The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   213,937 1,784 SH   SOLE   0 0 1,784
ABBOTT LABS COM 002824100   1,115,612 10,161 SH   SOLE   0 0 10,161
ABBVIE INCORPORATED COM 00287Y109   2,580,847 15,970 SH   SOLE   0 0 15,970
ACV AUCTIONS INCORPORATED COM CLASS A COM CL A 00091G104   137,583 16,758 SH   SOLE   0 0 16,758
ADAMS DIVERSIFIED EQUITY FD COM 006212104   149,049 10,251 SH   SOLE   0 0 10,251
AFLAC INCORPORATED COM 001055102   761,042 10,579 SH   SOLE   0 0 10,579
AIR PRODUCTS & CHEMICALS INCORPORATED COM 009158106   1,477,756 4,794 SH   SOLE   0 0 4,794
ALLSTATE CORPORATION COM 020002101   1,011,776 7,461 SH   SOLE   0 0 7,461
ALPHABET INCORPORATED CAP STK CLASS A CAP STK CL A 02079K305   2,209,985 25,048 SH   SOLE   0 0 25,048
ALPHABET INCORPORATED CAP STK CLASS C CAP STK CL C 02079K107   1,116,578 12,584 SH   SOLE   0 0 12,584
ALTRIA GROUP INCORPORATED COM 02209S103   2,161,534 47,288 SH   SOLE   0 0 47,288
AMAZON COM INCORPORATED COM 023135106   1,130,388 13,457 SH   SOLE   0 0 13,457
AMERICAN ELEC PWR COMPANY INCORPORATED COM 025537101   264,997 2,791 SH   SOLE   0 0 2,791
AMERICAN EXPRESS COMPANY COM 025816109   712,451 4,822 SH   SOLE   0 0 4,822
AMGEN INCORPORATED COM 031162100   447,844 1,705 SH   SOLE   0 0 1,705
ANSYS INCORPORATED COM 03662Q105   420,608 1,741 SH   SOLE   0 0 1,741
APPLE INCORPORATED COM 037833100   17,667,910 135,980 SH   SOLE   0 0 135,980
APPLIED MATLS INCORPORATED COM 038222105   510,174 5,239 SH   SOLE   0 0 5,239
ASTRAZENECA PLC SPONSORED ADR SPONSORED ADR 046353108   912,578 13,460 SH   SOLE   0 0 13,460
AT&T INCORPORATED COM 00206R102   1,054,732 57,291 SH   SOLE   0 0 57,291
AUTOLIV INCORPORATED COM 052800109   418,783 5,469 SH   SOLE   0 0 5,469
BALL CORPORATION COM 058498106   235,704 4,609 SH   SOLE   0 0 4,609
BANK AMERICA CORPORATION COM 060505104   340,548 10,282 SH   SOLE   0 0 10,282
BANK NEW YORK MELLON CORPORATION COM 064058100   247,217 5,431 SH   SOLE   0 0 5,431
BARRICK GOLD CORPORATION COM 067901108   518,166 30,161 SH   SOLE   0 0 30,161
BECTON DICKINSON & COMPANY COM 075887109   711,396 2,797 SH   SOLE   0 0 2,797
BERKSHIRE HATHAWAY INCORPORATED DEL CLASS B NEW CL B NEW 084670702   2,855,163 9,243 SH   SOLE   0 0 9,243
BEST BUY INCORPORATED COM 086516101   996,748 12,427 SH   SOLE   0 0 12,427
BNY MELLON HIGH YIELD STRATEGI SH BEN INT SH BEN INT 09660L105   67,370 31,190 SH   SOLE   0 0 31,190
BOEING COMPANY COM 097023105   362,442 1,903 SH   SOLE   0 0 1,903
BP PLC SPONSORED ADR SPONSORED ADR 055622104   388,870 11,133 SH   SOLE   0 0 11,133
BRISTOL-MYERS SQUIBB COMPANY COM 110122108   972,235 13,513 SH   SOLE   0 0 13,513
BROADCOM INCORPORATED COM 11135F101   1,505,904 2,693 SH   SOLE   0 0 2,693
CAMPING WORLD HLDGS INCORPORATED CLASS A CL A 13462K109   261,390 11,711 SH   SOLE   0 0 11,711
