The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US TIPS ETF 808524870   22,419,639 429,495 SH   SOLE   0 0 429,495
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   17,261,426 109,388 SH   SOLE   0 0 109,388
WISDOMTREE TR GLB HIGH DIV FD 97717W877   14,796,087 303,155 SH   SOLE   0 0 303,155
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   13,522,921 389,010 SH   SOLE   0 0 389,010
WORLD GOLD TR SPDR GLD MINIS 98149E303   13,472,031 329,309 SH   SOLE   0 0 329,309
VANGUARD STAR FDS VG TL INTL STK F 921909768   11,621,965 200,517 SH   SOLE   0 0 200,517
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   8,559,645 158,983 SH   SOLE   0 0 158,983
ISHARES TR NATIONAL MUN ETF 464288414   4,453,266 41,078 SH   SOLE   0 0 41,078
MICROSOFT CORP COM 594918104   2,392,366 6,362 SH   SOLE   0 0 6,362
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,372,988 28,604 SH   SOLE   0 0 28,604
EATON CORP PLC SHS G29183103   2,368,224 9,834 SH   SOLE   0 0 9,834
PARKER-HANNIFIN CORP COM 701094104   2,342,199 5,084 SH   SOLE   0 0 5,084
LAM RESEARCH CORP COM 512807108   2,337,248 2,984 SH   SOLE   0 0 2,984
HOME DEPOT INC COM 437076102   2,306,490 6,656 SH   SOLE   0 0 6,656
JPMORGAN CHASE & CO COM 46625H100   2,303,693 13,543 SH   SOLE   0 0 13,543
ALPHABET INC CAP STK CL A 02079K305   2,277,087 16,301 SH   SOLE   0 0 16,301
VISA INC COM CL A 92826C839   2,243,176 8,616 SH   SOLE   0 0 8,616
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   2,223,065 44,965 SH   SOLE   0 0 44,965
AT&T INC COM 00206R102   2,221,320 132,379 SH   SOLE   0 0 132,379
APPLE INC COM 037833100   2,179,825 11,322 SH   SOLE   0 0 11,322
INVESCO EXCHANGE TRADED FD T PHARMACEUTICALS 46137V662   2,120,515 27,865 SH   SOLE   0 0 27,865
UNITEDHEALTH GROUP INC COM 91324P102   2,046,389 3,887 SH   SOLE   0 0 3,887
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,994,766 28,456 SH   SOLE   0 0 28,456
PROCTER AND GAMBLE CO COM 742718109   1,993,970 13,607 SH   SOLE   0 0 13,607
FIFTH THIRD BANCORP COM 316773100   1,713,912 49,693 SH   SOLE   0 0 49,693
ISHARES TR CORE 1 5 YR USD 46432F859   1,685,954 35,449 SH   SOLE   0 0 35,449
SALESFORCE INC COM 79466L302   1,612,522 6,128 SH   SOLE   0 0 6,128
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,602,953 9,407 SH   SOLE   0 0 9,407
RPM INTL INC COM 749685103   1,559,025 13,966 SH   SOLE   0 0 13,966
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,527,433 13,683 SH   SOLE   0 0 13,683
VERTEX PHARMACEUTICALS INC COM 92532F100   1,525,024 3,748 SH   SOLE   0 0 3,748
INVESCO EXCHANGE TRADED FD T S&P500 EQL DIS 46137V381   1,499,014 31,525 SH   SOLE   0 0 31,525
SMUCKER J M CO COM NEW 832696405   1,484,965 11,750 SH   SOLE   0 0 11,750
INTEL CORP COM 458140100   1,460,056 29,056 SH   SOLE   0 0 29,056
AMERICAN ELEC PWR CO INC COM 025537101   1,454,000 17,902 SH   SOLE   0 0 17,902
WISDOMTREE TR US S CAP QTY DIV 97717X651   1,420,211 29,937 SH   SOLE   0 0 29,937
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,410,870 29,866 SH   SOLE   0 0 29,866
CHEVRON CORP NEW COM 166764100   1,399,867 9,385 SH   SOLE   0 0 9,385
PROGRESSIVE CORP COM 743315103   1,339,067 8,407 SH   SOLE   0 0 8,407
