The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US TIPS ETF 808524870   21,284,160 421,552 SH   SOLE   0 0 421,552
WISDOMTREE TR GLB HIGH DIV FD 97717W877   13,234,355 291,883 SH   SOLE   0 0 291,883
WORLD GOLD TR SPDR GLD MINIS 98149E303   12,751,851 347,841 SH   SOLE   0 0 347,841
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   12,146,533 374,893 SH   SOLE   0 0 374,893
VANGUARD STAR FDS VG TL INTL STK F 921909768   10,058,495 187,939 SH   SOLE   0 0 187,939
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   7,238,135 159,325 SH   SOLE   0 0 159,325
ISHARES TR NATIONAL MUN ETF 464288414   4,268,740 41,630 SH   SOLE   0 0 41,630
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,353,437 32,363 SH   SOLE   0 0 32,363
ALPHABET INC CAP STK CL A 02079K305   2,074,524 15,853 SH   SOLE   0 0 15,853
EATON CORP PLC SHS G29183103   2,061,991 9,668 SH   SOLE   0 0 9,668
PFIZER INC COM 717081103   2,033,819 61,315 SH   SOLE   0 0 61,315
MICROSOFT CORP COM 594918104   2,015,748 6,384 SH   SOLE   0 0 6,384
AT&T INC COM 00206R102   1,951,398 129,920 SH   SOLE   0 0 129,920
PARKER-HANNIFIN CORP COM 701094104   1,935,525 4,969 SH   SOLE   0 0 4,969
VISA INC COM CL A 92826C839   1,932,084 8,400 SH   SOLE   0 0 8,400
HOME DEPOT INC COM 437076102   1,931,249 6,391 SH   SOLE   0 0 6,391
JPMORGAN CHASE & CO COM 46625H100   1,927,740 13,293 SH   SOLE   0 0 13,293
PROCTER AND GAMBLE CO COM 742718109   1,896,909 13,005 SH   SOLE   0 0 13,005
APPLE INC COM 037833100   1,885,365 11,012 SH   SOLE   0 0 11,012
UNITEDHEALTH GROUP INC COM 91324P102   1,877,604 3,724 SH   SOLE   0 0 3,724
LAM RESEARCH CORP COM 512807108   1,810,739 2,889 SH   SOLE   0 0 2,889
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,759,629 27,298 SH   SOLE   0 0 27,298
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,728,733 35,144 SH   SOLE   0 0 35,144
ISHARES TR CORE 1 5 YR USD 46432F859   1,611,056 34,736 SH   SOLE   0 0 34,736
CHEVRON CORP NEW COM 166764100   1,519,603 9,012 SH   SOLE   0 0 9,012
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,432,293 9,218 SH   SOLE   0 0 9,218
PROGRESSIVE CORP COM 743315103   1,385,756 9,948 SH   SOLE   0 0 9,948
AMERICAN ELEC PWR CO INC COM 025537101   1,315,673 17,491 SH   SOLE   0 0 17,491
RPM INTL INC COM 749685103   1,305,723 13,772 SH   SOLE   0 0 13,772
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,276,896 30,828 SH   SOLE   0 0 30,828
WENDYS CO COM 95058W100   1,273,710 62,406 SH   SOLE   0 0 62,406
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,264,120 12,235 SH   SOLE   0 0 12,235
WISDOMTREE TR US S CAP QTY DIV 97717X651   1,248,139 30,302 SH   SOLE   0 0 30,302
MARATHON PETE CORP COM 56585A102   1,242,501 8,210 SH   SOLE   0 0 8,210
INTEL CORP COM 458140100   1,227,348 34,525 SH   SOLE   0 0 34,525
SALESFORCE INC COM 79466L302   1,210,799 5,971 SH   SOLE   0 0 5,971
FIFTH THIRD BANCORP COM 316773100   1,204,366 47,547 SH   SOLE   0 0 47,547
VERTEX PHARMACEUTICALS INC COM 92532F100   1,195,530 3,438 SH   SOLE   0 0 3,438