CAPITAL GROUP DIVID VALUE ETF SHS CREATION UNIT SHS CREATION UNI 14020W106   30,682,567 1,300,660 SH   SOLE   0 0 1,300,660
CAPITAL GROUP GLOBAL GROWTH SHS CREATION UNIT SHS CREATION UNI 14020X104   968,225 46,084 SH   SOLE   0 0 46,084
CAPITAL GROUP GROWTH ETF SHS CREATION UNIT SHS CREATION UNI 14020G101   3,648,266 182,962 SH   SOLE   0 0 182,962
CAPITAL GROUP INTL FOCUS SHS CREATION UNIT SHS CREATION UNI 14019W109   4,678,570 224,607 SH   SOLE   0 0 224,607
CARDINAL HEALTH INCORPORATED COM 14149Y108   734,203 9,551 SH   SOLE   0 0 9,551
CATERPILLAR INCORPORATED COM 149123101   986,407 4,118 SH   SOLE   0 0 4,118
CENTRAL SECS CORPORATION COM 155123102   425,211 12,735 SH   SOLE   0 0 12,735
CHEVRON CORPORATION NEW COM 166764100   4,206,594 23,436 SH   SOLE   0 0 23,436
CHUBB LIMITED COM H1467J104   2,174,489 9,857 SH   SOLE   0 0 9,857
CIGNA CORPORATION NEW COM 125523100   434,387 1,311 SH   SOLE   0 0 1,311
CINTAS CORPORATION COM 172908105   999,887 2,214 SH   SOLE   0 0 2,214
CISCO SYSTEMS INCORPORATED COM 17275R102   3,063,684 64,309 SH   SOLE   0 0 64,309
CME GROUP INCORPORATED COM 12572Q105   1,105,195 6,572 SH   SOLE   0 0 6,572
COCA COLA COMPANY COM 191216100   1,105,854 17,385 SH   SOLE   0 0 17,385
COHERENT CORPORATION COM 19247G107   201,930 5,753 SH   SOLE   0 0 5,753
COMCAST CORPORATION NEW CLASS A CL A 20030N101   1,709,977 48,898 SH   SOLE   0 0 48,898
CONOCOPHILLIPS COM 20825C104   2,531,893 21,457 SH   SOLE   0 0 21,457
CONSOLIDATED EDISON INCORPORATED COM 209115104   324,490 3,405 SH   SOLE   0 0 3,405
CONSTELLATION BRANDS INCORPORATED CLASS A CL A 21036P108   483,160 2,085 SH   SOLE   0 0 2,085
CONSTELLATION ENERGY CORPORATION COM 21037T109   256,246 2,972 SH   SOLE   0 0 2,972
CORTEVA INCORPORATED COM 22052L104   500,606 8,517 SH   SOLE   0 0 8,517
COSTCO WHOLESALE CORPORATION NEW COM 22160K105   1,183,130 2,592 SH   SOLE   0 0 2,592
CSX CORPORATION COM 126408103   415,177 13,401 SH   SOLE   0 0 13,401
CUMMINS INCORPORATED COM 231021106   448,963 1,853 SH   SOLE   0 0 1,853
CVS HEALTH CORPORATION COM 126650100   1,592,803 17,092 SH   SOLE   0 0 17,092
DANAHER CORPORATION COM 235851102   453,603 1,709 SH   SOLE   0 0 1,709
DARDEN RESTAURANTS INCORPORATED COM 237194105   1,189,451 8,599 SH   SOLE   0 0 8,599
DEERE & COMPANY COM 244199105   1,631,432 3,805 SH   SOLE   0 0 3,805
DEVON ENERGY CORPORATION NEW COM 25179M103   1,811,202 29,446 SH   SOLE   0 0 29,446
DICKS SPORTING GOODS INCORPORATED COM 253393102   1,271,586 10,571 SH   SOLE   0 0 10,571
DIMENSIONAL ETF TRUST INTL VALE ETF INTERNATNAL VAL 25434V807   8,352,351 274,748 SH   SOLE   0 0 274,748
DIMENSIONAL ETF TRUST U S SM CAP ETF US SMALL CAP ETF 25434V500   9,212,586 180,109 SH   SOLE   0 0 180,109