WENDYS CO COM 95058W100   1,292,089 66,329 SH   SOLE   0 0 66,329
MARATHON PETE CORP COM 56585A102   1,280,940 8,634 SH   SOLE   0 0 8,634
MEDPACE HLDGS INC COM 58506Q109   838,360 2,735 SH   SOLE   0 0 2,735
ISHARES TR MSCI USA MIN VOL 46429B697   624,864 8,008 SH   SOLE   0 0 8,008
SPDR SER TR S&P 400 MDCP VAL 78464A839   454,002 6,187 SH   SOLE   0 0 6,187
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   320,453 5,526 SH   SOLE   0 0 5,526
ISHARES TR GLB INFRASTR ETF 464288372   283,617 6,028 SH   SOLE   0 0 6,028
NVIDIA CORPORATION COM 67066G104   272,371 550 SH   SOLE   0 0 550
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   244,387 14,300 SH   SOLE   0 0 14,300
ISHARES TR CORE US AGGBD ET 464287226   221,030 2,227 SH   SOLE   0 0 2,227
SPDR SER TR BLOOMBERG HIGH Y 78468R622   183,303 1,935 SH   SOLE   0 0 1,935
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   150,193 2,714 SH   SOLE   0 0 2,714
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   138,745 4,659 SH   SOLE   0 0 4,659
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   123,300 5,908 SH   SOLE   0 0 5,908
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409   97,443 2,385 SH   SOLE   0 0 2,385
ISHARES TR MSCI EMG MKT ETF 464287234   97,067 2,414 SH   SOLE   0 0 2,414
WISDOMTREE TR US QTLY DIV GRT 97717X669   92,348 1,314 SH   SOLE   0 0 1,314
SELECT SECTOR SPDR TR ENERGY 81369Y506   85,768 1,023 SH   SOLE   0 0 1,023
PFIZER INC COM 717081103   84,297 2,928 SH   SOLE   0 0 2,928
ISHARES TR CONSER ALLOC ETF 464289883   80,723 2,233 SH   SOLE   0 0 2,233
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   77,489 3,206 SH   SOLE   0 0 3,206
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   71,816 1,643 SH   SOLE   0 0 1,643
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   71,635 164 SH   SOLE   0 0 164
COLGATE PALMOLIVE CO COM 194162103   55,797 700 SH   SOLE   0 0 700
CION INVT CORP COM 17259U204   46,722 4,131 SH   SOLE   0 0 4,131
DISNEY WALT CO COM 254687106   45,145 500 SH   SOLE   0 0 500
AMGEN INC COM 031162100   43,203 150 SH   SOLE   0 0 150
GENERAL MLS INC COM 370334104   42,341 650 SH   SOLE   0 0 650
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   41,182 1,523 SH   SOLE   0 0 1,523
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   37,681 1,520 SH   SOLE   0 0 1,520
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   34,984 743 SH   SOLE   0 0 743
ISHARES TR MSCI EAFE ETF 464287465   31,496 418 SH   SOLE   0 0 418
CHECK POINT SOFTWARE TECH LT ORD M22465104   30,558 200 SH   SOLE   0 0 200
ISHARES TR MSCI ACWI ETF 464288257   29,819 293 SH   SOLE   0 0 293
UNITED PARCEL SERVICE INC CL B 911312106   28,301 180 SH   SOLE   0 0 180
ABBOTT LABS COM 002824100   17,611 160 SH   SOLE   0 0 160
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,082 381 SH   SOLE   0 0 381
ISHARES TR U.S. TECH ETF 464287721   13,012 106 SH   SOLE   0 0 106
ISHARES TR MSCI GBL SUS DEV 46435G532   10,212 126 SH   SOLE   0 0 126
OWENS CORNING NEW COM 690742101   8,894 60 SH   SOLE   0 0 60
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   7,687 87 SH   SOLE   0 0 87
SPDR SER TR PRTFLO S&P500 HI 78468R788   5,879 150 SH   SOLE   0 0 150