The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 433 2,905 SH   SOLE   0 0 2,905
ABBVIE INC COM 00287Y109 305 1,880 SH   SOLE   0 0 1,880
ALPHABET INC CAP STK CL A 02079K305 1,649 593 SH   SOLE   0 0 593
ALPHABET INC CAP STK CL C 02079K107 1,321 473 SH   SOLE   0 0 473
AMAZON COM INC COM 023135106 5,839 1,791 SH   SOLE   0 0 1,791
APPLE INC COM 037833100 5,653 32,377 SH   SOLE   0 0 32,377
AT&T INC COM 00206R102 1,099 46,493 SH   SOLE   0 0 46,493
BECTON DICKINSON & CO COM 075887109 263 987 SH   SOLE   0 0 987
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,297 6,510 SH   SOLE   0 0 6,510
BK OF AMERICA CORP COM 060505104 2,153 52,230 SH   SOLE   0 0 52,230
BLACKSTONE INC COM 09260D107 1,147 9,036 SH   SOLE   0 0 9,036
BOEING CO COM 097023105 687 3,589 SH   SOLE   0 0 3,589
BRISTOL-MYERS SQUIBB CO COM 110122108 1,474 20,189 SH   SOLE   0 0 20,189
BROADCOM INC COM 11135F101 938 1,489 SH   SOLE   0 0 1,489
CATERPILLAR INC COM 149123101 325 1,457 SH   SOLE   0 0 1,457
CHEVRON CORP NEW COM 166764100 228 1,402 SH   SOLE   0 0 1,402
CISCO SYS INC COM 17275R102 2,054 36,840 SH   SOLE   0 0 36,840
COCA COLA CO COM 191216100 854 13,767 SH   SOLE   0 0 13,767
CONSOLIDATED EDISON INC COM 209115104 477 5,039 SH   SOLE   0 0 5,039
COSTCO WHSL CORP NEW COM 22160K105 2,633 4,572 SH   SOLE   0 0 4,572
DEERE & CO COM 244199105 388 935 SH   SOLE   0 0 935
DISNEY WALT CO COM 254687106 880 6,418 SH   SOLE   0 0 6,418
FASTENAL CO COM 311900104 548 9,227 SH   SOLE   0 0 9,227
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 997 20,029 SH   SOLE   0 0 20,029
GALLAGHER ARTHUR J & CO COM 363576109 730 4,181 SH   SOLE   0 0 4,181
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 245 6,254 SH   SOLE   0 0 6,254
HOME DEPOT INC COM 437076102 677 2,261 SH   SOLE   0 0 2,261
INTEL CORP COM 458140100 291 5,879 SH   SOLE   0 0 5,879
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 282 1,894 SH   SOLE   0 0 1,894
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 472 16,267 SH   SOLE   0 0 16,267
INVESCO QQQ TR UNIT SER 1 46090E103 2,354 6,492 SH   SOLE   0 0 6,492
ISHARES TR RUS 2000 GRW ETF 464287648 537 2,101 SH   SOLE   0 0 2,101
ISHARES TR EAFE SML CP ETF 464288273 2,266 34,156 SH   SOLE   0 0 34,156
ISHARES TR MSCI EAFE ETF 464287465 557 7,570 SH   SOLE   0 0 7,570
ISHARES TR CORE S&P500 ETF 464287200 19,488 42,955 SH   SOLE   0 0 42,955
ISHARES TR RUS 1000 ETF 464287622 650 2,600 SH   SOLE   0 0 2,600
ISHARES TR CORE S&P MCP ETF 464287507 409 1,526 SH   SOLE   0 0 1,526
ISHARES TR RUSSELL 2000 ETF 464287655 5,075 24,725 SH   SOLE   0 0 24,725
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 6,527 129,829 SH   SOLE   0 0 129,829
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 3,869 76,412 SH   SOLE   0 0 76,412
JOHNSON & JOHNSON COM 478160104 1,365 7,704 SH   SOLE   0 0 7,704
JPMORGAN CHASE & CO COM 46625H100 2,691 19,738 SH   SOLE   0 0 19,738
LOCKHEED MARTIN CORP COM 539830109 240 545 SH   SOLE   0 0 545
LOWES COS INC COM 548661107 460 2,276 SH   SOLE   0 0 2,276
MASTERCARD INCORPORATED CL A 57636Q104 330 924 SH   SOLE   0 0 924
MCDONALDS CORP COM 580135101 641 2,590 SH   SOLE   0 0 2,590
MERCK & CO INC COM 58933Y105 276 3,367 SH   SOLE   0 0 3,367
META PLATFORMS INC CL A 30303M102 706 3,174 SH   SOLE   0 0 3,174