SMUCKER J M CO COM NEW 832696405   1,181,288 9,611 SH   SOLE   0 0 9,611
DANA INC COM 235825205   1,112,235 75,817 SH   SOLE   0 0 75,817
MEDPACE HLDGS INC COM 58506Q109   694,913 2,870 SH   SOLE   0 0 2,870
ISHARES TR MSCI USA MIN VOL 46429B697   652,578 9,016 SH   SOLE   0 0 9,016
SPDR SER TR S&P 400 MDCP VAL 78464A839   433,459 6,683 SH   SOLE   0 0 6,683
ISHARES TR ISHARES TR 464287622   380,319 1,619 SH   SOLE   0 0 1,619
ISHARES TR GLB INFRASTR ETF 464288372   306,190 7,073 SH   SOLE   0 0 7,073
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   288,748 5,521 SH   SOLE   0 0 5,521
NVIDIA CORPORATION COM 67066G104   239,245 550 SH   SOLE   0 0 550
ISHARES TR CORE US AGGBD ET 464287226   186,763 1,986 SH   SOLE   0 0 1,986
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   137,030 2,714 SH   SOLE   0 0 2,714
SELECT SECTOR SPDR TR ENERGY 81369Y506   105,847 1,171 SH   SOLE   0 0 1,171
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409   95,343 2,595 SH   SOLE   0 0 2,595
WISDOMTREE TR US QTLY DIV GRT 97717X669   91,299 1,438 SH   SOLE   0 0 1,438
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   86,036 3,140 SH   SOLE   0 0 3,140
ISHARES TR MSCI EMG MKT ETF 464287234   81,630 2,151 SH   SOLE   0 0 2,151
ISHARES TR CONSER ALLOC ETF 464289883   75,835 2,233 SH   SOLE   0 0 2,233
ISHARES TR ISHARES TR 464287507   68,571 275 SH   SOLE   0 0 275
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   66,885 3,430 SH   SOLE   0 0 3,430
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   64,403 164 SH   SOLE   0 0 164
SPDR SER TR BLOOMBERG HIGH Y 78468R622   62,286 689 SH   SOLE   0 0 689
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   62,222 2,836 SH   SOLE   0 0 2,836
DISNEY WALT CO COM 254687106   61,112 754 SH   SOLE   0 0 754
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   51,494 1,348 SH   SOLE   0 0 1,348
COLGATE PALMOLIVE CO COM 194162103   49,777 700 SH   SOLE   0 0 700
CION INVT CORP COM 17259U204   43,665 4,131 SH   SOLE   0 0 4,131
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   43,044 1,798 SH   SOLE   0 0 1,798
GENERAL MLS INC COM 370334104   41,594 650 SH   SOLE   0 0 650
AMGEN INC COM 031162100   40,314 150 SH   SOLE   0 0 150
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   31,106 396 SH   SOLE   0 0 396
UNITED PARCEL SERVICE INC CL B 911312106   27,277 175 SH   SOLE   0 0 175
CHECK POINT SOFTWARE TECH LT ORD M22465104   26,656 200 SH   SOLE   0 0 200
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   23,471 943 SH   SOLE   0 0 943
ABBOTT LABS COM 002824100   17,530 181 SH   SOLE   0 0 181
ISHARES TR U.S. TECH ETF 464287721   11,122 106 SH   SOLE   0 0 106
SCOTTS MIRACLE-GRO CO CL A 810186106   9,716 188 SH   SOLE   0 0 188
ISHARES TR MSCI EAFE ETF 464287465   9,649 140 SH   SOLE   0 0 140
ISHARES TR MSCI GBL SUS DEV 46435G532   9,390 126 SH   SOLE   0 0 126
OWENS CORNING NEW COM 690742101   8,185 60 SH   SOLE   0 0 60
ISHARES TR MSCI ACWI ETF 464288257   6,374 69 SH   SOLE   0 0 69
MODERNA INC COM 60770K107   6,197 60 SH   SOLE   0 0 60