DIMENSIONAL ETF TRUST U S TARGET VALUE ETF US TARGETED VLU 25434V609   1,646,063 37,453 SH   SOLE   0 0 37,453
DIMENSIONAL ETF TRUST US MARKETWIDE VALUE ETF US MKTWIDE VALUE 25434V724   828,597 24,749 SH   SOLE   0 0 24,749
DIMENSIONAL ETF TRUST WORLD EX U S CORE EQUITY 2 ETF WORLD EX US CORE 25434V880   5,464,727 252,997 SH   SOLE   0 0 252,997
DISCOVER FINL SVCS COM 254709108   231,270 2,364 SH   SOLE   0 0 2,364
DISNEY WALT COMPANY COM 254687106   974,011 11,211 SH   SOLE   0 0 11,211
DOMINION ENERGY INCORPORATED COM 25746U109   527,965 8,610 SH   SOLE   0 0 8,610
DOW INCORPORATED COM 260557103   794,573 15,768 SH   SOLE   0 0 15,768
DTE ENERGY COMPANY COM 233331107   499,855 4,253 SH   SOLE   0 0 4,253
DUKE ENERGY CORPORATION NEW COM NEW COM NEW 26441C204   953,129 9,255 SH   SOLE   0 0 9,255
DUPONT DE NEMOURS INCORPORATED COM 26614N102   843,458 12,290 SH   SOLE   0 0 12,290
EATON CORPORATION PLC SHS SHS G29183103   1,556,669 9,918 SH   SOLE   0 0 9,918
EATON VANCE TAX-MANAGED DIVERS COM 27828N102   151,454 13,946 SH   SOLE   0 0 13,946
EATON VANCE TAX-MANAGED GLOBAL COM 27829F108   95,991 12,714 SH   SOLE   0 0 12,714
ECOVYST INCORPORATED COM 27923Q109   116,066 13,100 SH   SOLE   0 0 13,100
EDWARDS LIFESCIENCES CORPORATION COM 28176E108   300,678 4,030 SH   SOLE   0 0 4,030
EMERSON ELEC COMPANY COM 291011104   524,478 5,460 SH   SOLE   0 0 5,460
EXELON CORPORATION COM 30161N101   390,730 9,038 SH   SOLE   0 0 9,038
EXXON MOBIL CORPORATION COM 30231G102   4,785,240 43,384 SH   SOLE   0 0 43,384
FEDEX CORPORATION COM 31428X106   235,483 1,360 SH   SOLE   0 0 1,360
FIRST TRUST CAPITAL STRENGTH ETF CAP STRENGTH ETF 33733E104   607,320 8,103 SH   SOLE   0 0 8,103
FIRSTENERGY CORPORATION COM 337932107   451,478 10,765 SH   SOLE   0 0 10,765
FISERV INCORPORATED COM 337738108   318,573 3,152 SH   SOLE   0 0 3,152
GENERAL DYNAMICS CORPORATION COM 369550108   1,150,734 4,638 SH   SOLE   0 0 4,638
GENERAL ELECTRIC COMPANY COM NEW COM NEW 369604301   518,409 6,187 SH   SOLE   0 0 6,187
GENERAL MLS INCORPORATED COM 370334104   722,044 8,611 SH   SOLE   0 0 8,611
HALLIBURTON COMPANY COM 406216101   325,819 8,280 SH   SOLE   0 0 8,280
HOME DEPOT INCORPORATED COM 437076102   4,059,284 12,852 SH   SOLE   0 0 12,852
HONEYWELL INTERNATIONAL INCORPORATED COM 438516106   264,446 1,234 SH   SOLE   0 0 1,234
HUNTINGTON BANCSHARES INCORPORATED COM 446150104   458,031 32,484 SH   SOLE   0 0 32,484
ILLINOIS TOOL WKS INCORPORATED COM 452308109   471,806 2,142 SH   SOLE   0 0 2,142
INTEL CORPORATION COM 458140100   1,160,433 43,906 SH   SOLE   0 0 43,906
INTERCONTINENTAL EXCHANGE INCORPORATED COM 45866F104   222,643 2,170 SH   SOLE   0 0 2,170
INTERNATIONAL BUSINESS MACHINES COM 459200101   1,888,340 13,403 SH   SOLE   0 0 13,403
INVESCO FTSE RAFI US 1000 ETF FTSE RAFI 1000 46137V613   296,647 1,912 SH   SOLE   0 0 1,912
