The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US TIPS ETF 808524870 12,258 236,641 SH   SOLE   0 0 236,641
WORLD GOLD TR SPDR GLD MINIS 98149E303 12,052 365,431 SH   SOLE   0 0 365,431
WISDOMTREE TR GLB HIGH DIV FD 97717W877 10,291 250,149 SH   SOLE   0 0 250,149
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,701 79,154 SH   SOLE   0 0 79,154
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,908 174,465 SH   SOLE   0 0 174,465
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,323 60,043 SH   SOLE   0 0 60,043
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,747 29,858 SH   SOLE   0 0 29,858
ALPHABET INC CAP STK CL A 02079K305 1,568 16,394 SH   SOLE   0 0 16,394
APPLE INC COM 037833100 1,504 10,886 SH   SOLE   0 0 10,886
HOME DEPOT INC COM 437076102 1,477 5,353 SH   SOLE   0 0 5,353
EATON CORP PLC SHS G29183103 1,433 10,744 SH   SOLE   0 0 10,744
ISHARES TR GLB INFRASTR ETF 464288372 1,420 33,937 SH   SOLE   0 0 33,937
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,411 25,286 SH   SOLE   0 0 25,286
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,400 10,357 SH   SOLE   0 0 10,357
PFIZER INC COM 717081103 1,381 31,568 SH   SOLE   0 0 31,568
PROCTER AND GAMBLE CO COM 742718109 1,378 10,915 SH   SOLE   0 0 10,915
JPMORGAN CHASE & CO COM 46625H100 1,375 13,161 SH   SOLE   0 0 13,161
VISA INC COM CL A 92826C839 1,375 7,741 SH   SOLE   0 0 7,741
FIFTH THIRD BANCORP COM 316773100 1,362 42,606 SH   SOLE   0 0 42,606
MICROSOFT CORP COM 594918104 1,355 5,819 SH   SOLE   0 0 5,819
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,334 27,245 SH   SOLE   0 0 27,245
OWENS CORNING NEW COM 690742101 1,326 16,865 SH   SOLE   0 0 16,865
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,319 34,884 SH   SOLE   0 0 34,884
SPDR SER TR PORTFOLI S&P1500 78464A805 1,318 29,887 SH   SOLE   0 0 29,887
ABBOTT LABS COM 002824100 1,300 13,439 SH   SOLE   0 0 13,439
LAM RESEARCH CORP COM 512807108 1,254 3,426 SH   SOLE   0 0 3,426
ISHARES TR CORE 1 5 YR USD 46432F859 1,198 25,983 SH   SOLE   0 0 25,983
DISNEY WALT CO COM 254687106 1,179 12,498 SH   SOLE   0 0 12,498
WISDOMTREE TR US S CAP QTY DIV 97717X651 1,107 30,799 SH   SOLE   0 0 30,799
ISHARES TR MSCI USA MIN VOL 46429B697 1,035 15,658 SH   SOLE   0 0 15,658
CHEVRON CORP NEW COM 166764100 1,026 7,140 SH   SOLE   0 0 7,140
PROGRESSIVE CORP COM 743315103 999 8,593 SH   SOLE   0 0 8,593
MARATHON PETE CORP COM 56585A102 990 9,966 SH   SOLE   0 0 9,966
WENDYS CO COM 95058W100 937 50,137 SH   SOLE   0 0 50,137
SMUCKER J M CO COM NEW 832696405 935 6,807 SH   SOLE   0 0 6,807
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 926 9,757 SH   SOLE   0 0 9,757
RPM INTL INC COM 749685103 821 9,856 SH   SOLE   0 0 9,856
INTEL CORP COM 458140100 819 31,784 SH   SOLE   0 0 31,784
UNITEDHEALTH GROUP INC COM 91324P102 813 1,610 SH   SOLE   0 0 1,610
AMERICAN ELEC PWR CO INC COM 025537101 745 8,614 SH   SOLE   0 0 8,614
DANA INC COM 235825205 630 55,121 SH   SOLE   0 0 55,121