MICROSOFT CORP COM 594918104 3,395 11,013 SH   SOLE   0 0 11,013
NETFLIX INC COM 64110L106 457 1,220 SH   SOLE   0 0 1,220
NIKE INC CL B 654106103 262 1,947 SH   SOLE   0 0 1,947
NVIDIA CORPORATION COM 67066G104 440 1,612 SH   SOLE   0 0 1,612
ORGANIGRAM HLDGS INC COM 68620P101 17 10,000 SH   SOLE   0 0 10,000
PAYPAL HLDGS INC COM 70450Y103 318 2,753 SH   SOLE   0 0 2,753
PEPSICO INC COM 713448108 485 2,899 SH   SOLE   0 0 2,899
PFIZER INC COM 717081103 1,890 36,507 SH   SOLE   0 0 36,507
PHILIP MORRIS INTL INC COM 718172109 770 8,197 SH   SOLE   0 0 8,197
PNC FINL SVCS GROUP INC COM 693475105 360 1,953 SH   SOLE   0 0 1,953
PREDICTIVE ONCOLOGY INC COM NEW 74039M200 11 11,097 SH   SOLE   0 0 11,097
PRICE T ROWE GROUP INC COM 74144T108 293 1,940 SH   SOLE   0 0 1,940
PROCTER AND GAMBLE CO COM 742718109 1,627 10,645 SH   SOLE   0 0 10,645
PROGRESSIVE CORP COM 743315103 761 6,677 SH   SOLE   0 0 6,677
PROLOGIS INC. COM 74340W103 1,290 7,987 SH   SOLE   0 0 7,987
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,118 11,290 SH   SOLE   0 0 11,290
SANDY SPRING BANCORP INC COM 800363103 202 4,507 SH   SOLE   0 0 4,507
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,497 18,980 SH   SOLE   0 0 18,980
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 241 3,172 SH   SOLE   0 0 3,172
SNAP ON INC COM 833034101 288 1,402 SH   SOLE   0 0 1,402
SOUTHWEST AIRLS CO COM 844741108 1,301 28,403 SH   SOLE   0 0 28,403
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,371 3,035 SH   SOLE   0 0 3,035
SPDR SER TR SPDR S&P1500VL 78464A128 360 2,322 SH   SOLE   0 0 2,322
SPDR SER TR S&P 600 SML CAP 78464A813 799 8,532 SH   SOLE   0 0 8,532
SPDR SER TR S&P DIVID ETF 78464A763 7,943 62,002 SH   SOLE   0 0 62,002
SYSCO CORP COM 871829107 851 10,427 SH   SOLE   0 0 10,427
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 960 9,205 SH   SOLE   0 0 9,205
TARGET CORP COM 87612E106 268 1,264 SH   SOLE   0 0 1,264
TESLA INC COM 88160R101 426 395 SH   SOLE   0 0 395
TEXAS INSTRS INC COM 882508104 469 2,555 SH   SOLE   0 0 2,555
UNITEDHEALTH GROUP INC COM 91324P102 785 1,540 SH   SOLE   0 0 1,540
VANGUARD BD INDEX FDS INTERMED TERM 921937819 260 3,180 SH   SOLE   0 0 3,180
VANGUARD INDEX FDS GROWTH ETF 922908736 401 1,393 SH   SOLE   0 0 1,393
VANGUARD INDEX FDS TOTAL STK MKT 922908769 894 3,926 SH   SOLE   0 0 3,926
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,956 11,807 SH   SOLE   0 0 11,807
VANGUARD INDEX FDS SMALL CP ETF 922908751 270 1,268 SH   SOLE   0 0 1,268
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 865 7,982 SH   SOLE   0 0 7,982
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,242 48,596 SH   SOLE   0 0 48,596
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 393 4,738 SH   SOLE   0 0 4,738
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,381 30,486 SH   SOLE   0 0 30,486
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 226 1,396 SH   SOLE   0 0 1,396
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,563 53,365 SH   SOLE   0 0 53,365
VERIZON COMMUNICATIONS INC COM 92343V104 1,608 31,560 SH   SOLE   0 0 31,560
VISA INC COM CL A 92826C839 2,894 13,051 SH   SOLE   0 0 13,051
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 322 19,385 SH   SOLE   0 0 19,385
WALMART INC COM 931142103 353 2,370 SH   SOLE   0 0 2,370