INVESCO QQQ UNIT SER 1 46090E103   412,201 1,548 SH   SOLE   0 0 1,548
IQVIA HLDGS INCORPORATED COM 46266C105   215,954 1,054 SH   SOLE   0 0 1,054
ISHARES GOLD TR ISHARES NEW ISHARES NEW 464285204   1,584,464 45,807 SH   SOLE   0 0 45,807
ISHARES SILVER TR ISHARES ISHARES 46428Q109   835,659 37,950 SH   SOLE   0 0 37,950
ISHARES TR CORE DIV GRWTH CORE DIV GRWTH 46434V621   9,215,008 184,300 SH   SOLE   0 0 184,300
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834   310,410 5,363 SH   SOLE   0 0 5,363
ISHARES TR CORE S&P MCP ETF CORE S&P MCP ETF 464287507   982,557 4,062 SH   SOLE   0 0 4,062
ISHARES TR CORE S&P SCP ETF CORE S&P SCP ETF 464287804   352,723 3,727 SH   SOLE   0 0 3,727
ISHARES TR CORE S&P500 ETF CORE S&P500 ETF 464287200   2,417,065 6,291 SH   SOLE   0 0 6,291
ISHARES TR INTL DIV GRWTH INTL DIV GRWTH 46435G524   4,554,922 79,037 SH   SOLE   0 0 79,037
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448   249,604 9,190 SH   SOLE   0 0 9,190
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465   6,436,414 98,056 SH   SOLE   0 0 98,056
ISHARES TR MSCI EMG MKT ETF MSCI EMG MKT ETF 464287234   4,724,390 124,654 SH   SOLE   0 0 124,654
ISHARES TR MSCI USA VALUE MSCI USA VALUE 46432F388   227,303 2,494 SH   SOLE   0 0 2,494
ISHARES TR RUS 1000 GRW ETF RUS 1000 GRW ETF 464287614   11,754,565 54,866 SH   SOLE   0 0 54,866
ISHARES TR RUS 1000 VAL ETF RUS 1000 VAL ETF 464287598   2,735,766 18,040 SH   SOLE   0 0 18,040
ISHARES TR RUS 2000 GRW ETF RUS 2000 GRW ETF 464287648   721,218 3,362 SH   SOLE   0 0 3,362
ISHARES TR RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655   510,177 2,926 SH   SOLE   0 0 2,926
ISHARES TR S&P 100 ETF S&P 100 ETF 464287101   458,322 2,687 SH   SOLE   0 0 2,687
ISHARES TR S&P 500 GRWT ETF S&P 500 GRWT ETF 464287309   915,291 15,646 SH   SOLE   0 0 15,646
ISHARES TR S&P 500 VAL ETF S&P 500 VAL ETF 464287408   350,634 2,417 SH   SOLE   0 0 2,417
ISHARES TR S&P MC 400VL ETF S&P MC 400VL ETF 464287705   244,339 2,424 SH   SOLE   0 0 2,424
ISHARES TR SP SMCP600VL ETF SP SMCP600VL ETF 464287879   250,780 2,746 SH   SOLE   0 0 2,746
JOHNSON & JOHNSON COM 478160104   4,666,864 26,419 SH   SOLE   0 0 26,419
JONES LANG LASALLE INCORPORATED COM 48020Q107   447,192 2,806 SH   SOLE   0 0 2,806
JPMORGAN CHASE & COMPANY COM 46625H100   5,296,086 39,494 SH   SOLE   0 0 39,494
JPMORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332   15,978,572 293,239 SH   SOLE   0 0 293,239
KEYSIGHT TECHNOLOGIES INCORPORATED COM 49338L103   247,538 1,447 SH   SOLE   0 0 1,447
KRAFT HEINZ COMPANY COM 500754106   277,276 6,811 SH   SOLE   0 0 6,811
KROGER COMPANY COM 501044101   352,940 7,917 SH   SOLE   0 0 7,917
L3HARRIS TECHNOLOGIES INCORPORATED COM 502431109   733,356 3,522 SH   SOLE   0 0 3,522