MEDPACE HLDGS INC COM 58506Q109 498 3,170 SH   SOLE   0 0 3,170
ISHARES TR RUS 1000 ETF 464287622 404 2,049 SH   SOLE   0 0 2,049
SPDR SER TR S&P 400 MDCP VAL 78464A839 404 6,982 SH   SOLE   0 0 6,982
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 264 6,047 SH   SOLE   0 0 6,047
WISDOMTREE TR US QTLY DIV GRT 97717X669 188 3,485 SH   SOLE   0 0 3,485
NVIDIA CORPORATION COM 67066G104 152 1,255 SH   SOLE   0 0 1,255
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 116 2,714 SH   SOLE   0 0 2,714
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 79 314 SH   SOLE   0 0 314
ISHARES TR CORE US AGGBD ET 464287226 78 812 SH   SOLE   0 0 812
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 72 2,329 SH   SOLE   0 0 2,329
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 67 2,330 SH   SOLE   0 0 2,330
CITRIX SYS INC COM 177376100 50 480 SH   SOLE   0 0 480
GENERAL MLS INC COM 370334104 50 650 SH   SOLE   0 0 650
COLGATE PALMOLIVE CO COM 194162103 49 700 SH   SOLE   0 0 700
META PLATFORMS INC CL A 30303M102 41 300 SH   SOLE   0 0 300
CION INVT CORP COM 17259U204 36 4,294 SH   SOLE   0 0 4,294
AMGEN INC COM 031162100 34 150 SH   SOLE   0 0 150
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 27 396 SH   SOLE   0 0 396
UNITED PARCEL SERVICE INC CL B 911312106 27 165 SH   SOLE   0 0 165
PAYPAL HLDGS INC COM 70450Y103 26 300 SH   SOLE   0 0 300
SPLUNK INC COM 848637104 23 300 SH   SOLE   0 0 300
CHECK POINT SOFTWARE TECH LT ORD M22465104 22 200 SH   SOLE   0 0 200
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 21 1,004 SH   SOLE   0 0 1,004
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 16 545 SH   SOLE   0 0 545
SPDR SER TR S&P KENSHO SMART 78468R689 16 500 SH   SOLE   0 0 500
SOTERA HEALTH CO COM 83601L102 15 2,239 SH   SOLE   0 0 2,239
ETSY INC COM 29786A106 15 150 SH   SOLE   0 0 150
BLOCK INC CL A 852234103 15 265 SH   SOLE   0 0 265
ISHARES TR MSCI EMG MKT ETF 464287234 13 361 SH   SOLE   0 0 361
APPIAN CORP CL A 03782L101 11 260 SH   SOLE   0 0 260
ISHARES TR MSCI GBL SUS DEV 46435G532 9 126 SH   SOLE   0 0 126
SCOTTS MIRACLE-GRO CO CL A 810186106 8 188 SH   SOLE   0 0 188
ISHARES TR U.S. TECH ETF 464287721 8 106 SH   SOLE   0 0 106
MODERNA INC COM 60770K107 7 60 SH   SOLE   0 0 60
VERTIV HOLDINGS CO COM CL A 92537N108 6 645 SH   SOLE   0 0 645
SEA LTD SPONSORD ADS 81141R100 6 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4 12 SH   SOLE   0 0 12
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3 26 SH   SOLE   0 0 26
VANGUARD INDEX FDS GROWTH ETF 922908736 3 14 SH   SOLE   0 0 14
VANGUARD INDEX FDS VALUE ETF 922908744 3 20 SH   SOLE   0 0 20
ISHARES TR GL CLEAN ENE ETF 464288224 2 108 SH   SOLE   0 0 108
ISHARES TR MSCI ACWI ETF 464288257 1 18 SH   SOLE   0 0 18
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 1 33 SH   SOLE   0 0 33
SHERWIN WILLIAMS CO COM 824348106 1 3 SH   SOLE   0 0 3
HUNTINGTON BANCSHARES INC COM 446150104 1 46 SH   SOLE   0 0 46
SPDR SER TR S&P REGL BKG 78464A698 1 10 SH   SOLE   0 0 10