417
SPDR S&P 500 ETF TR TR UNIT 78462F103 745 1,975 SH   SOLE   0 0 1,975
TESLA INC COM 88160R101 290 431 SH   SOLE   0 0 431
UBER TECHNOLOGIES INC COM 90353T100 363 17,750 SH   SOLE   0 0 17,750
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,215 15,798 SH   SOLE   0 0 15,798
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 24,757 329,038 SH   SOLE   0 0 329,038
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,470 29,886 SH   SOLE   0 0 29,886
VANGUARD INDEX FDS GROWTH ETF 922908736 14,424 64,732 SH   SOLE   0 0 64,732
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 5,232 29,821 SH   SOLE   0 0 29,821
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,352 18,117 SH   SOLE   0 0 18,117
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,671 29,321 SH   SOLE   0 0 29,321
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 448 1,291 SH   SOLE   0 0 1,291
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,732 18,241 SH   SOLE   0 0 18,241
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,351 17,010 SH   SOLE   0 0 17,010
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,453 12,996 SH   SOLE   0 0 12,996
VANGUARD INDEX FDS VALUE ETF 922908744 7,536 57,128 SH   SOLE   0 0 57,128
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,972 47,651 SH   SOLE   0 0 47,651
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,410 32,998 SH   SOLE   0 0 32,998
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,648 21,610 SH   SOLE   0 0 21,610