LAUDER ESTEE COMPANIES INCORPORATED CLASS A CL A 518439104   217,274 876 SH   SOLE   0 0 876
LILLY ELI & COMPANY COM 532457108   2,314,304 6,326 SH   SOLE   0 0 6,326
LINDE PLC SHS SHS G5494J103   541,785 1,661 SH   SOLE   0 0 1,661
LOCKHEED MARTIN CORPORATION COM 539830109   487,463 1,002 SH   SOLE   0 0 1,002
LOWES COMPANIES INCORPORATED COM 548661107   617,644 3,100 SH   SOLE   0 0 3,100
MARATHON PETE CORPORATION COM 56585A102   2,907,555 24,981 SH   SOLE   0 0 24,981
MARRIOTT INTERNATIONAL INCORPORATED NEW CLASS A CL A 571903202   250,284 1,681 SH   SOLE   0 0 1,681
MASTERCARD INCORPORATED CLASS A CL A 57636Q104   439,878 1,265 SH   SOLE   0 0 1,265
MCDONALDS CORPORATION COM 580135101   2,777,420 10,539 SH   SOLE   0 0 10,539
MCKESSON CORPORATION COM 58155Q103   1,115,982 2,975 SH   SOLE   0 0 2,975
MEDTRONIC PLC SHS SHS G5960L103   842,351 10,838 SH   SOLE   0 0 10,838
MERCK & COMPANY INCORPORATED COM 58933Y105   3,519,239 31,719 SH   SOLE   0 0 31,719
META PLATFORMS INCORPORATED CLASS A CL A 30303M102   401,936 3,340 SH   SOLE   0 0 3,340
MICROCHIP TECHNOLOGY INCORPORATED. COM 595017104   780,618 11,112 SH   SOLE   0 0 11,112
MICROSOFT CORPORATION COM 594918104   11,181,488 46,625 SH   SOLE   0 0 46,625
MONDELEZ INTERNATIONAL INCORPORATED CLASS A CL A 609207105   563,459 8,454 SH   SOLE   0 0 8,454
MOTOROLA SOLUTIONS INCORPORATED COM NEW COM NEW 620076307   1,474,457 5,721 SH   SOLE   0 0 5,721
NETAPP INCORPORATED COM 64110D104   267,194 4,449 SH   SOLE   0 0 4,449
NETFLIX INCORPORATED COM 64110L106   563,811 1,912 SH   SOLE   0 0 1,912
NEWMONT CORPORATION COM 651639106   331,297 7,019 SH   SOLE   0 0 7,019
NEXTERA ENERGY INCORPORATED COM 65339F101   692,793 8,287 SH   SOLE   0 0 8,287
NIKE INCORPORATED CLASS B CL B 654106103   411,475 3,517 SH   SOLE   0 0 3,517
NORFOLK SOUTHN CORPORATION COM 655844108   299,409 1,215 SH   SOLE   0 0 1,215
NUCOR CORPORATION COM 670346105   1,594,901 12,100 SH   SOLE   0 0 12,100
NVIDIA CORPORATION COM 67066G104   650,056 4,448 SH   SOLE   0 0 4,448
NXP SEMICONDUCTORS N V COM N6596X109   201,279 1,274 SH   SOLE   0 0 1,274
OCCIDENTAL PETE CORPORATION COM 674599105   233,315 3,704 SH   SOLE   0 0 3,704
ORACLE CORPORATION COM 68389X105   622,983 7,622 SH   SOLE   0 0 7,622
PAYCHEX INCORPORATED COM 704326107   956,497 8,277 SH   SOLE   0 0 8,277
PAYPAL HLDGS INCORPORATED COM 70450Y103   490,421 6,886 SH   SOLE   0 0 6,886
PEPSICO INCORPORATED COM 713448108   4,629,218 25,624 SH   SOLE   0 0 25,624
PFIZER INCORPORATED COM 717081103   2,832,650 55,282 SH   SOLE   0 0 55,282
PHILIP MORRIS INTERNATIONAL INCORPORATED COM 718172109   1,819,689 17,979 SH   SOLE   0 0 17,979
PHILLIPS 66 COM 718546104   639,816 6,147 SH   SOLE   0 0 6,147
PIONEER NAT RES COMPANY COM 723787107   351,147 1,537 SH   SOLE   0 0 1,537
PNC FINL SVCS GROUP INCORPORATED COM 693475105   2,280,095 14,436 SH   SOLE   0 0 14,436
PPG INDUSTRIES INCORPORATED COM 693506107   731,681 5,819 SH   SOLE   0 0 5,819
PPL CORPORATION COM 69351T106   664,961 22,757 SH   SOLE   0 0 22,757
PROCTER AND GAMBLE COMPANY COM 742718109   2,720,206 17,948 SH   SOLE   0 0 17,948
PUBLIC SVC ENTERPRISE GRP INCORPORATED COM 744573106   220,266 3,595 SH   SOLE   0 0 3,595
QUALCOMM INCORPORATED COM 747525103   614,682 5,591 SH   SOLE   0 0 5,591
RAYTHEON TECHNOLOGIES CORPORATION COM 75513E101   384,909 3,814 SH   SOLE   0 0 3,814
ROCKWELL AUTOMATION INCORPORATED COM 773903109   241,858 939 SH   SOLE   0 0 939
S & T BANCORP INCORPORATED COM 783859101   7,604,708 222,490 SH   SOLE   0 0 222,490
S&P GLOBAL INCORPORATED COM 78409V104   248,407 742 SH   SOLE   0 0 742
SEMPRA COM 816851109   250,355 1,620 SH   SOLE   0 0 1,620
SHELL PLC SPON ADS SPON ADS 780259305   261,571 4,593 SH   SOLE   0 0 4,593
SOUTHERN COMPANY COM 842587107   864,177 12,102 SH   SOLE   0 0 12,102
SPDR BLOOMBERG CONVERTIBLE SECURITIES ET BBG CONV SEC ETF 78464A359   1,608,564 25,001 SH   SOLE   0 0 25,001
SPDR GOLD SHARES GOLD SHS 78463V107   1,566,625 9,235 SH   SOLE   0 0 9,235
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854   662,645 14,732 SH   SOLE   0 0 14,732
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409   448,697 8,855 SH   SOLE   0 0 8,855
SPDR S&P 500 ETF TR UNIT 78462F103   1,126,639 2,946 SH   SOLE   0 0 2,946
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201   494,122 6,840 SH   SOLE   0 0 6,840
SPDR S&P REGIONAL BANKING ETF S&P REGL BKG 78464A698   432,620 7,365 SH   SOLE   0 0 7,365
STARBUCKS CORPORATION COM 855244109   206,237 2,079 SH   SOLE   0 0 2,079
STERIS PLC SHS USD SHS USD G8473T100   242,000 1,310 SH   SOLE   0 0 1,310
STRYKER CORPORATION COM 863667101   829,555 3,393 SH   SOLE   0 0 3,393
SUN LIFE FINANCIAL INCORPORATED. COM 866796105   231,404 4,985 SH   SOLE   0 0 4,985
SYSCO CORPORATION COM 871829107   429,321 5,616 SH   SOLE   0 0 5,616
TARGET CORPORATION COM 87612E106   586,310 3,934 SH   SOLE   0 0 3,934
TEREX CORPORATION NEW COM 880779103   959,662 22,464 SH   SOLE   0 0 22,464
TESLA INCORPORATED COM 88160R101   1,099,997 8,930 SH   SOLE   0 0 8,930
TEXAS INSTRS INCORPORATED COM 882508104   491,530 2,975 SH   SOLE   0 0 2,975
THERMO FISHER SCIENTIFIC INCORPORATED COM 883556102   1,630,593 2,961 SH   SOLE   0 0 2,961
TJX COMPANIES INCORPORATED NEW COM 872540109   497,010 6,244 SH   SOLE   0 0 6,244
TRACTOR SUPPLY COMPANY COM 892356106   573,898 2,551 SH   SOLE   0 0 2,551
TRANE TECHNOLOGIES PLC SHS SHS G8994E103   403,123 2,398 SH   SOLE   0 0 2,398
UNION PAC CORPORATION COM 907818108   1,861,691 8,991 SH   SOLE   0 0 8,991
UNITED PARCEL SERVICE INCORPORATED CLASS B CL B 911312106   964,242 5,547 SH   SOLE   0 0 5,547
UNITEDHEALTH GROUP INCORPORATED COM 91324P102   1,404,324 2,649 SH   SOLE   0 0 2,649
VALERO ENERGY CORPORATION COM 91913Y100   1,000,418 7,886 SH   SOLE   0 0 7,886
VALLEY NATL BANCORP COM 919794107   624,018 55,174 SH   SOLE   0 0 55,174
VANECK GOLD MINERS ETF GOLD MINERS ETF 92189F106   283,677 9,898 SH   SOLE   0 0 9,898
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108   391,083 1,786 SH   SOLE   0 0 1,786
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844   18,212,268 119,936 SH   SOLE   0 0 119,936
VANGUARD EXTENDED MARKET ETF EXTEND MKT ETF 922908652   582,990 4,388 SH   SOLE   0 0 4,388
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   407,214 9,703 SH   SOLE   0 0 9,703
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   252,659 6,482 SH   SOLE   0 0 6,482
VANGUARD GROWTH ETF GROWTH ETF 922908736   202,241 949 SH   SOLE   0 0 949
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504   311,371 1,255 SH   SOLE   0 0 1,255
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   675,014 6,238 SH   SOLE   0 0 6,238
VANGUARD INDEX FUNDS S&P 500 ETF SHS NEW S&P 500 ETF SHS 922908363   849,189 2,417 SH   SOLE   0 0 2,417
VANGUARD INDUSTRIALS ETF INDUSTRIAL ETF 92204A603   243,459 1,333 SH   SOLE   0 0 1,333
VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702   790,770 2,476 SH   SOLE   0 0 2,476
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF INTL HIGH ETF 921946794   14,926,433 250,570 SH   SOLE   0 0 250,570
VANGUARD MID-CAP ETF MID CAP ETF 922908629   310,403 1,523 SH   SOLE   0 0 1,523
VANGUARD S&P 500 VALUE ETF 500 VAL IDX FD 921932703   314,995 2,249 SH   SOLE   0 0 2,249
VANGUARD SMALL-CAP ETF SMALL CP ETF 922908751   366,162 1,995 SH   SOLE   0 0 1,995
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   784,760 4,105 SH   SOLE   0 0 4,105
VANGUARD VALUE ETF VALUE ETF 922908744   547,303 3,899 SH   SOLE   0 0 3,899
VERIZON COMMUNICATIONS INCORPORATED COM 92343V104   2,730,934 69,313 SH   SOLE   0 0 69,313
VISA INCORPORATED COM CLASS A COM CL A 92826C839   2,758,746 13,279 SH   SOLE   0 0 13,279
WALMART INCORPORATED COM 931142103   2,986,218 21,061 SH   SOLE   0 0 21,061
WASTE MGMT INCORPORATED DEL COM 94106L109   926,829 5,908 SH   SOLE   0 0 5,908
WELLS FARGO COMPANY NEW COM 949746101   320,939 7,773 SH   SOLE   0 0 7,773
WESTROCK COMPANY COM 96145D105   384,663 10,940 SH   SOLE   0 0 10,940
WILLIAMS COMPANIES INCORPORATED COM 969457100   209,273 6,361 SH   SOLE   0 0 6,361
WILLIAMS SONOMA INCORPORATED COM 969904101   224,439 1,953 SH   SOLE   0 0 1,953
XCEL ENERGY INCORPORATED COM 98389B100   230,452 3,287 SH   SOLE   0 0 3,287
YUM BRANDS INCORPORATED COM 988498101   667,041 5,208 SH   SOLE   0 0 5,208
YUM CHINA HLDGS INCORPORATED COM 98850P109   315,840 5,779 SH   SOLE   0 0 5,779